▁s ado - mas och istic ▁session ▁with ▁a ▁man ▁involving ▁mut ual ▁flag ell ation ▁with ▁bir ch - rod s . ▁These ▁are ▁inter sp ers ed ▁with ▁narr atives ▁which ▁do ▁not ▁involve ▁F anny ▁directly ; ▁for ▁instance , ▁three ▁other ▁girls ▁in ▁the ▁house ▁( Em ily , ▁Louis a ▁and ▁Har ri ett ) ▁describe ▁their ▁own ▁losses ▁of ▁vir gin ity , ▁and ▁the ▁ny ph oman iac ▁Louis a ▁s edu ces ▁the ▁imm ens ely ▁end owed ▁but ▁im bec il ic ▁" good - n ature d ▁Dick ". ▁F anny ▁also ▁describes ▁anal ▁inter course ▁between ▁two ▁older ▁boys . ▁( This ▁was ▁removed ▁from ▁several ▁later ▁ed itions ) ▁Event ually ▁F anny ▁ret ires ▁from ▁prost itution ▁and ▁becomes ▁the ▁lo ver ▁of ▁a ▁rich ▁and ▁world ly - wise ▁man ▁of ▁ 6 0 ▁( des cribed ▁by ▁F anny ▁as ▁a ▁" r ational ▁ple as ur ist "). ▁This ▁phase ▁of ▁F anny ' s ▁life ▁brings ▁about ▁her ▁intellectual ▁development , ▁and ▁leaves ▁her ▁wealth y ▁when ▁her ▁lo ver ▁dies ▁of ▁a ▁sudden ▁cold . ▁So on ▁after , ▁she ▁has ▁a ▁chance ▁encounter ▁with ▁Charles , ▁who ▁has ▁returned ▁as ▁a ▁poor ▁man ▁to ▁England ▁after ▁being ▁ship w reck ed . ▁F anny ▁offers ▁her ▁fortune ▁to ▁Charles ▁un condition ally , ▁but ▁he ▁ins ists ▁on ▁marry ing ▁her . ▁ ▁The ▁novel ' s ▁developed ▁characters ▁include ▁Charles , ▁Mrs ▁Jones