INTERSTATE BAKERIES CORP/DE/
EX-10.8 RABBI TRUST AGREEMENT
<DOCUMENT>
<TYPE>EX-10.8
<SEQUENCE>5
<FILENAME>d99032exv10w8.htm
<DESCRIPTION>EX-10.8 RABBI TRUST AGREEMENT
<TEXT>
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<TITLE>Interstate Bakeries Corp.</TITLE>
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<P align="right"><FONT size="2">EXHIBIT 10.8</FONT>


<P align="center"><FONT size="2"><B>IBC RABBI TRUST AGREEMENT</B></FONT>


<P><FONT size="2">This TRUST AGREEMENT is entered into by and between INTERSTATE BAKERIES
CORPORATION (&#147;the Company&#148;) and UMB Bank, n.a. (&#147;the Trustee&#148;) effective as of
the 2nd day of June, 2002.
</FONT>
<P><FONT size="2">WHEREAS, the Company has adopted certain non-qualified deferred compensation
plans as listed in Appendix&nbsp;A (the &#147;Plans&#148;);
</FONT>
<P><FONT size="2">WHEREAS, the Company has incurred or expects to incur liability under the terms
of such Plans with respect to the individuals participating in such Plans (the
&#147;Participants&#148;) and their beneficiaries;
</FONT>
<P><FONT size="2">WHEREAS, the Company wishes to establish a trust (the &#147;Trust&#148;) and to
contribute to the Trust assets that shall be held therein, subject to the
claims of the Company&#146;s creditors in the event of the Company&#146;s Insolvency, as
herein defined, until paid to Participants and their beneficiaries in such
manner and at such times as specified in the Plans;
</FONT>
<P><FONT size="2">WHEREAS, it is the intention of the parties that this Trust shall constitute an
unfunded arrangement and shall not affect the status of the Plans as unfunded
plans maintained for the purpose of providing deferred compensation for a
select group of management or highly compensated employees for purposes of
Title I of the Employee Retirement Income Security Act of 1974 (&#147;ERISA&#148;); and
</FONT>
<P><FONT size="2">WHEREAS, it is the intention of the Company to make contributions to the Trust
to provide itself with a source of funds to assist it in meeting its
liabilities under the Plans.
</FONT>
<P><FONT size="2">NOW, THEREFORE, the parties do hereby establish the Trust and agree that the
Trust shall be comprised, held and disposed of as follows:
</FONT>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;1.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Establishment of the Trust</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Company hereby deposits with the Trustee in trust
$1,105,139 which, together with subsequent contributions in cash or
in securities and earnings thereon, shall constitute the corpus of
the Trust to be held, administered and disposed of by the Trustee as
provided in this Trust Agreement.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Company contributions or deposits to the trust may be made in
the form of cash or other property including the common stock, par
value $0.01 per share, of the Company (&#147;Company Stock&#148;)</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trust hereby established is revocable by the Company. It
shall become irrevocable automatically upon the occurrence of a
Change of Control of the Company. Prior to a Change of Control, the
Company may revoke this Trust by written notice to the Trustee,
whereupon the Trust shall be immediately terminated
and all assets distributed to the Company and applicable
Subsidiaries.</FONT></TD>
</TR>
</TABLE>

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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(d)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trust is intended to be a grantor trust, of which the
Company and any applicable Subsidiaries are the grantors, within the
meaning of subpart E, part I, subchapter J, chapter 1, subtitle A of
the Internal Revenue Code of 1986, as amended (the &#147;Code&#148;), and
shall be construed accordingly.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(e)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The principal of the Trust, and any earnings thereon shall be
held separate and apart from other funds of the Company and the
Subsidiaries and shall be used exclusively for the uses and purposes
of Participants, the payment of the expenses, costs or Company taxes
relating to the administration of the Trust or the payment of
benefits therefrom, and general creditors as herein set forth.
Amounts contributed to the Trust by the Company and any Subsidiary
shall at all times be held and maintained as separate trusts
hereunder and accounted for by the Trustee separately. Participants
and their beneficiaries shall have no preferred claim on, or any
beneficial ownership interest in, any assets of the Trust. Any
rights created under the Plans and this Trust Agreement shall be
unsecured contractual rights of Participants and their beneficiaries
against the Company. Any assets held by the Trust will be subject
to the claims of the general creditors of the Company or any
participating Subsidiary, as the case may be, under Federal and
state law in the event the Company or a Subsidiary is Insolvent, as
defined in Section&nbsp;3(a) herein.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(f)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Company and its Subsidiaries, in their sole discretion,
may at any time, or from time to time, make additional deposits of
cash or other property acceptable to the Trustee in the Trust to
augment the principal to be held, administered and disposed of by
the Trustee as provided in this Trust Agreement. Prior to a Change
of Control, the Trustee shall not have any right to compel
additional deposits.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(g)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Upon a Change of Control, as defined herein, the Company and
any participating Subsidiary shall, as soon as practicable, but in
no event later than the effective date of the Change of Control,
make an irrevocable contribution to the Trust in an amount that is
sufficient to fund the Trust in an amount equal to not less than
100% of the liabilities of the Plans. Such liabilities shall be
determined pursuant to an actuarial funding method which is
actuarially sound and which uses the average of the 30-year Treasury
bond yield rate for the month preceding the month in which such
Change of Control occurred, and the applicable mortality table as
set forth in Code Section&nbsp;417(e).</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(h)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Within 30&nbsp;days following the end of each Plan year ending
after the Trust has become irrevocable pursuant to Section&nbsp;1(c)
hereof, the Compensation Committee of the Company&#146;s Board of
Directors (or its successor) shall cause the Company and any
participating Subsidiary to irrevocably deposit cash or other
property with the Trustee in an amount, when added to the assets
then held in the Trust, to satisfy all liabilities of the Plans, as
of the close of such Plan years.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="65%">
<TR valign="bottom">
        <TD width="17%">&nbsp;</TD>
        <TD width="5%">&nbsp;</TD>
        <TD width="78%">&nbsp;</TD>
</TR>
</TABLE>
</CENTER>

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<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;2.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Payments to Participants and Their Beneficiaries</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Prior to a Change of Control, distributions from the Trust
shall be made by the Trustee to Participants and beneficiaries at
the direction of the Company. The entitlement of a Participant or
his or her beneficiaries to benefits under the Plans shall be
determined by the Company or such party or professional
administrator as it shall designate under the Plans as the Company&#146;s
agent, and any claim for such benefits shall be considered and
reviewed under the procedures set out in the Plans.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Company and any participating Subsidiary may make payment
of benefits directly to Participants or their beneficiaries as they
become due under the terms of the Plans. The Company shall notify
the Trustee of its decision to make payment of benefits directly
prior to the time amounts are payable to Participants or their
beneficiaries. In addition, if the corpus of the Trust including
the principal, and any earnings thereon, is not sufficient to make
payments of benefits in accordance with the terms of the Plans, the
Company shall make the balance of each such payment as it falls due
in accordance with the Plans. The Trustee shall notify the Company
when the corpus is not sufficient. Nothing in this Agreement shall
relieve the Company of its liabilities to pay benefits due under the
Plans except to the extent such liabilities are actually satisfied
by the Trust.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">After a Change of Control, the Company shall deliver to the
Trustee a schedule of liabilities under the Plans, together with a
payment schedule so that the Trustee can resolve whether
contributions are sufficient and whether assets will be sufficient
to make payments when due. Thereafter, the Trustee shall pay such
amount of benefits as shall be in accordance with such schedule.
After a Change of Control, the Company shall continue to make the
determination of benefits due to Participants or their beneficiaries
and shall provide the Trustee with an updated schedule of benefits
due.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(d)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee may at its discretion institute an action to
collect a contribution due the Trust following a Change of Control
or in the event that the Trust should ever experience a shortfall in
the amount of assets necessary to pay all liabilities pursuant to
the terms of the Plans.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;3.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Trustee Responsibility Regarding Payments To The Trust Beneficiary When The Company Is Insolvent</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee shall cease payment of benefits to applicable
Participants and their beneficiaries if the Company or an adopting
Subsidiary is Insolvent. The Company or an adopting Subsidiary,
respectively, shall be considered &#147;Insolvent&#148; for purposes of this
Trust Agreement if (i)&nbsp;the Company or the adopting Subsidiary is
unable to pay its debts as they become due, or (ii)&nbsp;the Company or
the adopting Subsidiary is subject to a pending proceeding as a
debtor under the United States Bankruptcy
Code.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">At all times during the continuance of this Trust, the
principal and income of the Trust allocable to the Company and its
respective adopting Subsidiaries shall be subject to claims of
general creditors of the Company and the adopting Subsidiary under
Federal and state law as set forth below.</FONT></TD>
</TR>
</TABLE>

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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="15%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(1)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Board of Directors and the Chief Executive
Officer of the Company shall have the duty to inform the
Trustee in writing that the Company or an adopting Subsidiary
is Insolvent. If a person claiming to be a creditor of the
Company or a Subsidiary alleges in writing to the Trustee that
the Company or the Subsidiary has become Insolvent, the
Trustee shall determine whether the Company or the Subsidiary
is Insolvent and, pending such determination, the Trustee
shall discontinue payment of benefits to Participants who
perform or performed services for any affected entity, and
their beneficiaries.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(2)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Unless the Trustee has actual knowledge that the
Company or Subsidiary is Insolvent, or has received notice
from the Company or a person claiming to be a creditor
alleging that the Company or Subsidiary is Insolvent, the
Trustee shall have no duty to inquire whether the Company or
Subsidiary is Insolvent. The Trustee may in all events rely
on such evidence concerning solvency as may be furnished to
the Trustee and that provides the Trustee with a reasonable
basis for making a determination concerning whether the entity
is Insolvent.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(3)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">If at any time the Trustee has determined that
the Company or Subsidiary is Insolvent, the Trustee shall
discontinue payments to Participants who perform or performed
services for any affected entity, and their beneficiaries, and
shall hold the assets of the Trust for the benefit of the
affected entity&#146;s or entities&#146; general creditors. Nothing in
this Trust Agreement shall in any way diminish any rights of
Participants or their beneficiaries to pursue their rights as
general creditors of the Company with respect to benefits due
under the Plans or otherwise.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(4)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">If payments from the Trust have been suspended,
then the Trustee shall resume the payment of benefits to
Participants and their beneficiaries in accordance with
Section&nbsp;2 of this Trust Agreement only after the Trustee has
determined that the Company or the Subsidiary is not Insolvent
(or is no longer Insolvent).</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(5)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Company Stock (or other assets) contributed by
the Company to the
Trust for the benefit of employees of a Subsidiary
shall be subject to the claims of the creditors of the
Company (in addition to the Subsidiary), and the
Company Stock (or other assets) contributed by the
Company to the Trust, which remain upon termination of
the Trust, and after satisfying all of the Trust&#146;s
obligations, shall revert to the Company.</FONT></TD>
</TR>
</TABLE>

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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="15%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(6)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">In the case of bankruptcy of the Company, the
Trustee must discontinue payments to all Participants and
their beneficiaries with respect to Company Stock (or other
assets) contributed to the Trust by the Company for the
benefit of employees of a Subsidiary.</FONT></TD>
</TR>
</TABLE>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Provided that there are sufficient assets, if
the Trustee discontinues the payment of benefits from the
Trust pursuant to Section&nbsp;3(b) hereof and subsequently
resumes such payments, the first payment following such
discontinuance shall include the aggregate amount of all
payments due to Participants and their beneficiaries under
the terms of the Plans for the period of such discontinuance,
less the aggregate amount of any payments made to
Participants and their beneficiaries by the Company or any
Subsidiary in lieu of the payments provided for hereunder
during any such period of discontinuance.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(d)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Insolvency of a Subsidiary shall not
necessarily cause the Insolvency of the Company or any other
Subsidiary for purposes of this Section&nbsp;3.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;4.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Payments When a Shortfall of The Trust Assets Occurs</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">If there are not sufficient assets for the payment of
benefits pursuant to Section&nbsp;2 or Section&nbsp;3(c) hereof and the
Company or a Subsidiary does not otherwise make such payments within
a reasonable time after demand from the Trustee, the Trustee shall
make payment of benefits from the Trust to the Participants and
their beneficiaries in the following order of priority:</FONT></TD>
</TR>
</TABLE>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="15%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(1)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">retired Participants and their beneficiaries; and</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(2)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">any other vested Participants and their
beneficiaries eligible for payment under the terms of the
Plans.</FONT></TD>
</TR>
</TABLE>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Within each category set forth under Section&nbsp;4(a), payments
shall be made on a pro-rata basis.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Upon receipt of a contribution from the Company necessary to
make up for a shortfall in the payments due, the Trustee shall
resume payments to all the Participants and beneficiaries under the
Plans. Following a Change of Control, the Trustee shall have the
right to compel a contribution to the Trust from the Company
or any Subsidiary to make-up for any shortfall, and if necessary,
may at its discretion initiate litigation against the Company
and/or the appropriate Subsidiary to seek to force such
contributions to be made to the Trust.</FONT></TD>
</TR>
</TABLE>

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<CENTER>
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<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;5.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Payments to the Company</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P><FONT size="2">Except as provided in Section&nbsp;3 hereof, after the Trust has become irrevocable,
the Company shall have no right or power to direct the Trustee to return to the
Company or to divert to others any of the Trust assets before all payment of
benefits have been made to Participants and their beneficiaries pursuant to the
terms of the Plans.
</FONT>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;6.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Powers and Duties of the Trustee</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee shall not be liable in discharging its duties
hereunder, including without limitation its duty to invest and
reinvest the Trust assets, if it acts for the exclusive benefit of
the Participants and their beneficiaries, in good faith and as a
prudent person would act in accomplishing a similar task and in
accordance with the terms of this Trust Agreement and any applicable
Federal or state laws, rules or regulations.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Subject to investment guidelines agreed to in writing from
time to time by the Company and the Trustee prior to a Change of
Control, which investment guidelines may include the right of the
Company to make specific investment directions (provided however
that in no event shall the Company retain the right to make
investment directions following a Change of Control), the Trustee
shall have the power in investing and reinvesting the Trust assets
in its sole discretion:</FONT></TD>
</TR>
</TABLE>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="15%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(1)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To invest and reinvest in any readily marketable
common and preferred stocks, bonds, notes, debentures,
certificates of deposit or demand or time deposits (including
any such deposits with the Trustee) and shares of investment
companies and mutual funds, without being limited to the
classes or property in which the Trustee is authorized to
invest by any law or any rule of court of any state and
without regard to the proportion any such property may bear to
the entire amount of the Trust;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(2)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To commingle for investment purposes all or any
portion of the Trust assets with assets of any other similar
trust or trusts established by the Company with the Trustee
for the purpose of safeguarding non-qualified deferred
compensation or retirement income benefits of its employees
and/or directors;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(3)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To retain any property at any time received by
the Trustee;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(4)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To sell or exchange any property, including
Company Stock, held by
it at public or private sale, for cash or on credit, to
grant and exercise options for the purchase or exchange
thereof, to exercise all conversion or subscription
rights pertaining to any such property and to enter
into any covenant or agreement to purchase any property
in the future. If the sales are to be public sales,
the Company shall prepare and file an </FONT></TD>
</TR>
</TABLE>

<P align="center"><FONT size="2">
-6-</FONT>
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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="15%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">&nbsp;</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">appropriate registration statement with respect to such shares
under the Securities Act of 1933 (the &#147;1933 Act&#148;). In
addition, in connection with any public or private
sale, the company shall prepare and file all documents
necessary to register such shares on all stock
exchanges on which the Company Stock is registered for
trading;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(5)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To participate in any plan of reorganization,
consolidation, merger, combination, liquidation or other
similar plan relating to property held by it and to consent to
or oppose any such plan or any action thereunder or any
contract, lease, mortgage, purchase, sale or other action by
any person;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(6)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To deposit any property held by it with any
protective, reorganization or similar committee, to delegate
discretionary power thereto, and to pay part of the expenses
and compensation thereof any assessments levied with respect
to any such property to deposit;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(7)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To extend the time of payment of any obligation
held by it;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(8)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To hold uninvested any moneys received by it,
without liability for interest thereon, but only in
anticipation of payments due for investments, reinvestments,
expenses or disbursements;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(9)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To the extent to which it is not otherwise
directed by the Company, to exercise all voting or other
rights with respect to any property held by it and to grant
proxies, discretionary or otherwise;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(10)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">For the purposes of the Trust, to borrow money
from others, to issue its promissory note or notes therefor,
and to secure the repayment thereof by pledging any property
held by it;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(11)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To employ suitable contractors and counsel, who
may be counsel to the Company or to the Trustee, and to pay
their reasonable expenses and compensation from the Trust to
the extent not paid by the Company;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(12)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To register investments in its own name or in the
name of a nominee; to hold any investment in bearer form; and
to combine certificates representing securities with
certificates of the same issue
held by it in other fiduciary capacities or to deposit
or to arrange for the deposit of such securities with
any depository, even though, when so deposited, such
securities may be held in the name of the nominee of
such depository with other securities deposited
therewith by other persons, or to deposit or to arrange
for the deposit of any securities issued or guaranteed
by the United States government, or any agency or</FONT></TD>
</TR>
</TABLE>

<P align="center"><FONT size="2">
-7-</FONT>
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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="15%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">&nbsp;</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">instrumentality thereof, including securities evidenced
by book entries rather than by certificates, with the
United States Department of the Treasury or a Federal
Reserve Bank, even though, when so deposited, such
securities may not be held separate from securities
deposited therein by other persons; provided, however,
that no securities held in the Fund shall be deposited
with the United States Department of the Treasury or a
Federal Reserve Bank or other depository in the same
account as any individual property of the Trustee, and
provided, further, that the books and records of the
Trustee shall at all times show that all such
securities are part of the Trust Fund;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(13)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To settle, compromise or submit to arbitration
any claims, debts or damages due or owing to or from the
Trust, respectively, to commence or defend suits or legal
proceedings to protect any interest of the Trust, and to
represent the Trust in all suits or legal proceedings in any
court or before any other body or tribunal; provided, however,
that, except as provided in Section&nbsp;2(d) hereof, the Trustee
shall not be required to take any such action unless it shall
have been indemnified by the Company to its reasonable
satisfaction against liability or expenses it might incur
therefrom;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(14)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To hold and retain policies of life insurance,
annuity contracts, and other property of any kind which
policies are contributed to the Trust by the Company or any
Subsidiary or are purchased by the Trustee;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(15)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To hold any other class of assets which may be
contributed by the Company and that is deemed reasonable by
the Trustee, unless expressly prohibited herein;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(16)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To loan any securities at any time held by it to
brokers or dealers upon such security as may be deemed
advisable, and during the terms of any such loan to permit the
loaned securities to be transferred into the name of and voted
by the borrower or others; and</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(17)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Generally, to do all acts, whether or not
expressly authorized, that the Trustee may deem necessary or
desirable for the protection of the Fund.</FONT></TD>
</TR>
</TABLE>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Following a Change of Control, the Trustee shall have the
sole and absolute discretion in the management of the Trust assets
and shall have all the powers set forth under Section&nbsp;6(b). In
investing the Trust assets, the Trustee shall consider:</FONT></TD>
</TR>
</TABLE>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="15%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(1)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">the needs of the Plans;</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(2)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">the need for matching of the Trust assets with the
liabilities of the Plans; and</FONT></TD>
</TR>
</TABLE>

<P align="center"><FONT size="2">
-8-</FONT>
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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="15%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(3)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">the duty of the Trustee to act solely in the best
interests of the Participants and their beneficiaries.</FONT></TD>
</TR>
</TABLE>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(d)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee shall have the right, in its sole discretion, to
delegate its investment responsibility to an investment manager who
may be an affiliate of the Trustee. In the event the Trustee shall
exercise this right, the Trustee shall remain, at all times
responsible for the acts of an investment manager. The Trustee
shall have the right to purchase an insurance policy or an annuity
to fund the benefits of the Plans.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(e)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Company shall have the right at any time, and from time
to time in its sole discretion, to substitute assets of equal fair
market value for any asset held by the Trust.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;7.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Insurance Contracts</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">To the extent that the Trustee is directed by the Company
prior to a Change of Control to invest part or all of the Trust Fund
in insurance contracts, the type and amount thereof shall be
specified by the Company. The Trustee shall be under no duty to
make inquiry as to the propriety of the type or amount so specified.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Each insurance contract issued shall provide that the Trustee
shall be the owner thereof with the power to exercise all rights,
privileges, options and elections granted by or permitted under such
contract or under the rules of the insurer. The exercise by the
Trustee of any incidents of ownership under any contract shall,
prior to a Change of Control, be subject to the direction of the
Company. After a Change of Control, the Trustee shall have all such
rights.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee shall have no power to name a beneficiary of the
policy other than the Trust, to assign the policy (as distinct from
conversion of the policy to a different form) other than to a
successor Trustee, or to lend to any person the proceeds of any
borrowing against an insurance policy held in the Trust; provided,
however, that the Trustee may assign the policy to the Company
pursuant to Section&nbsp;14(c) herein.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(d)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">No insurer shall be deemed to be a party to the Trust
Agreement and an insurer&#146;s obligations shall be measured and
determined solely by the terms of contracts and other agreements
executed by the insurer.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;8.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Disposition of Income</B></FONT></TD>
</TR>
</TABLE>
</CENTER>





<P><FONT size="2">During the term of this Trust, all income received by the Trust, net of
expenses and taxes shall be accumulated and reinvested within the Trust.
</FONT>
<P align="center"><FONT size="2">
-9-</FONT>
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<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;9.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Accounting by the Trustee</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P><FONT size="2">The Trustee shall keep accurate and detailed records of all investments,
receipts, disbursements, and all other transactions required to be made,
including such specific records as shall be agreed upon in writing between the
Company and the Trustee within 45&nbsp;days following the close of each calendar
year and within 45&nbsp;days after the removal or resignation of the Trustee. The
Trustee shall deliver to the Company a written account of its administration of
the Trust during such year or during the period from the close of the last
preceding year to the date of such removal or resignation setting forth all
investments, receipts, disbursements and other transactions effected by it,
including a description of all securities and investments purchased and sold
with the cost or net proceeds of such purchases or sales (accrued interest paid
or receivable being shown separately), and showing all cash, securities and
other property held in the Trust at the end of such year or as of the date of
such removal or resignation, as the case may be. The Company may approve such
account by an instrument in writing delivered to the Trustee. In the absence
of the Company&#146;s filing with the Trustee objections to any such account within
90&nbsp;days after its receipt, the Company shall be deemed to have so approved such
account. In such case, or upon the written approval by the Company of any such
account, the Trustee shall, to the extent permitted by law, be discharged from
all liability to the Company for its acts or failures to act described by such
account. The foregoing, however, shall not preclude the Trustee from having
its accounting settled by a court of competent jurisdiction. The Trustee shall
be entitled to hold and to commingle the assets of the Trust in one fund for
investment purposes but at the direction of the Company prior to a Change of
Control, the Trustee shall create one or more sub-accounts.
</FONT>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;10.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Responsibility of the Trustee</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee shall act with the care, skill, prudence and
diligence under the circumstances then prevailing that a prudent
person acting in like capacity and familiar with such matters would
use in the conduct of an enterprise of a like character and with
like aims, provided, however, that the Trustee shall incur no
liability to any person for any action taken pursuant to a
direction, request or approval given by the Company which is
contemplated by, and in conformity with, the terms of the Plans or
this Trust and is given in writing by the Company. In the event of
a dispute between the Company and a party, the Trustee may apply to
a court of competent jurisdiction to resolve the dispute<B>, </B>subject,
however to Section&nbsp;2(d) hereof.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Company hereby indemnifies the Trustee against losses,
liabilities, claims, costs and expenses in connection with the
administration of the Trust, unless resulting from the gross
negligence or intentional misconduct of Trustee. To the extent the
Company fails to make any payment on account of an indemnity
provided in this paragraph 10(b), in a reasonably timely manner,
the Trustee may obtain payment from the Trust. If the Trustee
undertakes or defends any litigation arising in connection with
this Trust or to protect a Participant&#146;s or beneficiary&#146;s rights
under the Plans, the Company agrees to indemnify the Trustee
against the Trustee&#146;s costs, reasonable expenses and liabilities
(including, without limitation, attorneys&#146; fees and expenses)
relating thereto and to be primarily liable for such payments. If
the Company does not pay such costs, expenses and liabilities in a
reasonably timely manner, the Trustee may obtain payment from the
Trust.</FONT></TD>
</TR>
</TABLE>

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-10-</FONT>
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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Prior to a Change of Control, the Trustee may consult with
legal counsel (who may also be counsel for the Company generally)
with respect to any of its duties or obligations hereunder.
Following a Change of Control the Trustee shall select independent
legal counsel and may consult with counsel or other persons with
respect to its duties and with respect to the rights of Participants
or their beneficiaries under the Plans.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(d)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee may hire agents, accountants, actuaries,
investment advisors, financial consultants or other professionals to
assist it in performing any of its duties or obligations hereunder
and may rely on any determinations made by such agents and
information provided to it by the Company.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(e)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee shall have, without exclusion, all powers
conferred on the Trustee by applicable law, unless expressly
provided otherwise herein.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(f)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Notwithstanding any powers granted to the Trustee pursuant to
this Trust Agreement or to applicable law, the Trustee shall not
have any power that could give this Trust the objective of carrying
on a business and dividing the gains therefrom, within the meaning
of Treas. Reg. &#167; 301.7701-2 promulgated pursuant to the Code.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(g)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">At the direction of the Company, the Trustee shall pay out of
the corpus of the Trust for the employer-related taxes, such as
FICA, owed or incurred by the Company as the result of the payment
of any benefits out of the Trust. If such taxes are paid out of the
Trust by the Trustee at the direction of the Company, then the
Company shall immediately deliver to the Trustee reimbursement for
such amounts paid.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(h)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Company and the Trustee shall arrange for withholding and
remittance of any required federal, state or local taxes.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;11.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Compensation and Expenses</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee&#146;s compensation shall be as agreed in writing from
time to time by the Company and the Trustee. At the direction of
the Company, the fees, costs and expenses associated with the
administration of the Trust, including the fees of the
Trustee and the reimbursement to the Trustee for any expenses of
its agents, may be paid out of the corpus of the Trust. Unless
paid out of the corpus of the Trust, the Company shall pay all
administrative expenses and the Trustee&#146;s fees and shall promptly
reimburse the Trustee for any fees and expenses of its agents. If
not so paid, the fees, costs and expenses shall be paid from the
Trust. For purposes of this Section&nbsp;11(a), costs shall include the
reasonable costs of bringing litigation under Sections&nbsp;2(d), 4(c),
12(c) and 12(d) hereunder.</FONT></TD>
</TR>
</TABLE>

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-11-</FONT>
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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">At the direction of the Company, the fees, costs and expenses
associated with the administration of the Plans may be paid out of
the corpus of the Trust. Unless paid out of the corpus of the
Trust, the Company shall pay all fees, costs and expenses associated
with the administration of the Plans. If not so paid, such fees,
costs and expenses shall be paid from the Trust.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;12.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Resignation and Removal of the Trustee</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee may resign at any time by written notice to the
Company, which shall be effective 90&nbsp;days after receipt of such
notice unless the Company and the Trustee agree otherwise; provided,
however, that any such resignation shall be effective only after the
appointment of a successor Trustee.</FONT></TD>
</TR>
</TABLE>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The Trustee may be removed by the Company on 90&nbsp;days&#146; notice
or upon shorter notice accepted by the Trustee prior to a Change of
Control. Subsequent to a Change of Control, the Trustee may be
removed by the Company only with the consent of a majority of the
Participants.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">If the Trustee resigns within two years after a Change of
Control, the Company<B>, </B>or, if the Company fails to act within a
reasonable period of time following such resignation, the Trustee,
shall apply to a court of competent jurisdiction for the appointment
of a successor Trustee or for instructions.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(d)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Upon resignation or removal of the Trustee and appointment of
a successor Trustee, all assets shall subsequently be transferred to
the successor Trustee. The transfer shall be completed within 90
days after receipt of notice of resignation, removal or transfer,
unless the Company extends the time limit.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">&nbsp;</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">If the Trustee resigns or is removed, a successor shall be
appointed by the Company, in accordance with Section&nbsp;13 hereof, by
the effective date of resignation or removal under paragraph (a)&nbsp;or
(b)&nbsp;of this section. If no such appointment has been made, the
Trustee may apply to a court of competent jurisdiction for
appointment of a successor or for instructions. All expenses of the
Trustee in connection with the proceeding shall be allowed as
administrative expenses of the Trust.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;13.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Appointment of Successor</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">If the Trustee resigns or is removed in accordance with
Section&nbsp;12 hereof, the Company may appoint, subject to Section&nbsp;12,
any third party national banking association with a market
capitalization exceeding $100,000,000 to replace the Trustee upon
resignation or removal. The successor Trustee shall have all of the
rights and powers of the former Trustee, including ownership rights
in the Trust. The former Trustee shall execute any instrument
necessary or reasonably requested by the Company or the successor
Trustee to evidence the transfer.</FONT></TD>
</TR>
</TABLE>

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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">The successor Trustee need not examine the records and acts
of any prior Trustee and may retain or dispose of existing Trust
assets, subject to Sections&nbsp;8 and 9 hereof. The successor Trustee
shall not be responsible for and the Company shall indemnify and
defend the successor Trustee from any claim or liability resulting
from any action or inaction of any prior Trustee or from any other
past event, or any condition existing at the time it becomes
successor Trustee.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;14.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Amendment or Termination</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">This Trust Agreement may be amended by a written instrument
executed by the Trustee and the Company. No such amendment shall
modify in any material way the duties or responsibilities of the
Trustee without its consent. Notwithstanding the foregoing, no such
amendment shall conflict with the terms of the Plans or shall make
the Trust revocable after it has become irrevocable in accordance
with Section&nbsp;1 hereof.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">&nbsp;</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">This Trust Agreement may not be amended by the Company for two
years following a Change of Control without the written consent of
a majority of the Participants.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">After the Trust has become irrevocable pursuant to Section
1(c) herein, the Trust shall not terminate until the date on which
Participants and their beneficiaries have received all benefits due
to them under the terms and conditions of the Plans.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Subject to Section&nbsp;14(b), the Company may terminate this
Trust prior to the time all benefit payments under the Plans have
been made. All assets in the Trust at termination shall be returned
to the Company.</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;15.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Definitions</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P><FONT size="2">For purposes of this Trust, the following terms shall be defined as set forth
below:
</FONT>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Change of Control shall mean a change in control of the
Company of a nature that would be required to be reported in
response to Item&nbsp;6(e) of Schedule&nbsp;14A of Regulation&nbsp;14A (or in
response to any similar item on any similar schedule or form)
under the Securities Exchange Act of 1934, as amended (the
&#147;Exchange Act&#148;), whether or not the Company is then subject to such
reporting requirement; <I>provided, however, </I>that, without limiting
the generality of the foregoing, a Change in Control shall be
deemed to have occurred (irrespective of the applicability of the
initial clause of this definition) if at any time (a)&nbsp;any &#147;person&#148;
(as such term is used in Sections&nbsp;13(d) and 14(d) of the Exchange
Act, but excluding (i)&nbsp;any employee benefit plan of the Company or
any Subsidiary, and (ii)&nbsp;any entity organized, appointed or
established by the Company pursuant to the terms of any such plan)
is or becomes the &#147;beneficial owner&#148; (as defined in Rule&nbsp;13d-3
under the Exchange Act), directly or indirectly, of securities of
the Company representing 25% or more of the combined voting power
of the Company&#146;s then outstanding securities without the prior
approval of at least two-</FONT></TD>
</TR>
</TABLE>

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<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">&nbsp;</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">thirds of the members of the Board of
Directors of the Company (the &#147;Board&#148;) in office immediately prior
to such person&#146;s attaining such percentage interest; (b)&nbsp;the
Company is a party to a merger, consolidation, share exchange, sale
of assets or other reorganization, or a proxy contest, as a
consequence of which members of the Board in office immediately
prior to such transaction or event constitute less than a majority
of the whole Board thereafter; or (c)&nbsp;during any period of two
consecutive years, individuals who at the beginning of such period
constituted members of the Board (including for this purpose any
new member whose election or nomination for election by the
Company&#146;s stockholders was approved by at least two-thirds of the
members of the whole Board then still in office who were members of
the Board at the beginning of such period) cease for any reason to
constitute a majority of the whole Board.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Subsidiary shall mean (i)&nbsp;in the case of a corporation, any
corporation of which the Company directly or indirectly owns shares
representing more than 50% of the combined voting power of the
shares of all classes or series of capital stock of such corporation
which have the right to vote generally on matters submitted to a
vote of the stockholders of such corporation and (ii)&nbsp;in the case of
a partnership or other business entity not organized as a
corporation, any such business entity of which the Company directly
or indirectly owns more than 50% of the voting, capital or profits
interests (whether in the form of partnership interests, membership
interests or otherwise).</FONT></TD>
</TR>
</TABLE>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="5%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="67%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2"><B>Section&nbsp;16.</B></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<B>Miscellaneous</B></FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(a)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Any provision of this Trust Agreement prohibited by law shall
be ineffective to the extent of any such prohibition, without
invalidating the remaining provisions hereof.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(b)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Each of the General Counsel and Chief Financial Officer of
the Company shall have the specific authority to determine whether a
Change of Control has transpired and each shall be required to give
the Trustee notice of a Change of Control. The Trustee shall be
entitled to rely upon such notice, but if the Trustee first receives
notice of a Change of Control from another source, the Trustee shall
make its own independent determination.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Benefits payable to Participants and their beneficiaries
under this Trust Agreement may not be anticipated, assigned (either
at law or in equity), alienated, pledged, encumbered or subjected to
attachment, garnishment, levy, execution or other legal or equitable
process.</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(d)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Any action required by the Company under the terms of this
Trust shall be made by the Compensation Committee of the Company&#146;s
Board of Directors, or any officer to whom the Compensation
Committee has delegated its authority to act under the terms of this
Trust.</FONT></TD>
</TR>
</TABLE>
<P><FONT size="2">This Trust Agreement shall be governed by and construed in accordance with the
laws of Missouri.
</FONT>
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-14-</FONT>
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<P><FONT size="2"><B>IN WITNESS WHEREOF</B>, this Trust Agreement has been executed on behalf of the
parties effective as of the day and year first above written.
</FONT>

<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="40%">&nbsp;</TD>
        <TD width="2%">&nbsp;</TD>
        <TD width="30%">&nbsp;</TD>
</TR>

<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD colspan="2"><FONT size="2"><B>INTERSTATE BAKERIES CORPORATION</B></FONT></TD>
</TR>

<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>

<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">By:&nbsp;&nbsp;&nbsp;</FONT></TD>
        <TD><FONT size="2">/s/ PAUL E. YARICK</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<HR size="1" noshade></FONT></TD>

</TR>

<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">Paul E. Yarick</FONT></TD>
</TR>




<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>


<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD colspan="2"><FONT size="2"><B>UMB BANK, N.A.</B></FONT></TD>
</TR>

<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>


<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">By:&nbsp;&nbsp;&nbsp;</FONT></TD>
        <TD><FONT size="2">/s/ JANAE L. SCHAEFFER</FONT></TD>
</TR>

<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<HR size="1" noshade></FONT></TD>

</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">Janae L. Schaeffer</FONT></TD>
</TR>

</TABLE>

<P align="center"><FONT size="2">-15-</FONT>
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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>
<P align="center"><FONT size="2"><B>APPENDIX A</B></FONT>


<P><FONT size="2">IBC Supplemental Executive Retirement Plan
</FONT>

<P align="center"><FONT size="2">-16-</FONT>




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