Denry offers his services as a rent collector to a former client of Duncalf's and quickly realises that he can loan money at a highly profitable interest rate to the many tenants who are in arrears.
Denry offers his services as a rent collector to a dissatisfied former client of Duncalf's, Mrs Codleyn. But Denry quickly realises that he can make more money by advancing loans, at a highly profitable interest rate, to the many tenants who are in arrears.