Connect to PostgreSQL from different host
The issue is probably due to this line:

host    all     all   192.168.0.0/24  md5


This (the 24) basically tells Postgres to allow connections from any machine that has IP of the form: 192.168.0.x. So, your 192.168.10.195 does not match the criteria. You can replace it with:

host    all     all   192.168.0.0/16  md5     -- any 192.168.x.x


or

host    all     all   192.168.10.0/24  md5    -- any 192.168.10.x


or 

host    all     all   192.168.10.195/32  md5  -- only 192.168.10.195 


depending on what range of IPs you want to allow.