Is there any value in using higher interrupting current rating breakers in a residential loadcenter?
The interrupt current rating is only for the purpose of a high current fault like a ground fault or short circuit. (This is also sometimes referred to as a withstand current.) As long as the breaker can interrupt the fault safely it can be used in that application.

This is nothing you didn't already know.

The robustness of the product for a higher interrupt rating will not add any value in a lower rated installation. Since a residential installation will never exceed 10,000 amps short circuit current there is no need for a higher rating.

The higher cost of a higher rated breaker has no payoff in a lower rated system since it will never be realized in the lifetime of the product. If the product reaches its end of life without ever having used the extra robustness, where is the added value?

I had my well driller tell me to use #12 wire and a 20 amp circuit to feed the well pump when the manual specified a 15 amp circuit with #14 wire. His justification was "bigger is always better". That is unless you are the one paying for it. I elected for the smaller circuit. The extra cost is wasted since it is never used.

I am an overbuilder myself but I try to resist the temptation to spend money on things that will never pay off.

Good luck!