evidence: The average American has a little less than a 1% chance of dying in a car accident. However, factor in a more frequent driving schedule, use of highways, driving at night, or negligent tendencies behind the wheel, and these chances grow substantially. the average person will be involved in some way in three car accidents over the course of their life. [...] Young drivers have the highest risk for fatal car accidents, but the risk lessens as the driver ages. A driver who is around the ages of 16-22 has a much higher risk of dying in an accident than someone around the age of 65. Men have a higher chance of dying in a car accident than women. Statistically, men are three times more likely to die in a car accident than women. Studies show that men are involved in more fatal accidents than women each year.