I want to figure out whether my problem described below is reducible to the set cover problem
Hint: For each element $x \in U$, let $A_x = \{i : x \in S_i\}$. Then $T$ is a solution to your problem iff $\{A_x : x \in T\}$ covers all of $\{1,\ldots,n\}$. This problem is known as minimum hitting set.