evidence: Short Answer — Kroger accepts checks for in-store purchases. You’ll need to show a photo ID and pass Certegy check verification to pay by check. For more details of the Kroger check acceptance policy, see below. [...] If Certegy denies your check, you’ll need to use a different payment method — Kroger can’t override Certegy’s check acceptance.[5] [...] Kroger will contact you regarding the outstanding check if the check still doesn’t clear after two attempts.[1]