The co-payment amount varies depending on the insurance plan. Typical co-pays for a visit to a primary care physician range from $15 to $25. Co-pays for a specialist will generally be between $30 and $50.Most plans also require that the insured pay a deductible before the insurance provider will take over payments to a physician.Deductibles vary widely among plans, and some benefits may be available even before the deductible is met.o-pays for a specialist will generally be between $30 and $50. Most plans also require that the insured pay a deductible before the insurance provider will take over payments to a physician. Deductibles vary widely among plans, and some benefits may be available even before the deductible is met.