Habaneros....and bananas?
I found a reference searching on how to cool your mouth after eating a pepper.

Eat starches. Eat starches if your mouth is burning from ingesting
chili peppers. They should give you some relief.

Although starches
like rice and bread aren’t going to be as effective at dissolving the
capsaicin as fats, oils or alcohol, they will help cool the burn.

There is a reason that many cultures serve spicy food alongside white
rice (or potatoes). This is common in many Asian and Indian cultures.



According to this starched dissolve some of the capsaicin.
Personally I would skip the banana and go for a less hot pepper.  You are using one the hotter peppers.