evidence: Crop insurance is exactly like it sounds: an insurance product designed to help shield farmers against a myriad of potential risks, ranging from adverse growing conditions to market fluctuations. This coverage fills crucial gaps that private insurance products may neglect or find impossible to address alone. Supported by the federal government, these policies provide financial stability for farmers, who can tailor coverage to suit their unique operational needs from a variety of policy options. Products are available for annual crops, perennial tree crops and livestock and may protect against the value of the commodity, the replacement value of a damaged or destroyed commodity, or the operating margin for a commodity.