Would a roll cage plus a safety harness make a small GA aircraft accident more survivable?
Short answer: Yes, a better harness would help in some cases, but will achieve little all by itself. A roll cage might help in a few cases, too, but would be much less effective per pound.

Your observation is correct: Race car drivers enjoy a lot more protection than GA pilots. This is a rather recent development; 30 years ago the chances of surviving a crash were equally low for both.

There are two factors which stand out in a GA crash:


Peak accelerations which will lead to internal lesions like the rupture of the coronary blood vessels, and
Physical injury by sharp objects entering the occupant's space, including flailing limbs being hurt by sharp objects in the cabin.


Both factors were also killers for race car drivers, and they were defused with improved design methods. A safety cage is not just a frame around the driver: Any structural failure must occur in such a way that the structure fails away from the driver. In addition, the whole car body is designed to crumple at roughly the same force over its length in order to use the available crumpling zone as well as possible. This allows to decelerate the safety cage at a constant rate, so that peak loads can be avoided. A third factor is a much better restraint system, of which the HANS device is only one aspect. Using five-point harnesses would already help to avoid "submarining", a process where the pelvis slides under the lower restraint, causing the harness to press against the intestines. The image below shows the regular pelvis location and body contours as a dashed outline and the displaced pelvis and spine as a solid line. The displaced body is the shaded area.



None of this was considered at the time when today's GA aircraft were developed and the regulations were set up. At that time the prevailing opinion was that nothing could be done in a crash, so all efforts focussed on avoiding crashes in the first place. Adding only parts of the whole protection packet will be of little help - only their combination can effectively protect the race car driver. Even the 5-point harness needs an adequate seat and properly located mounting points to be effective.

The US army has collected all research up to the early Eighties in a five volume work called the Army Aircraft Crash Survival Guide (pdf!). It's intention is to improve the crash survivability for helicopter occupants and Army aviators, and much can be transferred to General Aviation. If you look for hard stats, you will find at least lots of citations there. I remember in particular a study from the Fifties where statistics showed that J-3 pilots would mostly be killed in a crash, while the rear occupant would show only minor injuries. In the study, Pipers filled with test dummies were put on rails and crashed into an earth wall. Funny stuff.



A J-3 in Army livery. Then it was called O-59 or L-4.