text: Below is an context that describes a sql query, paired with an question that provides further information. Write an answer that appropriately completes the request.  # noqa: E501
  ### Context:
  CREATE TABLE checking (custid VARCHAR, balance VARCHAR); CREATE TABLE savings (custid VARCHAR, balance VARCHAR); CREATE TABLE accounts (name VARCHAR, custid VARCHAR)
  ### Question:
  Find the name of account that has the lowest total checking and saving balance.
  ### Answer:
  SELECT T1.name FROM accounts AS T1 JOIN checking AS T2 ON T1.custid = T2.custid JOIN savings AS T3 ON T1.custid = T3.custid ORDER BY T2.balance + T3.balance LIMIT 1