evidence: Ministry of Finance 52.81 crore PM Jan-Dhan accounts with deposit balance of Rs. 2,30,792 crore opened as on 19.07.2024 under PMJDY 29.37 crore (55.6%) accounts belong to women and about 35.15 crore (66.6 %) accounts opened in rural and semi-urban areas under PMJDY [...] The Government initiated the National Mission for Financial Inclusion (NMFI), namely, Pradhan Mantri Jan Dhan Yojana (PMJDY) in August, 2014 to provide universal banking services for every unbanked household based on the guiding principles of banking the unbanked, securing the unsecured, funding the unfunded and serving unserved and underserved areas. This was stated by Union Minister of State for Finance Shri Pankaj Chaudhary in a written reply to a question in Lok Sabha today. [...] The Minister further stated that the PMJDY has been successful in increasing banking penetration to promote financial inclusion across the country. A total of 52.81 crore Jan-Dhan accounts with a deposit balance of Rs. 2,30,792 crores have been opened as on 19.07.2024 under PMJDY. Out of the same, 29.37 crore (55.6%) Jan-Dhan accounts belong to women and about 35.15 crore (66.6 %) PMJDY accounts have been opened in rural and semi-urban areas.