▁Act ▁ 1 9 2 3 ▁requires ▁that ▁compens ation ▁is ▁paid ▁if ▁workers ▁are ▁injured ▁in ▁the ▁course ▁of ▁employ ment ▁for ▁inj uries , ▁or ▁benefits ▁to ▁depend ants . ▁The ▁rates ▁are ▁low . ▁ ▁Fact ories ▁Act ▁ 1 9 4 8 , ▁cons olid ated ▁existing ▁factory ▁safety ▁laws ▁ ▁The ▁Sex ual ▁Har ass ment ▁of ▁Women ▁at ▁Work place ▁( Pre vention , ▁Pro hib ition ▁and ▁Red ress al ) ▁Act , ▁ 2 0 1 3 ▁that ▁see ks ▁to ▁protect ▁and ▁provides ▁a ▁mechanism ▁for ▁women ▁to ▁report ▁inc idents ▁of ▁sexual ▁har ass ment ▁at ▁their ▁place ▁of ▁work . ▁ ▁P ensions ▁and ▁ins urance ▁ ▁The ▁Emp loy ees ' ▁Prov ident ▁Fund ▁and ▁Mis cell aneous ▁Pro vis ions ▁Act ▁ 1 9 5 2 ▁created ▁the ▁Emp loy ees ' ▁Prov ident ▁Fund ▁Organisation ▁of ▁India . ▁This ▁functions ▁as ▁a ▁p ension ▁fund ▁for ▁old ▁age ▁security ▁for ▁the ▁organ ised ▁work force ▁sector . ▁For ▁those ▁workers , ▁it ▁creates ▁Prov ident ▁Fund ▁to ▁which ▁employees ▁and ▁employ ers ▁contribute ▁equally , ▁and ▁the ▁minimum ▁contributions ▁are ▁ 1 0 - 1 2 ▁per ▁cent ▁of ▁w ages . ▁On ▁ret irement , ▁employees ▁may ▁draw ▁their ▁p ension . ▁ ▁Ind ira ▁Gand hi ▁National ▁Old ▁Age ▁P ension ▁Sch eme ▁National ▁P ension ▁Sch eme ▁Public ▁Prov ident ▁Fund ▁( Ind ia ) ▁ ▁The ▁Emp loy ees ' ▁State ▁In sur ance ▁provides