Obviously your experiences may vary. 1. Chase. I regularly hear from people who apply for a new Chase card with a balance transfer offer and see a fast turnaround. The shortest I’ve heard is as little as 48 hours but obviously it may take longer depending on your circumstances.2.. Discover. Their website says “most transfers are processed within 7 days” but from the comments I have seen, often times the balance transfers go through faster than that; 3-4 days when the payments to the creditors are made electronically. 5.