they can't. i was once forced to go get a complete checkup by my insurance company when i was still in highschool. blood work, even ordered a prostate exam for me which i didn't do. they said they'd cancel my insurance if i didn't go to it. i had to bum a ride from a neighbor, went there, did everything except get by teen bussy fingered. doctor just felt up by my dick to check for prostate issues after i asked if he could check it from the outside instead a few weeks later, they get ahold of me and say the insurance is refusing to pay for anything and kept sending me bills for like $500 for about a decade fixed typos
United States