Signing up for an Apple Developer Account under 18
Launch the app through your parent's name, you are still under 18 and this will ensure your legal obligations are met.

When you turn 18, you can create a new Apple Developer account in your name and transfer your apps from your parent's account to your new account.

I believe the transfer will include your statistics and other meta-data associated with each app.

This approach is common practice for consultants who develop and manage apps for clients, before handing them over when their role ends.

With regard to choosing the bank account, so long as your parents agree this should be fine.