In Matchpoints, is it worth risking a ruff to try for an overtrick in the following situation?
Was this hand posted on July 5, the thirtieth anniversary of Barry Crane's death. Fifth of his eleven commandments is


  Sevens are singletons.


I lead low to the Club Ace at trick three and repeat the Spade finesse at trick four. Assuming it wins I then cash the Spade Ace at trick 5 and if all have followed to the second round of Spades claim making 5, conceding two diamonds only.

The heart trick is a red herring, as even if the play wins it doesn't provide any additional tricks or any additional entries.

Many partnerships will be playing Jacoby transfers to make North declarer, so we may be facing an unusual defence. I must protect that by playing to take the eleventh trick. No-one will be missing game, so making is at best average.