i think you are both confused about what i was trying to say. my point was that if you put more money down you will have less interest to pay. if you are arguing against that then you are retarded. my whole thing is that if you don't have at least 50% to put down you probably shouldn't get a mortgage.  > amortization ok so your monthly payment remains the same throughout the duration of the loan?  > amortization is paying off a debt over time in equal installments. part of each payment goes toward the loan principal, and part goes toward interest. the percentage of the payment that goes to the interest is higher at the beginning of the loan. because interest is calculated against what you owe. a larger down payment means there is less principal to charge interest against. it also means a smaller monthly payment.  please what kind of drug is it? and can i have some? i want to argue with people without understanding a word that they say.
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