▁Moz are be , ▁For ous h ▁Ag hs ati , ▁Jo ale , ▁Sal af , ▁and ▁G har z ol - h ass ane . ▁Details ▁of ▁these ▁contract s ▁and ▁related ▁practices ▁are ▁out lined ▁in ▁the ▁Iran ian ▁Interest - Free ▁bank ing ▁law ▁and ▁its ▁gu idel ines . ▁ ▁In ▁July ▁ 2 0 0 7 ▁the ▁bank ▁launched ▁a ▁new ▁bank ing ▁service ▁named ▁" G old ▁Co ins ▁De pos it ▁Account ". ▁Through ▁this ▁new ▁service , ▁Bank ▁Ref ah ' s ▁customers ▁can ▁depos it ▁their ▁gold ▁co ins ▁into ▁a ▁special ▁depos it ▁account ▁and ▁in ▁return ▁receive ▁points , ▁which ▁they ▁can ▁then ▁re de em ▁against ▁future ▁lo ans ▁and ▁cred its . ▁The ▁launch ▁of ▁this ▁unique ▁depos it ▁account , ▁which ▁received ▁high ▁public ity ▁in ▁the ▁Iran ian ▁media , ▁was ▁marked ▁by ▁a ▁president ial ▁speech ▁by ▁the ▁Iran ian ▁president ▁Mah m oud ▁A hm ad ine j ad . ▁ ▁The ▁bank ' s ▁CE O ▁Pe yman ▁N ouri ▁announced ▁in ▁March ▁ 2 0 0 7 ▁that ▁his ▁bank ▁has ▁been ▁author ized ▁by ▁the ▁Central ▁Bank ▁of ▁Iran ▁to ▁issue ▁international ▁credit ▁cards . ▁ ▁Fin an cial ▁numbers ▁ ▁June ▁ 1 6 , ▁ 2 0 1 0 ▁($ 1 ▁U D ▁is ▁approximately ▁ 1 0 , 4 0 0 ▁[ I ran ian ▁R ial ]( R ls ) ▁ ): ▁Total ▁assets ▁= ▁R ls ▁