if you want to rent on the private market here you need to earn 4 times the rent. otherwise they rent it out to someone else. so let's say the rent is 1200 euros, you need to earn 4800 euros a month. so getting a mortgage is actually cheaper for most people. but the houses are too expensive to to buy even for two modal incomes now. so a third of the country lives in social housing. and somehow half of africa also manages to live in our social housing.
Netherlands