evidence: Retail loans given out by banks during the Modi era are expected to grow at 19.92% per year in comparison to 22.47% per year during the Manmohan era. [...] The Modi administration has over the years talked a lot about the income tax collections improving significantly. The income tax collections in the Modi years are expected to grow at 16.85% per year. In comparison, the growth in tax revenue in the Manmohan years was 17.53% per year. The government has also talked about the fact that more people are filing income tax returns now than before. While this is true, this hasn’t exactly translated into faster pace of growth in tax revenue. [...] To conclude, the Manmohan Singh years come out to be much better than the Modi years, in 11 out of the 15 indicators.