Develop a comprehensive and actionable roadmap that outlines the necessary steps young adults should take in order to achieve financial independence. The roadmap should include strategies and guidelines for income generation, budgeting, debt management, investment planning, retirement savings, and wealth creation. It should be presented in a clear and concise manner, with practical tips and examples, and tailored to the unique needs and circumstances of young adults. The emphasis should be on practical solutions that are sustainable over the long-term and that promote financial literacy and responsibility.
This prompt doesn't seem malicious.