evidence: An important concern for most employees is providing economic security for your family in the event of your death or accidental dismemberment. All regular employees are provided basic life insurance and accidental death and dismemberment in an amount equal to one times their base annual salary, up to a maximum of $250,000. The coverage is effective the first day of the month following your date of hire. The City pays the full premium cost for Basic Life/AD&D insurance for you.