Changing Commerce Credit Card option to read something else
Alter the form that has the form_id of commerce_checkout_form_review:

/**
 * Implements hook_form_alter().
 */
function MYMODULE_form_commerce_checkout_form_review_alter(&amp;$form, &amp;$form_state) {
 $form['commerce_payment']['payment_method']['#options']['commerce_payment_example|commerce_payment_commerce_payment_example'] = t('AWESOME PAYMENT');
}


The #options array will hold a list of payment methods that are keyed by the payment_method followed by a pipe (|) and then an instance_id. Just update the title accordingly.