Identification. Adverse public records, which include judgments, tax liens and bankruptcies, are considered when calculating your credit score. The dollar amount of a judgment makes no difference and the mere presence of a judgment can cause your score to drop up to 150 points when they are first reported.There is no exact formula for determining how much your credit score will drop.ime Frame. Judgments will stay on your credit report for seven to ten years from the date it was filed, whether you pay it or not. The time frame that it will remain depends on the statute of limitations in your state.