translation.bs: Da sumiramo: pretjerana likvidnost, prezaduživanje, masovni utjecaj fondova za ograničavanje rizika, netransparentnost i loš nadzor (što je ironično, u naprednim zemljama), potcjena rizika, neodgovarajuće vrednovanje investicija i blagi uslovi kreditiranja doveli su do uslova za nove finansijske potrese.
translation.en: To sum up: excess liquidity, over-borrowing, massive leveraging by hedge funds, lack of transparency and poor supervision (ironically, in advanced countries), underestimated risks, improper valuation of investments and lax credit conditions have brought about the conditions for new financial tremors.