So basically, it tells us what we know if we live in the Bay Area: $84,133 x 1.2 = 100,959. You need to be making 6-figures to live comfortably in the bay area AND have a chance at saving any money. And to add to that — $100K is for ONE PERSON. It’s a joke to think this could sustain a family of four “comfortably”.o basically, it tells us what we know if we live in the Bay Area: $84,133 x 1.2 = 100,959. You need to be making 6-figures to live comfortably in the bay area AND have a chance at saving any money. And to add to that — $100K is for ONE PERSON. It’s a joke to think this could sustain a family of four “comfortably”.