Found this spider in my bed last night.. can someone help ID?
It seems like an Agelenopsis to me. According to www.spiders.us, the size, the description and the location (Kentucky) match your specimen.

Here is another image (also from www.spiders.us), for comparison:

 

The mentioned link lists 13 species in the Genus Agelenopsis. It shouldn't be difficult narrowing it down to species (if that's the correct Genus, of course).