▁deb t ▁is ▁not ▁paid . ▁▁▁ ▁In ▁the ▁case ▁of ▁individuals ▁parents ▁will ▁sometimes ▁provide ▁guarante es ▁for ▁their ▁adult ▁children ▁who ▁lack ▁a ▁credit ▁history . ▁ ▁The ▁iss uer ▁of ▁the ▁guarantee , ▁in ▁effect , ▁provides ▁joint ▁and ▁several ▁responsibility ▁for ▁the ▁deb t ▁so ▁that ▁while ▁the ▁organization , ▁as ▁the ▁deb tor , ▁is ▁primarily ▁li able ▁to ▁pay ▁the ▁deb t ; ▁the ▁cred itor ▁can ▁also ▁go ▁after ▁the ▁gu ar ant or ▁as ▁a ▁secondary ▁responsible ▁party ▁if ▁the ▁deb tor ▁is ▁unw illing ▁or ▁unable ▁to ▁pay ▁the ▁deb t . ▁A ▁personal ▁guarantee ▁means ▁that ▁even ▁if ▁the ▁deb tor ▁decl ares ▁bank rupt cy ▁and ▁is ▁dis charg ed ▁from ▁responsibility ▁for ▁the ▁deb t , ▁the ▁gu ar ant or ▁is ▁still ▁li able ▁for ▁it . ▁ ▁See ▁also ▁Sure ty ▁Co - sign ing ▁ ▁References ▁ ▁Category : S ure ties <0x0A> </s> ▁Fri ends ▁( st yl ized ▁as ▁Clo va ▁Fri ends ▁in ▁Japan ) ▁is ▁a ▁L INE ▁character - th emed ▁smart ▁speaker ▁developed ▁by ▁Na ver ▁Corporation ▁and ▁Line ▁Corporation ▁( a ▁subs idi ary ▁of ▁Na ver ). ▁The ▁device ▁is ▁the ▁second ▁smart ▁speaker ▁that ▁is ▁power ed ▁by ▁intellig ent ▁personal ▁assistant ▁Clo va . ▁Int rodu ced ▁in ▁December ▁ 2 0 1 7 , ▁Fri ends ▁has ▁a ▁cyl ind rical ▁shape ▁and ▁has ▁the ▁appearance ▁of ▁the ▁characters ▁in ▁L INE ▁Fri ends ▁– ▁Brown ▁the