, ▁Stuart ▁A . ▁" Open ing ▁the ▁Do ors ▁to ▁Home own ership : ▁Ch alleng es ▁to ▁Federal ▁Policy ." ▁City s cape : ▁A ▁Journal ▁of ▁Policy ▁Development ▁and ▁Research ▁ 5 , ▁no . ▁ 2 ▁( 2 0 0 1 ): ▁ 3 1 - 4 1 . ▁ ▁Gabriel , ▁Stuart ▁A ., ▁and ▁Rap ha el ▁B ost ic . ▁" Do ▁the ▁G SE s ▁M atter ▁to ▁Low - In come ▁H ous ing ▁Mark ets ? ▁An ▁Ass ess ment ▁of ▁the ▁Effect s ▁of ▁G SE ▁Lo an ▁P urch ases ▁on ▁California ▁H ous ing ▁Out comes ." ▁Journal ▁of ▁Urban ▁Econom ics ▁ 5 9 , ▁no . ▁ 3 ▁( 2 0 0 6 ): ▁ 4 5 8 - 4 7 5 . ▁ ▁Gabriel , ▁Stuart ▁A ., ▁and ▁Stuart ▁S . ▁Ros ent hal . ▁" Do ▁the ▁G SE s ▁Exp and ▁the ▁Supp ly ▁of ▁Mort g age ▁Cred it ? ▁New ▁Ev idence ▁of ▁Crow d ▁Out ▁in ▁the ▁Second ary ▁Mort g age ▁Market ." ▁Journal ▁of ▁Public ▁Econom ics ▁ 9 2 , ▁no . ▁ 1 1 / 1 2 ▁( 2 0 1 0 ): ▁ 9 7 5 - 9 8 6 . ▁ ▁Gabriel , ▁Stuart ▁A ., ▁and ▁Stuart ▁S . ▁Ros ent hal . ▁" G overn ment - Sp ons ored ▁Enter pr ises , ▁the ▁Community ▁Rein vest ment ▁Act , ▁and ▁Home