SWF Tools install/ setup of media players
Figured it out.  As you said chellman the version matter greatly.  I had to go under:
/admin/settings/swftools/flowplayer3 and under plugins I had to change the Player File from the default to flowplayer-3.0.7.swf.  Than you have to manually create the directory /sites/all/modules/swftools/shared/"flowplayer3" where you add the plugin.  So, there it is!