Also, all the Medicare Supplement plans cover the exact same benefits. So for instance a AARP Medicare Supplement Plan F is exactly the same as any other carrier. The only difference is the monthly premium. Plan F does cover the Medicare Part A & Part B deductible. There are many other plans out there that may fit your needs. Contact an independent agent that specializes in Medicare Supplement insurance and they will be able to show you all the plans available to you. They will save you a lot of time and money.