not at all. the people who are in tough are the 80-90 range who fundamentally struggle with the basics of living, but are capable enough they get no sympathy even though this is like paying all their bills on time genuinely strain their mental competence. 100 iq is enough to manage your life effectively. it's enough to cultivate skills, relationships and wisdom. it's enough to pursue most careers.  seriously. learn to play a musical instrument, get some tradie skills, and live your life.   your issues are related to your personality not your intellect. at 120 iq there are very few things out of reach. you could be a physicist if you wanted, and it would go fine, provided your other immutable traits like conscientiousness and neuroticism were decent.
Canada