▁accounts . ▁ ▁Bush ▁has ▁called ▁for ▁major ▁changes ▁in ▁Social ▁Security , ▁ident ifying ▁the ▁system ' s ▁project ed ▁ins ol ven cy ▁as ▁a ▁priority ▁early ▁in ▁his ▁second ▁term . ▁From ▁January ▁through ▁April ▁ 2 0 0 5 , ▁he ▁tou red ▁the ▁country , ▁stopping ▁in ▁over ▁ 5 0 ▁cities ▁across ▁the ▁nation ▁warning ▁of ▁an ▁imp ending ▁" c ris is ". ▁Initial ly , ▁President ▁Bush ▁emphas ized ▁his ▁proposal ▁for ▁personal ized ▁accounts ▁would ▁allow ▁individual ▁workers ▁to ▁invest ▁a ▁portion ▁of ▁their ▁Social ▁Security ▁Tax ▁( F IC A ) ▁into ▁secured ▁invest ments . ▁The ▁main ▁advantage ▁of ▁personal ▁accounts ▁within ▁Social ▁Security ▁is ▁to ▁allow ▁workers ▁to ▁own ▁the ▁money ▁they ▁place ▁into ▁ret irement ▁that ▁cannot ▁be ▁taken ▁away ▁by ▁political ▁wh ims . ▁ ▁Most ▁Democr ats ▁and ▁some ▁Republic ans ▁are ▁critical ▁of ▁such ▁ideas , ▁partly ▁because ▁of ▁the ▁large ▁( US $ 1 ▁tr ill ion ▁or ▁more ) ▁federal ▁borrow ing ▁the ▁plan ▁would ▁require , ▁which ▁might ▁actually ▁w ors en ▁the ▁im bal ance ▁between ▁reven ues ▁and ▁exp enses ▁that ▁Bush ▁pointed ▁to ▁as ▁a ▁lo oming ▁problem ; ▁and ▁partly ▁because ▁of ▁the ▁problems ▁encountered ▁by ▁the ▁United ▁Kingdom ' s ▁priv at ized ▁p ension ▁plan . ▁See ▁Social ▁Security ▁debate ▁( Un ited ▁States ). ▁In ▁addition , ▁many ▁Democr ats ▁opposed ▁changes ▁that ▁they ▁felt ▁were ▁turning ▁Social ▁Security ▁into ▁a ▁w elf are ▁program ▁that ▁would