evidence: Rather, the White Star Line swapped ships for the voyage from Southampton to New York, and the ship billed as the top-of-the-line Titanic was actually an older ship: the Olympic. What’s more, the conspiracy theory suggests, the entire crash was an insurance scam gone wrong. [...] Historian Mark Chirnside has also devoted serious time to the question of why, exactly, the switch would be made. In 2005, he examined the insurance argument—that the ship would be intentionally sunk to claim the insurance benefits. Quoting Ismay, "the Titanic ‘cost $7,500,000’—and was insured ‘for $5,000,000, I understand.’" This is backed up by the IMM’s American Vice President, Philip A. S. Franklin, who confirmed that the insurance policy was $5 million. [...] Closely examined, none of the Olympic/Titanic claims can hold up to the phenomenal effort that was needed for the switch: the two ships were not exactly identical. The Titanic had a "unique café and enlarged á la carte restaurant," Chirnside writes, and was modified based on the company’s earlier experience with the Olympic. More recently, the Associated Press reports Titanic wreckage has been recovered with the ship’s unique construction identification number (CIN); the 401 being irrefutable evidence that it wasn’t an ill-fated cover up.