evidence: I was shocked to find out that the U.S. black homeownership rate isn’t any higher today than when the 1968 Fair Housing Act became law but, somehow, the U.S. black homeownership rate had increased 20% from 1950 to 1970 before housing discrimination was outlawed. That's a stunning paradox. Here are some possible explanations for part of the paradox, why the U.S. black homeownership rate isn’t any higher today than when the 1968 Fair Housing Act became law. [...] It looks to me like unintentional reverse redlining since 1968 may have done something that intentional redlining and legal discrimination in the 1950s couldn’t do, it stopped American blacks from increasing their homeownership rate.