2 0 1 2 - 1 3 , ▁stood ▁at ▁ 8 , 3 9 , 4 0 8 ▁for ▁both ▁life ▁and ▁non - life ▁ret ail ▁business ▁lines . ▁It ▁reached ▁a ▁total ▁of ▁R s . ▁ 6 0 0 ▁C ror es ▁gross ▁prem ium . ▁The ▁income ▁increased ▁by ▁ 8 5 ▁per ▁cent ▁from ▁R s . ▁ 4 6 . 6 ▁C ror es ▁in ▁ 2 0 1 1 - 1 2 ▁to ▁R s . ▁ 8 6 . 3 ▁C ror es ▁in ▁ 2 0 1 2 - 1 3 . ▁ ▁During ▁the ▁year , ▁M IB L ▁entered ▁into ▁a ▁strateg ic ▁partners hip ▁with ▁Le ap F rog ▁In vest ments , ▁world ' s ▁largest ▁invest or ▁in ▁ins urance ▁for ▁the ▁unders erved . ▁Through ▁its ▁subs idi ary ▁company , ▁In clusion ▁Resources ▁Private ▁Limited , ▁Le ap F rog ▁inv ested ▁R s . ▁ 8 0 . 4 ▁C ror es ▁for ▁a ▁ 1 5 ▁per ▁cent ▁share hold ing ▁in ▁M IB L . ▁Mah ind ra ▁fin ance ▁launched ▁online ▁ins urance ▁aggreg ator ▁Pay b ima . ▁Pay b ima ▁is ▁the ▁online ▁portal ▁of ▁Mah ind ra ▁In sur ance ▁Bro k ers ▁Ltd . ▁ ▁Mah ind ra ▁R ural ▁H ous ing ▁Fin ance ▁Limited ▁ ▁In ▁F Y ▁ 2 0 1 2 - 1 3 , ▁Mah ind ra ▁R ural ▁H ous ing ▁Fin