How to load to panels a referenced node?
You'll want to add a display to your view of type "pane". Give it a descriptive title so you can find it from your Page Manager. 

Then you'll create a Page Manager variant that displays on the entity (user) to which you want to attach this view. Under "content" you'll click the gear that appears in the top left, and click "add content". Select "view panes" and then select the view pane you just created. 

In order to pass the node ID to the view pane, you'll go back to the view. Under "pane settings" select "argument input" and set it to "from panel argument". You'll probably want the first argument.