* April 15 is the deadline for making annual contributions to a traditional or Roth IRA. Let’s discuss the contribution deadline first, and then the deadline for that first RMD (which affects only those IRA owners who turned 70½ last year).The earlier you make your annual IRA contribution, the better.You can make a yearly Roth or traditional IRA contribution anytime between January 1 of the current year and April 15 of the next year. So the contribution window for 2014 is January 1, 2014- April 15, 2015. April 15 is the deadline for making annual contributions to a traditional or Roth IRA. Let’s discuss the contribution deadline first, and then the deadline for that first RMD (which affects only those IRA owners who turned 70½ last year).