▁first ▁critic izes ▁the ▁highly ▁hom ogen ized ▁and ▁Western ▁reci pes ▁of ▁" development " ▁held ▁by ▁the ▁Bank . ▁To ▁the ▁World ▁Bank , ▁different ▁nations ▁and ▁regions ▁are ▁ind ist ingu ish able , ▁and ▁ready ▁to ▁receive ▁the ▁" uniform ▁rem edy ▁of ▁development ". ▁The ▁danger ▁of ▁this ▁assumption ▁is ▁that ▁to ▁att ain ▁even ▁small ▁port ions ▁of ▁success , ▁Western ▁approaches ▁to ▁life ▁are ▁adopted ▁and ▁traditional ▁economic ▁structures ▁and ▁values ▁are ▁abandoned . ▁A ▁second ▁assumption ▁is ▁that ▁poor ▁countries ▁cannot ▁modern ize ▁without ▁money ▁and ▁advice ▁from ▁abroad . ▁ ▁A ▁number ▁of ▁intellect uals ▁in ▁developing ▁countries ▁have ▁argued ▁that ▁the ▁World ▁Bank ▁is ▁deeply ▁imp licated ▁in ▁contemporary ▁modes ▁of ▁don or ▁and ▁N GO ▁driven ▁imperial ism ▁and ▁that ▁its ▁intellectual ▁contribution ▁functions , ▁primarily , ▁to ▁seek ▁to ▁bl ame ▁the ▁poor ▁for ▁their ▁condition . ▁ ▁Def enders ▁of ▁the ▁World ▁Bank ▁cont end ▁that ▁no ▁country ▁is ▁forced ▁to ▁borrow ▁its ▁money . ▁The ▁Bank ▁provides ▁both ▁lo ans ▁and ▁gr ants . ▁Even ▁the ▁lo ans ▁are ▁con cess ional ▁since ▁they ▁are ▁given ▁to ▁countries ▁that ▁have ▁no ▁access ▁to ▁international ▁capital ▁mark ets . ▁Furthermore , ▁the ▁lo ans , ▁both ▁to ▁poor ▁and ▁middle - in come ▁countries , ▁are ▁at ▁below ▁market - value ▁interest ▁rates . ▁The ▁World ▁Bank ▁arg ues ▁that ▁it ▁can ▁help ▁development ▁more ▁through ▁lo ans ▁than ▁gr ants , ▁because ▁money ▁rep a id ▁on ▁the ▁lo