 I actually got an XLT with the 6.5' bed. One of the reasons I went with the 2010 was the 6spd transmission.  I am glad I went with a new one over a 2yr old used one that I was looking at.  You don't notice when the 6 spd upshifts even two gears.  Very smooth.  The cabin of the 10' is very large and you can fit three adults in back without any problems. The XLT models can be dressed up quite nicely without going all the way to a Lariat, I didn't care if I had leather or not so for me the XLT was fine.  The upgraded Capt. chairs are very comfortable.  The 5.4 should have enough power to tow what I want and the 6.5' bed will meet my needs.