Custom Body of Webform email handler missing text area
At jrockowitz suggestion I found the issue, in case someone else has same issue,
ckeditor could not find the plugin.js file and related files.  I moved them as below and it works.
was: ckeditor.link/ with a folder called link and plugin.js
now: ckeditor.link/ with folders dialogs, icons, images, lang and plugin.js file