evidence: The number of active subscribers enrolled under PMJJBY and PMSBY as on 31.3.2022 are 6.4 crore and 22 crore, respectively. Since the launch of the PMSBY, an amount of Rs 1,134 crore has been collected by the implementing insurers towards premium and claims of Rs. 2,513 crore have been paid under PMSBY as on 31.3.2022. Further, an amount of Rs. 9,737 crore has been collected by the implementing insurers towards premium and claims of Rs. 14,144 crore have been paid under PMJJBY as on 31.3.2022. Claims under both the Schemes have been deposited into the bank account of the beneficiaries through the DBT route. The transmission of benefits through these schemes were closely monitored during COVID and a host of measures were taken to simplify the procedures and expedite claims, including, outreach programmes and messages from the banks to reach out to beneficiaries of the people who died during COVID, simplifying claim form and proofs of death and many more. [...] In view of the adverse claims experience of the schemes, PMJJBY and PMSBY and in order to make them viable for the implementing insurers the premium rates of PMJJBY and PMSBY have been revised w.e.f. 1.6.2022. This would also encourage other private insurers to come on board for implementing the schemes, thereby increasing the saturation of the schemes amongst the eligible target population, especially those who are underserved or unserved population of India.