> house? appreciates. hardly. when you factor in inflation, a house is not a strong investment due to the costs of upkeep. it's a solid investment, but weak gains. unless you are into investment property renting out only in landlord friendly jurisdictions, a home is not an investment. just the ridiculous amount one pays in interest on a mortgage makes that way of buying a house not an investment. one could get lucky buying into a soon to be 'gentrified' area i guess.  the truth is that the only people making good money on property already were wealthy in the first place
Canada