(United States). The average salary for a Credit Analyst is $46,808 per year. Most people move on to other jobs if they have more than 20 years' experience in this career. Skills that are associated with high pay for this job are Financial Modeling and Business Analysis. For the first five to ten years in this position, salary increases modestly, but any additional experience does not have a big effect on pay. $34,228 - $67,517.