'Wallet and Apple Pay' missing from Macbook Pro settings
Only MacBook Pro with Touch ID have a ‘Wallet and Apple Pay’ preference pane, as these Macs are the only ones which have the necessary hardware support for storing cards for Apple Pay on device.

On older Macs, Apple Pay is still supported with a compatible iPhone. No configuration is available on the Mac, since the Mac delegates to the iPhone for Apple Pay.

To enable Apple Pay on your Mac using your iPhone, go to Settings → Wallet &amp; Apple Pay and turn on ‘Allow Payments on Mac’.