GFCI Outlet or Breaker
You can run the fridge but not the dishwasher as shown in exhibit 210.28. It also depends on where you live local code may have exemptions or tougher requirements. I usually run a dedicated circuit for the fridge. There is an exception that allows a gas stove igniter and a clock outlet on the 2 small appliance circuit.
The wording is counter top a dishwasher, Garbage disposal, trash compactor and in some cases a built in microwave require additional circuits. It really depends on local requirements. But Exhibit 210.28 clearly shows the fridge not gfci protected and on 1 of the 2 small appliance circuits. (The Exhibit is 2 drawings of methods that can be used for the required 2ea 20 Amp small appliance circuits in the 2014 NEC hand book).