How to translate high level entity relationship into schema
The key to understand this case is at the ninth page from Doc-A:


  "product" and "customer" are entity types, and "shipped to" is a
  relationship... the verb "ship" is then converted to a gerund... in
  other words, the relationship... has been converted into the entity
  type "shipping"


Hence, the final third form will have "shipped to" converted to an entity by itself, "shipping".



This is necessary because "Shipped to" is a MANY-TO-MANY relationship (although to myself Chen's text is not clear on this).

But, your example does not relate - the relationship "Identified by" is an ONE-TO-MANY (a card belongs to ONE customer / a customer have ONE OR MORE cards issued).

Hence, the model would have the relationship between "Bank" and "Bank card" identified by TWO verbs.



Or, making the model stronger, to register several authentication events, one may turn "Authenticated by" into a entity by itself, "Authenticating" (to register event date, data shared, etc.).