> so is your ability to pay interest the only thing banks care about? this is the fundamental financial concept behind a credit score. a credit score measures your profitability to lenders. that's literally it, that's what it does. that's why i have a credit card i pay off every month, despite having that card being a potential drain on my finances if i forget. i like to think i'm scamming the credit agencies. the entire financial services sector is scammers scamming scammers scamming scammers. in a just world they would all get the rope. or do it old-school: you can't find many historical crucifixion nails because people would reuse them. you can crucify someone in all sorts of ways, just nail them to something and come back in a week to collect the nails, simple a-s. all the women at my work (academia) are dating, engaged, or married to men in finance. they pretend to complain about the guy not being around, but really they're just bragging they get access to the scam money. sometimes it's the first thing they tell you about themselves. unreal. i hate chicago and women.
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