 My ZTW-wagon is the perfect urban vehicle. Easily hauls four adults and four sets of golf clubs. It handles like a sports car, is quiet with no rattles or squeaks, good pick-up for a 4-banger, 30-mph on trips, and is well-equipped.  I have 6-CD stereo, 4-wheel disks with ABS, stability control, moon roof, 16-in aluminum wheels, low profile tires, vanity cover for the storage compartment, rear window wiper-washer, leather wrapped steering wheel, and plenty of storage pockets, bins, cup holders.  It has over 60,000 miles without a single problem. The Volvo S-40 underpinnings help make it a wonderful car to drive. 