How do you leverage your bitcoins?
I co-founded Bitbond.net for purposes like yours. It's a peer to peer lending website where you can earn interest on your Bitcoins. However, the loans are unsecured and you need to decide which projects you like to lend to.

One of the reasons we had and still have a financial crisis is because many people did not really care what other people were doing with their money. Then they found out that some of the banks they trusted put their money to work in products the bankers didn't even understand themselves.

Low effort is always a double-edged sword as it might create much more work later.