▁final ized ▁by ▁I A IS ▁in ▁November ▁ 2 0 1 5 . ▁The ▁re vised ▁G - S II ▁assess ment ▁method ology ▁will ▁be ▁applied ▁from ▁ 2 0 1 6 . ▁ ▁In ▁October ▁ 2 0 1 4 , ▁I A IS ▁published ▁the ▁first - ever ▁global ▁ins urance ▁capital ▁standard ▁entitled ▁Basic ▁Capital ▁Re quire ments ▁( BC R ), ▁to ▁apply ▁to ▁all ▁group ▁activities ▁( in cl . ▁non - ins urance ▁activities ) ▁of ▁G - S II s , ▁as ▁a ▁foundation ▁for ▁the ▁higher ▁loss ▁absor ben cy ▁( H LA ) ▁requirements . ▁Begin ning ▁in ▁ 2 0 1 5 , ▁the ▁B CR ▁ratio ▁will ▁be ▁reported ▁on ▁a ▁confident ial ▁basis ▁to ▁group - wide ▁super vis ors ▁- ▁and ▁be ▁shared ▁with ▁the ▁I A IS ▁for ▁purposes ▁of ▁ref ining ▁the ▁B CR ▁as ▁necessary . ▁I A IS ▁currently ▁work ▁to ▁develop ▁the ▁method ology ▁for ▁the ▁introduction ▁of ▁H LA ▁requirements , ▁to ▁be ▁published ▁by ▁end - 2 0 1 5 , ▁and ▁to ▁be ▁applied ▁starting ▁from ▁January ▁ 2 0 1 9 ▁towards ▁those ▁G - S II s ▁being ▁identified ▁in ▁November ▁ 2 0 1 7 . ▁From ▁January ▁ 2 0 1 9 , ▁all ▁G - S II s ▁will ▁be ▁required ▁to ▁hold ▁capital ▁no ▁lower ▁than ▁the ▁B CR ▁plus ▁H LA . ▁Sub ject ing ▁ins ur ers ▁to ▁en hanced ▁super vis