Aflac insures your life style. Unlike health insurance, Aflac pays you cash to help with bills or anything else you need in the event of illness or an accident when you can’t work. Working in conjunction with your health insurance, Aflac is considered to be an extra measure or extra financial protection. In the event of an illness you can use the cash (benefits) from Aflac to pay your car note. Aflac doesn’t ask what you use the money on or for. You could buy groceries, pay your light bill, etc.