How do I represent a multi-dimensional state using a neural network?
In my humble opinion, it seems like it is important to have them separated, if having a certain card can influence the result in some way that is not its prime value, instead of not only using the sum. But it depends on the game and its rules. For example:

If having 5 cards of hearts in the set of 15 cards makes you win the game, then if you only represent the state as the sum of the value of the cards, the DQN will never learn that it was not the whole 15 cards that caused you to win, but only a specific part of the set.