▁of ▁co oper ative ▁lo ans ▁similar ▁to ▁bank ▁lo ans . ▁Cooper ative ▁lo ans ▁are ▁meant ▁to ▁be ▁a ▁more ▁vi able ▁option ▁for ▁civil ▁servants ▁with ▁poor ▁credit ▁score ▁co oper ative ▁lo ans ▁compared ▁to ▁license ▁money ▁l enders ▁who ▁charge ▁ 1 8 % ▁per ▁an num ▁( maxim um ▁allow able ▁interest ▁rate ▁as ▁st ip ulated ▁by ▁the ▁M oney ▁L ending ▁Act ▁ 1 9 5 1 ). ▁ ▁References ▁ ▁Category : B ank ing ▁in ▁Malays ia ▁Category : Co oper atives ▁in ▁Malays ia ▁Category : Co oper ative ▁bank ing ▁in ▁Asia <0x0A> </s> ▁Hy pos mo com a ▁s ali aris ▁is ▁a ▁species ▁of ▁moth ▁of ▁the ▁family ▁Cos m opter ig idae . ▁It ▁was ▁first ▁described ▁by ▁Lord ▁W als ingham ▁in ▁ 1 9 0 7 . ▁It ▁is ▁en demic ▁to ▁the ▁island ▁of ▁Hawai i . ▁The ▁type ▁local ity ▁is ▁K ona , ▁where ▁it ▁was ▁collected ▁at ▁an ▁elev ation ▁of ▁. ▁ ▁External ▁links ▁ ▁s ali aris ▁Category : End em ic ▁moth s ▁of ▁Hawai i ▁Category : M oth s ▁described ▁in ▁ 1 9 0 7 <0x0A> </s> ▁K oon ▁may ▁refer ▁to : ▁ ▁People : ▁ ▁David ▁K oon , ▁New ▁York ▁politician ▁ ▁Ela ine ▁K oon , ▁Malays ian ▁rh yth mic ▁g ymn ast ▁ ▁El la ▁K oon , ▁Hong ▁Kong ▁singer ▁and ▁actress ▁ ▁Jason ▁K oon ▁( born ▁