because such people are good buddies with various enforcement organizations plus more than a few media outlets, lending institutions, commercial banks and central banks. you are in deeper than you think. to prevent competition they often collude to arrange the zoning laws so that no new competition can come into their zone without their approval and in my small corner of the world, they even make sure to have less parking than necessary combined with less public transportation than necessary, so the town can write a shit ton of parking tickets and make bank on that too. this whole white hating society is rigged to its core and the top of the pyramid is the power to issue currency. congress, the treasury and the federal reserve (a private central bank, not federal and not a reserve, just misnamed,) all work together to control the amount of currency in circulation and they are allowed to infinite print if they desire. they have some speed bumps to try to prevent weimar germany 2.0 but there is no limit to how much they can print. congress has never failed to raise the debt ceiling. long story short, until you get the power to issue currency completely back in the hands of people you can vote into and out of power, you are up shit creek without a paddle. you won't ever be able to save enough money to buy a house as long as they keep pumping crazy amount of money into the system every cycle.
United States