This means that they live on both land and in the water and need moisture to survive. While toads are not as closely tied to the water as frogs, they still need a moist place to live. Toads make homes under boards, porches, loose rocks and roots of trees. You can provide moist hiding spots for toads to encourage them to stay. You can even turn a desirable place for a toad to live into a garden decoration by making a garden toad house.