evidence: Fact: While it is true that the PMJJBY scheme is applicable to COVID-19 deaths, there are some conditions with respect to the eligibility and claim process. The PMSBY scheme caters only to accidents and as of today, there is no update regarding the inclusion of COVID-19 related cases in PMSBY. The maximum benefit under each scheme is 2 lakh rupees, not 4 lakh rupees as mentioned in the post. Hence the claim made in the post is PARTLY TRUE. [...] Yes, COVID-19 related deaths are also covered under PMJJBY. On the ‘Jan-Dhan Se Jan Suraksha’ website, it can be read in the PMJJBY rules that the PMJJBY scheme offers life insurance cover for ‘death due to any reason’. Also, in a press release, the Life Insurance Corporation of India (the administrator of the policy) has said, ‘the Death claims arising due to COVID-19 shall be treated at par with other causes of death and payments shall be made on an urgent basis. Already death claims due to COVID-19 under 16 policies have been settled without losing any time.’ Also, the Life Insurance Council said, ‘the clause of ‘Force Majeure’ will not apply in case of COVID-19 death claims. All life insurance companies will process COVID-19 death claims’. [Force majeure – a clause that is included in contracts to remove liability for natural and unavoidable catastrophes that interrupt the expected course of events and prevent participants from fulfilling obligations.]