evidence: Health insurance is offered for the disabled in India. LIC Jeevan Bharti-I plan provides a congenital disability rider for lives of women. There is Nirmalya Health Insurance for people with mental disabilities, apart from other plans. [...] The government of India offers an insurance scheme called Nirmalya Health Insurance for people with mental disabilities. It provides an insurance coverage of 1 lakh at a very low premium amount. It also covers preexisting conditions and OPD treatments. [...] Persons with disabilities (PwDs) can now be enrolled under the Niramaya Health Insurance Scheme, which will be facilitated by the National Institute of Mental Health and Neurosciences (NIMHA). This initiative is administered by the National Trust under the Ministry of Social Justice and Empowerment. The scheme is eligible for spectrum disorders, cerebral palsy, intellectual disabilities, autism, and multiple disabilities, and the scheme reimburses Rs.15,000 per year for the outpatient department. Eligible candidates can reach out to the organisations registered under the National Trust for enrolment. The initial premium for PWDs below the poverty line is Rs.250 and Rs. 50 per year, while the premium for those above the poverty line is Rs.500 and Rs.250 per year.