evidence: The objective of the Niramaya scheme is to provide affordable health insurance to PwDs covered under the National Trust Act, 1999. The scheme provides a health insurance cover of up to Rs. 1 lakh per annum on a reimbursement basis. [...] Benefits - Health insurance coverage: Up to Rs 1,00,000/- for various expenses. [...] - Autism - Cerebral Palsy - Mental Retardation - Multiple Disabilities