Michael Plunkett MD - Wrong. Medicare Advantage is sold to "healthy seniors" and is effectively catastrophic insurance which leaves the "insured" on the hook for tens of thousands in costs IF they need specialized care.I have traditional Medicare Parts A and B along with a BCBS Supplemental Plan G - after my annual $385 Part B deductible, this plan covers every medical / doctor / specialist cost with ZERO deductible / ZERO co-pay. My premium is $185 / month - which is deducted from my SS benefit check each month. Last year I needed cardiac bypass operation - total costs approx $125K - my cost $12. I'll skip the so-called free dental exams and gym memberships to save thousands - tens of thousands when I actually need care.

Michael Plunkett MD - Wrong. Medicare Advantage is sold to "healthy seniors" and is effectively catastrophic insurance which leaves the "insured" on the hook for tens of thousands in costs IF they need specialized care.I have traditional Medicare Parts A and B along with a BCBS Supplemental Plan G - after my annual $385 Part B deductible, this plan covers every medical / doctor / specialist cost with ZERO deductible / ZERO co-pay. My premium is $185 / month - which is deducted from my SS benefit check each month. Last year I needed cardiac bypass operation - total costs approx $125K - my cost $12. I'll skip the so-called free dental exams and gym memberships to save thousands - tens of thousands when I actually need care.

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