How do I set up privileges for different schemas?
You can always have root as user t access when all fails, so don't touch the user and give a string password.
Besides that you can always recover whwn you log in as su or administrator see manual
CREATE USER 'dba'@'localhost' IDENTIFIED BY 'mypassword';
GRANT ALL PRIVILEGES ON hp. * TO 'dba '@'localhost';
CREATE USER 'dba'@'localhost' IDENTIFIED BY 'mypassword';
GRANT ALL PRIVILEGES ON hpc. * TO 'dba '@'localhost';
CREATE USER 'hp_dbo '@'localhost' IDENTIFIED BY 'mypassword';
GRANT ALL PRIVILEGES ON hp. * TO 'hp_dbo'@'localhost';
CREATE USER 'hp_application_user  '@'localhost' IDENTIFIED BY 'mypassword';
GRANT SELECT,CREATE,DROP,EXECUTE  ON hp. * TO 'hp_application_user '@'localhost';
CREATE USER 'hpc_dbo '@'localhost' IDENTIFIED BY 'mypassword';
GRANT ALL PRIVILEGES ON hpc.* TO 'hpc_dbo'@'localhost';
CREATE USER 'hpc_application_user'@'localhost' IDENTIFIED BY 'mypassword';
GRANT SELECT,CREATE,DROP,EXECUTE  ON hp. * TO 'hpc_application_user`@'localhost';

If you need more privileges for the user hpc_application_user or hpc_application_user
you can use the same command with the privilege you want to add or revoke
If you have multiple user with the same privileges you can define a role