 Knowing what I know now, I have complete buyers remorse.  It does not hold its value.  It's a complete rip off.  Toyota Finance is a complete rip off.  They need to realize the true facts about their American made ford parts being assemble in Mexico is false advertisement.  I have a Toyota body, with who knows how many cheap parts are used.  I will never by a Toyota again, the sad thing is who would want to by any highlanders, the trade in value doesn't come close to being the amount it should be.  Complete buyers remorse.  Stay away from Toyota's.  Buy a Ford, It is American, by a Chevy it is American.  But if I were to by an European car.  It will be a true European Car.   Not happy about the true facts about Toyota after the purchase.  Lesson Learned.  I would come out a whole lot better if I turned the car in due to not holding their value for the price you will pay.  Not to mention, Toyota Finance is repo happy, I think the reason is they want to make payments teetering on the edge of way too high so people default.   I say let them have it if they won't work with you and be reasonable...After all the parts are not Toyota parts.  They are assembled in different places in the US, but mostly Mexico.  So there you have it, the absolute truth about Toyota and their high repo problem with Toyota Finance.  If you still want one after reading this statement of fact.  Do not use Toyota Finance, they are prideful of the millions of 2015-16 repo action.  Funny, even the dealership expressed or said and I quote," this SUV will last you a long time if it's not repossessed first." I should have questioned him on that statement but at the time I thought surely he is kidding?