Good non-developer Android emulator?
Try Android x86 as a virtual machine on Virtual Box. this is by far the best working android I have seen...


It has the basic, default Android UI.
It is fully functional.
It works 4 times faster than my HTC Sensation


Android X86 ISO files: http://code.google.com/p/android-x86/downloads/list

How to install it: http://dev.blogs.nuxeo.com/2011/10/speeding-up-the-android-emulator.html