higher interest rates = higher returns in investments.  again, poor people try and save, rich people invest. i get that people are struggling, but life isn't easy, i was pretty much homeless 15 years ago, i live in a house, own two cars, have a kid, and investments. i educated myself, i learned. it took effort, but i still remember when i first into my first apartment with my wife, i spent every dollar i had on first and last months rent, i took that risk to put a roof over my head and have a place to sleep.
Canada