evidence: Health Insurance Plans tailored for persons with disabilities in India ✅Plans starting @ Rs. 20/day* ✅Zero waiting period and out of pocket costs [...] This Government launched a health insurance plan that provides coverage for individuals with disabilities. It especially provides Rs. 1 lakh sum towards treating mental disabilities like autism, retardation and cerebral palsy. While buying Niramaya Health Insurance no medical tests are required. However, this policy can be availed only from the National Trust. [...] Some disabilities that may not be covered under regular health insurance plans, may be covered under a high-risk cover. However, these plans are usually expensive and offer only limited coverage for disability-related treatments.