no larp: hospitals and health systems are the problem and aca incentivizes them and insurance companies to make healthcare as expensive as possible for consumers. health systems establish all pricing for every single procedure, they then monopolize to take over a region and then gatekeep which payors they will accept. insurance companies profits are maxed at a relativistic 20% meaning they want care to get more expensive because that is the only way they will make money. i work in healthcare and it blows my mind that hospitals get away with this
United States