evidence: Ministry of Finance 51.04 crore Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts opened with deposit balance of Rs. 2,08,855 crore [...] As on 29.11.2023, a total of 51.04 crore Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts have been opened having a deposit balance of Rs. 2,08,855 crore. This was stated by Union Minister of State for Finance Dr. Bhagwat Kisanrao Karad in a written reply to a question in Rajya Sabha today. [...] The Minister stated that as on 22.11.2023, a total of 4.30 crore PMJDY accounts are having zero balance since the scheme provides an inbuilt feature of non-requirement of maintaining any minimum balance in PMJDY accounts.