evidence: In the event of the insured's death for any reason, the PMJJBY policy provides risk coverage for Rs 2 lakh. The risk coverage under the PMSBY scheme is Rs. 2 lakh for accidental death and full disability and 1 lakh for partial impairment. [...] Government schemes like PMJJBY and PMSBY aim to provide financial inclusion to the lowest of the poor in India. To provide everyone with a greater social & economical standing, PMJJBY and PMSBY are being expanded.