▁London ▁In sur ance ▁Market , ▁and ▁dist ributes ▁a ▁number ▁of ▁assistance ▁ins urance ▁products ▁which ▁provide ▁expert ▁help , ▁when ▁it ▁is ▁needed , ▁to ▁policy hold ers ▁in ▁the ▁UK . ▁ ▁When ▁to ▁contact ▁▁ ▁While ▁it ▁is ▁not ▁always ▁clear ▁when ▁a ▁policy holder ▁may ▁benefit ▁from ▁h iring ▁a ▁public ▁adjust er , ▁the ▁most ▁benefit ▁is ▁likely ▁to ▁be ▁realized ▁if ▁they ▁are ▁engaged ▁immediately ▁in ▁case ▁of ▁a ▁loss . ▁Short ly ▁after ▁the ▁ins urance ▁company ▁receives ▁notice ▁of ▁a ▁loss , ▁an ▁adjust er ▁representing ▁the ▁ins urance ▁company ▁will ▁visit ▁the ▁policy holder ▁to ▁gather ▁facts ▁about ▁how ▁the ▁loss ▁occurred , ▁the ▁magnitude ▁of ▁the ▁loss , ▁and ▁the ▁possibility ▁of ▁sub rog ation . ▁In correct , ▁incomplete ▁or ▁in ade qu ately ▁expressed ▁answers ▁to ▁the ▁adjust er ' s ▁questions ▁may ▁reduce ▁the ▁amount ▁that ▁can ▁be ▁claimed . ▁A ▁public ▁adjust er ▁engaged ▁early ▁in ▁the ▁process , ▁before ▁the ▁fact - find ing ▁stage , ▁will ▁have ▁more ▁opportunity ▁to ▁help ▁the ▁policy holder ▁receive ▁a ▁fair ▁settlement ▁for ▁all ▁losses ▁legit imately ▁covered ▁under ▁the ▁ins urance ▁policy . ▁However , ▁any ▁time ▁during ▁negoti ations ▁with ▁the ▁ins urance ▁company ▁and ▁even ▁after ▁a ▁settlement ▁has ▁been ▁received ▁by ▁an ▁ins ured , ▁a ▁public ▁adjust er ▁may ▁be ▁able ▁to ▁negoti ate ▁for ▁a ▁higher ▁amount . ▁ ▁References ▁ ▁Further ▁reading ▁ ▁External ▁links ▁ ▁Metropolitan ' s ▁V P ▁Radio ▁Inter