A beginner example of xor, that is functional (does not switch to procedural)
I can't tell whether I've missed something in the other answers or comments, but the natural language equivalent of XOR is to ask "is there any difference?" 

Used in a sentence which follows the broad format of those in the question, you'd be saying something like "the light is on differs-from the door is open", with the compound 'differs-from' element being the XOR operator.

Even in computer science, the XOR and XNOR operators typically go by other aliases, such as Not-Equal and Equal operators, respectively.