evidence: In today’s unpredictable world, concerns about pandemics, natural hazards, climate variability, economic fluctuations, and job security are ever-present. These uncertainties often lead us to ponder numerous "what ifs," creating a sense of apprehension. So, how do we manage these anxieties effectively? The first step is to understand the nature of the challenges we face, distinguishing between what we can influence and what is beyond our control. While we can't predict when a disaster will strike, we can certainly prepare for its impact by saving for shocks, investing in insurance, or reinforcing our infrastructure and systems. [...] However, as climate change intensifies, the stakes are getting higher. Disasters do not discriminate, impacting people of all ages and socioeconomic statuses. Yet, the consequences are not felt equally by all; those who are less prepared or more vulnerable bear a heavier burden, such as women and people with disabilities. Countries supported by the International Development Association (IDA), part of the World Bank that helps the poorest countries, are also highly vulnerable to the impacts of a changing climate and intensifying disaster risks and are often affected by fragile, conflict and violent situations. [...] Last Updated: Apr 29,2024