evidence: All branches of commercial banks are authorised to adjudicate mutilated banknotes (which are legal tender) and pay value for these, in terms of the Reserve Bank of India (Note Refund) Amendment Rules, 2018. [...] Guidelines for the exchange of mutilated/torn notes are available in our Master Circular on "Facility for Exchange of Notes & Coins" DCM(NE) No.G-2/08.07.18/2019-20 dated July 01, 2019 which is available on our website www.rbi.org.in under Notifications>Master Circulars>Issuer of Currency. Mutilated notes can be exchanged at all bank branches in terms of RBI (Note Refund) Amendment Rules, 2018. [...] 11. Are coloured/stained notes or scribbled notes legal tender?