evidence: This expansion is set to benefit around 4.5 crore families, including 6 crore senior citizens, by providing them with free health insurance coverage of up to Rs 5 lakh per family. With this approval, every senior citizen in this age group will have access to the scheme’s benefits, regardless of their socio-economic status. [...] - Family Coverage: Senior citizens who are not part of an existing AB PM-JAY family coverage will be provided with a cover of up to Rs 5 lakh per year on a family basis - Choice of Schemes: Senior citizens who are already benefiting from other public health insurance schemes like the Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), or Ayushman Central Armed Police Force (CAPF) have the option to either continue with their current scheme or opt for AB PM-JAY - Eligibility with Private Insurance: Senior citizens who are covered by private health insurance policies or the Employees’ State Insurance scheme are also eligible to benefit from AB PM-JAY [...] The Ayushman Card is an identification card issued under the Ayushman Bharat scheme, enabling eligible individuals to access free healthcare services at empanelled hospitals. With this card, beneficiaries can receive up to Rs. 5 lakh in health insurance coverage per family per year. The coverage extends to secondary and tertiary healthcare services, ensuring protection against large medical expenses.