▁of ▁events ▁in ▁the ▁United ▁States ▁Con cert s ▁at ▁Bar cl ays ▁Center ▁Category : Enter tain ment ▁events ▁in ▁the ▁United ▁States ▁Category : Events ▁in ▁New ▁York ▁City ▁Category : List s ▁of ▁concert s ▁and ▁performances ▁Category : List s ▁of ▁events ▁by ▁ven ue ▁Con cert s ▁at ▁Bar cl ays ▁Center <0x0A> </s> ▁The ▁European ▁embedded ▁value ▁( EE V ) ▁is ▁an ▁effort ▁by ▁the ▁C FO ▁Forum ▁to ▁standard ize ▁the ▁calculation ▁of ▁the ▁embedded ▁value . ▁For ▁this ▁purpose ▁the ▁C FO ▁Forum ▁has ▁released ▁gu idel ines ▁how ▁embedded ▁value ▁should ▁be ▁calculated . ▁ ▁There ▁is ▁a ▁lot ▁of ▁subject ivity ▁involved ▁in ▁calculating ▁the ▁value ▁of ▁a ▁life ▁ins urer . ▁In sur ance ▁contract s ▁are ▁long - term ▁contract s , ▁so ▁the ▁value ▁of ▁the ▁company ▁now ▁is ▁dependent ▁on ▁how ▁each ▁of ▁those ▁contract s ▁end ▁up ▁performing . ▁Prof it ▁is ▁made ▁if ▁the ▁policy holder ▁does ▁not ▁die , ▁for ▁example , ▁and ▁just ▁cont ributes ▁prem iums ▁over ▁many ▁years . ▁L oss es ▁are ▁possible ▁for ▁policies ▁where ▁the ▁ins ured ▁dies ▁soon ▁after ▁signing ▁the ▁contract . ▁And ▁profit ability ▁is ▁also ▁affected ▁by ▁whether ▁( and ▁when ) ▁a ▁policy ▁might ▁terminate ▁early . ▁ ▁An ▁actu ary ▁calcul ates ▁an ▁embedded ▁value ▁by ▁making ▁certain ▁assumptions ▁about ▁life ▁expect ancy , ▁persist ency , ▁invest ment ▁conditions , ▁and ▁so ▁on ▁- ▁thus ▁making ▁an ▁estimate ▁of ▁what ▁the ▁company