evidence: The Government of India is implementing a scheme by name ‘NIRAMAYA’ through which the handicapped and mentally challenged persons are covered for medical treatment upto Rs. 1 lakh. Aam Admi Bima Yojana (AABY) is also a Government Social Security Scheme being administered through Life Insurance Corporation of India (LIC) that provides life/accident insurance protection to the rural and urban poor persons (including rural landless households) and people belonging to certain identified vocational groups. One such identified vocation is "Physically Handicapped Self-Employed Persons [...] The National Trust has introduced "Niramaya", an insurance scheme for persons suffering from autism, cerebral palsy, mental retardation, multiple disabilities (sclerosis) and other similar diseases. The scheme covers overall medical expenses up to `1 lakh within separate sub-limits. With an application fee of Rs.250 for APL and free incase of BPL families, the application will be processed and claims upto Rs.1 Lakh can be made on reimbursement basis and treatments can be obtained in any hospital. [...] - Persons with multiple disabilities, Cerebral Palsy & autism are not covered under this scheme.