If an IRA owner does not qualify for an automatic extension, he or she can ask the IRS for one. This entails the cost of a user fee ($3,000) payable to the IRS and professional fees (typically $2,500 to $10,000) to prepare the request.etting an Extension for the 60-Day IRA Rollover Period. If you take a distribution from your IRA and want to avoid any tax on it, you must roll it over-to the same IRA, a new IRA, or a qualified retirement plan-within 60 days. The 60 days is fixed by law.