Drupal Commerce does not allow any payment if payment pane is not in review order page If I do not put the Payment pane in the Review Order page, then no payment method works and it just goes to checkout complete. Even if I check Require a payment method at all times it makes no difference.

Is this a bug or is it something I'm missing?

The attached image works but not when payment is in payment when it is it skips payment entirely.
I guess 'payment' means 'choose payment method'