▁International ▁Union ▁for ▁Conserv ation ▁of ▁Nature ▁has ▁ass essed ▁its ▁conservation ▁status ▁as ▁being ▁" near ▁threatened ". ▁ ▁References ▁ ▁External ▁links ▁▁▁▁▁▁ ▁Mal ay an ▁band ed ▁pit ta ▁Category : B ird s ▁of ▁Sum atra ▁Category : B ird s ▁of ▁the ▁Mal ay ▁Pen ins ula ▁Mal ay an ▁band ed ▁pit ta ▁Category : T ax a ▁named ▁by ▁Co en ra ad ▁Jacob ▁Tem min ck <0x0A> </s> ▁An ▁end ow ment ▁policy ▁is ▁a ▁life ▁ins urance ▁contract ▁designed ▁ ▁to ▁pay ▁a ▁l ump ▁sum ▁after ▁a ▁specific ▁term ▁( on ▁its ▁' m atur ity ') ▁or ▁on ▁death . ▁Typ ical ▁m atur ities ▁are ▁ten , ▁fifteen ▁or ▁twenty ▁years ▁up ▁to ▁a ▁certain ▁age ▁limit . ▁ ▁Some ▁policies ▁also ▁pay ▁out ▁in ▁the ▁case ▁of ▁critical ▁ill ness . ▁ ▁Pol ic ies ▁are ▁typically ▁traditional ▁with - prof its ▁or ▁unit - link ed ▁( including ▁those ▁with ▁unit ised ▁with - prof its ▁funds ▁the ▁holder ▁then ▁receives ▁the ▁surrender ▁value ▁which ▁is ▁determined ▁by ▁the ▁ins urance ▁company ▁depending ▁on ▁how ▁long ▁the ▁policy ▁has ▁been ▁running ▁and ▁how ▁much ▁has ▁been ▁paid ▁into ▁it . ▁ ▁P ension ▁ins urance ▁provides ▁many ▁benefits . ▁They ▁can ▁be ▁used ▁as ▁a ▁low - ris k ▁way ▁to ▁save . ▁Policy hold ers ▁can ▁choose ▁how ▁much ▁to ▁pay ▁each ▁month ▁and ▁how ▁long ▁they ▁want ▁to ▁stay , ▁usually ▁for ▁ 1 0 ▁or ▁