i'm honestly amazed how much credit card debt normies have. people look at muh house price to income ratio, but that's only half the debt story these days it's debt for just getting the fridge fixed, the dentist trip, or being out of work for a week from the flu to keep up with the rent all of this shit which was payable upfront before, which now requires (((finance))) to spread around. this isn't even the kind of retard who buys 300 tellies off brighthouse for 25% apr, or people buying starbucks on klarna
United Kingdom