Do people have an innate preference to take matters into their own hands?
This is called the illusion of control:

... the tendency for people to overestimate their ability to control
events; for example, it occurs when someone feels a sense of control
over outcomes that they demonstrably do not influence.

Some examples from the same source:

Subjects are either given tickets at random or allowed to choose their
own. They can then trade their tickets for others with a higher chance
of paying out. Subjects who had chosen their own ticket were more
reluctant to part with it. ... Participants who chose their own
numbers were less likely to trade their ticket even for one in a game
with better odds.
On average, drivers regard accidents as much less likely in
&quot;high-control&quot; situations, such as when they are driving, than in
&quot;low-control&quot; situations, such as when they are in the passenger seat.
They also rate a high-control accident, such as driving into the car
in front, as much less likely than a low-control accident such as
being hit from behind by another driver.

The illusion of control is one of several positive illusions that people have about themselves.