Why is it bad to flush baby wipes?
The problems don't stop at your system/pipes.

Just as they don't dissolve in your septic system (should you have one), they don't dissolve in the water company's septic system and can clog the equipment in the local sewage works that isn't designed to handle such "solid" waste.

While one or two wipes from one person probably won't do too much damage, if everyone did it it would cause major problems.

As for problems to your system there's a good chance that the baby wipes will get caught up in any bends - specifically the U-bend in the toilet itself.