Will termites come in with mulch
I was concerned about this too. Not so much termites being in the mulch, but attracting them towards my house by surrounding it with delicious decaying wood that is often wet from watering.
I used rubber mulch that is made from recycled tires, which won't attract insects and looks reasonably close to regular mulch. Plus Recycling!
The main downside is that it gets SUPER hot in the summer. Enough to burn your hand while working in the garden bed in Texas summers.