> your gold slowly appreciates in value, dipping slightly periodically, but your assets remain soundly invested > you have your fraud gold in your house, or in a vault > "my credit score is fucked for the next 10 years. i will have to live paycheck to paycheck" > you go to work to pay the bills > car breaks down, more expensive to fix it than to buy a new one > can't get finance to buy new car, and even used ones need 3 months of savings to buy > start to sell gold to pay for things because no access to finance > 15 years later, gold is gone, credit score is still fucked > can't get a mortgage for a house
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