evidence: - Sky-high insurance premiums and extreme weather have already prompted some Floridians to move. [...] The typical Florida household paid over $10,000 for home insurance in 2023, according to data from Insurify, and property insurance costs are rising at the fastest rate in 20 years, according to Capital Economics. [...] John and Natalia moved to Dell Prairie, Wisconsin, from Plantation, Florida, just west of Fort Lauderdale, when their home insurance doubled to $12,000 a year after they replaced their roof.