CFPB Consumer Laws and Regulations TILA CFPB June 2013 TILA 67 1026.23(a)(3) to mean the required disclosures of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations referred to in section 1026.32(c) and (d) and 1026.35(e)(2).