$21m nw here (no i don't live in germany lmao i'm just visiting) you're too pessimistic. there's always someone richer than you unless you're elon musk. you don't need to drop $41k per day to be happy. the true 'make it' number is $10m. you feel the squeeze because you retired too early, although if you invest good you can make it, don't overspend, you will get there in 10 years. > $10m ~$500k post-inflation income, if you can't make it on $500k, what are you even doing? i travel around the world with my gf, spend about $200k/year, business class tickets, good hotels/airbnbs, restaurants, it's simply hard to spend more. my life quality didn't change at all from $10m to $20m. there's nothing else to spend on unless you're a total degenerate throwing parties with whores, but that lifestyle can easily consume millions per year. the only remaining money tier regarding pure life quality, retarded degeneracy excepted, is $100m. at that point you can escape the horror of security and other bs during flying. fly private except on really long distances (if the flight is 16h, having to arrive 1h before (business or first class) doesn't matter that much). considering a short flight in europe is $6k-$12k flying private at substantially below $100m is overspending.
Germany