Below is an context that describes a sql query, paired with an question that provides further information. Write an answer that appropriately completes the request.  # noqa: E501
### Context:
CREATE TABLE table_name_22 (industrial_and_commercial_panel INTEGER, cultural_and_educational_panel INTEGER)
### Question:
With the cultural and educational panel less than 0 what is the average industrial and commercial panel?
### Answer:
SELECT AVG(industrial_and_commercial_panel) FROM table_name_22 WHERE cultural_and_educational_panel < 0