oster ' s ▁Complete ▁Ho yle . ▁It ▁is ▁a ▁game ▁for ▁four ▁players , ▁although ▁five ▁or ▁six ▁may ▁" form ▁a ▁table ". ▁Its ▁novel ▁feature ▁is ▁that , ▁after ▁the ▁deal , ▁players ▁may ▁bid ▁in ▁sequence ▁to ▁declare ▁the ▁penalty ▁suit . ▁E ld est ▁hand ▁begins ▁the ▁b idd ing ▁by ▁stating ▁the ▁number ▁of ▁ch ips ▁he ▁is ▁willing ▁to ▁pay ▁for ▁the ▁privile ge ▁of ▁naming ▁the ▁suit ; ▁the ▁succeed ing ▁players ▁may ▁pass ▁or ▁bid ▁higher . ▁The ▁deal er ▁goes ▁last ▁and ▁there ▁is ▁only ▁one ▁round ▁of ▁b idd ing . ▁The ▁player ▁who ▁wins ▁the ▁au ction ▁pays ▁his ▁bid ▁into ▁the ▁pool ▁and ▁leads ▁to ▁the ▁first ▁trick . ▁ ▁Black ▁Jack ▁ ▁Black ▁Jack ▁appeared ▁at ▁the ▁same ▁time ▁as ▁Black ▁Lady , ▁both ▁as ▁alternative ▁names ▁for ▁the ▁more ▁general ▁name ▁of ▁Dis card ▁He arts . ▁Dis card ▁He arts , ▁as ▁the ▁name ▁suggests , ▁introduced ▁the ▁concept ▁of ▁disc arding ▁( also ▁called ▁passing ▁or ▁ex ch anging ) ▁for ▁the ▁first ▁time ▁into ▁He arts . ▁It ▁is ▁identical ▁with ▁the ▁basic ▁Black ▁Lady ▁game , ▁but ▁with ▁the ▁Jack ▁of ▁Sp ades ▁as ▁the ▁penalty ▁card , ▁worth ▁ 1 0 ▁" he arts " ▁( i . e . ▁points ). ▁It ▁is ▁last ▁mentioned ▁by ▁Gib son ▁in ▁ 1 9 7 4 , ▁only ▁this ▁time ▁with ▁the ▁same ▁penalty ▁as ▁Black ▁Lady ▁of ▁ 1 3 ▁points . ▁