s ▁are ▁a ▁separate ▁piece ▁of ▁horse ▁" cl othing ", ▁which ▁cover ▁the ▁neck ▁and ▁come ▁down ▁the ▁head ▁to ▁just ▁above ▁the ▁m uzz le ▁of ▁the ▁horse , ▁with ▁holes ▁cut ▁for ▁the ▁eyes ▁and ▁ears . ▁ ▁Summer ▁weight ▁h ood s ▁and ▁neck ▁covers ▁help ▁keep ▁away ▁insect s ▁and ▁are ▁also ▁frequently ▁used ▁to ▁keep ▁a ▁horse ▁clean ▁before ▁a ▁horse ▁show . ▁Winter ▁weight ▁h ood s ▁are ▁used ▁for ▁warm th . ▁ ▁S addle ▁blank ets ▁▁▁▁ ▁A ▁blank et ▁or ▁pad ▁used ▁under ▁a ▁s addle ▁when ▁a ▁horse ▁is ▁being ▁r idden ▁is ▁called ▁by ▁many ▁names , ▁including ▁a ▁s addle ▁blank et , ▁s addle ▁cloth , ▁num nah , ▁and ▁s addle ▁pad . ▁ ▁They ▁usually ▁do ▁not ▁cover ▁the ▁horse ' s ▁entire ▁body , ▁though ▁a ▁hy brid ▁design ▁that ▁is ▁a ▁cross ▁between ▁a ▁s addle ▁blank et ▁and ▁a ▁horse ▁blank et , ▁called ▁a ▁quarter ▁sheet , ▁is ▁a ▁blank et ▁placed ▁under ▁the ▁s addle ▁but ▁which ▁covers ▁the ▁horse ▁from ▁shoulder ▁to ▁hip ▁while ▁r iding . ▁ ▁Qu arter ▁sheets ▁are ▁sometimes ▁used ▁in ▁cold ▁weather ▁to ▁keep ▁a ▁horse ' s ▁mus cles ▁lo os ened ▁up ▁when ▁war ming ▁up ▁for ▁competition , ▁or ▁on ▁horses ▁that ▁may ▁have ▁to ▁stand ▁around ▁when ▁under ▁s addle ▁and ▁run ▁the ▁risk ▁of ▁st iff ening ▁up ▁if ▁their ▁mus cles ▁get ▁ch illed . ▁ ▁Other ▁designs ▁ ▁A