Is there a human-readable summary of Apple's Terms and Conditions?
Apple has on their website the latest versions all of their legal documents on their website: http://www.apple.com/legal/. Some of those pages offer summaries of the policies, but not many of them have that.

At the same time @Mark makes a valid point: there is a reason why these legal documents are so long. If you want a summary, then it would be best to have a lawyer look it over and give you the information you need. I think any take away from their documentation is that Apple is very restrictive when it comes to their branding, content, technologies, processes, and the like.