Publishing app under a different name from that of credit card
Create a business entity, say "T.Miller Apps LLC" and publish under that. It will require legwork with forms and such.

There is no charge to transfer your membership but you will need to work with Developer support once you have established your LLC and gotten a D&amp;B number.

I would expect 3 months of paperwork / emails and about $150 of legal filing fees to establish a US LLC properly with the correct registrations for Apple to accept it as a company. If you're handy with paperwork or can do all of it yourself, you might cut half the time and cost off.

Choosing which location to register will affect your costs and taxes so you might want to research that before transferring your program to an LLC.