you also get an added layer of security by having the ability to dispute any fraudulent charges right? as opposed to a debit card where once the money has left your account that is it, and unless the police recover your stolen funds you are never seeing it ever again. i don't know cause i've never owned a credit card. still do over 50% of my payments in cash. i used to even pay my fortnightly rent of $1100 in cash at the bank with a deposit only bank card the real estate gave me until i moved 2 years ago.
Australia