evidence: One such claim states that insurance benefits for Covid-19 deaths can be claimed under two of the PM's Suraksha Yojana Schemes-Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). [...] Claim 1: Insurance benefits for Covid-19 deaths can be claimed under the schemes of PMJJBY and PMSBY. [...] Secondly, PMSBY covers only Rs 2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability. (Accidental deaths are sudden, unintended, and fortuitous external and visible events). Covid-19 deaths are not considered as accidental deaths and therefore this scheme is not applicable.