Without insurance, the cost will depend both on the services you require and how willing your physical therapist is to work with you on payment and therapy structure. According to national benchmarks, physical therapists deliver an average of 3.4 weighted procedures during a physical therapy visit.he charge for an assessment could be $150 or more. After the assessment, the physical therapist may perform varied sets of procedures for each session. Some procedures are billable by the minute; the charge for gait training could be as high as $115 for each quarter hour, for example.