▁city ▁size . ▁ ▁Among ▁respond ents ▁with ▁a ▁high ▁sav ings ▁rate , ▁close ▁to ▁ 4 0 % ▁of ▁those ▁who ▁live ▁in ▁metros ▁and ▁Tier ▁I ▁cities ▁considered ▁such ▁invest ments ▁to ▁be ▁very ▁ris ky , ▁whereas ▁ 3 3 % ▁of ▁those ▁in ▁Tier ▁II ▁cities ▁said ▁they ▁did ▁not ▁know ▁how ▁or ▁where ▁to ▁invest ▁in ▁such ▁assets . ▁ ▁Distribution ▁ ▁Serv icing ▁ ▁Lar ger ▁Indian ▁Mut ual ▁Fund ▁Indust ry ▁has ▁benef ited ▁from ▁out s our cing ▁the ▁activity ▁of ▁serv icing ▁their ▁invest ors ▁to ▁two ▁of ▁the ▁leading ▁Reg istr ar ▁and ▁Transfer ▁Ag ents ▁( RT As ) ▁in ▁India ▁namely ▁CA MS ▁and ▁Kar vy . ▁While ▁CA MS ▁commands ▁close ▁to ▁ 6 5 % ▁of ▁the ▁As sets ▁serv icing , ▁rest ▁is ▁with ▁Kar vy . ▁Franklin ▁Temple ton ▁Mut ual ▁Fund ▁services ▁its ▁invest ors ▁through ▁its ▁own ▁in - house ▁R TA ▁set ▁up . ▁ ▁Both ▁the ▁R T As ▁have ▁v ibr ant ▁network ▁of ▁their ▁local ▁offices ▁which ▁enable ▁the ▁Mut ual ▁Fund ▁In vest ors ▁to ▁trans act ▁locally . ▁These ▁touch ▁points ▁( or ) ▁Customer ▁Service ▁Cent ers ▁( C SC s ), ▁provide ▁a ▁wide ▁range ▁of ▁serv icing ▁including , ▁financial ▁transaction ▁accept ance ▁& ▁processing , ▁non ▁financial ▁changes , ▁K Y C ▁ful fill ment ▁formal ities , ▁nom ination ▁registration , ▁transmission ▁of ▁units ▁apart ▁from ▁providing ▁statement ▁of ▁accounts ▁etc . ▁