PhD funding 1st year
You do not need to have external funding to be accepted to graduate schools, and your situation is the same as every other student who applies: most of the time, the results of the fellowship applications won't be known until after the application deadlines.

As for RA's and TA's, that's a field-dependent thing. You may find that some departments use "central" funds to support students in their first semester or even first year (especially in programs where there is a lot of coursework to complete).