The limit on annual contributions to an IRA is unchanged at $5,500, with catch-up contributions (for people aged 50 and older) remaining at $1,000 for 2016.nsurprisingly, given how low inflation has been, you won’t be able to put more money in your 401(k) next year: The maximum you’ll be able to contribute is $18,000, the same as in 2015. Other limitations with lower thresholds for inflation adjustments will change, however.