▁women ▁clients ▁is ▁associated ▁with ▁lower ▁port folio - at - ris k , ▁lower ▁write - offs , ▁and ▁lower ▁credit - loss ▁prov isions , ▁c eter is ▁par ibus . ▁provision ▁ ▁Object ive ▁The ▁bank ▁placed ▁an ▁emphas is ▁on ▁fund ing ▁for ▁skills ▁develop ments ▁to ▁help ▁in ▁economic ▁activity . ▁Moreover , ▁the ▁products ▁were ▁designed ▁in ▁a ▁manner ▁to ▁give ▁a ▁slight ▁con cess ion ▁on ▁loan ▁rates ▁to ▁women . ▁ ▁The ▁bank ▁also ▁aim ed ▁to ▁insp ire ▁people ▁with ▁entrepr ene ur ial ▁skills ▁and , ▁in ▁conj unction ▁with ▁N GO s , ▁planned ▁to ▁locally ▁mobil ise ▁women ▁to ▁train ▁them ▁in ▁voc ations ▁like ▁to y - making ▁or ▁driving ▁tra ctors ▁or ▁mobile ▁rep airs , ▁according ▁to ▁U sha ▁An anth as ub ram an ian ▁( C MD ). ▁ ▁One ▁of ▁the ▁other ▁object ives ▁of ▁the ▁bank ▁was ▁to ▁promote ▁asset ▁ownership ▁amongst ▁women ▁customers . ▁Studies ▁have ▁shown ▁that ▁asset ▁ownership ▁amongst ▁women ▁reduces ▁their ▁risk ▁of ▁suffering ▁from ▁domestic ▁violence . ▁ ▁Capital ▁The ▁Bank ' s ▁initial ▁capital ▁consisted ▁of ▁R s ▁ 1 , 0 0 0 ▁c ror es . ▁The ▁government ▁planned ▁to ▁have ▁ 2 5 ▁branches ▁of ▁the ▁said ▁bank ▁by ▁the ▁end ▁of ▁March ▁ 2 0 1 4 ▁and ▁ 5 0 0 ▁branches ▁by ▁ 4 th ▁year ▁of ▁operation ▁( 2 0 1 7 ). ▁As ▁on ▁date ▁of ▁mer ger ▁it ▁had