evidence: What is a US Territory? [...] A territory (notice the little t) is an insular area which is unincorporated area. "There are currently thirteen, three in the Caribbean (Navassa Island, Puerto Rico and the United States Virgin Islands) and ten in the Pacific (American Samoa, Baker Island, Guam, Howland Island, Jarvis Island, Johnston Atoll, Kingman Reef, Midway Atoll, the Northern Mariana Islands and Wake Atoll)." A Territory (big T) is an insular area which is incorporated. At this time "only one exists currently, Palmyra Atoll. With an area of 1.56 square miles, Palmyra consists of about fifty small islands and lies approximately one thousand miles south of Honolulu."