Summary: The Truth in Savings Act (TISA) was enacted as Title II of the Federal Deposit Insurance Corporation Act of 1991, Pub.L. No. 102-242,105, Stat. 2236(1991), (12 USC § 4301, et, seq.), and is implemented by the Federal Reserve’s Regulation DD, (12 CFR § 230 et seq.), and by NCUA regulations for credit unions.