this is why i'm thinking it doesn't make sense to buy a house.  i had an acquaintance who bought a 400k house with a 70k down payment in the middle of nowhere georgia.  afterwards he had 0 in the bank because he put everything on the house. so hes completely broke but still on the hook for all the bullshit which ends up costing close to the amount of just paying rent, especially with maintenance etc. 400k could have paid 20 years worth of rent instead.  yeah after 30 years you will own an asset worth a bunch of money but by that point you're about dead and you can't take the house with you into the grave. home ownership only makes sense if you can find something dirt cheap that you fix up but that's less and less possible every year.
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