evidence: Results [edit]As of 31 March 2019, 5.92 crore (59.2 million) people have already enrolled for this scheme. 1,35,212 claims have been disbursed, amounting to a total of ₹2,704.22 crore.[7] As per news reports [8] from 2021, the scheme has failed during the COVID-19 crisis, in which the country suffered an unusually high number of deaths.[9] The article cites some possible reasons for this failure: [...] - There is no policy document or any other document given under PMJJBY, which is why families do not even know that there is such a policy under which they can claim insurance, which is one reason why they are deprived of the scheme's benefits. There is absence of a clear "Guidance Manual" on how to apply for claims. Therefore, a large number of nominees of the deceased, who had taken the PMJJBY policy, are not even aware of it, as also whether the premium was paid or not. [...] - ^ a b "Revealed by RTI: PM Jeevan Jyoti Bima Yojana Not Working Even in COVID Crisis". NewsClick. 14 June 2021. Retrieved 14 June 2021.