How much time does water takes to reach to the ground?
It depends upon the hydraulic conductivity, the degree of saturation, and the depth to water table. Generally, water seeping down in the unsaturated zone moves very slowly. Assuming a typical depth to water table of 10 to 20 metres, the seepage time could be a matter of minutes in the case of coarse boulders, to months or even years if there is a lot of clay in fine sediment. Under saturated conditions, the water might move a lot faster. Other factors include the configuration of the wetting front, the unsaturated storage, temperature, and the hydraulic gradient. So basically, there is no simple answer - it's all a matter of the local hydrogeology.

There is no substitute for local measurement - water levels in an observation bore, in the case of water table conditions, or tensiometry in the case of the unsaturated zone.