▁the ▁grant , ▁and ▁then ▁to ▁do ▁a ▁certain ▁kind ▁of ▁job ▁to ▁keep ▁the ▁grant ▁from ▁turning ▁into ▁a ▁loan . ▁ ▁Federal ▁Work - St ud y ▁( F WS ) ▁Program : ▁The ▁Work - St ud y ▁Program ▁provides ▁part - time ▁jobs ▁for ▁under grad uate ▁and ▁gradu ate ▁students ▁with ▁financial ▁need . ▁This ▁program ▁allows ▁students ▁to ▁ear n ▁money ▁to ▁help ▁pay ▁education ▁exp enses . ▁The ▁program ▁encourag es ▁community ▁service ▁work ▁and ▁work ▁related ▁to ▁a ▁student ' s ▁course ▁of ▁study . ▁ ▁Federal ▁P ell ▁Grant : ▁A ▁P ell ▁Grant , ▁unlike ▁a ▁loan , ▁does ▁not ▁have ▁to ▁be ▁rep a id . ▁Most ▁gradu ate ▁and ▁professional ▁students ▁are ▁not ▁el ig ible ▁for ▁P ell ▁Gr ants , ▁but ▁those ▁en rolled ▁in ▁a ▁post - b ac cala ure ate ▁teacher ▁cert ification ▁program ▁are ▁el ig ible . ▁ ▁Gr adu ate ▁students ▁may ▁also ▁be ▁el ig ible ▁for ▁these ▁financial ▁aid ▁programs : ▁ ▁A id ▁from ▁other ▁federal ▁ag encies ▁( i . e ., ▁research ▁gr ants ▁or ▁fellow ships ) ▁ ▁State ▁aid ▁( i . e ., ▁state ▁lo ans ) ▁▁ ▁Institution al ▁aid ▁( i . e ., ▁institution al ▁scholar ships ▁or ▁gradu ate ▁assistant ships / f ellow ships ) ▁ ▁Non - inst itution al ▁scholar ships ▁ ▁International ▁students ▁ ▁There ▁is ▁little ▁financial ▁aid ▁available ▁for ▁foreign ▁students , ▁with ▁the ▁unique