▁business es ▁and ▁is ▁currently ▁represented ▁in ▁Europe , ▁North ▁America , ▁South ▁America , ▁and ▁the ▁AP AC ▁region . ▁The ▁company ▁has ▁an ▁EU ▁bank ing ▁license . ▁ ▁List ing ▁on ▁the ▁Frankfurt ▁Stock ▁Exchange ▁Ferr atum ▁was ▁listed ▁on ▁the ▁Frankfurt ▁Stock ▁Exchange ▁Main ▁List ▁on ▁February ▁ 6 , ▁ 2 0 1 5 . ▁Ferr atum ▁was ▁the ▁first ▁Fin T ech ▁company ▁in ▁the ▁stock ▁exchange . ▁In ▁the ▁announ cement , ▁Ferr atum ▁sold ▁its ▁shares ▁to ▁international ▁institution al ▁invest ors . ▁The ▁sale ▁price ▁of ▁the ▁shares ▁was ▁E UR ▁ 1 7 , ▁with ▁the ▁company ' s ▁market ▁value ▁of ▁approximately ▁E UR ▁ 3 7 0 ▁million . ▁A ▁total ▁of ▁E UR ▁ 4 8 ▁million ▁was ▁collected ▁for ▁the ▁purpose ▁of ▁finan cing ▁the ▁company ' s ▁future ▁growth : ▁new ▁product ▁areas ▁and ▁business ▁expansion . ▁After ▁the ▁listing , ▁J orm a ▁J ok ela ▁is ▁still ▁the ▁largest ▁share holder ▁in ▁the ▁company . ▁ ▁La unch ▁of ▁Ferr atum ▁Mobile ▁Bank ▁The ▁Ferr atum ▁Mobile ▁Bank ▁launched ▁to ▁the ▁public ▁in ▁ 2 0 1 6 ▁in ▁Germany , ▁Sweden ▁and ▁Norway . ▁Users ▁can ▁access ▁their ▁current ▁accounts , ▁sav ings , ▁and ▁deb it ▁cards ▁in ▁multiple ▁curr encies ▁in ▁one ▁app . ▁The ▁open ▁architecture ▁of ▁the ▁mobile ▁bank ing ▁app ▁allows ▁for ▁the ▁integration ▁of ▁service ▁widget s ▁published ▁by ▁other ▁companies . ▁The ▁mobile ▁bank ing ▁app ▁uses ▁behavior