evidence: Geopolitical tensions, particularly in regions like Russia-Ukraine and the Middle East, continue to heighten risk assessments. This is prompting insurers to scrutinize things like cyber, political, and marine exposure more meticulously.16 [...] For example, a recent Deloitte FSI Predictions article revealed that businesses across all industries are investing in and deploying AI,31 and the liabilities arising from its use and development can potentially be massive for non-life insurers.32 The research predicts that by 2032, insurers could potentially generate approximately US$4.7 billion in annual global premiums from AI-related insurance, yielding a robust compounded annual growth rate of around 80%.33 [...] Higher interest rate levels are also fueling better investment yields for life carriers, which is expected to boost profitability through 2025.46