We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
As a Mortgage Loan Originator based in California, with over 20 years of experience in the mortgage industry, I am dedicated to providing exceptional service across multiple states. My extensive expertise encompasses processing, underwriting, and originating loans, allowing me to navigate the mortgage process with precision and insight.
I am committed to assisting clients in realizing their homeownership dreams by delivering personalized guidance and tailored solutions. My focus on understanding and prioritizing client needs ensures a seamless and efficient experience.
With a deep passion for helping individuals and families from all backgrounds, regardless of credit status, I am dedicated to making both new homeownership and refinancing accessible. My goal is to provide a smooth, rewarding experience for everyone through the loan application process.
It would be my privilege to serve as your dedicated loan officer. Your financial journey is important to me, and I look forward to providing you with the best possible financial guidance and loan programs.
Phone: (714) 323-9770
License: AL, AR, CA, IA, IN, KS, KY, LA, MN, MO, ND, SD, TX, WI
Spoken Language: English
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.