This phone is definitely value for money. I was looking for a wifi enabled quad band phone that I could use while traveling. This phone fit right in, plus it has a GPS to boot. I use a t-mobile prepaid account so I don't use its 3G features, but use of regular WiFi where I can find it (home, work, public places, airports etc) it does the job pretty well ... and I have yet to explore its full potential.

here's what I see as its advantages:
1. WiFi enabled smart phone: Saves settings of multiple security enabled connections and connects automatically when it recognizes one is available. Allows you to disable use of 3G/provider based internet connection. Useful if you use a pre-paid ac.
2. Nokia GPS
3. Nokia Maps (over wifi/3G) - as in WiFi you can configure it to prompt before it goes online if wifi is not available.
4. Memory expandable upto 16GB (8 GB micro SD is included with phone)
5. Good Nokia / Ovi pc utilities to manage Phone book (nice), software updates, download/upload photo's, music, video's
6. Interfaces with Windows Media Player
7. SIP phone capability using the free NimBuzz download from the ovi site. I configured my voip home phone - ViaTalk.com - to work on this phone, works like a charm minus some issues that I have on my home phone which I think is a viatalk issue - it basically disables my home phone - if you can live with that its great. I have to re-boot/power off my phone router to make it work. I'll figure a way out :)
8. Free apps on ovi.com: facebook, messenger, IM, weather etc.
9. Email capability - havnt configured mine since I'm on a pc 10/24 anyway!
10. Calendar & Phone Book - can be configured to sync with outlook or manage this purely using the pc based nokia utilities
11. IM capability: I'm using NimBuzz which allows you to setup Skype, Yahoo, MSN etc all in one!!!
12. Music player - Well! this phone was/is sold as a wma/mp3 player primarily... till now. - nice clear sound. Only downside is you need to carry a tiny adapter which also functions a a remote control for volume,next/prev etc. but other than this .. awesome sound.
13. Handwriting capability: Pretty handy - I use this more & more every day!
14. Large/small keyboard for typing. responsive and easy to use - needs getting used to .. as are all things new!
15. Good sound quality (call volume) and no complaints about me being heard either
16. Very good reception - better than most phones I've used so far
17. No bugs - problems so far - no random rebooting - had this phone for a month now, updates etc have been solid!
18. Nice clear screen even in the out doors!
19. I nearly forgot to mention the great 3MP camera/video cam which takes pretty good pics. I also found a free app that allows the LED flash to be used as a flashlight.
20. Additional self facing camera for video calls
21. Size: I prefer this phone size to the iPhone, its compact and fits my pocket w/o being too heavy/bulky.

Cons:
1. On board memory could have been bigger!
2. No real cons yet!!! hey wait .. battery life could be better. With heavy use (music, GPS you'll need to charge it every day!!! this sucks ... but I guess you pay for what you use. otherwise I charge once in 2/3/4 days depending on use.

GPS Pros:
1. Driving, Walking directions
2. POI, places of interest.
3. Clean/Clear maps 2D & 3D
4. Create and download places/favs from the ovi site (better than my regular GPS can do!!!)
5. 3 different routing options - turn by turn gives you distance to next turn
6. Crisp/Clear human voice guidance (million times better than my regular GPS)

GPS Cons
1. POI's cannot be searched for by name except from the contact list. You must have the address???? It does allow you to search by category and lists several.  It finds most locations easily but doesn't include many POI's. for e.g. I was looking for the farmers market in my area ... I finally looked it up online and used the address to map it. so there is a workaround!!!
2. The only reason I give it 4.5 stars is becoz the accuracy of the GPS in pin pointing its location leaves a bit to be desired, this can send you in the wrong direction but it does immediately recalculate the route.
3. Directions do not include street names (as regular GPS do).
4. Indoor reception is poor (like most GPS's I've seen though)

For a GPS enabled all in one smart phone this definitely does the job and I'd recommend buying it.
This phone is definitely value for money. I was looking for a wifi enabled quad band phone that I could use while traveling. This phone fit right in, plus it has a GPS to boot. I use a t-mobile prepaid account so I don't use its 3G features, but use of regular WiFi where I can find it (home, work, public places, airports etc) it does the job pretty well... and I have yet to explore its full potential. here's what I see as its advantages:
1. WiFi enabled smart phone: Saves settings of multiple security enabled connections and connects automatically when it recognizes one is available. Allows you to disable use of 3G/provider based internet connection. Useful if you use a pre-paid ac. 2. Nokia GPS
3. Nokia Maps (over wifi/3G) - as in WiFi you can configure it to prompt before it goes online if wifi is not available. 4. Memory expandable upto 16GB (8 GB micro SD is included with phone)
5. Good Nokia / Ovi pc utilities to manage Phone book (nice), software updates, download/upload photo's, music, video's
6. Interfaces with Windows Media Player
7. SIP phone capability using the free NimBuzz download from the ovi site. I configured my voip home phone - ViaTalk. com - to work on this phone, works like a charm minus some issues that I have on my home phone which I think is a viatalk issue - it basically disables my home phone - if you can live with that its great. I have to re-boot/power off my phone router to make it work. I'll figure a way out :)
8. Free apps on ovi. com: facebook, messenger, IM, weather etc. 9. Email capability - havnt configured mine since I'm on a pc 10/24 anyway! 10. Calendar & Phone Book - can be configured to sync with outlook or manage this purely using the pc based nokia utilities
11. IM capability: I'm using NimBuzz which allows you to setup Skype, Yahoo, MSN etc all in one!!! 12. Music player - Well! this phone was/is sold as a wma/mp3 player primarily... till now. - nice clear sound. Only downside is you need to carry a tiny adapter which also functions a a remote control for volume,next/prev etc. but other than this.. awesome sound. 13. Handwriting capability: Pretty handy - I use this more & more every day! 14. Large/small keyboard for typing. responsive and easy to use - needs getting used to.. as are all things new! 15. Good sound quality (call volume) and no complaints about me being heard either
16. Very good reception - better than most phones I've used so far
17. No bugs - problems so far - no random rebooting - had this phone for a month now, updates etc have been solid! 18. Nice clear screen even in the out doors! 19. I nearly forgot to mention the great 3MP camera/video cam which takes pretty good pics. I also found a free app that allows the LED flash to be used as a flashlight. 20. Additional self facing camera for video calls
21. Size: I prefer this phone size to the iPhone, its compact and fits my pocket w/o being too heavy/bulky. Cons:
1. On board memory could have been bigger! 2. No real cons yet!!! hey wait.. battery life could be better. With heavy use (music, GPS you'll need to charge it every day!!! this sucks... but I guess you pay for what you use. otherwise I charge once in 2/3/4 days depending on use. GPS Pros:
1. Driving, Walking directions
2. POI, places of interest. 3. Clean/Clear maps 2D & 3D
4. Create and download places/favs from the ovi site (better than my regular GPS can do!!! )
5. 3 different routing options - turn by turn gives you distance to next turn
6. Crisp/Clear human voice guidance (million times better than my regular GPS)

GPS Cons
1. POI's cannot be searched for by name except from the contact list. You must have the address???? It does allow you to search by category and lists several. It finds most locations easily but doesn't include many POI's. for e. g. I was looking for the farmers market in my area... I finally looked it up online and used the address to map it. so there is a workaround!!! 2. The only reason I give it 4. 5 stars is becoz the accuracy of the GPS in pin pointing its location leaves a bit to be desired, this can send you in the wrong direction but it does immediately recalculate the route. 3. Directions do not include street names (as regular GPS do). 4. Indoor reception is poor (like most GPS's I've seen though)

For a GPS enabled all in one smart phone this definitely does the job and I'd recommend buying it.