earning $36k and having expenses of $20k is way better than earning $36k and having $40k expenses.  having money, aka being in a class that doesn't have to work, so talking about real upper class richfags. minimalism can be beneficial but its not the same "tier" as for them minimalism is not buying the yacht, not wasting half a million on a gallardo that can get you in a traffic accident and killed, not gambling on the stock market, etc.  doing opposite of what rich arabs do.  having a hobby like horse riding but not buying the stable only one horse, etc.
Serbia