TEXTRON INC
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>exhten.htm
<TEXT>
<html>

<head>
<title>Exhibit 10</title>
</head>

<body>

<u>
<p ALIGN="RIGHT">Exhibit 10.1</p>
</u><b>
<p ALIGN="CENTER">AMENDMENT NO. 2 TO 364&#45;DAY CREDIT AGREEMENT</p>
</b>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;AMENDMENT
dated as of March 29, 2004 to the 364&#45;Day Credit Agreement dated as of
March 31, 2003 (as heretofore amended, the &quot;<b>Credit Agreement</b>&quot;)
among TEXTRON INC. (the &quot;<b>Borrower</b>&quot;), the BANKS party thereto
(the &quot;<b>Banks</b>&quot;) and JPMORGAN CHASE BANK, as Administrative Agent
(the &quot;<b>Administrative Agent</b>&quot;).</p>
<b>
<p ALIGN="CENTER">W I T N E S S E T H :</p>
</b>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS,
the parties hereto desire to amend the Credit Agreement as set forth herein;</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;NOW,
THEREFORE, the parties hereto agree as follows:</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section
1. <i>Defined Terms; References. </i>Unless otherwise specifically defined
herein, each term used herein that is defined in the Credit Agreement has the
meaning assigned to such term in the Credit Agreement. Each reference to
&quot;hereof&quot;, &quot;hereunder&quot;, &quot;herein&quot; and
&quot;hereby&quot; and each other similar reference and each reference to
&quot;this Agreement&quot; and each other similar reference contained in the
Credit Agreement shall, after this Amendment becomes effective, refer to the
Credit Agreement as amended hereby.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section
2. <i>Amendments</i>.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(a)&#160;&#160;&#160;&#160;&#160;The
definition of &quot;Termination Date&quot; in Section 1.01 of the Credit
Agreement is amended by changing the date specified therein from &quot;March 29,
2004&quot; to &quot;March 28, 2005&quot;.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(b)&#160;&#160;&#160;&#160;&#160;The
definition of &quot;Total Commitment&quot; in Section 1.01 of the Credit
Agreement is amended by changing the dollar amount specified therein from
&quot;$500,000,000&quot; to &quot;$250,000,000&quot;.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(c)&#160;&#160;&#160;&#160;&#160;The
phrase &quot;Final Maturity Date&quot; in clause (ii) of the <i>proviso </i>to
Section 2.15(c)(iii) is changed to &quot;first anniversary of the Termination
Date&quot;, and Section 7.12 of the Credit Agreement is amended to add after
&quot;Event of Default&quot; on the third line thereof &quot;or if any Letters
of Credit are outstanding after the Termination Date&quot;.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(d)&#160;&#160;&#160;&#160;&#160;Sections
4.03, 4.04 and 4.05 of the Credit Agreement are amended by changing each
reference to the date &quot;December 28, 2002&quot; to &quot;January&#160;3,
2004&quot;.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section
3. <i>Changes in Commitments. </i>With effect from and including the Amendment
Effective Date, (i) each Person listed on the signature pages hereof which is
not a party to the Credit Agreement (each, a &quot;<b>New Bank</b>&quot;) shall
become a Bank party to the Credit Agreement and (ii) the Commitment of each Bank
shall be the amount set forth opposite the name of such Bank on the signature
pages hereto. On the Amendment Effective Date, any Bank whose Commitment is
changed to zero (each, an &quot;<b>Exiting Bank</b>&quot;, and each New Bank or
Bank other than an Exiting Bank, a &quot;<b>Continuing Bank</b>&quot;) shall
cease to be a Bank party to the Credit Agreement, and all accrued fees and other
amounts payable under the Credit Agreement for the account of each Exiting Bank
shall be due and payable on such date; <i>provided</i> that the provisions of
Sections 8.04, 10.01(b), 10.02 and 10.03 of the Credit Agreement shall continue
to inure to the benefit of each Exiting Bank after the Amendment Effective Date.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section
4. <i>Changes in Pricing Schedule. </i>The Pricing Schedule attached to the
Credit Agreement (the &quot;<b>Existing Pricing Schedule</b>&quot;) is deleted
and replaced by the Pricing Schedule attached to this Amendment (the &quot;<b>New
Pricing Schedule</b>&quot;). The New Pricing Schedule shall apply to interest
and fees accruing under the Credit Agreement on and after the date hereof. The
Existing Pricing Schedule shall continue to apply to interest and fees accruing
under the Credit Agreement prior to the date hereof.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section
5.<i> Representations of Borrower. </i>The Borrower represents and warrants that
(i) the representations and warranties of the Borrower set forth in Article 4 of
the Credit Agreement will be true on and as of the Amendment Effective Date and
(ii) no Event of Default will have occurred and be continuing on such date.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section
6<i> Effect of Amendments. </i>Except as expressly set forth herein, the
amendments contained herein shall not constitute a waiver or amendment of any
term or condition of the Credit Agreement, and all such terms and conditions
shall remain in full force and effect and are hereby ratified and confirmed in
all respects. For avoidance of doubt, after giving effect to Sections 2 and 3 of
this Amendment, the Final Maturity Date for all Banks shall be the Termination
Date specified in Section 2(a) hereof, subject to the subsequent exercise by the
Company of its right to extend the Final Maturity Date pursuant to Section
2.01(e) of the Credit Agreement.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section
7.<i> Governing Law. </i>This Amendment shall be governed by and construed in
accordance with the laws of the State of New York.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section
8.<i> Counterparts. </i>This Amendment may be signed in any number of
counterparts, each of which shall be an original, with the same effect as if the
signatures thereto and hereto were upon the same instrument.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section
9<i>. Effectiveness. </i>This Amendment shall become effective as of the date
hereof (the &quot;<b>Amendment Effective Date</b>&quot;), subject to
satisfaction of the following conditions:</p>
<blockquote>
  <blockquote>
    <p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(a)&#160;&#160;&#160;&#160;&#160;the
    Administrative Agent shall have received from each of the Borrower and the
    Continuing Banks (which must also comprise the Required Banks) a counterpart
    hereof signed by such party or facsimile or other written confirmation (in
    form satisfactory to the Administrative Agent) that such party has signed a
    counterpart hereof;</p>
    <p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(b)&#160;&#160;&#160;&#160;&#160;the
    Administrative Agent shall have received an opinion of Andrew C. Spacone,
    Esq., Senior Associate General Counsel of the Borrower dated as of the
    Amendment Effective Date, in form and substance satisfactory to the
    Administrative Agent; and</p>
    <p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(c)&#160;&#160;&#160;&#160;&#160;the
    Administrative Agent shall have received from the Borrower (i) fees for the
    account of the Banks in the amount heretofore mutually agreed upon and (ii)
    all other amounts due and payable to the Administrative Agent.</p>
  </blockquote>
</blockquote>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;IN
WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly
executed as of the date first above written.</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="615">
  <tr>
    <td WIDTH="53%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="47%" VALIGN="TOP" COLSPAN="3">
      <blockquote>
        <p>TEXTRON INC.
      </blockquote>
    </td>
  </tr>
  <tr>
    <td WIDTH="53%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="7%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="40%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Mary F. Lovejoy</td>
  </tr>
  <tr>
    <td WIDTH="53%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="7%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="32%" VALIGN="TOP">
      <p>Mary F. Lovejoy</td>
  </tr>
  <tr>
    <td WIDTH="53%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="7%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="32%" VALIGN="TOP">
      <p>Vice President and Treasurer</td>
  </tr>
</table>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p style="margin-bottom: 0">Commitments&nbsp;</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$24,960,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>JPMORGAN CHASE BANK
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Randolph Cates</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Randolph Cates</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Vice President</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$22,785,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>BANK OF AMERICA, N.A.
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ John W. Pocalyko</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>John W. Pocalyko</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Managing Director</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$22,785,000
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>CITIBANK, NA
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Diane Pockaj</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Diane L. Pockaj</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Director</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments&nbsp;</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="229" VALIGN="TOP">
        <p>$22,785,000</p>
    </td>
    <td WIDTH="285" VALIGN="TOP" COLSPAN="3">
      <p>DEUTSCHE BANK AG NEW YORK<br>
      &#160;&#160;&#160;&#160;&#160;BRANCH</td>
  </tr>
  <tr>
    <td WIDTH="229" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="29" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="250" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ David G. Dickinson, Jr.</td>
  </tr>
  <tr>
    <td WIDTH="229" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="29" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="56" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="188" VALIGN="TOP">
      <p>David G. Dickinson, Jr.</td>
  </tr>
  <tr>
    <td WIDTH="229" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="29" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="56" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="188" VALIGN="TOP">
      <p>Director</td>
  </tr>
  <tr>
    <td WIDTH="229" VALIGN="TOP">
      <p><br>
    </td>
    <td WIDTH="29" VALIGN="TOP">
      <p><br>
      By:</td>
    <td WIDTH="250" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1"><br>
      /s/ William W. McGinty</td>
  </tr>
  <tr>
    <td WIDTH="229" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="29" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="56" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="188" VALIGN="TOP">
      <p>William W. McGinty</td>
  </tr>
  <tr>
    <td WIDTH="229" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="29" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="56" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="188" VALIGN="TOP">
      <p>Director</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$22,785,000
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>UBS LOAN FINANCE LLC
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Doris Mesa</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Doris Mesa</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Associate Director</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
      <p><br>
    </td>
    <td WIDTH="8%" VALIGN="TOP">
      <p><br>
      By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1"><br>
      /s/ Joselin Fernandes</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Joselin Fernandes</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Associate Director<br>
      Banking Products Services,<br>
      US</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$13,500,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>BARCLAYS CAPITAL
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ John Giannone</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>John Giannone</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Director</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$13,500,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>BNP PARIBAS
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Richard Pace</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Richard Pace</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Managing Director</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
      <p><br>
    </td>
    <td WIDTH="8%" VALIGN="TOP">
      <p><br>
      By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1"><br>
      /s/ Nanette Saudon</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Nanette Saudon</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Vice President</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$13,500,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>CREDIT SUISSE FIRST BOSTON
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Jay Chall</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Jay Chall</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Director</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
      <p><br>
    </td>
    <td WIDTH="8%" VALIGN="TOP">
      <p><br>
      By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1"><br>
      /s/ Cassandra Droogan</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Cassandra Droogan</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Associate</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments&nbsp;</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$13,500,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>HSBC BANK USA
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Christopher M. Samms</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Christopher M. Samms</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Officer # 9426</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$13,500,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>WACHOVIA BANK, NA
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Donald E. Sellers, Jr.</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Donald E. Sellers, Jr</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Director</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments&nbsp;</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$8,300,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>HARRIS NESBITT FINANCING, INC.
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Pam Schwartz</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Pamela Schwartz</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Vice President</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$8,300,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>BANK OF TOKYO&#45;MITSUBISHI TRUST&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
        COMPANY
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ C. Giordano</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>C. Giordano</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>VP & Team Leader</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$8,300,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>BANK ONE, NA
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Grover A. Fitch</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Grover A. Fitch</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Managing Director</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments&nbsp;</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$8,300,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>MELLON BANK, N.A.
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ J. Wade Bell</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>J. Wade Bell</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Vice President</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$8,300,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>ROYAL BANK OF CANADA
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Scott Umbs</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Scott Umbs</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Authorized Signatory</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="527">
  <tr>
    <td WIDTH="229" VALIGN="TOP">
        <p>$8,300,000</p>
    </td>
    <td WIDTH="275" VALIGN="TOP" COLSPAN="3">
        <p>SOCIETE GENERALE
    </td>
  </tr>
  <tr>
    <td WIDTH="229" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="22" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="256" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Carol Radice</td>
  </tr>
  <tr>
    <td WIDTH="229" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="22" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="42" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="208" VALIGN="TOP">
      <p>Carol Radice</td>
  </tr>
  <tr>
    <td WIDTH="229" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="22" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="42" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="208" VALIGN="TOP">
      <p>Vice President<br>
      Corporate Banking, Societe<br>
      &#160;&#160;&#160;&#160;&#160;Generale</p>
    </td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$8,300,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>SUNTRUST BANK
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Michael S. Murphey</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Michael S. Murphey</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Director</td>
  </tr>
</table>
<p style="margin-bottom: 0">Commitments&nbsp;</p>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="528">
  <tr>
    <td WIDTH="45%" VALIGN="TOP">
        <p>$8,300,000</p>
    </td>
    <td WIDTH="55%" VALIGN="TOP" COLSPAN="3">
        <p>THE BANK OF NOVA SCOTIA
    </td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">
      <p>By:</td>
    <td WIDTH="46%" VALIGN="TOP" COLSPAN="2">
      <p style="border-bottom-style: solid; border-bottom-width: 1">/s/ Todd S. Meller</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Name:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Todd S. Meller</td>
  </tr>
  <tr>
    <td WIDTH="45%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="8%" VALIGN="TOP">&nbsp;</td>
    <td WIDTH="9%" VALIGN="TOP">
      <p>Title:</td>
    <td WIDTH="37%" VALIGN="TOP">
      <p>Managing Director</td>
  </tr>
</table>
<p>&nbsp;</p>
<p ALIGN="CENTER">&nbsp;</p>
<p ALIGN="CENTER">PRICING SCHEDULE</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Each
of &quot;<b>Facility Fee Rate</b>&quot;, &quot;<b>Eurocurrency Margin</b>&quot;
and &quot;<b>Letter of Credit Fee Rate</b>&quot; means, for any date, the rate
set forth below in the row opposite such term and under the column corresponding
to the &quot;<b>Pricing Level</b>&quot; at such date and (in the case of
Eurocurrency Margins) in the row corresponding to the &quot;<b>Utilization</b>&quot;
at such date; <i>provided</i> that the Eurocurrency Margin and the Letter of
Credit Fee Rate for any day on or after the Termination Date will be the
applicable rate set forth below plus 15 basis points:</p>
<div align="center">
  <center>
<table CELLSPACING="1" CELLPADDING="1" WIDTH="615">
  <tr>
    <td WIDTH="30%" VALIGN="TOP" style="border-left-style: solid; border-left-width: 1; border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1">&nbsp;</td>
    <td WIDTH="10%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1">
      <p>Level I</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1">
      <p>Level II</td>
    <td WIDTH="13%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1">
      <p>Level III</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1">
      <p>Level IV</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1">
      <p>Level V</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1">
      <p>Level VI</td>
  </tr>
  <tr>
    <td WIDTH="30%" VALIGN="TOP" style="border-style: solid; border-width: 1">
      <p>Facility Fee Rate</td>
    <td WIDTH="10%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.05%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.06%</td>
    <td WIDTH="13%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.07%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.10%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.125%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.15%</td>
  </tr>
  <tr>
    <td WIDTH="30%" VALIGN="TOP" style="border-left-style: solid; border-left-width: 1; border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p>Eurocurrency Margin<br>
      Utilization &le; 50%<br>
      Utilization &gt; 50%</td>
    <td WIDTH="10%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT"><br>
      0.175%<br>
      0.275%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT"><br>
      0.19%<br>
      0.29%</td>
    <td WIDTH="13%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT"><br>
      0.28%<br>
      0.38%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT"><br>
      0.35%<br>
      0.45%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT"><br>
      0.50%<br>
      0.60%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT"><br>
      0.60%<br>
      0.70%</td>
  </tr>
  <tr>
    <td WIDTH="30%" VALIGN="TOP" style="border-left-style: solid; border-left-width: 1; border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p>Letter of Credit Fee Rate</td>
    <td WIDTH="10%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.275%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.29%</td>
    <td WIDTH="13%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.38%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.45%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.60%</td>
    <td WIDTH="12%" VALIGN="TOP" style="border-right-style: solid; border-right-width: 1; border-bottom-style: solid; border-bottom-width: 1">
      <p ALIGN="RIGHT">0.70%</td>
  </tr>
</table>
  </center>
</div>
<p>
&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;For
purposes of this Schedule, the following terms have the following meanings,
subject to the concluding paragraph of this Schedule:</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>Level
I Pricing</b>&quot; applies at any date if, at such date, the Company&#39;s
long&#45;term debt is rated (i) A+ or higher by S&P <i>or</i> (ii) A1 or
higher by Moody&#39;s.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>Level
II Pricing</b>&quot; applies at any date if, at such date, (i) (A) the
Company&#39;s long&#45;term debt is rated A or higher by S&P <i>or</i>
(B) A2 or higher by Moody&#39;s and (ii) Level I Pricing does not apply.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>Level
III Pricing</b>&quot; applies at any date if, at such date, (i) (A) the
Company&#39;s long&#45;term debt is rated A&#45; or higher by
S&P <i>or</i> (B) A3 or better by Moody&#39;s and (ii) neither Level I
Pricing nor Level II Pricing applies.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>Level
IV Pricing</b>&quot; applies at any date, if at such date, (i) (A) the
Company&#39;s long&#45;term debt is rated BBB+ or higher by S&P <i>or</i>
(B) Baa1 or higher by Moody&#39;s and (ii) none of Level I Pricing, Level II
Pricing and Level III Pricing applies.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>Level
V Pricing</b>&quot; applies at any date if, at such date, (i) (A) the
Company&#39;s long&#45;term debt is rated BBB or higher by S&P <i>or</i>
(B) Baa2 or higher by Moody&#39;s and (ii) none of Level I Pricing, Level II
Pricing, Level III and Level IV Pricing applies.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>Level
VI Pricing</b>&quot; applies at any date if, at such date, no other Pricing
Level applies.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>Moody&#39;s</b>&quot;
means Moody&#39;s Investors Service, Inc.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>Pricing
Level</b>&quot; refers to the determination of which of Level I, Level II, Level
III, Level IV, Level V or Level VI applies at any date.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>S&P</b>&quot;
means Standard & Poor&#39;s Ratings Services, a division of The
McGraw&#45;Hill Companies, Inc.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&quot;<b>Utilization</b>&quot;
means, at any date, the percentage equivalent of a fraction (i) the numerator of
which is the Total Outstanding Amount at such date and (ii) the denominator of
which is the Total Commitment at such date. If for any reason any Loans remain
outstanding after termination of the Total Commitment, Utilization shall be
deemed to be 100%.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The
credit ratings to be utilized for purposes of this Schedule are those assigned
to the senior unsecured long&#45;term debt securities of the Company without
third&#45;party enhancement, and any rating assigned to any other debt
security of the Company shall be disregarded. The rating in effect at any date
is that in effect at the close of business of such date.</p>
<p>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;If
the Company is split&#45;rated and the ratings differential is one level,
the higher of the two ratings will apply (<i>e.g.</i> A+/A2 results in Level I
Pricing and A&#45;/Baa1 results in Level III Pricing). If the Company is
split&#45;rated and the ratings differential is two levels or more, the
average of the two ratings (or the higher of two intermediate ratings) shall be
used (<i>e.g.</i> A+/Baa1 results in Level II Pricing and A/BBB results in Level
III Pricing).</p>

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