evidence: Both of the PMSBY and PMJJBY schemes are available to all Indian residents regardless of the income that they earn. The plan is very beneficial to the backward sections of the society as it offers cover for a very minimal amount. Applying for the schemes is very easy and one has to just fill in a form in order to apply for the scheme. PMSBY or Pradhan Mantri Suraksha Bima Yojana is a government backed Health scheme. It is an Accident Insurance Scheme that offers accidental death and disability cover in case of death or disability due to an accident. The scheme is offered through public sector insurance companies and general insurance companies. [...] PMJJBY or Pradhan Mantri Jeevan Jyoti Bima Yojana is a government backed insurance scheme that was launched in 2015. The offers life cover for death of the insured. The scheme will be offered through LIC and other Life Insurance companies and banks that are willing to offer the scheme on similar terms.