Windings of BLDC motor
In short: go for the second motor! 

Motor topologies

The second motor has what the litterature refers to as concentrated windings, and the former has distributed windings (and also stator skew encompassing a whole slot). 

As I see it, the main benefits for concentrated windings compared to distributed windings are that they:


Are simpler to wound => cheaper
Have less end windings (more important in short machines)


The main drawback is, as you suspect, losses. The concentrated windings have more harmonic contents in the magnetic flux, due to not having the smoothness gained by distributed windings (and also sometimes stator skew as seen in your first figure above). These harmonics lead to significantly larger magnetic losses in the iron core. 

I learned a lot about this by reading Design of Rotating Electrical Machines, by Pyrhönen et al, so that’s my recommendation if you want to dive deeper. 

Magnetic Fields

How to simulate magnetic fields is actually very well known. There’s no need for expensive tools. I used the free FEMM solver for a PhD level course in numerical motor analysis. It can compute quasi-static frequency dependent solutions, and get really nice results when compared to reality. It has some examples to get you started. 

From a quick inspection of the Motorsolve package: I think you get nice pre-made geometries with boxes to fill in your sizes and shape factors etc. So the drawback of using a free solver is that you have to draw the geometry yourself. But that’s exactly what I did in the course I mentioned earlier: complete reverse-engineering of a professional machine sawed into two. I can recommend it as an exercise.