Appropriate fixing to lay joists on top of binders
Toenailing into the top of the beam would probably be adequate, if you use slight care until you get the floor fastened to the top of the joists. For a more robust attachement, a 2x6 or even a 1x6 attached to the ends of the joists (nailed into the ends) such that it overlaps the side of the binders with the extra inch will be quite robust. Serves the function of a "rim-joist." Some blocking between the joists at mid-span or third-points would likely be overkill, but is another approach to resist overturning.

I would recommend the above approach.

"hurricane ties" are a metal bracket that may be handier (and may cost less) than the two you mention. They nail to the face of the joist and the face of the binder. But probably overkill for an interior light storage floor. You should be able to install the shortest version of them by simply pushing the insulation down while you nail, and letting it spring back up once installed.