▁normal ▁scenario ▁and ▁ 7 . 6 % ▁under ▁the ▁negative ▁scenario , ▁so ▁that ▁Er ste ▁Group ▁passed ▁the ▁stress ▁test ▁as ▁expected . ▁As ▁of ▁year ▁end ▁ 2 0 1 5 , ▁Er ste ▁Group ▁achieved ▁a ▁net ▁profit ▁of ▁E UR ▁ 9 6 8 . 2 ▁million , ▁ 4 . 2 % ▁l ending ▁growth ▁and ▁a ▁C ET ▁ 1 ▁ratio ▁of ▁ 1 2 . 3 %. ▁ ▁Online ▁Bank ing ▁George ▁In ▁January ▁ 2 0 1 5 , ▁Er ste ▁introduced ▁its ▁digital ▁bank ing ▁platform ▁" Ge orge " ▁in ▁Austria . ▁George ▁was ▁launched ▁in ▁Slov ak ia , ▁the ▁Czech ▁Republic , ▁and ▁Roman ia ▁in ▁ 2 0 1 8 . ▁According ▁to ▁Er ste ▁Group , ▁there ▁were ▁approximately ▁ 4 ▁million ▁George ▁users ▁in ▁these ▁four ▁mark ets ▁by ▁the ▁end ▁of ▁ 2 0 1 8 . ▁ ▁Head quarters ▁Er ste ▁Camp us ▁In ▁the ▁spring ▁of ▁ 2 0 1 6 , ▁ 4 . 5 0 0 ▁employees ▁of ▁Er ste ▁Group , ▁of ▁Er ste ▁Bank ▁O ester reich ▁and ▁their ▁subs idi aries ▁in ▁Vienna ▁moved ▁to ▁their ▁new ▁headquarters ▁" Er ste ▁Camp us ". ▁The ▁corner stone ▁had ▁been ▁laid ▁on ▁ 2 6 ▁June ▁ 2 0 1 2 . ▁The ▁head qu arter ▁is ▁located ▁on ▁the ▁area ▁of ▁the ▁former ▁Sü db ahn hof ▁and ▁is ▁the ▁first ▁building ▁complex ▁of ▁" Qu art ier ▁Bel