Aggregate Contributions Reports and fiscal years (and households, too)
I believe this extension will provide the aggregation you're looking for: https://civicrm.org/extensions/aggregate-household-contributions-report

I'm also the main person working on CRM-16195 that Lobo mentioned - I'm trying hard to make time for this (unpaid) work to get it into 4.7, but time is tight!  However, your use case is listed on our notes sheet: http://wiki.civicrm.org/confluence/display/CRM/Notepad+for+CRM-16195