Should I cut buildings from flood zone?
Since it is not known at this stage what measures were implemented for each building in regard with eventual flood situations, it does not make sense to purposely exclude the buildings from the flood zone until some kind of general database with that info is built and put into context in your system. Even-more, a lot could happen in a potential flood zone when an extreme event occurs, regardless of the prevention plan by various owners and city management. A risk management model with proper risk probabilities, potential damages and monetary values would eventually be required to better represent the up-to-date context of the site.