In non-indemnity insurance the sum which the insured is entitled to receive from the insurer does not necessarily bear any relation to the actual loss, if any, suffered by the insured.Life insurance contracts, personal accident and sickness insurance are examples of non-indemnity insurance.Rgds max_jaret@yahoo.com.n non-indemnity insurance the sum which the insured is entitled to receive from the insurer does not necessarily bear any relation to the actual loss, if any, suffered by the insured.