Re: how long does it take to get your refund back if you have it deposit to your checking account. ‎04-13-2014 02:10 PM. It takes around 21 days for acceptance, processing of the return, and processing of the refund.If you are having it direct deposit, it may take another few days for it to clear your bank (depending on your bank). I am a CSP for H&R Block (not a Tax Professional). Any advice I give is meant to guide to the answer.ow long does it take to get your refund back if you have it deposit to your checking account.