One of the questions you will need to ask yourself is how much of a tax liability you will have for your Roth IRA in the short-term. A banker will probably not be able to help you with this, so you will instead need to turn to a different kind of financial advisor.o matter how much knowledge you have about investments, there will undoubtedly be some questions to ask before opening an account. A reputable Roth IRA professional will be able to answer your questions thoroughly beforehand.