What is the Nat with a mutual consent loan return and has a free transfer fee?
CREATE TABLE table_name_12 (nat VARCHAR, transfer_fee VARCHAR, type VARCHAR)
SELECT nat FROM table_name_12 WHERE transfer_fee = "free" AND type = "mutual consent loan return"
<s>[INST] Write mssql query to answer the following question given the database schema. Schema: CREATE TABLE table_name_12 (nat VARCHAR, transfer_fee VARCHAR, type VARCHAR) Question: What is the Nat with a mutual consent loan return and has a free transfer fee? [/INST] SELECT nat FROM table_name_12 WHERE transfer_fee = "free" AND type = "mutual consent loan return" </s>