evidence: - Over 66.5 lakhs individual household toilets have been constructed – exceeding the target of 58.99 lakhs. [...] An additional outlay of₹ 18,000 Crore for PMAY-U was also announced in Nov, 2020. It is estimated that investment under PMAY(U) would have created more than 587 Crore person days of employment which translates to creation of about 210 lakh jobs in total (nearly 58 lakhs as direct and 151 lakhs as indirect). It is estimated that more than 591 lakh MT of cement and about 141 lakh MT of steel would have been consumed in the construction of grounded houses so far under PMAY(U). This is proving to be a stimulus for allied industry. So far more than 1.09 crore houses have been sanctioned under PMAY(Urban). The construction is in different stages in more than 70 lakh houses while more than 40 lakh houses have already been delivered. Under the Credit Linked Subsidy Scheme (CLSS), 13.20 lakh beneficiaries have been funded with interest subsidy of ₹ 30,868 crore. which includes ₹ 10,491 crore for 4.85 lakh beneficiaries of Middle-Income Group (MIG). PMAY-U is propelling an investment which is more than 17 times the investment made earlier in affordable housing program.The success of the Mission can be attributed to its robust financial model of which, Direct Benefit Transfer (DBT) has been a key element. Besides, use of Information Technology for real time monitoring and technological innovation have been salient aspects of PMAY (U).