evidence: The next claim is that social security has been made a nationwide phenomenon with Jan Suraksha. It also claims that more than 19 crore people have been insured against life and accident risk or ensured pension. As per an answer provided by the government in Lok Sabha, "Three social security schemes were launched in May 2015 pertaining to the Insurance and Pension Sectors namely Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and the Atal Pension Yojana (APY) in a move towards creating a universal social security system, targeted especially for the poor and the underprivileged. The schemes provide essential and affordable social protection to all citizens in a convenient manner linked to auto-debit facility from bank accounts. These schemes address the issue of low coverage of life or accident insurance and old age income security in the country." PMJJBY was launched in May 2015 and it offers life cover of Rs. 2 lakh to all subscribing bank account holders in the age group of 18 to 50 years, covering death due to any reason, for a premium of Rs.330 per annum per subscriber. The scheme is administered through LIC and other Life Insurance companies willing to offer the product on similar terms. PMJJBY covers death by any cause including suicide and murder. According to the latest progress report on the Jan Suraksha website, a gross enrollment of 5.3 crore has been reported by banks.