At Lumon, we understand the challenges businesses face when managing international payments and currency risk. That’s why we’ve designed tailored FX solutions to help you reduce costs, mitigate risk, and streamline your global transactions. Our human-led, data-supported approach ensures you get the most out of your foreign exchange operations, enabling you to focus on growing your business.
Our core pillars of support
We help businesses optimise exchange rates and reduce FX costs through a multi-layered approach that combines competitive rates, precise trade timing, and data-driven strategies.
Managing FX risk is crucial for businesses trading internationally. Our simple four-step approach helps protect your business from currency fluctuations using risk management tools like forward contracts, options, and credit solutions.
With Lumon, you’re not just getting a service provider; you’re gaining a partner. Your dedicated currency specialist will work with you to develop a tailored hedging strategy that aligns with your business needs and desired level of risk protection.
Managing your FX costs
We reduce the costs of foreign exchange transactions by leveraging our extensive network of banking providers and our annual trade flow of £8.8 billion. This combination enables us to consistently outperform standard market offerings.
Timing is crucial for optimal exchange rates. We adopt a proactive strategy, analysing key market events, risk factors, and sentiment to inform our trading decisions. With insights into short-term execution windows, we advise clients on the best times to trade and capitalise on favourable conditions.
We employ a strategic approach to capitalise on intraday market volatility, targeting the best exchange rates as the market fluctuates. By leveraging real-time market analysis and data, we secure advantageous rates within shorter timeframes, effectively managing key risks and seizing opportunities.
Weekly market updates and alerts
Discover trends and insights shaping the FX market. Stay informed, stay ahead.
View our insightsDesigning your FX risk strategy
Our FX risk management approach focuses on reducing your exposure to market volatility, which can be especially high for major currency pairs like GBP, USD, and EUR. With a clear and structured approach, we work with you to build a solution that fits your needs and goals to protect your business from sudden market shifts, ensuring more predictable costs and financial stability. This allows you to focus on growth, knowing your bottom line is safeguarded against currency fluctuations.
We work with you to evaluate your currency exposures and how they impact your bottom line.
Together, we create a tailored FX hedging strategy that fits your risk tolerance and business objectives.
We leverage market orders, forwards, and options to protect your budget and mitigate currency risk.
Our currency specialists provide ongoing market insights and performance reviews, adjusting your strategy as needed.
FX across industries
Insurers operating in multiple regions face FX risk tied to claims, premiums, and cross-border investments. Our tailored FX strategies help protect profitability by stabilising your balance sheet, ensuring currency fluctuations don’t disrupt your financial planning or operations across diverse markets.
Metals and recycling industries are often exposed to volatile global markets, where even minor currency fluctuations can impact margins. Our FX solutions offer targeted hedging strategies, helping you mitigate risk, reduce costs, and stabilise cash flows as you operate in fluctuating commodity markets.
Wholesale businesses dealing with international suppliers or clients face ongoing FX exposure that can impact pricing and profit margins. Our FX solutions allow you to lock in exchange rates and better forecast costs, supporting steady operations and consistent profitability despite currency fluctuations.
Recruitment agencies managing cross-border placements or working with clients in foreign markets face currency risk tied to wages and service fees. Our FX solutions offer tailored strategies to protect your margins and stabilise cash flow, enabling smoother operations in a global hiring landscape.
Retail businesses importing goods or expanding internationally are susceptible to currency risk that can impact pricing and profit margins. Our FX hedging solutions help you manage costs and provide stable pricing, ensuring predictable margins and stronger financial planning in global markets.
Film and animation studios working with international talent or production teams are exposed to currency fluctuations that can increase project costs. Our FX solutions help you budget accurately and manage financial risk, ensuring that currency volatility doesn’t impact your project timelines or profitability.
Our products & services
Tailored to you.
Our comprehensive range of products and services is designed to meet the specific needs of your business, enabling tailored solutions that align with your FX strategy. With flexible hedging options, dynamic payment solutions, and bespoke market analysis, we ensure you have the right products to support your goals.
Get in touchFlexible FX Options
Our FX options suite offers corporate clients flexible and structured solutions to manage currency risk effectively. Options allow you to secure protection against adverse market movements while maintaining the potential to benefit from favorable exchange rate changes. With customizable features, such as pre-determined protection rates and flexible expiry terms, our options provide tailored risk management strategies to align with your business goals—whether you’re looking for zero-premium products or added premium features for enhanced terms.
What our customers are saying
We’re here to help
Our team of dedicated currency specialists is here to support you in securing competitive exchange rates and provide guidance on all trade and payment matters, helping to safeguard your business against currency fluctuations. We’d love to assist you in developing your FX policy and strategy. Request your free currency risk assessment to explore how we can help your business.