Earth Versus Catastrophic Meteor
There is nothing wrong with your maths, but it isn't relevant to the question of the frequency of impact.

Now you ask about comets, but do you also want to include asteroids, since these are rather more common.

You also ask about catastrophic, and this is a poorly defined word. A Tunguska scale event is a local disaster, but has no significant global effects.

The Torino scale classifies objects according to their threat. A "10" on the Torino scale signifies a object carrying an energy of more than 10000 Megatons of TNT and capable of causing a global catastrophe. Such events occur, on average of less than once in 100,000 years.

Within the next 100 or so years the probability is considerably lower than $10^{-5}$ in each year, as many of the potentially hazardous objects have been observed, and their orbits shown not to intersect with Earth. So while a naive estimation would suggest that the chance of an impact in the next 100 years is about 1 in 1000, the actual probability is rather less than that.

If you restrict to only comets, the probability is reduced further.