NATIONAL WINE & SPIRITS INC
EXHIBIT 10
<DOCUMENT>
<TYPE>EX-10
<SEQUENCE>3
<FILENAME>exhibit10.htm
<DESCRIPTION>EXHIBIT 10
<TEXT>











<HTML>
<HEAD>
<TITLE>National Wine - Exhibit 10</TITLE>
</HEAD>
<BODY>

<!-- MARKER FORMAT-SHEET="Head Right" FSL="Default" -->
<P ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>Exhibit 10 </B></FONT></P>
<BR>

<!-- MARKER FORMAT-SHEET="Head Minor Center" FSL="Default" -->
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
AMENDMENT NO. 1<BR>
<BR>
to<BR>
<BR>
CREDIT AGREEMENT </FONT></P>
<BR>

<!-- MARKER FORMAT-SHEET="Para Indent Lv 0-TNR" FSL="Default" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;THIS
AMENDMENT NO. 1 TO THE CREDIT AGREEMENT (the &#147;Amendment&#148;) is made as of June 30,
2003 by and among NATIONAL WINE &amp; SPIRITS, INC. (the &#147;Borrower&#148;), the
financial institutions listed on the signature pages hereof and LASALLE BANK NATIONAL
ASSOCIATION, in its capacity as contractual representative (the &#147;Agent&#148;) under
that certain Credit Agreement dated as of March 31, 2003 by and among the Borrower, the
financial institutions party from time to time parties thereto (the &#147;Banks&#148;) and
the Agent (as the same may be amended, restated, supplemented or otherwise modified from
time to time, the &#147;Credit Agreement&#148;). Defined terms used herein and not
otherwise defined herein shall have the meaning given to them in the Credit Agreement.</FONT></P>

<!-- MARKER FORMAT-SHEET="Head Sub 3 Left" FSL="Workstation" -->
<P ALIGN=center><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
WITNESSETH</FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent Lv 0-TNR" FSL="Default" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, the Borrower, the
Banks and the Agent are parties to the Credit Agreement; and </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent Lv 0-TNR" FSL="Workstation" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, the Borrower, the
Agent and the requisite number of Banks under <U>Section 8.1</U> of the Credit
Agreement have agreed to amend the Credit Agreement on the terms and conditions
set forth herein;</FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent Lv 0-TNR" FSL="Workstation" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NOW,
THEREFORE, in consideration of the premises set forth above, the terms and conditions
contained herein, and other good and valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the parties hereto have agreed to the following
amendment to the Credit Agreement:</FONT></P>

<!-- MARKER FORMAT-SHEET="Para (List) Indent Lv 0- TNR" FSL="Workstation" -->
     <P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Amendment to the Credit Agreement</U>. Effective as of June 30, 2003 (the
&#147;Effective Date&#148;) and subject to the satisfaction of the conditions
precedent set forth in Section 2 below, the Credit Agreement is hereby amended
as follows:</FONT></P>

<!-- MARKER FORMAT-SHEET="Para Hang Lv 1-TNR" FSL="Workstation" -->
<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
1.1</FONT></TD>
<TD WIDTH=90%><div align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Section 5.2(O) of the Credit Agreement is amended to delete the phrase &#147;up to
$20,000,000&#148; now appearing therein, and to substitute the following therefor:
&#147;from and after the Closing Date up to $30,000,000&quot;.</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<P align=justify><FONT FACE="Times New Roman, Times, Serif" size=2>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Conditions of Effectiveness</U>. The effectiveness of this Amendment is
subject to the conditions precedent that the Agent shall have received the
following:</font></P>

<!-- MARKER FORMAT-SHEET="Para Hang Lv 1-TNR" FSL="Workstation" -->
<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
(a)</FONT></TD>
<TD WIDTH=90%><div align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
duly executed originals of
this Amendment from each of the Borrower, the requisite number of Banks under
Section 8.1 of the Credit Agreement and the Agent;</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<PAGE>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
(b)</FONT></TD>
<TD WIDTH=90%><div align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
duly executed originals of a
Reaffirmation in the form of Exhibit A attached hereto; and</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
(c)</FONT></TD>
<TD WIDTH=90%><div align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
an amendment fee for the
account of each Bank in an aggregate amount equal to $15,000, payable ratably to
the Banks based on each Bank&#146;s Commitment.</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<!-- MARKER FORMAT-SHEET="Para (List) Hang LV 1-TNR" FSL="Workstation" -->
<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%>&nbsp;</TD>
<TD WIDTH=95%><DIV ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Representations and Warranties of the Borrower</U>. The Borrower hereby represents and warrants as
follows:</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
3.1</FONT></TD>
<TD WIDTH=90%><div align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
This Amendment and the Credit Agreement as previously executed and as amended hereby,
constitute legal, valid and binding obligations of the Borrower and are enforceable
against the Borrower in accordance with their terms.</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
3.2</FONT></TD>
<TD WIDTH=90%><div align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Upon the effectiveness of this Amendment and after giving effect hereto, (i) the Borrower
hereby reaffirms all covenants, representations and warranties made in the Credit
Agreement as amended hereby, and agrees that all such covenants, representations and
warranties shall be deemed to have been remade as of the effective date of this Amendment
(unless the applicable representation and warranty is specifically made as of an earlier
date pursuant to the terms of the Credit Agreement) and (ii) no Default or Event of
Default has occurred and is continuing.</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<!-- MARKER FORMAT-SHEET="Para (List) Indent Lv 0- TNR" FSL="Workstation" -->
     <P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
          <U>Reference to the Effect on the Credit Agreement</U>.</FONT></P>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
4.1</FONT></TD>
<TD WIDTH=90%><div align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Upon the effectiveness of Section 1 hereof, on and after the date hereof, each reference
in the Credit Agreement or in any other Loan Document (including any reference therein to
&#147;this Credit Agreement,&#148; &#147;hereunder,&#148; &#147;hereof,&#148;
&#147;herein&#148; or words of like import referring thereto) shall mean and be a
reference to the Credit Agreement as amended hereby.</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
4.2</FONT></TD>
<TD WIDTH=90%><div align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Except as specifically amended above, the Credit Agreement and all other documents,
instruments and agreements executed and/or delivered in connection therewith, shall remain
in full force and effect, and are hereby ratified and confirmed.</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
&nbsp;</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
4.3</FONT></TD>
<TD WIDTH=90%><div align=justify><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
The execution, delivery and effectiveness of this Amendment shall not operate as a waiver
of any right, power or remedy of the Agent or the Banks, nor constitute a waiver of any
provision of the Credit Agreement or any other documents, instruments and agreements
executed and/or delivered in connection therewith.</FONT></DIV></TD>
</TR>
</TABLE>
<BR>

<!-- MARKER FORMAT-SHEET="Para (List) Indent Lv 0- TNR" FSL="Workstation" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>GOVERNING LAW</U>. THIS AMENDMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE
WITH THE INTERNAL LAWS (INCLUDING 735 ILCS 105/5-1 ET SEQ., BUT OTHERWISE
WITHOUT REGARD TO THE CONFLICT OF LAW PROVISIONS) OF THE STATE OF ILLINOIS.</FONT></P>

<PAGE>

<!-- MARKER FORMAT-SHEET="Para (List) Indent Lv 0- TNR" FSL="Workstation" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Headings</U>. Section headings in this Amendment are included herein for convenience
of reference only and shall not constitute a part of this Amendment for any
other purpose.</FONT></P>

<!-- MARKER FORMAT-SHEET="Para (List) Indent Lv 0- TNR" FSL="Default" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>Counterparts</U>. This Amendment may be executed by one or more of the parties to
the Amendment on any number of separate counterparts and all of said
counterparts taken together shall be deemed to constitute one and the same
instrument.</FONT></P>

<!-- MARKER FORMAT-SHEET="Head Minor Center" FSL="Default" -->
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>[REMAINDER OF PAGE INTENTIONALLY BLANK] </B></FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent Lv 0-TNR" FSL="Default" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN
WITNESS WHEREOF, this Amendment has been duly executed as of the day and year first above
written.</FONT></P>
<BR>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=60%>&nbsp;</TD>
<TD WIDTH=40%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
NATIONAL WINE &amp; SPIRITS, INC., as<BR>
Borrower<BR>
<BR>
<BR>
<BR>
By:&nbsp;&nbsp;/s/ Patrick A. Trefun<hR>
Name:&nbsp;&nbsp;Patrick A. Trefun<BR>
Title:&nbsp;&nbsp;Treasurer<BR>
<BR>
<BR>
<BR>
LASALLE BANK NATIONAL<BR>
ASSOCIATION, as Agent and as a Bank<BR>
<BR>
<BR>
<BR>
By:&nbsp;&nbsp;/s/&nbsp;&nbsp;Sarah Gin<hR>
Name:&nbsp;&nbsp;Sarah Gin<BR>
Title:&nbsp;&nbsp;Assistant Vice President<BR>
<BR>
<BR>
<BR>
NATIONAL CITY BANK OF INDIANA, as a Bank<BR>
<BR>
<BR>
<BR>
By:&nbsp;&nbsp;/s/&nbsp;&nbsp;John W. Lichtle<hR>
Name:&nbsp;&nbsp;John W. Lichtle<BR>
Title:&nbsp;&nbsp;Vice President<BR>
</FONT>
</TD>
</TR>
</TABLE>

<PAGE>


<!-- MARKER FORMAT-SHEET="Head Right" FSL="Default" -->
<P ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>EXHIBIT A</B> </FONT></P>
<BR>

<!-- MARKER FORMAT-SHEET="Head Left" FSL="Workstation" -->
<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>REAFFIRMATION</B> </FONT></P>
<BR>

<!-- MARKER FORMAT-SHEET="Para Indent Lv 0-TNR" FSL="Default" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each of the undersigned
hereby acknowledges receipt of a copy of the foregoing Amendment No. 1 to the
Credit Agreement dated as of March 31, 2003 by and among National Wine &amp;
Spirits, Inc. (the &#147;Borrower&#148;), the financial institutions from time
to time party thereto (the &#147;Banks&#148;) and LaSalle Bank National
Association, in its individual capacity as a Bank and in its capacity as
contractual representative (the &#147;Agent&#148;) (as the same may be amended,
restated, supplemented or otherwise modified from time to time, the &#147;Credit
Agreement&#148;), which Amendment No. 1 is dated as of June 30, 2003 (the
&#147;Amendment&#148;). Capitalized terms used in this Reaffirmation and not
defined herein shall have the meanings given to them in the Credit Agreement.
Without in any way establishing a course of dealing by the Agent or any Bank,
each of the undersigned reaffirms the terms and conditions of the Guaranty, the
Pledge Agreement, Security Agreement and any other Loan Document executed by it
and acknowledges and agrees that such agreement and each and every such Loan
Document executed by the undersigned in connection with the Credit Agreement
remains in full force and effect and is hereby reaffirmed, ratified and
confirmed. All references to the Credit Agreement contained in the
above-referenced documents shall be a reference to the Credit Agreement as so
modified by the Amendment and as the same may from time to time hereafter be
amended, modified or restated.</FONT></P>

<!-- MARKER FORMAT-SHEET="Head Left" FSL="Default" -->
<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Dated as of June 30, 2003 </FONT></P>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=60%>&nbsp;</TD>
<TD WIDTH=40%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
NATIONAL WINE &amp; SPIRITS<BR>
&nbsp;&nbsp;&nbsp;&nbsp;CORPORATION<BR>
NWS, INC.<BR>
NWS-ILLINOIS, LLC<BR>
NWS MICHIGAN, INC.<BR>
UNITED STATES BEVERAGE, L.L.C.<BR>
NATIONAL WINE &amp; SPIRITS, LLC<BR>
R. M. GILLIGAN, INC.<BR>
<BR>
<BR>
<BR>
By:<hr>
Its:<HR>
</FONT>
</TD>
</TR>
</TABLE>
<BR>
<BR>

<PAGE>

<!-- MARKER FORMAT-SHEET="Head Left" FSL="Workstation" -->
<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>REAFFIRMATION</B> </FONT></P>
<BR>

<!-- MARKER FORMAT-SHEET="Para Indent Lv 0-TNR" FSL="Default" -->
<P ALIGN=JUSTIFY><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each of the undersigned
hereby acknowledges receipt of a copy of the foregoing Amendment No. 1 to the
Credit Agreement dated as of March 31, 2003 by and among National Wine &amp;
Spirits, Inc. (the &#147;Borrower&#148;), the financial institutions from time
to time party thereto (the &#147;Banks&#148;) and LaSalle Bank National
Association, in its individual capacity as a Bank and in its capacity as
contractual representative (the &#147;Agent&#148;) (as the same may be amended,
restated, supplemented or otherwise modified from time to time, the &#147;Credit
Agreement&#148;), which Amendment No. 1 is dated as of June 30, 2003 (the
&#147;Amendment&#148;). Capitalized terms used in this Reaffirmation and not
defined herein shall have the meanings given to them in the Credit Agreement.
Without in any way establishing a course of dealing by the Agent or any Bank,
each of the undersigned reaffirms the terms and conditions of the Guaranty, the
Pledge Agreement, Security Agreement and any other Loan Document executed by it
and acknowledges and agrees that such agreement and each and every such Loan
Document executed by the undersigned in connection with the Credit Agreement
remains in full force and effect and is hereby reaffirmed, ratified and
confirmed. All references to the Credit Agreement contained in the
above-referenced documents shall be a reference to the Credit Agreement as so
modified by the Amendment and as the same may from time to time hereafter be
amended, modified or restated.</FONT></P>

<!-- MARKER FORMAT-SHEET="Head Left" FSL="Default" -->
<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
Dated as of June 30, 2003 </FONT></P>
<BR>

<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR VALIGN=TOP>
<TD WIDTH=60%>&nbsp;</TD>
<TD WIDTH=40%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
NATIONAL WINE &amp; SPIRITS<BR>
&nbsp;&nbsp;&nbsp;&nbsp;CORPORATION<BR>
NWS, INC.<BR>
NWS-ILLINOIS, LLC<BR>
NWS MICHIGAN, INC.<BR>
UNITED STATES BEVERAGE, L.L.C.<BR>
NATIONAL WINE &amp; SPIRITS, LLC<BR>
R. M. GILLIGAN, INC.<BR>
<BR>
<BR>
<BR>
By:&nbsp;&nbsp;/s/&nbsp;&nbsp;Patrick A. Trefun<hr>
Its:&nbsp;&nbsp;Treasurer<HR>
</FONT>
</TD>
</TR>
</TABLE>
<BR>
<BR>

</BODY>
</HTML>

</TEXT>
</DOCUMENT>
