translation.bs: Ironično je to da su finansijske inovacije osmišljene tako da smanje rizik na pojedinačnom ili mikro-nivou na kraju dovele do njegovog pogoršanja na makro-nivou, čime je povećan sistemski rizik.
translation.en: Ironically, financial innovation that was designed to diminish risk at the individual or micro level has ended up in exacerbating it at the macro level, thus increasing systemic risk.