the principles of accountancy are the same. some standards differ in different regions. and you might have different laws specific to a sector, heck, different by state too. so whatever, i don't care about your jewish financial practices. but that companies makes money on denying insurance claims. normally such a company should make as many payments as possible but only up to a threshold at which it would stay financially viable. but no they have to make a profit selling virtual bullshit coverage that only exists if they decide to honour it.
Romania