evidence: A viral message claims that two insurance schemes launched by the Narendra Modi government can be claimed for deaths related to COVID-19. [...] We found that while PMJJBY covers deaths ‘due to any reason,’ however, PMSBY covers only accidental deaths and disabilities. Let’s look at both the schemes in detail: [...] The scheme mentions that it is offered through the Life Insurance Corporation of India (LIC), which in April, had released a press note mentioning the deaths due to COVID-19 "shall be treated at par with other causes of death and payments shall be made on an urgent basis.....Already death claims due to COVID-19 under 16 policies have been settled without losing any time."