Lending a friend money,and not getting it back
Next time better simply give, never expect something return, for bondage is seldom a help for both, all involved. If not able to give, that's "fine" as well, but never lend. Even if now saying "no need to pay back", for example, your friend might be even more lost.

My person did, after doing such one or two times, never gave loans and it makes/made much more on releasing joy to simply give when asked and able to, and never even a little regret in don't giving loans but make clear liberal gifts.

Now what to expect? Just let it be his good and proper or demerits? If possible to bear it. Would be one possibility: patient. Things are at least not for sure and giving, even if time and place to get back on good track, is always good.

Much joy in wise and liberal growing. Joy in giving without intended on a deal or back of low and material things.

(Note that this is not given for trade exchange or stacks, but to turn toward freedom from bound in loan giving because of debt)