evidence: The scheme is a one-year term insurance cover stretching from June 1 to May 31, renewable from year to year. It offers life insurance cover for death due to any cause. It means death due to COVID is covered. It also covers death due to murder and suicide. [...] "The PMJJBY annual premium is Rs 330 per annum, and the coverage is purchased through the policyholder's bank account, therefore the claims need to be made through the same bank. Claims will only be entertained 45 days after enrolment. If the death is accidental, this requirement is dropped," says Adhil Shetty, CEO, BankBazaar.com. [...] As many as 10.27 crore people are enrolled in PMJJBY as on March 31, 2021. The government data says 2,50,351 claims were received in FY21, of which 2,34,905 claims were disbursed.