Anywhere from $10 per month on up to thousands per month. It depends on the AMOUNT of life insurance you want and they type of policy you purchase, and your health. If you have cancer or AIDS, expect to pay a lot -- if you can get coverage at all. Go talk to a licensed agent in your area.nd here's what you can expect to get for that that much per month: A term policy with a level premium for 15 or 20 years, with a death benefit equal to 10 years of income ($800,000 in the above example).