How to manually renew Apple Developer program with different credit card?
Login to the Apple Developer site: developer.apple.com.

Apple uses your account's default Apple Store credit card.

On the left-side menu select Membership.

Scroll to the bottom of the page to Auto-renew membership section.  This is where the Auto-renew Membership checkbox is located.

On the right-side of this row there's a link named Edit default debit/credit card.

A new browser window will, probably, pop up and require you to log into your account again.  Alternatively, you can just go to the page to change your account's credit card.  I go thru the developer site to ensure this is updated correctly (because I'm paranoid).

Scroll down to Payment &amp; Shipping section.  Edit your card there.