2 4 , ▁Cong r essional ▁Research ▁Service ▁Report ▁for ▁Congress , ▁Washington , ▁DC , ▁ 2 0 0 5 . ▁ ▁O ester le , ▁D ale ▁A . ▁" The ▁Col lapse ▁of ▁F ann ie ▁Ma e ▁and ▁Fred die ▁Mac : ▁Vict ims ▁or ▁Villa ins ?" ▁Entre pr ene ur ial ▁Business ▁Law ▁Journal ▁ 5 , ▁no . ▁ 2 ▁( 2 0 1 0 ): ▁ 7 3 3 - 7 6 0 . ▁ ▁Office ▁of ▁Federal ▁H ous ing ▁Enter prise ▁O vers ight . ▁" Comm unity ▁B anks ▁and ▁the ▁Case ▁for ▁G SE ▁Reform ." ▁P aper ▁presented ▁at ▁the ▁America ’ s ▁Community ▁Bank ers ▁Government ▁Affairs ▁Conference , ▁Washington , ▁DC , ▁March ▁ 5 , ▁ 2 0 0 7 . ▁ ▁Office ▁of ▁Federal ▁H ous ing ▁Enter prise ▁O vers ight . ▁" M ort g age ▁Mark ets ▁and ▁the ▁Enter pr ises ." ▁Research ▁P aper , ▁Office ▁of ▁Federal ▁H ous ing ▁Enter prise ▁O vers ight , ▁Washington , ▁DC , ▁ 2 0 0 1 - 2 0 0 8 . ▁ ▁Office ▁of ▁Federal ▁H ous ing ▁Enter prise ▁O vers ight . ▁" System ic ▁R isk : ▁F ann ie ▁Ma e , ▁Fred die ▁Mac ▁and ▁the ▁Ro le ▁of ▁OF HE O ." ▁Report ▁to ▁Congress . ▁Washington , ▁DC , ▁February ▁ 4 , ▁ 2 0 0 3 . ▁ ▁Page , ▁E