Typical requirements for electrical final inspection?
I have done work as a licensed "homeowner" many times.   (passed local electrical exam)

Your local inspector can work out whatever they want to - basically they make the rules - but in general for the final electrical inspection, all outlets must be connected and all light units must be workable.   

Every inspector that I have had has turned on every single light (need bulbs too), fully ground tested every outlet, and opened up most junction boxes.   These are the basics.   

But again your local inspector can do whatever he wants but I highly doubt you are passing your final electrical before lights are in.   You should expect to install them and take them out if you need to do other work.

Note: I pulled the last inspection sheet I had.   It had a checklist for the final electrical walk-through that needed inspector checks and signature.