this is a purely hypothetical idea and don't know if it would work, but i wouldn't feel bad if it did, because the last time i had a minor accident, it was a dumb bitch backing into me at a stop light and claiming i hit her. then she manged to somehow contract bell's palsey from a sub 5mph impact and jewed her way into a $250,000 settlement with my insurance company. meanwhile, a few years later, my wife got ran down by a drunk driver on the sidewalk and only got $35,000 in damages because the driver had bare minimum insurance. fuck this rigged system. if i can exploit it, good.
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