evidence: This scheme is open to people with the following disabilities: Autism, Cerebral Palsy, Mental Retardation, Multiple Disabilities. You need to be over 18 years old. [...] Any disabled person with autism, cerebral palsy, mental retardation or multiple disabilities may apply. One also needs to have the following: [...] The NIRAMAYA Health Insurance Scheme offers up to Rs. 1 lakh coverage for individuals with disabilities, covering OPD treatments, medicines, check-ups, dental care, surgeries, therapies, and alternative medicine. It also includes transportation costs. The great part is that no pre-insurance medical tests are needed, ensuring streamlined and accessible healthcare solutions for PwDs.