1 According to the website Home-Birth-Guide, the cost of a midwife can range anywhere from $1,500 to as much as $3,000 for the entire homebirth.2  According to an article on the website OffBeatMama.com, users have claimed that they paid anywhere from $2,000 to as much as $6,000 for their entire birthing process. The flat fee can greatly vary from $1,500 to as much as $5,000 for the complete birthing process. 2  This is going to cover everything all the way from the prenatal care to the birth of the child. 3  There are some insurance policies that will cover a midwife service.