Margherita di Savoia or Margaret of Savoy ( born November 20 , 1851 in Turin , died January 4 , 1926 in Bordighera ) , was an Italian queen of the Kingdom of Italy during the reign ( 1878-1900 ) of her husband , Humbert I. Margherita of Savoy ( Margherita Maria Teresa Giovanna ; 20 November 1851 -- 4 January 1926 ) , was the Queen consort of the Kingdom of Italy during the reign ( 1878-1900 ) of her husband , Umberto I.