FLEETBOSTON FINANCIAL CORP
EXHIBIT
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<p align="center"><font face="Serif"><b>Third Amendment<br>To The BankBoston, N.A. Excess Benefit<br>Supplemental Employee Retirement Plan</b></font></p>
<p><font face="Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The BankBoston, N.A. Excess Benefit Supplemental Employee Retirement Plan is hereby amended, as follows:</font></p>
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<td width="5%" valign="top" rowspan="5"><font face="Serif">1.</font></td>
<td valign="top" colspan="2"><font face="Serif">New Section 14 is added to read as follows:</font></td></tr>
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<tr><td width="5%"><font face="Serif">14.</font></td>
<td><font face="Serif"><u>Plan Freeze.</u></font></td></tr>
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<tr><td colspan="2"><font face="Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;All accruals, deferrals, employer credits, and other credits (except for interest credits) under the Plan shall cease as of December 31, 2000.</font></td></tr></table>
<p><font face="Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;IN WITNESS WHEREOF, this Third Amendment has been executed by a duly authorized officer of the Company on this <u>30th</u> day of March, 2001.</font></p>
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<td colspan="2"><font face="Serif" align="right">FLEETBOSTON FINANCIAL CORPORATION</font></td></tr>
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<td colspan="3"><br><font face="Serif">By:&#160;&#160;<u>&#160;&#160;/s/ WILLIAM C. MUTTERPERL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</u></font></td></tr>
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<td><font face="Serif">William C. Mutterperl<br>
Executive Vice President, General Counsel<br>and Secretary</font></td></tr>
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