South Dakota has its own state regulations regarding short-term health plans.
Short-term plan terms can't last more than six months in South Dakota, and can't be renewed.
At least six insurers offer short-term plans in the state.
South Dakota Statute 58-17-70(5) defines short-term health insurance plans as nonrenewable and with terms of no more than six months.
The Trump Administration's new regulations allow for longer short-term plans, but are clear in noting that a state can impose stricter guidelines. So South Dakota's six-month limit on short-term plans will continue to apply unless the state enacts legislation to change it.
South Dakota statute also requires insurers offering short-term plans to file a statement certifying that the policies are not being sold as a substitute for major medical insurance, and are instead supplemental insurance.
Which insurers offer short-term plans in South Dakota?