Bereaved Scots are finding it hard to pay the growing costs of burying their loves ones, according to new research published today by Citizens Advice Scotland. The average cost of a simple funeral in Scotland today is £3,240 - an increase of 7% year on year since 2004.And this rise has occurred against a background of falling household incomes and a cut in the emergency assistance that people can claim for funerals, leaving some families unable to bury their deceased at all.ut our figures also reveal that there is a ‘postcode lottery’ in funeral costs in Scotland, with families in some areas having to pay 300% more than those just a few miles away.