How do I override a field template?
You need to specify the entity type (node, taxonomy_term, ...) in the template name suggestion as you specified, i.e. field--node--field-test.html.twig.

node is the entity type, and field-test is the field name.

If you want to know which template is generating a particular markup element, you can use Twig's debug option. You enable Twig debugging in sites/default/services.yml; set the value of debug in twig.config to true.

I have added the field_test field to the Article nodes, and I got the template suggestions in the HTML source.

&lt;!-- FILE NAME SUGGESTIONS:
   * field--node--field-test--article.html.twig
   * field--node--field-test.html.twig
   * field--node--article.html.twig
   * field--field-test.html.twig
   * field--string.html.twig
   x field.html.twig
--&gt;


After getting the suggestion, I created a template file and kept this in the templates directory of the theme. 

Remember to clear the cache.

See Working With Twig Templates for more information.