evidence: "For voters, the difficulty of paying for a place to live is understandably a major issue in the runup to this year’s presidential election, putting housing policy at the forefront," comment Redfin economists Daryl Fairweather and Chen Zhao in an August 20th post. Both candidates have housing proposals, which the real estate site has done a good job of outlining for Trump and Harris. Both seek to increase housing starts with different approaches. One policy from the Harris campaign that merits a closer look is the $25,ooo down payment assistance offer to first time homebuyers. [...] "The proposal put forth by Ms. Harris addresses both by increasing the housing supply by 3 million homes by the end of 2029 paired with subsidies for construction of affordable homes," comments Rob Chrane, CEO of Down Payment Resource, a technology firm connecting buyers with funding sources. "We think this should incentivize first-time and first-generation homebuyers and help turn around a housing market that’s been in a slump since 2022." [...] "Unlike many homeowners, first-time and first-generation homebuyers do not have accumulated home equity and are less likely to receive down payment help from their families," observes Chrane. "The proposed $25,000 down payment assistance (DPA) could give these homebuyers the leg up they need to finance a home and begin building generational wealth through homeownership."