The two-fund system also affects younger peoples' decision to return to one or the other entity, for fear they might lose the pension contributions they've already paid into the other entity's fund.
Sistemul cu doua fonduri afecteaza de asemenea decizia tinerilor de a se intoarce intr-una sau cealalta dintre entitati, de frica sa nu-si piarda contributia pe care au platit-o deja in fondul uneia dintre entitati.