▁the ▁" G uid eline ▁for ▁Vol unt ary ▁Deb t ▁Ad just ment " ▁( Sh ite ki ▁Se iri ▁Gu id eline ). ▁ ▁Although ▁the ▁procedure ▁is ▁named ▁using ▁the ▁generic ▁alternative ▁dispute ▁resolution ▁title , ▁Turn around ▁A DR ▁is ▁not ▁a ▁procedure ▁for ▁resol ving ▁disput es . ▁R ather , ▁it ▁offers ▁a ▁way ▁for ▁finan cially ▁str essed ▁companies ▁to ▁re ass ess ▁and ▁rest ruct ure ▁deb ts . ▁ ▁Fe atures ▁ ▁When ▁a ▁Turn around ▁A DR ▁is ▁applied , ▁the ▁deb tor ▁can ▁maintain ▁payment ▁to ▁business ▁partners ▁and ▁customers . ▁Only ▁claims ▁held ▁by ▁financial ▁institutions ▁particip ating ▁in ▁this ▁procedure ▁become ▁subject ▁to ▁adjust ment ; ▁if ▁the ▁relevant ▁institutions ▁reach ▁cons ensus , ▁the ▁deb ts ▁can ▁be ▁minim ized . ▁ ▁Turn around ▁A DR ▁is ▁frequently ▁misunder stood ▁in ▁the ▁United ▁States ▁and ▁other ▁Western ▁nations ▁because ▁no ▁equivalent ▁procedure ▁exists ▁there . ▁App lying ▁for ▁or ▁initi ating ▁a ▁Turn around ▁A DR ▁is ▁not ▁considered ▁a ▁default ▁trigger ing ▁event . ▁R ather , ▁adopt ing ▁a ▁Turn around ▁A DR ▁is ▁considered ▁a ▁prefer able ▁procedure ▁for ▁finan cially ▁dist ress ed ▁companies ▁as ▁it ▁provides ▁breath ing ▁space ▁for ▁such ▁companies ▁to ▁focus ▁on ▁rev ital izing ▁their ▁business . ▁Such ▁space ▁is ▁gained ▁by ▁the ▁alle viation ▁of ▁deb ts ▁against ▁relevant ▁financial ▁institutions ▁without ▁advers ely ▁affect ing ▁integral ▁business ▁relationships ▁with ▁partners ▁and ▁customers . ▁ ▁A ▁private ▁operator ▁cert