▁how ▁the ▁tra ff ick ing ▁of ▁sub prime ▁mort g ages ▁caused ▁the ▁economic ▁crisis . ▁ ▁The ▁narr ation ▁then ▁sh ifts ▁to ▁Ez zy , ▁Zach ' s ▁sister ▁back ▁in ▁Tennessee . ▁ ▁Ez zy ▁describes ▁how ▁she ▁got ▁her ▁house ▁by ▁getting ▁a ▁mort g age ▁from ▁a ▁bro ker ▁who ▁did ▁not ▁exhaust ively ▁check ▁her ▁financial ▁papers , ▁and ▁used ▁free ▁software ▁downloaded ▁off ▁the ▁internet ▁to ▁alter ▁her ▁pay check s . ▁ ▁Her ▁mort g age ▁was ▁then ▁sent ▁to ▁New ▁York ▁where ▁other ▁bank ers ▁pack aged ▁her ▁mort g age ▁and , ▁along ▁with ▁other ▁mort g ages , ▁turning ▁it ▁into ▁a ▁security ▁that ▁could ▁be ▁bought ▁and ▁sold . ▁ ▁Success ive ▁bank ers ▁rep ackage ▁and ▁grade ▁the ▁se cur ities , ▁and ▁act ively ▁trade ▁them ▁at ▁enorm ous ▁profit , ▁but ▁dev ote ▁little ▁attention ▁to ▁whether ▁the ▁home own ers ▁themselves ▁can ▁pay ▁their ▁mort g ages . ▁ ▁Event ually ▁the ▁financial ▁world ▁is ▁forced ▁to ▁acknow ledge ▁that ▁their ▁C DO ' s ▁are ▁based ▁largely ▁on ▁mort g ages ▁like ▁Ez zy ' s , ▁causing ▁their ▁value ▁to ▁collapse . ▁ ▁Disc uss ion ▁continues ▁at ▁the ▁Fed ▁throughout ▁Saturday ▁with ▁little ▁result . ▁ ▁John ▁Th ain ▁of ▁M err ill ▁Lyn ch ▁( Ben ▁Daniel s ) ▁pull s ▁out ▁of ▁Paul son ' s ▁b ail out ▁group , ▁telling ▁Paul son ▁that ▁his ▁company ▁is ▁in ▁discuss ions