al ▁activities ▁or ▁maintain ▁collect ive ▁secret . ▁ ▁Fin an cial ▁The ▁failure ▁to ▁understand ▁and ▁manage ▁eth ical ▁ris ks ▁played ▁a ▁significant ▁role ▁in ▁the ▁financial ▁crisis . ▁The ▁difference ▁between ▁bad ▁business ▁dec isions ▁and ▁business ▁mis con duct ▁can ▁be ▁hard ▁to ▁determine , ▁and ▁there ▁is ▁a ▁thin ▁line ▁between ▁the ▁eth ics ▁of ▁using ▁only ▁financial ▁in cent ives ▁to ▁gauge ▁performance ▁and ▁the ▁use ▁of ▁hol istic ▁measures ▁that ▁include ▁eth ics , ▁trans par ency ▁and ▁responsibility ▁of ▁st ake hold ers . ▁From ▁CE O ' s ▁to ▁trad ers ▁and ▁bro k ers , ▁all - to o - tem pt ing ▁luc r ative ▁financial ▁in cent ives ▁existed ▁for ▁performance ▁in ▁the ▁financial ▁industry . ▁The ▁past ▁w ides p read ▁financial ▁mis con duct ▁led ▁to ▁a ▁call ▁for ▁financial ▁reform . ▁The ▁D odd - Fran k ▁Wall ▁Street ▁Reform ▁and ▁Cons umer ▁Prote ction ▁Act ▁ ▁was ▁passed ▁in ▁ 2 0 1 0 ▁to ▁increase ▁account ability ▁and ▁trans par ency ▁in ▁the ▁financial ▁industry ▁and ▁protect ▁consum ers ▁from ▁de cept ive ▁financial ▁practices . ▁Dom estic ▁inqu iry ▁ ▁A ▁domestic ▁inqu iry ▁typically ▁follows ▁a ▁‘ show ▁cause ’ ▁letter , ▁which ▁is ▁sent ▁to ▁the ▁employee ▁request ing ▁an ▁explanation ▁for ▁the ▁alleg ed ▁mis con duct . ▁If ▁the ▁response ▁is ▁not ▁satisf actory , ▁the ▁employ er ▁will ▁move ▁to ▁the ▁more ▁formal ▁domestic ▁inqu iry . ▁Dom estic ▁inqu