evidence: Trump is correct that Florida has the nation’s costliest highest homeowners insurance. [...] The industry-funded Insurance Information Institute found that Floridians pay the highest average home insurance premium at $6,000 a year for 2023, Mark Friedlander, an institute spokesperson, told PolitiFact. That amount is 42% higher than 2022. [...] Trump said that Florida has "the highest" homeowners insurance in the nation.