▁is ▁one ▁of ▁the ▁oldest ▁banks ▁in ▁Poland ▁and ▁Europe . ▁It ▁is ▁the ▁ 1 0 th ▁largest ▁bank ▁in ▁Poland ▁in ▁terms ▁of ▁assets , ▁and ▁ 1 8 th ▁in ▁terms ▁of ▁number ▁of ▁out lets . ▁ ▁It ▁is ▁currently ▁operating ▁under ▁the ▁brand ▁name ▁C iti ▁( former ly ▁Cit ib ank ) ▁and ▁is ▁owned ▁by ▁Cit igr oup . ▁Its ▁current ▁headquarters ▁is ▁in ▁the ▁J ab ł on owski ▁Palace . ▁ ▁History ▁ ▁It ▁was ▁founded ▁in ▁ 1 8 7 0 ▁by ▁a ▁group ▁of ▁b our ge ois ie ▁financi ers , ▁land own ers ▁and ▁intellig ents ia . ▁The ▁initi ator ▁was ▁the ▁financi er ▁Leopold ▁Stanisław ▁K ron enberg ▁( 1 8 1 2 - 1 8 7 8 ). ▁The ▁first ▁president ▁of ▁the ▁bank ▁was ▁Jo zef ▁Z amo y ski . ▁ ▁By ▁ 1 8 7 2 , ▁the ▁bank ▁had ▁branches ▁and ▁offices ▁in ▁St ▁Petersburg , ▁Moscow , ▁Berlin , ▁G da ń sk ▁( Com mer z bank ▁in ▁War schau ), ▁Sz cz ec in ▁and ▁Ł ód ź , ▁and ▁representative ▁offices ▁in ▁W ł oc ła we k , ▁P ł ock , ▁Gr ój ec , ▁Gu z ów , ▁Lub lin ▁and ▁R awa ▁Maz owie ck a . ▁In ▁subsequent ▁years , ▁it ▁opened ▁branches ▁in ▁other ▁cities , ▁including ▁S os now iec ▁( 1 8 9 5 ), ▁Cz ę st och owa ▁(