MAF BANCORP INC
SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN
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<TYPE>EX-10.1
<SEQUENCE>3
<FILENAME>dex101.txt
<DESCRIPTION>SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN
<TEXT>

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  Exhibit 10(i) - Amendment dated March 27, 2001 to the Mid America Bank, fsb
              Supplemental Executive Retirement Plan, as amended.
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                           CERTIFICATE OF RESOLUTION

I, Carolyn Pihera, do hereby certify that I am the duly elected and acting
Secretary of Mid America Bank, fsb, and the following is a true and correct copy
of certain resolutions adopted by the Board of Directors of said Bank at their
regular meeting held on March 27, 2001, at which meeting a quorum of the members
of said Board were present and acting throughout:

WHEREAS, the Mid America Federal Savings Bank Supplemental Executive Retirement
Plan (the "Plan") provides that a year of Plan Service shall not be credited to
a Participant for any calendar year following the year in which the Participant
attains the age of 65; and

WHEREAS, the Board desires to amend the Plan effective January 1, 2001, to
provide that Participants may receive credit for Plan Service up to and
including the year in which a participant reaches age 68;

WHEREAS, the Board further desires to amend the Plan effective January 1, 2001,
to clarify that a participant will not receive credit for a year of plan service
for periods ending prior to the effective time in which he or she is named a
participant in the Plan;

NOW THEREFORE BE IT HEREBY RESOLVED, that pursuant to Section 7.1 of the Plan,
Section 2.14 of the Plan is hereby amended and restated to read as follows:

     2.14  "Plan Service" means the number of full calendar years of
           participation in the Plan. A year of Plan Service shall be credited
           to a Participant as of each December 31/st/. The maximum number of
           years of Plan Service shall not exceed 20 years and a year of Plan
           Service shall not be credited to a Participant for any calendar year
           following the year in which the Participant attains the age of 68.

FURTHER RESOLVED, that the first sentence of Section 4.9 of the Plan is hereby
amended to read as follows:

     In the event of a Change in Control, a Participant (other than any
     Participant who is formerly an officer or director of Westco Bancorp, Inc.)
     shall be credited with an additional ten (10) years of Plan Service,
     however, in no event shall the Participant's total years of Plan Service
     exceed the lesser of 20 years or the Participant's projected years of Plan
     Service at age 68.

FURTHER RESOLVED, that in connection with the Bank's prior name change, all
references in the SERP to Mid America Federal Savings Bank, including in the
name of the plan, shall be changed to Mid America Bank, fsb.

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I do further certify that the foregoing resolution has not been altered or
amended, but remains in force and effect.

IN WITNESS WHEREOF, I have executed this Certificate and affixed the Bank's seal
this 2/nd/ day of April, 2001.

/s/ Carolyn Pihera
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Corporate Secretary

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