 Whenever Ford Credit called for the payment, we had to explain to them that the van repairs where costing us more each month than the payments and its tough to make the payments, plus the repairs (of course, they could care less). The transmission went out at 44k, the front end is build so weak that the struts went out at 37k, and the front brakes warps so bad that they have been replaced 3 times in 5 years. Of course each thing that had to be repaired went out after warranty expiration. It is amazing how they have engineered a vehicle to fail almost as soon as the warranty expires. If only they would put that engineering skill to good use to build a reliable vehicle.