questions to ask when negotiating a mortgage?
['Which Type of Loan Is Best for You? ... ', 'What Is the Interest Rate and Annual Percentage Rate? ... ', 'How Much of a Down Payment Is Required? ... ', 'What Are the Discount Points and Origination Fees? ... ', 'What Are All the Costs? ... ', 'Can You Get a Loan Rate Lock? ... ', 'Is There a Prepayment Penalty? ... ', 'How Much Time Do You Need to Fund?']