evidence: The most affordable place to live is Derry, Northern Ireland, and has been for three years in a row, with a price-to-earnings ratio of 4.7. [...] Top 20 most affordable cities in 2021 1. Derry, NI, 4.7, average house price £155,917, average salary £33,138 =2. Carlisle, North, 4.8, £163,232, £34,087 =2. Bradford, Yorkshire and the Humber, 4.8, £164,410, £34,219 =4. Stirling, Scotland, 5.4, £208,927, £38,744 =4. Aberdeen, Scotland, 5.4, £205,199, £38,016 =4. Glasgow, Scotland, 5.4, £196,625, £36,205 7. Perth, Scotland, 5.5, £203,229, £36,700 =8. Inverness, Scotland, 5.6, £191,840, £34,373 =8. Hull, Yorkshire and the Humber, 5.6, £156,424, £27,730 10. Dundee, Scotland, 5.8, £181,150, £31,344 11. Sunderland, North, 6.0, £179,567, £29,745 12. Lisburn, NI, 6.1, £203,386, £33,138 =13. Salford, North West, 6.2, £211,903, £34,444 =13. Durham, North, 6.2, £196,274, £31,762 =13. Liverpool, North West, 6.2, £215,741, £34,911 =13. Belfast, NI, 6.2, £205,228, £33,138 =13. Lancaster, North West, 6.2, £217,392, £35,004 18. Newcastle-upon-Tyne, North, 6.3, £229,434, £36,212 19. Stoke-on-Trent, West Midlands, 6.5, £200,161, £30,698 20. Hereford, West Midlands, 6.6, £316,929, £48,048