translation.bs: On pripisuje krivicu za taj manjak stambene izgradnje Narodnoj banci Srbije, koja je pooštrila uslove kreditiranja, te primorava kupce da unaprijed plate 20% od ukupnog iznosa kredita u gotovini, a ne 10% kao ranije.
translation.en: He blames this lack of residential construction on the National Bank of Serbia, which has tightened lending, forcing buyers to put 20% down of the total amount of loan in cash, rather than 10% as before.