▁a ▁loan ▁back ed ▁by ▁a ▁house ▁has ▁a ▁comm od ity ▁value ▁equal ▁to ▁the ▁free ▁market ▁price ▁of ▁the ▁house . ▁Non - coll ater al ized ▁deb t , ▁on ▁the ▁other ▁hand , ▁does ▁not ▁have ▁a ▁comm od ity ▁value ; ▁it ▁is ▁valuable ▁only ▁in so far ▁as ▁it ▁is ▁rep a id . ▁ ▁In vest ment ▁ ▁Com mod ity ▁value ▁is ▁an ▁important ▁consideration ▁in ▁h ed ging ▁against ▁infl ation . ▁Where as ▁fi at ▁curr encies ▁can ▁de value , ▁often ▁cat ast roph ically , ▁curr encies ▁with ▁considerable ▁comm od ity ▁value ▁are ▁known ▁to ▁better ▁maintain ▁their ▁value ; ▁a ▁government ▁can ▁print ▁as ▁many ▁fi at ▁b ills ▁as ▁it ▁wants ▁with ▁relative ▁ease , ▁the ▁same ▁is ▁not ▁true ▁of ▁min ing ▁pre cious ▁met als . ▁This ▁leads ▁some ▁invest ors ▁to ▁purchase ▁goods ▁and ▁deb ts ▁with ▁high ▁comm od ity ▁value , ▁which ▁are ▁inher ently ▁sa fer ▁than ▁those ▁with ▁low , ▁or ▁no ▁comm od ity ▁value , ▁minim izing ▁risk ▁by ▁sacrific ing ▁potential ▁return . ▁ ▁See ▁also ▁▁ ▁Com mod ity ▁market ▁ ▁Gold ▁as ▁an ▁invest ment ▁ ▁References ▁ ▁Category : Com mod ities ▁used ▁as ▁an ▁invest ment ▁Category : Bus iness ▁terms <0x0A> </s> ▁Robert ▁Lane ▁Gib bs ▁( born ▁March ▁ 2 9 , ▁ 1 9 7 1 ) ▁is ▁an ▁American ▁communication ▁professional ▁who ▁is ▁the ▁executive ▁vice ▁president ▁and ▁global ▁chief