evidence: This insurance plan by the government offers a mediclaim policy for the physically handicapped and the mentally disabled, all over India except for Jammu and Kashmir. This government policy offers coverage for cerebral palsy, autism, multiple disabilities, and mental retardation. You can exercise this mediclaim policy for mentally challenged individuals. Also, it has the following benefits. - High Sum Insured: A high insured sum of Rs. 1 lakh is offered for the person with a disability. [...] - High Sum Insured: A high insured sum of Rs. 2 lakh is offered for the person with a disability, given that the family income is below Rs. 3 lakhs per annum.