Differences between ATVs and UTVs[edit] UTVs differ from all-terrain vehicles (ATVs) in that UTVs typically have a side-by-side seating arrangement, many have seat belts and roll-over protection, and most have a cargo box at the rear of the vehicle. UTVs generally have a higher payload capability and are longer and wider than ATVs. While most ATVs can carry 125 to 200 lbs. of cargo in addition to the operator's weight, UTV payloads run from 800 to 1350 lbs. above the operator/passenger's weight.