op's picture is utilizing a lame, unfunny snapchat filter to make the girl appear sad. i saw that shit years ago being used by some gay men. anyway, let's break down a few things here that i forgot to address in my previous post: you can cut way down on your food payments by preparing meals with whole foods, especially if you only live alone or with 1 roommate (who can also contribute to cooking and buying ingredients to prepare). i pay 10 dollars a month at my local gym and i get their most premium package because i shook hands and bullshitted with the regional director of sales, otherwise it would be 29.99 a month. these 2 things alone would be more than enough for this ludicrous hypothetical. 700 a month for your car payment and your insurance is also ludicrous, just get a used car so you don't have the payments and bam, hundreds of dollars more a month in your pocket. don't get in any at-fault accidents, get on geico's good driver rewards program to get tiny discounts and shit here and there, and your insurance wont be hundreds of dollars a fucking month. has nobody else pointed this out, or do i just have too much free time to reply to a troll thread?
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