What terms describe "schema" at various stages of acceptance? According to WordNet 3.0, quoted at TheFreeDictionary.com, in psychology, schema means "an internal representation of the world; an organization of concepts and actions that can be revised by new information about the world".

Within psychology, specifically as applied to learning or education, are there terms to describe schemata at different stages of acceptance, e.g.:


schema present in an individual
schema currently being added or adjusted by an individual
potential "schemata/patterns/ideas" out in the world not yet encountered by the individual


Are there specialized terms to distinguish these?
I don't know of separate terms to differentiate 'schema present in an individual' from 
'potential "schemata/patterns/ideas" out in the world not yet encountered by the individual', but with regard to 'schema currently being added or adjusted by an individual', I can at least offer some related terms.


Accommodation is the process by which schemata are adjusted most generally.
With respect to identity status, which might be considered self-schemata, one's status is classified as in moratorium during periods of active adjustment. I find James Marcia's theory useful often, because it differentiates individuals in terms of two factors:


Whether they have a sense of personal identity
Whether they have attempted to scrutinize and develop their personal identities


I'm only wary of dichotomizing these factors, which might be better understood as dimensions (I doubt whether anyone is truly at an absolute zero)...but that's slightly tangential, as it's somewhat easier to imagine schemata being completely stable or absent in a meaningfully dichotomous sense.