, ▁the ▁credit ▁union ' s ▁state ▁char ter ▁was ▁converted ▁to ▁a ▁federal ▁char ter . ▁At ▁the ▁same ▁time , ▁the ▁credit ▁union ▁depos its ▁became ▁feder ally ▁ins ured . ▁A ▁new ▁name ▁was ▁chosen , ▁First ▁Cit iz ens ' ▁Federal ▁Cred it ▁Union , ▁which ▁remains ▁today . ▁ ▁Loc ations ▁& ▁Branch es ▁In ▁ 1 9 9 8 , ▁the ▁sevent h ▁branch ▁office ▁opened ▁for ▁business ▁in ▁Fal mouth . ▁ 2 0 1 0 ▁marked ▁the ▁opening ▁of ▁the ▁Matt ap ois ett ▁branch ▁location . ▁The ▁credit ▁union ▁currently ▁has ▁nine ▁branch ▁locations ▁and ▁continues ▁to ▁grow ▁both ▁in ▁size . ▁Pl ans ▁have ▁been ▁put ▁into ▁place ▁to ▁expand ▁again ▁in ▁ 2 0 1 1 , ▁adding ▁additional ▁branches ▁on ▁Cape ▁C od . ▁In ▁ 2 0 1 1 , ▁the ▁M ash pe e ▁branch ▁of ▁First ▁Cit iz ens ▁opened . ▁First ▁Cit iz ens ' ▁is ▁currently ▁a ▁$ 5 0 0 ▁million ▁plus ▁institution . ▁ ▁Branch ▁Loc ations ▁Fair h aven , ▁Massachusetts ▁New ▁Bed ford , ▁Massachusetts ▁( D ow nt own , ▁North ▁& ▁South ) ▁Matt ap ois ett , ▁Massachusetts ▁Ta un ton , ▁Massachusetts ▁Ray n ham , ▁Massachusetts ▁Fal mouth , ▁Massachusetts ▁M ash pe e , ▁Massachusetts ▁Hy ann is , ▁Massachusetts ▁Orleans , ▁Massachusetts ▁W are ham , ▁Massachusetts ▁ ▁Services ▁First ▁Cit iz ens ’ ▁offers ▁their ▁customers ▁auto ▁lo ans , ▁mort g ages ,