no it isn't you retard, its because insurance holders work out "deals" with "providers" where providers inflate their prices because they know insurance can pay more, insurance asks for a "discount" so providers inflate to give them a "discount", and they agree to charge the same price for cash payers but give a discount to those with their insurance its a scam and literally price fixing, its not "lawyers" fault you retard, i hate lawyers but this isn't why
United States