what are the main risks faced by banks?
['Credit Risks. Credit risk is the risk that arises from the possibility of non-payment of loans by the borrowers. ... ', 'Market Risks. Apart from making loans, banks also hold a significant portion of securities. ... ', 'Operational Risks. ... ', 'Moral Hazard. ... ', 'Liquidity Risk. ... ', 'Business Risk. ... ', 'Reputational Risk. ... ', 'Systemic Risk.']