Pull-up and Pull-down Resistor Usage on Input or Output MCU Pins
Pull-up and Pull-downs are normally used to ensure a line has a defined state while not actively driven. They are used on inputs to prevent floating lines, rapidly switching between high and low and a middle "undefined" region. Outputs normally do not need them.

But most mcu pins are GPIO, and sometimes on startup are defined as inputs instead of outputs. As you said, sometimes you don't want an IC pin input floating on startup, especially like a reset pin that you would normally drive with your microcontroller's GPIO.

This is when you use a Weak Pull-up or Pull-down on the line. Because they are weak, and you choose the default state, they provide no interference with your circuit (If the input is supposed to be low at all times, then pulled high, you choose a weak pull-down, and vis versa), but they do consume a bit of current. This is why you choose a resistor weak (Higher the value, the weaker) enough for the job.

Another normal output setup that uses pull-ups (or pull-downs, rarer) is Open Drain or Open Collector connections. These only drive a connection low, or release the line, leaving it floating. The pull-ups are used to bring the line to a high logic state.