TRICARE Retired Reserve – Premiums (~$391/ mo for member; ~$961 for family plan): 1  Available to Retired members or the Guard or Reserves. 2  Equivalent to TRICARE Reserve Select, however, there are no premium subsidies, so you pay entire cost of premiums.nd it’s fairly expensive, at least compared to what you may be used to. Without subsidies, TRICARE Retired Reserve comes in at roughly $361/mo for the individual, and about $961/mo for a family plan.