A home purchased with a VA home loan is subject to a VA appraisal. And only a VA-approved appraiser can perform a VA appraisal. VA lenders are responsible for ordering VA appraisals, which are completed in 10 days on average.But as VA appraisers are in short supply in rural areas, buyers should expect the VA appraisal to take longer in sparsely-populated locales. Simple repairs shouldn’t delay the VA loan process by more than a few days.ost VA loans close in 30 to 45 days, which is standard for the mortgage industry regardless of the type of financing.