▁( this ▁can ▁be ▁avoided ▁by ▁the ▁use ▁of ▁a ▁ 7 2 ( v ) ▁distribution ) ▁ ▁Cont ract ▁to ▁a ▁new ▁life ▁ins urance ▁policy ▁via ▁the ▁ 1 0 3 5 ▁exchange ▁privile ge ▁will ▁render ▁the ▁newly ▁issued ▁contract ▁as ▁Mod ified ▁End ow ment ▁Cont ract ▁as ▁well . ▁ ▁This ▁change ▁to ▁the ▁law ▁put ▁an ▁end ▁to ▁the ▁w ides p read ▁sale ▁of ▁traditional ▁end ow ment ▁policies ▁in ▁the ▁United ▁States ▁such ▁as ▁End ow ment ▁at ▁Age ▁ 6 5 , ▁Ten - Pay ▁End ow ment , ▁Tw enty - Pay ▁End ow ment , ▁etc . ▁ ▁These ▁policies ▁had ▁already ▁become ▁far ▁less ▁popular ▁and ▁less ▁widely ▁offered ▁in ▁the ▁years ▁preceding ▁this ▁reform , ▁both ▁due ▁to ▁their ▁very ▁high ▁cost ▁relative ▁to ▁the ▁sum ▁ins ured ▁and ▁the ▁w ides p read ▁avail ability ▁to ▁the ▁general ▁public ▁( at ▁that ▁time ) ▁of ▁many ▁other ▁guaranteed ▁invest ments ▁with ▁consider ably ▁higher ▁rates ▁of ▁return ▁than ▁those ▁cont empl ated ▁within ▁the ▁traditional ▁end ow ment ▁plan . ▁ ▁References ▁ ▁Category : USA - cent ric ▁Category : Life ▁ins urance <0x0A> </s> ▁Z irt ang ▁R ural ▁District ▁() ▁is ▁a ▁rural ▁district ▁( de h est an ) ▁in ▁Kun ani ▁District , ▁K uh das ht ▁County , ▁Lor est an ▁Province , ▁Iran . ▁At ▁the ▁ 2 0 0 6 ▁census , ▁its ▁population ▁was ▁ 6 , 4 4