the problem can be a couple of factors, but it stems mainly from either the parents being shitty, the children being retards, the state that they live in, and the amount of videos they watch on tik tok thinking they can sustain such a lifestyle.    this is true... i bought a honda pilot for family use in 2016. went through costco because fuck the salesreps on vehicle purchasing. went from 45k down to 38k. the problem is i needed to extend the 5 year payback to 6 years. the only other reason i got it was the 3.4% apr from chase bank at the time.  > monthly rate $606 mind you this was because i needed the seat capacity but didnt want to go full suv
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