What applications can I film in and integrate photos, and narrating on iMac/iPhone/Maybe iPad
iMovie is extremely easy to use - maybe you just need to find some local classes or a friend who can walk you through the process?

Alternately, try writing up the screenplay version of your story so you can shop it around to local producers. If you can write out a compelling story, you will have an easier to finding people to collaborate with you. And the written document may help you structure your recording and editing process.