Not really sure that the writer did a great job on researching for this article. How do you write an article on financial planning and not once mention a CFP (Certified Financial planner)? And judging by the comments below, people came away with the idea that investment planning is the bulk of financial planning, which is incorrect. HERE ARE FINANCIAL PLANNING TOPICS: "When to take social security, when to do roth conversions in retirement, which accounts to pull money from, budgeting in retirement, annual updates to the financial plan, buying I-bonds and treasury bills on treasury direct, understanding the Secure Acts, staying under IRMAA surcharges, borrowing from your taxable account so you don't sell a highly appreciated security that will get a step up in cost basis, managing tax brackets for IRA distributions so your heirs aren't forced to take huge withdrawals within 10 years, 529 plan strategies to create Roth IRAs for grandchildren, QCDs, DAFs. These are all things talked about. Regarding fees-Just like every other labor force, financial planners have had to raise fees because of inflation. $300-$500/hour. A lot of people don't want to pay the fee; they would rather have the fee supplemented by having the planner manage the assets for an annual fee.

Not really sure that the writer did a great job on researching for this article. How do you write an article on financial planning and not once mention a CFP (Certified Financial planner)? And judging by the comments below, people came away with the idea that investment planning is the bulk of financial planning, which is incorrect. HERE ARE FINANCIAL PLANNING TOPICS: "When to take social security, when to do roth conversions in retirement, which accounts to pull money from, budgeting in retirement, annual updates to the financial plan, buying I-bonds and treasury bills on treasury direct, understanding the Secure Acts, staying under IRMAA surcharges, borrowing from your taxable account so you don't sell a highly appreciated security that will get a step up in cost basis, managing tax brackets for IRA distributions so your heirs aren't forced to take huge withdrawals within 10 years, 529 plan strategies to create Roth IRAs for grandchildren, QCDs, DAFs. These are all things talked about. Regarding fees-Just like every other labor force, financial planners have had to raise fees because of inflation. $300-$500/hour. A lot of people don't want to pay the fee; they would rather have the fee supplemented by having the planner manage the assets for an annual fee.

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