evidence: There are various schemes initiated by the Government of India to offer basic healthcare facilities to Indian citizens. The Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) are two such schemes initiated by the government. [...] Pradhan Mantri Suraksha Bima Yojana (PMSBY) [...] Introduced in the year 2015, Pradhan Mantri Mantri Jeevan Jyoti Bima Yojana offers financial help to the policyholder’s family member in case of his/her demise. PMJJBY is offered by LIC, Indian banking institutes, and other life insurance providers. Individuals from 18 years to 50 years with a savings bank account at an official bank can opt for this scheme.