▁Gabriel . ▁" G SE ▁Lo an ▁P urch ases , ▁the ▁F HA , ▁and ▁H ous ing ▁Out comes ▁in ▁Target ed , ▁Low - In come ▁Ne igh bor hood s ." ▁P aper ▁presented ▁at ▁the ▁Brook ings - Wh art on ▁Conference ▁on ▁Urban ▁Affairs , ▁Brook ings ▁Institution , ▁Washington , ▁DC , ▁October ▁ 2 0 0 6 . ▁ ▁Ash craft , ▁Adam ▁B ., ▁Mort en ▁L . ▁Be ch , ▁and ▁W . ▁Scott ▁Frame . ▁" The ▁Federal ▁Home ▁Lo an ▁Bank ▁System : ▁The ▁L ender ▁of ▁Next - to - Last ▁Res ort ?" ▁Report ▁no . ▁ 3 5 7 , ▁Federal ▁Reserve ▁Bank ▁of ▁New ▁York , ▁New ▁York , ▁NY , ▁November ▁ 2 0 0 8 . ▁ ▁Av ram en ko , ▁Richard , ▁and ▁Richard ▁Bo yd . ▁" Sub prime ▁V irt ues : ▁The ▁Mor al ▁Dim ensions ▁of ▁American ▁H ous ing ▁and ▁Mort g age ▁Policy ." ▁Pers pect ives ▁on ▁Polit ics , ▁ 1 1 : 1 ▁( 2 0 1 3 ): ▁ 1 1 1 - 1 3 2 . ▁ ▁Bart lett , ▁Steve , ▁Alfred ▁A . ▁D elli B ovi , ▁and ▁Mar ge ▁Rou k ema . ▁" H ous ing ▁Policy ▁After ▁the ▁S & L ▁Cris is ." ▁Mort g age ▁Bank ing ▁ 5 1 , ▁no . ▁ 4 ▁( 2 0 0 5 ): ▁ 2 8