▁to ▁Phys ical ▁& ▁Fin an cial ▁Capital ▁Access ▁to ▁physical ▁and ▁financial ▁capital ▁significantly ▁l ags ▁behind ▁men , ▁with ▁only ▁ 5 % ▁of ▁women ▁above ▁the ▁age ▁of ▁ 1 5 ▁having ▁bank ▁accounts ▁versus ▁ 2 1 % ▁of ▁men ▁according ▁to ▁. ▁ ▁Additionally , ▁only ▁ 2 % ▁of ▁women ▁had ▁received ▁a ▁loan ▁from ▁a ▁financial ▁institution , ▁ 2 % ▁owned ▁land , ▁and ▁ 7 . 4 % ▁women ▁had ▁joint ▁ownership ▁of ▁a ▁house . ▁ ▁W age ▁G ap ▁Pakistan ▁has ▁the ▁highest ▁w age ▁gap ▁in ▁the ▁world , ▁according ▁to ▁the ▁International ▁Labor ▁Organ ization ; ▁women ▁in ▁Pakistan ▁ear n ▁ 3 4 % ▁less ▁than ▁men ▁on ▁average . ▁The ▁Global ▁W age ▁Report ▁ 2 0 1 8 / 2 0 1 9 ▁also ▁found ▁women ▁in ▁Pakistan ▁const itute ▁ 9 0 % ▁of ▁the ▁bottom ▁ 1 % ▁of ▁w age ▁ear ners ▁in ▁the ▁country . ▁ ▁Leg al ▁Dis par ity ▁ ▁Re quire ments ▁for ▁Test im ony ▁Article ▁ 2 5 ▁of ▁the ▁Constitution ▁of ▁Pakistan ▁prohib its ▁disc rim ination ▁on ▁the ▁basis ▁of ▁sex . ▁However , ▁under ▁Article ▁ 1 7 ▁of ▁the ▁Q an un - e - Sh ah dat ▁( 1 9 8 4 ), ▁women ' s ▁witness ▁is ▁disc ount ed ▁to ▁half ▁of ▁a ▁man ' s ▁witness . ▁ ▁Right ▁to ▁Div or ce ▁Muslim ▁women ▁in ▁Pakistan ▁have ▁the ▁right