how to buy a house with low monthly payments?
['9 strategies to reduce your mortgage payment. While not all of these apply to every loan scenario, and some require a cash outlay, one of these may work for you. ... ', 'Buy a cheaper house. ... ', 'Increase your down payment. ... ', 'Have your seller pay your PMI. ... ', 'Pay points. ... ', 'Drop mortgage insurance coverage. ... ', 'Recast your loan. ... ', 'Refinance.']