Get 404 Error When Going to mydomain.com/news Craft newbie here.  I have been playing with craft now for a few weeks and built out a couple of pages. I am really liking it this CMS.  The one small problem that I just noticed however, is when I tried to go to the news template (for example) by going to http://example.com/news I get a 404 error.  It works fine when going to http://example.com/index.php/news.  

Am I missing something or does the index.php always need to be in the address? 

When I read the documentations it says either way would work, so I am sure I am doing something wrong or missing something really simple.

I would appreciate it if someone can point me in the right direction.
The .htaccess file was missing the period in the filename when initially installed.