i always buy used cars that are at least 5 years old in 2007 i bought a 2002 pontiac for $7,000 in 2016 i bought a 2011 chevy for $4,000 never had a car payment, shit just gets me from point a to point b. nobody even knows or cares what kinda car you have.  i calculated that my shit depreciates at around $100/month so i just put $50/check in a high yield savings account so whenever it dies i can buy another used car for cash. that's my "car payment." also when you drive an old shitbox you don't have to care about insurance. i have liability-only coverage and it's like $30/month. my shit could get totaled tomorrow and i wouldn't care.  most people are retards who want shiny & new, or retarded women who see a check engine light come on once and convince themselves it's cheaper to buy a new car than to pay for repair.
United States