Why is hot-ground reading a different voltage from neutral-ground?
It's strange how these forums meant for getting answers to Qs so rarely just. get. a. direct. answer.
your question:
&quot;Is this a phantom voltage or is this indicative as a loose neutral?&quot;
Answer: Most likely just a &quot;phantom&quot; voltage.
More info: There's a lot that could account for those few volts. Most consumer grade meters have some level of error, not much, but enough to contribute to reading a few volts. Most branch circuits deriving from a building power system in a condo complex will have a higher degree of &quot;noise&quot; for lack of [not really lack of, Just no point in getting technical or trying to &quot;flex&quot; as many do on these sites] a better word, moreso say than a single family home. Also branch circuits of long distance from their source of power have what is called voltage drop and this can develop a small usually harmless voltage between the neutral and ground.
TLDR: I would not worry about the readings you're getting at all.