Affordable trainers for winter conditioning
All trainers are adjustable and will work with a wide range or tire sizes and wheel diameters.

Efficiency isn't a concern with trainer because their function is actually to be completely inefficient i.e. to make you do work, soak up your energy output and turn it into heat. Low noise, adjustability, and  'feel' are what you are looking for.

If you want affordable, look on Craiglist or an equivalent bike and gear used marketplace where you located. Where I am there seems to be many to choose from. People buy them, don't get into indoor training then look to sell them on.

Make sure you get a trainer than is compatible with your rear wheel, attachment - quick release or through axle. Be aware than cheaper trainers that clamp onto the quick release skewer can chew it up, so consider getting a cheap or used sacrificial one.