Dumping/saving the list of Running apps in Kitkat 4.4.4
Found  the answer to my problem.  I have rebooted the phone, and the apps that i "turned off"  stay "turned off"  and hence, i do not have the SIM card not detected->ReStart  issue anymore. Not sure if this was caused by one of the apps i turned off, or it is because i am pretty close to occupying  all of the 16GB i have on my phone with only 0.7gb free now in the phone.  Unlikely, since my RAM shows only about 1.2 out of the 2GB is being used.  I am surprised no one here could answer this question in 6  days.