the maximum kohl s charge payment or combination of payments that may be made online by phone or in store in a single day is $ 3000 for payments over $ 3000 you may schedule separate payments on different days or make split payments via different channelse apologize for the inconvenience debit cards are only accepted when making a payment in store or with a phone associate online register your account at my kohl s charge for free online payments you may also schedule one payment per day for up to 180 days in the future