evidence: The National Disability Network (NDN), a cohort of organisations and federations of persons with disabilities, has approached the Central government seeking inclusion of persons with disabilities without any income as well as age criteria in the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) health insurance scheme, which aims at providing a health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalisation to over 12 crore poor and vulnerable families (approximately 55 crore beneficiaries) that form the bottom 40% of the Indian population. [...] The group further said that due to out-of-pocket expenses, persons with disability face a social and financial decline which in many cases leads to being pushed off the poverty line. To this end, the health insurance services provided by private and government insurance companies don’t serve the purpose. Further, there exists an acute lack of awareness for government insurance schemes including Ayushman Bharat and other schemes. [...] It added that to bridge the health equity gap, insurance cover for persons with disability becomes indispensable for their holistic development.