K ES : 5 . 0 6 ▁billion ). ▁ ▁O wn ership ▁, ▁the ▁share hold ing ▁in ▁the ▁stock ▁of ▁Victoria ▁Com mer cial ▁Bank ▁was ▁as ▁follows : ▁ ▁Branch es ▁, ▁Victoria ▁Com mer cial ▁Bank ▁maintain s ▁three ▁branches ▁in ▁the ▁city ▁of ▁N airo bi , ▁Ken ya . ▁ ▁Cred it ▁rating ▁In ▁July ▁ 2 0 1 6 , ▁the ▁South ▁African ▁credit ▁rating ▁ag ency ▁Global ▁Cred it ▁Rat ings ▁( GC R ) ▁r ated ▁the ▁bank ▁as ▁B BB ▁with ▁stable ▁out look . ▁The ▁ ▁bank ▁has ▁a ▁history ▁of ▁" oper ating ▁without ▁a ▁loan ▁default ▁for ▁the ▁last ▁ 1 0 ▁years ". ▁During ▁the ▁first ▁ 6 ▁months ▁of ▁ 2 0 1 7 , ▁V CB ▁declared ▁its ▁first ▁non - perform ing ▁loan ▁in ▁the ▁past ▁▁ 1 0 ▁years . ▁The ▁default ed ▁loan ▁is ▁val ued ▁at ▁K Sh 1 8 . 3 ▁million . ▁( approx . ▁US $ 1 8 0 , 0 0 0 ). ▁ ▁See ▁also ▁ ▁List ▁of ▁banks ▁in ▁Ken ya ▁ ▁Econom y ▁of ▁Ken ya ▁ ▁References ▁ ▁External ▁links ▁ ▁Website ▁of ▁Central ▁Bank ▁of ▁Ken ya ▁ ▁Website ▁of ▁Victoria ▁Com mer cial ▁Bank ▁ ▁Victoria ▁Com mer cial ▁Bank ▁Prof it ▁After ▁Tax ▁dro ps ▁by ▁ 1 7 ▁Per cent ▁ ▁Category : B anks ▁of ▁Ken ya ▁Category : B anks ▁established ▁in ▁ 1 9 8 7 ▁Category :