▁in ▁Hand ▁helps ▁organ ize ▁people , ▁mostly ▁women , ▁into ▁Self - Help ▁Gr oups ▁( SH G s ), ▁who ▁meet ▁week ly ▁with ▁their ▁train ers ▁to ▁discuss ▁social ▁issues ▁and ▁activities . ▁T ogether , ▁they ▁begin ▁to ▁save ▁money , ▁learn ▁financial ▁discipline ▁and ▁build ▁up ▁group ▁sav ings ▁funds ▁for ▁which ▁they ▁are ▁joint ly ▁responsible . ▁ ▁Business ▁training : ▁Once ▁a ▁group ▁has ▁demonstrated ▁stability ▁and ▁financial ▁responsibility , ▁Hand ▁in ▁Hand ▁provides ▁business ▁training ▁in ▁how ▁to ▁start , ▁grow ▁and ▁sust ain ▁a ▁small ▁enter prise ▁and ▁become ▁an ▁entrepr ene ur . ▁ ▁Cred it ▁access : ▁Most ▁groups ▁hold ▁joint ▁sav ings ▁in ▁local ▁sav ings ▁accounts ▁and ▁learn ▁how ▁to ▁manage ▁these . ▁Should ▁financial ▁resources ▁be ▁required ▁beyond ▁group ▁members ’ ▁own ▁sav ings , ▁members ▁are ▁trained ▁in ▁credit ▁management ▁and ▁offered ▁small ▁lo ans , ▁either ▁directly ▁or ▁through ▁partners ▁active ▁in ▁their ▁area . ▁ ▁Market ▁link age ▁support : ▁Hand ▁in ▁Hand ▁provides ▁support ▁in ▁impro ving ▁product ivity ▁and ▁compet it iveness , ▁including ▁advice ▁on ▁better ▁pack aging , ▁pr icing ▁and ▁brand ing ; ▁che aper ▁s our cing ▁of ▁supplies ; ▁quality ▁control ; ▁reliable ▁delivery ; ▁and ▁more ▁effective ▁identification ▁of ▁and ▁neg ot iation ▁with ▁buy ers . ▁ ▁Results ▁▁ ▁G lob ally , ▁in ▁the ▁past ▁ 1 0 ▁years , ▁Hand ▁in ▁Hand ▁has ▁generated ▁more ▁than ▁ 1 . 6 ▁million ▁business es ▁and ▁