evidence: "What if it wasn't the Titanic that sank?" they posited. "What if it was actually the Olympic? What if it was a ploy to remove a faulty ship that was costing them more money than she was bringing in for White Star Line and cash in on her million-pound insurance policy?" [...] This is the point at which facts turn into conspiracy. In fact, conspiracy theorists say, all these disasters were part of an insurance scam: the Olympic collision had been such a money sink, the idea goes, that White Star Line simply swapped out the two ships, sending the bashed-up Olympic to sink in the Atlantic while the Titanic stayed safe in the docks. [...] So much for the arguments in favor of the conspiracy – but is there any reason to seriously doubt the idea? Well, Occam’s razor notwithstanding, there’s actually a very major flaw in the idea that the Titanic was sunk as a phony insurance claim: basically, the math doesn’t hold up.