▁other ▁hand ▁are ▁fin anced ▁as ▁site ▁built ▁homes ▁with ▁a ▁construction ▁loan ▁ ▁Stand ards ▁and ▁z oning ▁consider ations ▁Typ ically , ▁mod ular ▁dwell ings ▁are ▁built ▁to ▁local , ▁state ▁or ▁council ▁code , ▁resulting ▁in ▁dwell ings ▁from ▁a ▁given ▁manufact uring ▁facility ▁having ▁differ ing ▁construction ▁standards ▁depending ▁on ▁the ▁final ▁destination ▁of ▁the ▁modules . ▁The ▁most ▁important ▁zones ▁that ▁manufact ur ers ▁have ▁to ▁take ▁into ▁consideration ▁are ▁local ▁wind , ▁heat , ▁and ▁snow ▁load ▁zones . ▁For ▁example , ▁homes ▁built ▁for ▁final ▁assembly ▁in ▁a ▁h urr icane - pr one , ▁earth qu ake ▁or ▁flo oding ▁area ▁may ▁include ▁additional ▁b rac ing ▁to ▁meet ▁local ▁building ▁codes . ▁Ste el ▁and / or ▁wood ▁fr aming ▁are ▁common ▁options ▁for ▁building ▁a ▁mod ular ▁home . ▁ ▁Some ▁US ▁courts ▁have ▁ruled ▁that ▁z oning ▁restrictions ▁applicable ▁to ▁mobile ▁homes ▁do ▁not ▁apply ▁to ▁mod ular ▁homes ▁since ▁mod ular ▁homes ▁are ▁designed ▁to ▁have ▁a ▁permanent ▁foundation . ▁Additionally , ▁in ▁the ▁US , ▁valu ation ▁differences ▁between ▁mod ular ▁homes ▁and ▁site - built ▁homes ▁are ▁often ▁neg lig ible ▁in ▁real ▁estate ▁app rais al ▁practice ; ▁mod ular ▁homes ▁can , ▁in ▁some ▁market ▁areas , ▁( dep ending ▁on ▁local ▁app rais al ▁practices ▁per ▁Un iform ▁Stand ards ▁of ▁Professional ▁App rais al ▁Pract ice ) ▁be ▁evaluated ▁the ▁same ▁way ▁as ▁site - built ▁dwell ings ▁of ▁similar ▁quality . ▁In ▁Australia