usury is not high interest rates. it is interest on loans for consumption. loans that are not secured by an asset. if you can get back to zero by surrending an asset (house, car, etc), then it isn't usury, even at 1000%. if you are some how leveler with a debt that is accruing interest and you cannot return the good that was purchased (student loans) to settle the debt, it is usury, even at 0.000001%
Nazi