forebearance ended like 5 months ago but biden instituted an "on-ramp" where payments were still due but non-payment would not be reported to credit bureaus. i could pay off my entire loan right now if i wanted but i was certain biden or harris were going to promise blanket debt relief to win the election so i didn't make any payments. i'll just go back to making minimum payments next month. i am so fucking pissed and eternally seething that the only people who had their debts erased were the biggest retards. literally rewarding poor decision making.
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