Star Health Senior Citizen Red Carpet Insurance Plan is a comprehensive health insurance policy for senior citizen which covers medical expenses incurred by a person due to any illness, disease sickness, injury or accidents.his plan of Star health which is specially designed for senior citizen is very popular because it covers pre-existing diseases from the second policy year. Key Features of Star Health Senior Citizen Red Carpet Insurance Plan. 1  Specially for individuals between the age group of 60 and 74 years.