evidence: Many have lost their loved ones to covid-19. Such losses can be devastating, especially if the deceased is an earning member of a family. Besides dealing with the loss, the dependents will also have to handle the pain of paperwork required to make various claims, especially in the absence of guidance. In this context, here is a guide to the claims that need to be made by a legal heir or dependent in case the deceased person was an employee. [...] Employees Deposit-Linked Insurance (EDLI): The minimum benefit under EDLI is ₹2.5 lakh, and the maximum is ₹7 lakh, irrespective of the salary of the employee. All EPF members are eligible for EDLI and the employer contributes towards it. Gratuity: Gratuity eligibility of minimum 5 years of continuous service does not apply if an employee dies. "Gratuity payable to the nominee or legal heir will be equal to the number of years the employee worked with the company. Gratuity is payable to nominee alone. In the absence of nomination, it will be paid to the legal heir. Maximum gratuity payable is ₹20 lakh," said Singh.