loanable funds
... that anyone who has loaned or borrowed money has participated in the hypothetical loanable funds market that brings savers and borrowers together?
... that anyone who has <a href="./Loan" id="mwEO4" rel="mw:WikiLink" title="Loan">loaned</a> or <a href="./Debt" id="mwEO8" rel="mw:WikiLink" title="Debt">borrowed</a> money has participated in the hypothetical <b id="mwEPA"><a href="./Loanable_funds" id="mwEPE" rel="mw:WikiLink" title="Loanable funds">loanable funds</a></b> market that brings savers and borrowers together?