HARLEY DAVIDSON CUSTOMER FUNDING CORP
EX-10.22
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<TYPE>EX-10.22
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<DESCRIPTION>EX-10.22
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<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">EXHIBIT

10.22</font></b></p>



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<p style="border:none;margin:0in 0in .0001pt;padding:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:uppercase;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:uppercase;">TRANSFER AND SALE AGREEMENT</font></p>



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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:uppercase;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">by and between</font></p>



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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt;text-transform:uppercase;">HARLEY-DAVIDSON CREDIT CORP.</font>,</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">as<font style="text-transform:uppercase;">  </font>Seller</font></p>



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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">and</font></p>



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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:uppercase;">HARLEY-DAVIDSON CUSTOMER FUNDING CORP.,</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">as Purchaser</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Dated as of May 1, 2003</font></p>



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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">TABLE OF

CONTENTS</font></b></p>



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<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleI" title="Click to goto ARTICLE I">ARTICLE I&#160; DEFINITION</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section1_01" title="Click to goto Section 1.01">SECTION 1.01.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section1_01" title="Click to goto Section 1.01">GENERAL</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleIi" title="Click to goto ARTICLE II">ARTICLE II TRANSFER OF

  CONTRACTS; ASSIGNMENT OF AGREEMENT</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section2_01" title="Click to goto Section 2.01">SECTION 2.01.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section2_01" title="Click to goto Section 2.01">CLOSING</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section2_02" title="Click to goto Section 2.02">SECTION 2.02.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section2_02" title="Click to goto Section 2.02">CONDITIONS

  TO THE CLOSING</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section2_03" title="Click to goto Section 2.03">SECTION 2.03.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section2_03" title="Click to goto Section 2.03">ASSIGNMENT

  OF AGREEMENT</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section2_04" title="Click to goto Section 2.04">SECTION 2.04.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section2_04" title="Click to goto Section 2.04">SUBSEQUENT

  CONTRACTS</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleIii" title="Click to goto ARTICLE III">ARTICLE III

  REPRESENTATIONS AND WARRANTIES</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section3_01" title="Click to goto Section 3.01">SECTION 3.01.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section3_01" title="Click to goto Section 3.01">REPRESENTATIONS

  AND WARRANTIES REGARDING SELLER</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section3_02" title="Click to goto Section 3.02">SECTION 3.02.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section3_02" title="Click to goto Section 3.02">REPRESENTATIONS

  AND WARRANTIES REGARDING EACH CONTRACT</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section3_03" title="Click to goto Section 3.03">SECTION 3.03.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section3_03" title="Click to goto Section 3.03">REPRESENTATIONS

  AND WARRANTIES REGARDING THE CONTRACTS IN THE AGGREGATE</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section3_04_" title="Click to goto Section 3.04.">SECTION 3.04.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section3_04_" title="Click to goto Section 3.04.">REPRESENTATIONS

  AND WARRANTIES REGARDING THE CONTRACT FILES</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleIv" title="Click to goto ARTICLE IV">ARTICLE IV PERFECTION OF

  TRANSFER AND PROTECTION OF SECURITY INTERESTS</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_01_" title="Click to goto Section 4.01.">SECTION 4.01.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_01_" title="Click to goto Section 4.01.">CUSTODY

  OF CONTRACTS</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_02" title="Click to goto Section 4.02">SECTION 4.02.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_02" title="Click to goto Section 4.02">FILING</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_03_" title="Click to goto Section 4.03.">SECTION 4.03.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_03_" title="Click to goto Section 4.03.">NAME

  CHANGE OR RELOCATION</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_04_" title="Click to goto Section 4.04.">SECTION 4.04.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_04_" title="Click to goto Section 4.04.">COSTS

  AND EXPENSES</a></font></i></p>

  </td>

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  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_05" title="Click to goto Section 4.05">SECTION 4.05</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_05" title="Click to goto Section 4.05">SALE

  TREATMENT</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_06" title="Click to goto Section 4.06">SECTION 4.06</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_06" title="Click to goto Section 4.06">SEPARATENESS

  FROM TRUST DEPOSITOR</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_07" title="Click to goto Section 4.07">SECTION 4.07</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section4_07" title="Click to goto Section 4.07">PROTECTION

  OF SECURITY INTERESTS</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleV" title="Click to goto ARTICLE V">ARTICLE V REMEDIES UPON

  MISREPRESENTATION</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section5_01" title="Click to goto Section 5.01">SECTION 5.01.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section5_01" title="Click to goto Section 5.01">REPURCHASES

  OF CONTRACTS FOR BREACH OF REPRESENTATIONS AND WARRANTIES</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section5_02_" title="Click to goto Section 5.02.">SECTION 5.02.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section5_02_" title="Click to goto Section 5.02.">SELLER&#146;S

  REPURCHASE OPTION</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleVi" title="Click to goto ARTICLE VI">ARTICLE VI INDEMNITIES</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section6_0" title="Click to goto Section 6.0">SECTION 6.01.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section6_0" title="Click to goto Section 6.0">SELLER

  INDEMNIFICATION</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section6_02" title="Click to goto Section 6.02">SECTION 6.02.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section6_02" title="Click to goto Section 6.02">LIABILITIES

  TO OBLIGORS</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section6_03_" title="Click to goto Section 6.03.">SECTION 6.03.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section6_03_" title="Click to goto Section 6.03.">TAX

  INDEMNIFICATION</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section6_04_" title="Click to goto Section 6.04.">SECTION 6.04.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section6_04_" title="Click to goto Section 6.04.">OPERATION

  OF INDEMNITIES</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-variant:small-caps;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleVii" title="Click to goto ARTICLE VII">ARTICLE VII

  MISCELLANEOUS</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-size:10.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_01" title="Click to goto Section 7.01">SECTION 7.01.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_01" title="Click to goto Section 7.01">PROHIBITED

  TRANSACTIONS WITH RESPECT TO THE TRUST</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_02" title="Click to goto Section 7.02">SECTION 7.02.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_02" title="Click to goto Section 7.02">MERGER

  OR CONSOLIDATION</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_03" title="Click to goto Section 7.03">SECTION 7.03.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_03" title="Click to goto Section 7.03">TERMINATION</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_04" title="Click to goto Section 7.04">SECTION 7.04.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_04" title="Click to goto Section 7.04">ASSIGNMENT

  OR DELEGATION BY SELLER</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_05" title="Click to goto Section 7.05">SECTION 7.05.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_05" title="Click to goto Section 7.05">AMENDMENT</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_06" title="Click to goto Section 7.06">SECTION 7.06.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_06" title="Click to goto Section 7.06">NOTICES</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_07" title="Click to goto Section 7.07">SECTION 7.07.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_07" title="Click to goto Section 7.07">MERGER

  AND INTEGRATION</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_08" title="Click to goto Section 7.08">SECTION 7.08.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_08" title="Click to goto Section 7.08">HEADINGS</a></font></i></p>

  </td>

 </tr>

 <tr>

  <td width="15%" valign="top" style="padding:0in 0in 0in 0in;width:15.06%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_09_" title="Click to goto Section 7.09.">SECTION 7.09.</a></font></i></p>

  </td>

  <td width="84%" valign="top" style="padding:0in 0in 0in 0in;width:84.94%;">

  <p style="font-variant:small-caps;margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;font-variant:normal;"><a href="#Section7_09_" title="Click to goto Section 7.09.">GOVERNING

  LAW</a></font></i></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">i</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">EXHIBITS</font></u></b></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#ExhibitA" title="Click to goto Exhibit A">Exhibit A<font style="text-decoration:none;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>Form of Assignment</a></font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#ExhibitB" title="Click to goto Exhibit B">Exhibit B<font style="text-decoration:none;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>Form of Officer&#146;s Certificate</a></font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#ExhibitC" title="Click to goto Exhibit C">Exhibit C<font style="text-decoration:none;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>Form of Subsequent Purchase Agreement</a></font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ii</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">THIS AGREEMENT</font></b>,

dated as of May 1, 2003, is made by and between Harley-Davidson Credit Corp., a

Nevada corporation, as seller hereunder (together with its successors and

assigns<i><font style="font-style:italic;">

&#147;Harley-Davidson Credit&#148; </font></i>or<i><font style="font-style:italic;"> &#147;Seller&#148;</font></i>), and Harley-Davidson Customer

Funding Corp., a Nevada corporation and wholly-owned subsidiary of Seller

(together with its successors and assigns &#147;<i><font style="font-style:italic;">Trust Depositor&#148;</font></i>), as purchaser hereunder.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">WHEREAS,</font></b> in the

regular course of its business, Seller purchases and services (i) motorcycle

conditional sales contracts from Harley-Davidson motorcycle retailers and (ii)

motorcycle promissory note and security agreements from Eaglemark Savings Bank,

each of which contracts provides for installment payment obligations by or on

behalf of the retailer&#146;s customer/purchaser and grants a security interest in

the related motorcycle in order to secure such obligations;</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">WHEREAS, </font></b>Seller and

Trust Depositor wish to set forth the terms and conditions pursuant to which

Trust Depositor will acquire from time to time the &#147;<i><font style="font-style:italic;">Contract Assets,&#148;</font></i> as

hereinafter defined; and</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">WHEREAS</font></b>, Trust

Depositor intends concurrently with its purchases from time to time of Contract

Assets hereunder to convey all right, title and interest in such Contract

Assets to Harley-Davidson Motorcycle Trust 2003-2 (the &#147;<i><font style="font-style:italic;">Trust&#148;</font></i>) pursuant to the Sale

and Servicing Agreement dated as of May 1, 2003 by and among Trust Depositor,

Harley-Davidson Credit, as Servicer, the Trust, as issuer (the <i><font style="font-style:italic;">&#147;Issuer&#148;</font></i>)

and BNY Midwest Trust Company, as Indenture Trustee (as amended, supplemented

or otherwise modified from time to time, the &#147;<i><font style="font-style:italic;">Sale and Servicing Agreement&#148;</font></i>),

executed concurrently herewith;</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">NOW, THEREFORE</font></b>, in

consideration of the premises and the mutual agreements hereinafter set forth,

Seller and Trust Depositor agree as follows:</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleI"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE I</font></a></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">DEFINITIONS</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section1_01"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

1.01</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; General.</font></i>&#160; Unless otherwise defined in this Agreement,

capitalized terms used herein (including in the preamble above) shall have the

meanings assigned to them in the Sale and Servicing Agreement.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleIi"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE II</font></a></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">TRANSFER OF CONTRACTS; ASSIGNMENT OF AGREEMENT</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section2_01"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

2.01</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Closing.</font></i>&#160; Subject to and upon the terms and conditions

set forth in this Agreement, Seller hereby sells, transfers, assigns, sets over

and otherwise conveys to Trust Depositor, in consideration of Trust Depositor&#146;s

payment of $309,124,002.80 in cash as the purchase price therefor, (i) all the

right, title and interest of Seller in and to the Initial Contracts</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>





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<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">listed on the initial

List of Contracts in effect on the Closing Date (including, without limitation,

all security interests and all rights to receive payments which are collected

pursuant thereto on or after the Initial Cutoff Date, including any liquidation

proceeds therefrom, but excluding any rights to receive payments which were

collected pursuant thereto prior to the Initial Cutoff Date), (ii) all rights

of Seller under any physical damage or other individual insurance policy

(including a &#147;<i><font style="font-style:italic;">forced placed&#148;</font></i> policy, if any) or any debt cancellation

agreement relating to any such Contract, an Obligor or a Motorcycle securing

such Contract, (iii) all security interests in each such Motorcycle, (iv) all

documents contained in the related Contract Files, (v) all rights of Seller in

the Lockbox, Lockbox Account and related Lockbox Agreement to the extent they

relate to the Contracts, (vi) all rights (but not the obligations) of the

Seller under any motorcycle dealer agreements between the dealers (i.e.

originators of the Contracts) and the Seller, (vii) all rights of Seller to

certain rebates of premiums and other amounts relating to insurance policies,

debt cancellation agreements, extended service contracts or other repair

agreements and other items financed under such Contracts and (viii) all

proceeds and products of the foregoing (items (i) - (viii), together with the

additional assets referred to in Section 2.04 below which may be transferred

from time to time in respect of Subsequent Contracts, being collectively

referred to herein as the &#147;<i><font style="font-style:italic;">Contract Assets&#148;</font></i>).&#160; Although Seller and Trust Depositor agree

that any such transfer is intended to be a sale of ownership in the Contract

Assets, rather than the mere granting of a security interest to secure a

borrowing, in the event such transfer is deemed to be of a mere security

interest to secure indebtedness, Seller shall be deemed to have granted Trust

Depositor a perfected first priority security interest in such Contract Assets

and this Agreement shall constitute a security agreement under applicable

law.&#160; If such transfer is deemed to be

the mere granting of a security interest to secure a borrowing, Trust Depositor

may, to secure Trust Depositor&#146;s own borrowing under the Sale and Servicing

Agreement (to the extent that the transfer of the Contract Assets thereunder is

deemed to be a mere granting of a security interest to secure a borrowing)

repledge and reassign (i) all or a portion of the Contract Assets pledged to

Trust Depositor and not released from the security interest of this Agreement

at the time of such pledge and assignment, and (ii) all proceeds thereof.&#160; Such repledge and reassignment may be made

by Trust Depositor with or without a repledge and reassignment by Trust Depositor

of its rights under this Agreement, and without further notice to or

acknowledgment from Seller.&#160; Seller

waives, to the extent permitted by applicable law, all claims, causes of action

and remedies, whether legal or equitable (including any right of setoff),

against Trust Depositor or any assignee of Trust Depositor relating to such

action by Trust Depositor in connection with the transactions contemplated by

the Sale and Servicing Agreement.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section2_02"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

2.02</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Conditions

to the Closing.</font></i>&#160; On or before

the Closing Date, Seller shall deliver or cause to be delivered to Trust

Depositor each of the documents, certificates and other items as follows:</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

initial List of Contracts, certified by the Chairman of the Board, President or

any Vice President of Seller together with an Assignment substantially in the

form attached as <i><font style="font-style:italic;">Exhibit A</font></i> hereto.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; A

certificate of an officer of Seller substantially in the form of <i><font style="font-style:italic;">Exhibit B</font></i>

hereto.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; An

opinion of counsel for Seller substantially in the form of <i><font style="font-style:italic;">Exhibit D </font></i>to the Sale and

Servicing Agreement.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; A

letter or letters from Ernst &amp; Young LLP, or another nationally recognized

accounting firm, addressed to Trust Depositor and the Issuer and the Trustees

and stating that such firm has reviewed a sample of the Initial Contracts and

performed specific procedures for such sample with respect to certain contract

terms and identifying those Initial Contracts which do not so conform.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Copies

of resolutions of the Board of Directors of Seller or of the Executive

Committee of the Board of Directors of Seller approving the execution, delivery

and performance of this Agreement and the transactions contemplated hereunder,

certified in each case by the Secretary or an Assistant Secretary of Seller.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Officially

certified recent evidence of due incorporation and good standing of Seller

under the laws of Nevada.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Evidence

of proper filing with the appropriate office in Nevada of a UCC financing

statement naming Seller as debtor, naming Trust Depositor as assignor secured

party and the Owner Trust as secured party, and listing the Contract Assets as

collateral as well as evidence of proper filing with the appropriate office in

Delaware of a UCC financing statement naming the Issuer as debtor, naming the

Indenture Trustee, as secured party, and listing the Contract Assets as

collateral.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; An

Officer&#146;s Certificate from Seller certifying that the Seller, on or prior to

the Closing Date, has indicated in its computer files, in accordance with its

customary standards, policies and procedures, that the Contracts have been

conveyed to the Trust Depositor pursuant to this Agreement.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

documents, certificates and other items described in Section 2.02 of the Sale

and Servicing Agreement, to the extent not already described above.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section2_03"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

2.03</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Assignment

of Agreement.</font></i>&#160; Trust

Depositor has the right to assign its interest under this Agreement to the

Issuer as may be required to effect the purposes of the Sale and Servicing

Agreement, without further notice to, or consent of, Seller, and the Issuer

shall succeed to such of the rights of Trust Depositor hereunder as shall be so

assigned.&#160; Seller acknowledges that,

pursuant to the Sale and Servicing Agreement, Trust Depositor will assign all

of its right, title and interest in and to the Contract Assets and its right to

exercise the remedies created by Section 5.01 hereof for breaches of

representations and warranties of Seller contained in Sections 3.01, 3.02, 3.03

and 3.04 hereof to the Issuer and the Indenture Trustee for the benefit of the

Noteholders.&#160; Seller agrees that, upon

such assignment to the Issuer and the Indenture Trustee, such representations

will run to and be for the benefit of the Issuer and the Indenture Trustee and

the Issuer and the Indenture Trustee may enforce directly without joinder of

Trust Depositor, the obligations of Seller set forth herein.</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">3</font></p>





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<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section2_04"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

2.04</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Subsequent

Contracts.</font></i>&#160; (a) Subject to

and upon the terms and conditions set forth in paragraph (b) below and in the

related Subsequent Purchase Agreement, Seller hereby agrees to sell, transfer,

assign, set over and otherwise convey to Trust Depositor, in consideration of

Trust Depositor&#146;s payment on the related Subsequent Transfer Date of the

purchase price therefor (as set forth in the related Subsequent Purchase

Agreement), and Trust Depositor hereby agrees to purchase, (i) all the right,

title and interest of Seller in and to the Subsequent Contracts listed on the

related Subsequent List of Contracts (including, without limitation, all

security interests and all rights to receive payments which are collected

pursuant thereto on or after the applicable Subsequent Cutoff Date, including

any liquidation proceeds therefrom, but excluding any rights to receive

payments which were collected pursuant thereto prior to such Subsequent Cutoff

Date), (ii) all rights of Seller under any physical damage or other individual

insurance policy (including a<i><font style="font-style:italic;"> &#147;forced placed&#148;</font></i> policy, if any) or any

debt cancellation agreement relating to any such Subsequent Contract , an

Obligor or a Motorcycle securing such Subsequent Contract, (iii) all security

interests in each such Motorcycle, (iv) all documents contained in the related

Contract Files, (v) all rights of Seller in the Lockbox, Lockbox Account and

related Lockbox Agreement to the extent they relate to the Subsequent

Contracts, (vi) all rights (but not the obligations) of the Seller under any

motorcycle dealer agreements between the dealers (<i><font style="font-style:italic;">i.e.</font></i> originators of such

Subsequent Contracts) and the Seller, (vii) all rights of Seller to certain

rebates of premiums and other amounts relating to insurance policies, debt

cancellation agreements, extended service contracts or other repair agreements

and other items financed under such Subsequent Contracts and (viii) all

proceeds and products of the foregoing (items (i) - (viii), upon consummation

of any above-described purchase, becoming part of the &#147;<i><font style="font-style:italic;">Contract Assets&#148;</font></i>).&#160; Seller agrees, subject to the terms and

conditions herein applicable to transfers of Subsequent Contracts, to sell an

aggregate Principal Balance of Subsequent Contracts at or prior to the end of

the Funding Period equal to the Pre-Funded Amount on the Closing Date.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Seller shall transfer to Trust

Depositor, and Trust Depositor shall purchase, the Subsequent Contracts and

related assets to be transferred on any Subsequent Transfer Date only upon the

satisfaction of each of the following conditions on or prior to the Subsequent

Transfer Date:</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Seller shall have provided the Trustees, the Underwriters and the Rating

Agencies with a timely Addition Notice and shall have provided any information

reasonably requested by any of the foregoing with respect to the Subsequent

Contracts;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Funding Period shall not have

terminated;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the

Seller shall have delivered to the Trust Depositor a duly executed Purchase

Agreement and Assignment in substantially the form of <i><font style="font-style:italic;">Exhibit C</font></i> hereto (the &#147;<i><font style="font-style:italic;">Subsequent

Purchase Agreement&#148;</font></i>), which shall include a Subsequent List of

Contracts listing the Subsequent Contracts being purchased;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; as

of each Subsequent Transfer Date, neither the Seller nor the Trust Depositor

was insolvent nor will either of them have been made insolvent by such transfer

nor is either of them aware of any pending insolvency;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">4</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



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</font></div>



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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(v)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; each

Rating Agency shall have notified the Trust Depositor and the Trustees in

writing that following such transfer, and the transfer immediately thereafter

of the Subsequent Contracts to the Trust, the Class A-1 Notes and the Class A-2

Notes will be rated in the highest rating category by such Rating Agency and

the Class B Notes will be rated at least &#147;A&#148; by Standard &amp; Poor&#146;s and &#147;A1&#148;

by Moody&#146;s;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; such

addition will not result in a material adverse tax consequence to the Issuer or

the Noteholders as evidenced by an Opinion of Counsel to be delivered by the

Seller to the Issuer, the Trustees, and the Underwriters;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the

Seller shall have delivered to the Rating Agencies and to the Underwriters one

or more opinions of counsel with respect to the transfer of the Subsequent

Contracts substantially in the form of the opinions of counsel delivered to

such Persons on the Closing Date;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(viii)&#160;&#160;&#160;&#160;&#160;&#160;&#160; the

Seller shall have taken any action necessary to maintain the first perfected

ownership interest of the Trust in the Trust Corpus and the first perfected

security interest of the Trust Depositor in the Contract Assets, the Trust in

the Trust Corpus and the Indenture Trustee in the Reserve Fund Deposits; and</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ix)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; no

selection procedures believed by the Seller to be adverse to the interests of

the Noteholders shall have been utilized in selecting the Subsequent Contracts.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Seller agrees to pay all reasonable

out-of-pocket expenses in connection with any request for the conveyance of

Subsequent Contracts, whether or not such conveyance is actually consummated.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleIii"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE III</font></a></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">REPRESENTATIONS AND WARRANTIES</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Seller makes the following

representations and warranties, on which Trust Depositor will rely in

purchasing the initial Contract Assets on the Closing Date (and any Subsequent

Contracts on the related Subsequent Transfer Date) and concurrently reconveying

the same to the Trust, and on which the Trust and the Noteholders will rely

under the Sale and Servicing Agreement.&#160;

Such representations speak as of the execution and delivery of this

Agreement and as of the Closing Date in the case of the Initial Contracts, and

as of the applicable Subsequent Transfer Date in the case of Subsequent

Contracts, but shall survive the sale, transfer and assignment of the Contracts

to the Trust and the pledge of the Contracts to the Indenture Trustee.&#160; The repurchase obligation of Seller set forth

in Section 5.01 below and in Section 7.08 of the Sale and Servicing Agreement

constitutes the sole remedy available for a breach of a representation or

warranty of Seller set forth in Section 3.02, 3.03 or 3.04 of this Agreement.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section3_01"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

3.01</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Representations

and Warranties Regarding Seller.</font></i>&#160;

Seller represents and warrants, as of the execution and delivery of this

Agreement and as of the Closing Date, in the</p>



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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">5</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



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</font></div>



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<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">case of the Initial

Contracts, and as of the applicable Subsequent Transfer Date, in the case of

Subsequent Contracts, that:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Organization

and Good Standing.</font></i>&#160; Seller is

a corporation duly organized, validly existing and in good standing under the

laws of the jurisdiction of its organization and has the corporate power to own

its assets and to transact the business in which it is currently engaged.&#160; Seller is duly qualified to do business as a

foreign corporation and is in good standing in each jurisdiction in which the

character of the business transacted by it or properties owned or leased by it

requires such qualification and in which the failure so to qualify would have a

material adverse effect on the business, properties, assets, or condition

(financial or otherwise) of Seller or Trust Depositor.&#160; Seller is properly licensed in each

jurisdiction to the extent required by the laws of such jurisdiction to service

the Contracts in accordance with the terms of the Sale and Servicing Agreement.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Authorization;

Binding Obligation.</font></i>&#160; Seller

has the power and authority to make, execute, deliver and perform this

Agreement and the other Transaction Documents to which the Seller is a party

and all of the transactions contemplated under this Agreement and the other

Transaction Documents to which the Seller is a party, and has taken all

necessary corporate action to authorize the execution, delivery and performance

of this Agreement and the other Transaction Documents to which the Seller is a

party.&#160; This Agreement and the other

Transaction Documents to which the Seller is a party constitute the legal,

valid and binding obligation of Seller enforceable in accordance with their

terms, except as enforcement of such terms may be limited by bankruptcy,

insolvency or similar laws affecting the enforcement of creditors&#146; rights

generally and by the availability of equitable remedies.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Consent Required.</font></i>&#160; Seller is

not required to obtain the consent of any other party or any consent, license,

approval or authorization from, or registration or declaration with, any

governmental authority, bureau or agency in connection with the execution,

delivery, performance, validity or enforceability of this Agreement and the

other Transaction Documents to which the Seller is a party.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Violations.</font></i>&#160; Seller&#146;s

execution, delivery and performance of this Agreement and the other Transaction

Documents to which the Seller is a party will not violate any provision of any

existing law or regulation or any order or decree of any court or the Articles

of Incorporation or Bylaws of Seller, or constitute a material breach of any

mortgage, indenture, contract or other agreement to which Seller is a party or

by which Seller or any of Seller&#146;s properties may be bound.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(e)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Litigation.</font></i>&#160; No litigation or administrative proceeding

of or before any court, tribunal or governmental body is currently pending, or

to the knowledge of Seller threatened, against Seller or any of its properties

or with respect to this Agreement or any other Transaction Document to which

the Seller is a party which, if adversely determined, would in the opinion of

Seller have a material adverse effect on the business, properties, assets or

condition (financial or other) of Seller or the transactions</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">6</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">contemplated

by this Agreement or any other Transaction Document to which the Seller is a

party.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(f)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; State

of Incorporation; Name; No Changes.</font></i>&#160;

Seller&#146;s state of incorporation is the State of Nevada.&#160; Seller&#146;s exact legal name is as set forth in

the first paragraph of this Agreement.&#160;

Seller has not changed its name whether by amendment of its Articles of

Incorporation, by reorganization or otherwise, and has not changed its state of

incorporation, within the four months preceding the Closing Date.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <i><font style="font-style:italic;">Operations</font></i>.&#160; Approximately 5.0% of the aggregate

principal balance of contracts financed from time to time by the Seller are

secured by motorcycles manufactured by Buell.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <i><font style="font-style:italic;">Solvency</font></i>.&#160; The Seller, after giving effect to the

conveyances made by it hereunder, is Solvent.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section3_02"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

3.02</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Representations

and Warranties Regarding Each Contract.</font></i>&#160; Seller represents and warrants as to each Contract as of the

execution and delivery of this Agreement and as of the Closing Date, in the

case of the Initial Contracts, and as of the applicable Subsequent Transfer

Date, in the case of Subsequent Contracts, that:</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; List

of Contracts</font></i>.&#160; The

information set forth in the List of Contracts (or Subsequent List of

Contracts, in the case of Subsequent Contracts) is true, complete and correct in

all material respects as of the Initial Cutoff Date or applicable Subsequent

Cutoff Date, as the case may be.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Payments</font></i>.&#160; As of the Initial Cutoff Date or applicable

Subsequent Cutoff Date, as the case may be, the most recent scheduled payment

with respect to any Contract either had been made or was not delinquent for

more than 30 days.&#160; To the best of

Seller&#146;s knowledge, all payments made on each Contract were made by the

respective Obligor.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Waivers</font></i>.&#160; As of the Closing

Date (or the applicable Subsequent Transfer Date, in the case of Subsequent

Contracts), the terms of the Contracts have not been waived, altered or

modified in any respect, except by instruments or documents included in the

related Contract File.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Binding

Obligation</font></i>.&#160; Each Contract is

a legal, valid and binding payment obligation of the Obligor thereunder and is

enforceable in accordance with its terms, except as such enforceability may be

limited by insolvency, bankruptcy, moratorium, reorganization, or other similar

laws affecting the enforcement of creditors&#146; rights generally.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(e)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Defenses</font></i>.&#160; No Contract is

subject to any right of rescission, setoff, counterclaim or defense, including

the defense of usury, and the operation of any of the</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">7</font></p>





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</font></div>



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<p style="margin:0in 0in .0001pt .5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">terms

of such Contract or the exercise of any right thereunder will not render the

Contract unenforceable in whole or in part or subject to any right of

rescission, setoff, counterclaim or defense, including the defense of usury,

and no such right of rescission, setoff, counterclaim or defense has been

asserted with respect thereto.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(f)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Insurance</font></i>.&#160; As of the origination date of each Contract

(or the applicable Subsequent Transfer Date in the case of Subsequent

Contracts), the related Motorcycle securing each Contract is covered by

physical damage insurance (i) in an amount not less than the value of the

Motorcycle at the time of origination of the Contract, (ii) naming Seller as a

loss payee and (iii) insuring against loss and damage due to fire, theft,

transportation, collision and other risks covered by comprehensive coverage,

and all premiums due on such insurance have been paid in full from the date of

the Contract&#146;s origination.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(g)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Origination</font></i>.&#160; Either (i) Contracts were originated by a

Harley-Davidson motorcycle dealer in the regular course of its business which

dealer had all necessary licenses and permits to originate the Contracts in the

state where such dealer was located, was fully and properly executed by the

parties thereto, and has been purchased by Seller in the regular course of its

business, or (ii) Contracts were originated by Eaglemark Savings Bank in the

regular course of its business which had all necessary licenses and permits to

originate the Contracts in the state where it was located, was fully and

properly executed by the parties thereto, and has been purchased by Seller in

the regular course of its business.&#160;

Each Contract was sold by such motorcycle dealer or Eaglemark Savings

Bank, as the case may be, to the Seller without any fraud or misrepresentation

on the part of such motorcycle dealer or Eaglemark Savings Bank.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(h)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Lawful

Assignment</font></i>.&#160; No Contract was

originated in or is subject to the laws of any jurisdiction whose laws would

make the sale, transfer and assignment of the Contract under this Agreement or

under the Sale and Servicing Agreement or the pledge of the Contract under the

Indenture unlawful, void or voidable.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Compliance

with Law</font></i>.&#160; None of the

Contracts, the origination of the Contracts by the dealers or Eaglemark Savings

Bank, the purchase of the Contracts by the Seller, the sale of the Contracts by

the Seller to the Trust Depositor or by the Trust Depositor to the Trust, or

any combination of the foregoing, violated at the time of origination or as of

the Closing Date or as of any Subsequent Transfer Date, as applicable, any

requirement of any federal, state or local law and regulations thereunder,

including, without limitation, usury, truth in lending, motor vehicle

installment loan and equal credit opportunity laws, applicable to the Contracts

and the sale of Motorcycles.&#160; Seller

shall, for at least the period of this Agreement, maintain in its possession,

available for the Trust Depositor&#146;s and the Trustees&#146;&#160; inspection, and shall deliver to Trust Depositor or&#160; the Trustee&#160;

upon demand, evidence of compliance with all such requirements.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">8</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(j)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Contract

in Force</font></i>.&#160; As of the Closing

Date (or the applicable Subsequent Transfer Date in the case of Subsequent

Contracts), no Contract has been satisfied or subordinated in whole or in part

or rescinded, and the related Motorcycle securing any Contract has not been

released from the lien of the Contract in whole or in part.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(k)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Valid

Security Interest</font></i>.&#160; Each

Contract creates a valid, subsisting and enforceable first priority perfected

security interest in favor of Seller or Eaglemark Savings Bank (as the case may

be) in the Motorcycle covered thereby, and such security interest has been

assigned by Eaglemark Savings Bank to Seller (where applicable) and by Seller

to the Trust Depositor.&#160; The original

certificate of title, certificate of lien or other notification or evidence

(the &#147;<i><font style="font-style:italic;">Lien

Certificate&#148;</font></i>) issued by the body responsible for the registration

of, and the issuance of certificates of title or evidence relating to, motor

vehicles and liens thereon (the &#147;<i><font style="font-style:italic;">Registrar of Titles&#148;</font></i>) of the applicable

state shows Seller or Eaglemark Savings Bank (as the case may be) as original

secured party under each Contract as the holder of a first priority security

interest in such Motorcycle.&#160; With

respect to each Contract for which a written Lien Certificate is provided and

has not yet been returned from the Registrar of Titles, the Seller has received

written evidence that such Lien Certificate showing Seller or Eaglemark Savings

Bank as lienholder has been applied for.&#160;

Eaglemark Savings Bank&#146;s security interest has been validly assigned by

Eaglemark Savings Bank to Seller.&#160;

Seller&#146;s security interest has been validly assigned by the Seller to

the Trust Depositor and by the Trust Depositor to the Issuer and Owner Trustee

pursuant to this Agreement.&#160; Immediately

after the sale, each Contract will be secured by an enforceable and perfected

first priority security interest in the Motorcycle in favor of the Trust as

secured party, which security interest is prior to all other liens upon and

security interests in such Motorcycle which now exist or may hereafter arise or

be created (except, as to priority, for any lien for taxes, labor, materials or

of any state law enforcement agency affecting a Motorcycle).</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(1)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Capacity

of Parties</font></i>.&#160; All parties to

any Contract had capacity to execute such Contract and all other documents

related thereto and to grant the security interest purported to be granted

thereby.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(m)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Good

Title</font></i>.&#160; Each Contract was

purchased by Seller for value and taken into possession prior to the Cutoff

Date (or the applicable Subsequent Cutoff Date in the case of Subsequent

Contracts) in the ordinary course of its business, without knowledge that the

Contract was subject to a security interest.&#160;

No Contract has been sold, assigned or pledged to any person other than

Trust Depositor and the Trustee as the transferee of Trust Depositor, and prior

to the transfer of the Contract to Trust Depositor, Seller had good and

marketable title to each Contract free and clear of any encumbrance, equity,

loan, pledge, charge, claim or security interest and was the sole owner thereof

and had full right to transfer the Contract to Trust Depositor and to permit

Trust Depositor to transfer the same to the Issuer and the Owner Trustee, and,

as of the Closing Date (or the applicable Subsequent Transfer Date in the case

of Subsequent Contracts), the Issuer and the Owner Trustee will have a first

priority perfected security interest therein.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">9</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(n)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Defaults</font></i>.&#160; As of the Initial

Cutoff Date (or the applicable Subsequent Cutoff Date in the case of Subsequent

Contracts), no default, breach, violation or event permitting acceleration

existed with respect to any Contract and no event had occurred which, with

notice and the expiration of any grace or cure period, would constitute such a

default, breach, violation or event permitting acceleration under such

Contract.&#160; Seller has not waived any

such default, breach, violation or event permitting acceleration, and Seller

has not granted any extension of payment terms on any Contract.&#160; As of the Initial Cutoff Date (or the

applicable Subsequent Cutoff Date in the case of Subsequent Contracts), no

Motorcycle had been repossessed.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(o)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Liens</font></i>.&#160; As of the Closing

Date (or the applicable Subsequent Transfer Date in the case of Subsequent

Contracts) there are, to the best of Seller&#146;s knowledge, no liens or claims

which have been filed for work, labor or materials affecting the Motorcycle

securing any Contract which are or may be liens prior to, or equal with, the

lien of such Contract.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(p)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Installments</font></i>.&#160; Each Contract has a fixed Contract Rate and

provides for monthly payments of principal and interest which, if timely made,

would fully amortize the loan on a simple-interest basis over its term.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(q)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Enforceability</font></i>.&#160; Each Contract contains customary and

enforceable provisions such as to render the rights and remedies of the holder

thereof adequate for the realization against the collateral of the benefits of

the security.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(r)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; One

Original</font></i>.&#160; Each Contract is

evidenced by only one original executed Contract, which original has been

delivered to the Issuer and the Owner Trustee or its designee on or before the

Closing Date (or the applicable Subsequent Transfer Date in the case of

Subsequent Contracts).</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(s)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Government Contracts</font></i>.&#160; No

Obligor is the United States government or an agency, authority, instrumentality

or other political subdivision of the United States government.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(t)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Lockbox

Bank</font></i>.&#160; The Lockbox Bank is

the only institution holding any Lockbox Account for receipt of payments from

Obligors, and all Obligors, and only such Obligors, have been instructed to

make payments to the Lockbox Account, and no person claiming through or under

Seller has any claim or interest in the Lockbox Account other than the Lockbox

Bank; <i><font style="font-style:italic;">provided,

however</font></i>, that other &#147;Trusts&#148; (as defined in the Lockbox Agreement)

shall have an interest in certain other collections therein not related to the

Contracts.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(u)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Obligor

Bankruptcy</font></i>.&#160; At the Cutoff

Date (or the applicable Subsequent Cutoff Date in the case of Subsequent

Contracts), no Obligor was subject to a bankruptcy proceeding within the one

year preceding such Cutoff Date.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">10</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



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</font></div>



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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(v)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Chattel

Paper</font></i>.&#160; The Contracts

constitute tangible chattel paper within the meaning of the UCC.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(w)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Impairment</font></i>.&#160; Neither the

Seller nor the Trust Depositor has done anything to convey any right to any

Person that would result in such Person having a right to payments due under

the Contract or otherwise to impair the rights of the Trust in any Contract or

the proceeds thereof.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(x)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Contract

Not Assumable</font></i>.&#160; No Contract

is assumable by another Person in a manner which would release the Obligor

thereof from such Obligor&#146;s obligations to the Trust Depositor with respect to

such Contract.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section3_03"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

3.03</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Representations

and Warranties Regarding the Contracts in the Aggregate.</font></i>&#160; Seller represents and warrants, as of the

execution and delivery of this Agreement and as of the Closing Date, in the

case of the Initial Contracts, and, if applicable, as of the applicable

Subsequent Transfer Date, in the case of Subsequent Contracts, that:</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Amounts</font></i>.&#160; The sum of the aggregate Principal Balances

payable by Obligors under the Contracts as of the Initial Cutoff Date (or the

applicable Subsequent Cutoff Date in the case of Subsequent Contracts), plus

the Pre-Funded Amount as of such date, equals the sum of the principal balance

of&#160; the Class A-1 Notes, the Class A-2

Notes&#160; and the Class B Notes on the

Closing Date or the related Subsequent Transfer Date, as applicable.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Characteristics</font></i>.&#160; The Initial Contracts have the following

characteristics: (i) all the Contracts are secured by Motorcycles; (ii) no

Initial Contract has a remaining maturity of more than 84 months; and (iii) the

final scheduled payment on the Initial Contract with the latest maturity is due

no later than May 2010.&#160; Approximately

75.72% of the Principal Balance of the Initial Contracts as of the Initial

Cutoff Date is attributable to loans for purchases of new Motorcycles and

approximately 24.28% is attributable to loans for purchases of used Motorcycles.&#160; No Initial Contract was originated after the

Initial Cutoff Date.&#160; No Initial

Contract has a Contract Rate less than 5.48%.&#160;

The first scheduled payment date of the Contracts (including any

Subsequent Contracts) is due no later than August 2003.&#160; Approximately 0.02% of the Principal Balance

of the Initial Contracts as of the Initial Cutoff Date is attributable to loans

for purchases of Motorcycles not manufactured by Harley-Davidson or Buell.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Marking

Records</font></i>.&#160; As of the Closing

Date (or the applicable Subsequent Transfer Date in the case of Subsequent

Contracts), Seller has caused the Computer Disk relating to the Contracts sold

hereunder and concurrently reconveyed by Trust Depositor to the Trust and

pledged by the Trust to the Indenture Trustee to be clearly and unambiguously

marked to indicate that such Contracts constitute part of the Trust, are owned

by the Trust and constitute security for the Notes.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">11</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Adverse Selection</font></i>.&#160; No

selection procedures adverse to Noteholders have been employed in selecting the

Contracts.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(e)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; True

Sale</font></i>.&#160; The transaction

contemplated by this Agreement constitutes a valid sale, transfer and

assignment from Seller to Trust Depositor and from Trust Depositor to the Trust

of all of Seller&#146;s right, title and interest in the Contract Assets as of the

Closing Date and any Subsequent Transfer Date, as applicable.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(f)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; All

Filings Made</font></i>.&#160; All filings

(including, without limitation, UCC filings) required to be made by any Person

and actions required to be taken or performed by any Person in any jurisdiction

to give the Indenture Trustee a first priority perfected lien on, or ownership

interest in, the Contracts and the proceeds thereof and the rest of the Trust

Corpus have been made, taken or performed.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(g)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Delta

Loans</font></i>.&#160; No more than 11.00%

of the Principal Balance of the Contracts as of the end of the Funding Period

is attributable to Delta Loans.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section3_04_"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

3.04.</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Representations

and Warranties Regarding the Contract Files.</font></i>&#160; Seller represents and warrants as of the

execution and delivery of this Agreement and as of the Closing Date, in the

case of the Initial Contracts, and as of the applicable Subsequent Transfer

Date, in the case of Subsequent Contracts, that:</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Possession</font></i>.&#160; Immediately prior to the Closing Date or any

Subsequent Transfer Date, the Servicer will have possession of each original

Contract and the related complete Contract File, and there are and there will

be no custodial agreements relating to the same in effect.&#160; Each of such documents which is required to

be signed by the Obligor has been signed by the Obligor in the appropriate

spaces.&#160; All blanks on any form have

been properly filled in and each form has otherwise been correctly

prepared.&#160; The complete Contract File

for each Contract currently is in the possession of the Servicer.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)<i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Bulk

Transfer Laws</font></i>.&#160; The transfer,

assignment and conveyance of the Contracts and the Contract Files by Seller

pursuant to this Agreement or any Subsequent Purchase Agreement and by Trust

Depositor pursuant to the Sale and Servicing Agreement is not subject to the

bulk transfer or any similar statutory provisions in effect in any applicable

jurisdiction.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleIv"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE IV</font></a></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">PERFECTION OF TRANSFER AND PROTECTION OF SECURITY

INTERESTS</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section4_01_"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

4.01.</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Custody

of Contracts.</font></i>&#160; The contents

of each Contract File shall be held in the custody of the Servicer for the

benefit of the Trust as the owner thereof in accordance with the Sale and

Servicing Agreement.</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">12</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



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<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section4_02"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

4.02</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Filing.</font></i>&#160; On or prior to the Closing Date and each

Subsequent Transfer Date, Seller shall cause the UCC financing statement(s)

referred to in Section 2.02(g) hereof and in Section 2.02(g) of the Sale and

Servicing Agreement to be filed and from time to time Seller shall take and

cause to be taken such actions and execute such documents as are necessary or

desirable or as Trust Depositor or the Trust may reasonably request to perfect

and protect the Trust Depositor&#146;s and the Trust&#146;s ownership interest in the

Contract Assets against all other persons, including, without limitation, the

filing of financing statements, amendments thereto and continuation statements,

the execution of transfer instruments and the making of notations on or taking

possession of all records or documents of title.&#160; The Seller authorizes the Trust Depositor to file financing

statements describing the Contract Assets as collateral.</p>



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<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section4_03_"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

4.03.</font></i></a><i><font style="font-style:italic;">&#160; &#160;&#160;&#160;&#160;&#160; Name Change or Relocation.</font></i>&#160; (a) During the term of this Agreement,

Seller shall not change its name, identity or structure or state of

incorporation without first giving at least 30 days&#146; prior written notice to

Trust Depositor and to the Trustees.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; If any change in Seller&#146;s name,

identity or structure or other action would make any financing or continuation

statement or notice of ownership interest or lien filed under this Agreement

seriously misleading within the meaning of applicable provisions of the UCC or

any title statute, Seller, no later than five days after the effective date of

such change, shall file such amendments as may be required to preserve and

protect the Trust Depositor&#146;s and the Trust&#146;s interests in the Contract Assets

and proceeds thereof.&#160; In addition,

Seller shall not change its state of incorporation unless it has first taken

such action as is advisable or necessary to preserve and protect the Trust

Depositor&#146;s and the Trusts&#146; interest in the Contract Assets.&#160; Promptly after taking any of the foregoing

actions, Seller shall deliver to Trust Depositor and the Trustees an opinion of

counsel stating that, in the opinion of such counsel, all financing statements

or amendments necessary to preserve and protect the interests of the Trustees

in the Contract Assets have been filed, and reciting the details of such

filing.</font></p>



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<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section4_04_"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

4.04.</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Costs

and Expenses</font></i>.&#160; Seller agrees

to pay all reasonable costs and disbursements in connection with the perfection

and the maintenance of perfection, as against all third parties, of (i) Trust

Depositor&#146;s and the Trustees&#146; right, title and interest in and to the Contract

Assets (including, without limitation, the security interest in the Motorcycles

related thereto) and (ii) the security interests provided for in the Indenture.</p>



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<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section4_05"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

4.05</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Sale

Treatment.</font></i>&#160; Each of Seller

and Trust Depositor shall treat the transfer of Contract Assets made hereunder

(including in respect of Subsequent Contracts) for all purposes (including tax

and financial accounting purposes) as a sale and purchase on all of its

relevant books, records, financial statements and other applicable documents.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section4_06"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

4.06</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Separateness

from Trust Depositor.</font></i>&#160; The

Seller agrees to take or refrain from taking or engaging in with respect to the

Trust Depositor each of the actions or activities specified in the &#147;substantive

consolidation&#148; opinion of Winston &amp; Strawn (or in any related certificate

of Seller) delivered on the Closing Date, upon which the conclusions expressed

therein are based.</p>



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<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section4_07"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

4.07</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Protection

of Security Interests.</font></i>&#160; The

Seller agrees to deliver an Officer&#146;s Certificate to the Owner Trustee and the

Indenture Trustee, as promptly as practicable after the Closing Date (or

Subsequent Transfer Date, as the case may be), and in any event within 60 days

thereof, certifying that the Seller&#146;s compliance officer has reviewed the

original of each Initial Contract and each related Contract File, that each

Initial Contract and related Contract File conforms in all material respects

with the initial List of Contracts and each such Contract File is complete,

that each document required be an original, and that the face of each original

Initial Contract has been stamped with the following notation:</p>



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<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#147;This

Contract/Note is subject to a security interest granted to Harley-Davidson

Motorcycle Trust 2003-2.&#160; A UCC1

financing statement covering this Contract/Note has been filed with the

Secretary of State of the State of Nevada.&#160;

Such lien will be released only in connection with appropriate filings in

such offices.&#160; Consequently, potential

purchasers of this Contract/Note must refer to such filings to determine

whether such lien has been released.&#148;</font></p>



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<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleV"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE V</font></a></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">REMEDIES UPON MISREPRESENTATION</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section5_01"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

5.01</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Repurchases

of Contracts for Breach of Representations and Warranties.</font></i>&#160; Seller hereby agrees, for the benefit of the

Trustees and the Trust Depositor, that it shall repurchase a Contract including

any Subsequent Contracts (together with all related Contract Assets), at its

Repurchase Price, not later than two Business Days prior to the first

Determination Date after Seller becomes aware, or should have become aware, or

receives written notice from Trust Depositor, either of the Trustees or the

Servicer of any breach of a representation or warranty of Seller set forth in

Article III of this Agreement that materially adversely affects Trust

Depositor&#146;s or the Trust&#146;s interest in such Contract (without regard to the

benefits of the Reserve Fund) and which breach has not been cured; <i><font style="font-style:italic;">provided,

however,</font></i> that with respect to any Contract incorrectly described on

the List of Contracts with respect to unpaid Principal Balance which Seller

would otherwise be required to repurchase pursuant to this Section 5.01 and

Section 7.08 of the Sale and Servicing Agreement, Seller may, in lieu of

repurchasing such Contract, deposit in the Collection Account not later than

two Business Days prior to such Determination Date cash in an amount sufficient

to cure such deficiency or discrepancy; and <i><font style="font-style:italic;">provided further</font></i> that with respect to a

breach of a representation or warranty relating to the Contracts in the

aggregate and not to any particular Contract, Seller may select Contracts

(without adverse selection) to repurchase such that had such Contracts not been

reconveyed by Trust Depositor and included as part of the Trust there would

have been no breach of such representation or warranty; <i><font style="font-style:italic;">provided further</font></i> that the

failure to maintain perfection of the security interest in the Motorcycle

securing a Contract in accordance with the Sale and Servicing Agreement, shall

be deemed to be a breach materially and adversely affecting the Trust&#146;s

interest in the Contracts or in the related Contract Assets.&#160; Notwithstanding any other provision of this

Agreement, the obligation of Seller under this Section 5.01 and under Section

7.08 of the Sale and Servicing Agreement shall not terminate upon a Service

Transfer pursuant to Article VIII of the Sale and Servicing Agreement.</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">14</font></p>





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</font></div>



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<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section5_02_"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

5.02.</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Seller&#146;s

Repurchase Option.</font></i>&#160; On

written notice to the Owner Trustee and the Indenture Trustee at least 20 days

prior to a Distribution Date, provided the Pool Balance is then less than 10%

of the Aggregate Principal Balance as of the Closing Date, Seller may (but is

not required to) repurchase from the Trust on that Distribution Date all

outstanding Contracts (and related Contract Assets) at a price equal to the

outstanding principal balance of the Notes on the previous Distribution Date

plus the Note Interest Distributable Amount for the current Distribution Date

as well as any unreimbursed Service Advances and the accrued and unpaid Monthly

Servicing Fee and Indenture Trustee Fee to the date of such repurchase.&#160; Such price will be deposited in the

Collection Account not later than one Business Day before such Distribution

Date, against the Trustees&#146; release of the Contracts and Contract Files as

described in Section 7.10 of the Sale and Servicing Agreement.</p>



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<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleVi"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE VI</font></a></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">INDEMNITIES</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section6_0"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

6.0</font></i></a><i><font style="font-style:italic;">1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Seller

Indemnification.</font></i>&#160; Seller will

defend and indemnify Trust Depositor, the Trust, the Trustees, any agents of

the Trustees and the Noteholders against any and all costs, expenses, losses,

damages, claims and liabilities, joint or several, including reasonable fees

and expenses of counsel and expenses of litigation arising out of or resulting

from (i) this Agreement or the use, ownership or operation of any Motorcycle by

Seller or the Servicer or any Affiliate of either, (ii) any representation or

warranty or covenant made by Seller in this Agreement being untrue or incorrect

(subject to the second sentence of the preamble to Article III of this

Agreement above), and (iii) any untrue statement or alleged untrue statement of

a material fact contained in the Prospectus or in any amendment thereto or the

omission or alleged omission to state therein a material fact necessary to make

the statements therein, in light of the circumstances in which they were made,

not misleading, in each case to the extent, but only to the extent, that such

untrue statement or alleged untrue statement was made in conformity with

information furnished to Trust Depositor by Seller specifically for use

therein.&#160; Notwithstanding any other

provision of this Agreement, the obligation of Seller under this Section 6.01

shall not terminate upon a Service Transfer pursuant to Article VIII of the

Sale and Servicing Agreement and shall survive any termination of that

agreement or this Agreement.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section6_02"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

6.02</font></i></a><i><font style="font-style:italic;">.&#160; &#160;&#160;&#160;&#160;&#160; Liabilities to Obligors.&#160; </font></i>No obligation or liability to any

Obligor under any of the Contracts is intended to be assumed by the Trustees,

the Trust or the Noteholders under or as a result of this Agreement and the

transactions contemplated hereby.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section6_03_"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

6.03.</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Tax

Indemnification.</font></i>&#160; Seller

agrees to pay, and to indemnify, defend and hold harmless the Trust Depositor,

the Trust, the Trustees or the Noteholders from, any taxes which may at any

time be asserted with respect to, and as of the date of, the transfer of the

Contracts to Trust Depositor hereunder and the concurrent reconveyance to the

Trust and the further pledge by the Trust to the Indenture Trustee, including,

without limitation, any sales, gross receipts, general corporation, personal

property, privilege or license taxes (but not including any federal, state or

other taxes arising out of the creation of the Trust and the issuance of the

Notes) and costs, expenses and reasonable counsel fees in defending against the

same,</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">15</font></p>





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</font></div>



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<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">whether arising by reason

of the acts to be performed by Seller under this Agreement or the Servicer

under the Sale and Servicing Agreement or imposed against the Trust, a

Noteholder or otherwise.&#160;

Notwithstanding any other provision of this Agreement, the obligation of

Seller under this Section 6.03 shall not terminate upon a Service Transfer

pursuant to Article VIII of the Sale and Servicing Agreement and shall survive

any termination of this Agreement.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section6_04_"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

6.04.</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Operation

of Indemnities.</font></i>&#160;

Indemnification under this Article VI shall include, without limitation,

reasonable fees and expenses of counsel and expenses of litigation.&#160; If Seller has made any indemnity payments to

Trust Depositor or the Trustees pursuant to this Article VI and Trust Depositor

or the Trustees thereafter collects any of such amounts from others, Trust

Depositor or the Trustees will repay such amounts collected to Seller, except

that any payments received by Trust Depositor or the Trustees from an insurance

provider as a result of the events under which the Seller&#146;s indemnity payments

arose shall be repaid prior to any repayment of the Seller&#146;s indemnity payment.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleVii"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE VII</font></a></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">MISCELLANEOUS</font></h1>



<h1 style="font-weight:normal;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h1>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_01"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.01</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Prohibited

Transactions with Respect to the Trust</font></i>.&#160; Seller shall not:</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provide

credit to any Noteholder for the purpose of enabling such Noteholder to

purchase Notes;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Purchase

any Notes in an agency or trustee capacity; or</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Except

in its capacity as Servicer as provided in the Sale and Servicing Agreement,

lend any money to the Trust.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_02"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.02</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Merger

or Consolidation.</font></i>&#160; (a) Except

as otherwise provided in this Section 7.02, Seller will keep in full force and

effect its existence, rights and franchises as a Nevada corporation, and will

obtain and preserve its qualification to do business as a foreign corporation

in each jurisdiction in which such qualification is or shall be necessary to

protect the validity and enforceability of this Agreement and of any of the

Contracts and to perform its duties under this Agreement.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Any person into which Seller may be

merged or consolidated, or any corporation&#160;

or other entity resulting from such merger or consolidation to which

Seller is a party, or any person succeeding to the business of Seller, shall be

the successor to Seller hereunder, without the execution or filing of any paper

or any further act on the part of any of the parties hereto, anything herein to

the contrary notwithstanding.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Upon the merger or consolidation of

the Seller as described in this Section 7.02, the Seller shall provide Standard

&amp; Poor&#146;s and Moody&#146;s notice of such merger or consolidation within thirty

(30) days after completion of the same.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">16</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_03"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.03</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Termination.</font></i>&#160; This Agreement shall terminate (after distribution

of any Note Distributable Amount due pursuant to Section 7.05&#160; of the Sale and Servicing Agreement) on the

Distribution Date on which the principal balance of the Class A-1 Notes,&#160; Class A-2 Notes and the Class B Notes is

reduced to zero; <i><font style="font-style:italic;">provided,</font></i> that Seller&#146;s representations and warranties and

indemnities by Seller shall survive termination.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_04"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.04</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Assignment

or Delegation by Seller.</font></i>&#160;

Except as specifically authorized hereunder, Seller may not convey and

assign or delegate any of its rights or obligations hereunder absent the prior

written consent of Trust Depositor and the Trustees, and any attempt to do so

without such consent shall be void.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_05"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.05</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Amendment.</font></i>&#160; (a) This Agreement may be amended from time

to time by Seller and Trust Depositor, with notice to the Rating Agencies, but

without the consent of the Trustees or any of the Noteholders, to correct

manifest error, to cure any ambiguity, to correct or supplement any provisions

herein or therein which may be inconsistent with any other provisions herein,

therein or in the Prospectus, as the case may be, or to add any other

provisions with respect to matters or questions arising under this Agreement

which shall not be inconsistent with the provisions of this Agreement or the Prospectus;

<i><font style="font-style:italic;">provided,

however,</font></i> that such action shall not, as evidenced by an opinion of

Counsel for Seller acceptable to the Trustees, adversely affect the interests

of any Noteholder.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Agreement may also be amended

from time to time by Seller and Trust Depositor, with the consent of the

Modified Required Holders, for the purpose of adding any provisions to or

changing in any manner or eliminating any of the provisions of this Agreement

or of modifying in any manner the rights of the Indenture Trustee for the

benefit of Noteholders; <i><font style="font-style:italic;">provided, however,</font></i> that no such amendment

or waiver shall (a) reduce in any manner the amount of, or delay the timing of,

collections of payments on the Contracts or distributions which are required to

be made on any Note or (b) reduce the aforesaid percentage required to consent

to any such amendment, without the consent of the holders of all Notes then

outstanding.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Promptly after the execution of any

amendment or consent pursuant to this Section 7.05, Trust Depositor shall

furnish written notification of the substance of such amendment and a copy of

such amendment to each Trustee and each Rating Agency.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; It shall not be necessary for the

consent of Noteholders under this Section 7.05 to approve the particular form

of any proposed amendment, but it shall be sufficient if such consent shall

approve the substance thereof.&#160; The

manner of obtaining such consents and of evidencing the authorization of the

execution thereof by Noteholders shall be subject to such reasonable

requirements as the Trustees may prescribe.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Upon the execution of any amendment

or consent pursuant to this Section 7.05, this Agreement shall be modified in

accordance therewith, and such amendment or consent shall form a part of this

Agreement for all purposes, and every holder of Notes theretofore or thereafter

issued hereunder shall be bound thereby.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">17</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_06"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.06</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Notices.&#160; </font></i>All notices, demands,

certificates, requests and communications hereunder (&#147;notices&#148;) shall be in

writing and shall be effective (a) upon receipt when sent through the U.S.

mails, registered or certified mail, return receipt requested, postage prepaid,

with such receipt to be effective the date of delivery indicated on the return

receipt, or (b) one Business Day after delivery to an overnight courier, or (c)

on the date personally delivered to an Authorized Officer of the party to which

sent, or (d) on the date transmitted by legible telecopier transmission with a

confirmation of receipt, in all cases addressed to the recipient at the address

for such recipient set forth in the Sale and Servicing Agreement.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Each party hereto may, by

notice given in accordance herewith to each of the other parties hereto,

designate any further or different address to which subsequent notices shall be

sent.</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">All communications and

notices pursuant hereto to Noteholders shall be in writing and delivered or

mailed at the address shown in the Note Register.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_07"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.07</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Merger

and Integration.</font></i>&#160; Except as

specifically stated otherwise herein, this Agreement sets forth the entire

understanding of the parties relating to the subject matter hereof, and all

prior understandings, written or oral, are superseded by this Agreement.&#160; This Agreement may not be modified, amended,

waived, or supplemented except as provided herein.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_08"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.08</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Headings.</font></i>&#160; The headings herein are for purposes of

reference only and shall not otherwise affect the meaning or interpretation of

any provision hereof.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_09_"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.09.</font></i></a><i><font style="font-style:italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Governing

Law.</font></i>&#160; This Agreement shall be

governed by, and construed and enforced in accordance with, the internal laws

of the State of Illinois.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><a name="Section7_10"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section

7.10</font></i></a><i><font style="font-style:italic;">.&#160;&#160;&#160;&#160;&#160;&#160;&#160; No

Bankruptcy Petition.</font></i>&#160; The

Seller covenants and agrees that, prior to the date that is one year and one

day after the payment in full of all amounts owing in respect of all

outstanding Securities, as well as any other amounts distributable or payable

from the Trust Estate, together with any other amounts owing in respect of

obligations of the Trust Depositor, it will not institute against, or solicit

or join in or cooperate with or encourage any Person to institute against, the

Trust Depositor or the Trust, any bankruptcy, reorganization, arrangement,

insolvency or liquidation proceedings or other similar proceedings under the

laws of the United State or any State of the United States.&#160; This Section 7.10 shall survive termination

of this Agreement.</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">[signature page follows]</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">18</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">IN WITNESS WHEREOF</font></b>,

the parties hereto have caused this Agreement to be executed by their

respective officers thereunto duly authorized as of the date first written

above.</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="44%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:44.46%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">HARLEY-DAVIDSON

  CUSTOMER FUNDING CORP.</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="34%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:34.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:0in 0in 0in 0in;width:5.66%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Printed Name:&#160;

  Perry A. Glassgow</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title: Treasurer</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="44%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:44.46%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">HARLEY-DAVIDSON

  CREDIT CORP.</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="34%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:34.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:0in 0in 0in 0in;width:5.66%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Printed Name:&#160;

  Perry A. Glassgow</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="40%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:40.02%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title: Treasurer</font></p>

  </td>

 </tr>

</table>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Signature Page to

Transfer and<br>

Sale Agreement</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="right" style="margin:0in 0in .0001pt 5.0in;text-align:right;"><a name="ExhibitA"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Exhibit A</font></a></p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Transfer and Sale</font></p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Agreement</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">FORM

OF ASSIGNMENT</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">In accordance with the Transfer

and Sale Agreement (the &#147;<i><font style="font-style:italic;">Agreement&#148;</font></i>) dated as of May&nbsp;1, 2003

made by and between the undersigned, as seller thereunder (&#147;<i><font style="font-style:italic;">Seller&#148;</font></i>),

and Harley-Davidson Customer Funding Corp., a Nevada corporation and

wholly-owned subsidiary of Seller (&#147;<i><font style="font-style:italic;">Trust Depositor&#148;)</font></i>, as purchaser

thereunder, the undersigned does hereby sell, transfer, convey and assign, set

over and otherwise convey to Trust Depositor (i) all the right, title and

interest of Seller in and to the Initial Contracts listed on the initial List

of Contracts in effect on the Closing Date (including, without limitation, all

security interests and all rights to receive payments which are collected

pursuant thereto on or after the Initial Cutoff Date, including any liquidation

proceeds therefrom, but excluding any rights to receive payments which were

collected pursuant thereto prior to the Initial Cutoff Date), (ii) all rights

of Seller under any physical damage or other individual insurance policy

(including a &#147;<i><font style="font-style:italic;">forced placed&#148;</font></i> policy, if any) or any debt cancellation

agreement relating to any such Contract, an Obligor or a Motorcycle securing

such Contract, (iii) all security interests in each such Motorcycle, (iv) all

documents contained in the related Contract Files, (v) all rights of Seller in

the Lockbox, Lockbox Account and related Lockbox Agreement to the extent they

relate to the Contracts, (vi) all rights (but not the obligations) of the

Seller under any motorcycle dealer agreements between the dealers (i.e.

originators of the Contracts) and the Seller, (vii) all rights of Seller to

certain rebates of premiums and other amounts relating to insurance policies,

debt cancellation agreements, extended service contracts or other repair

agreements and other items financed under such Contracts and (viii) all

proceeds and products of the foregoing</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">This Assignment is made

pursuant to and in reliance upon the representation and warranties on the part

of the undersigned contained in Article III of the Agreement and no others.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Capitalized terms used

herein but not otherwise defined shall have the meanings assigned to such terms

in the Sale and Servicing Agreement dated as of May 1, 2003 made by and among

the undersigned, as servicer, the Trust Depositor, Harley-Davidson Motorcycle

Trust 2003-2, as issuer, and BNY Midwest Trust Company, as indenture trustee.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">A-1</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">IN WITNESS WHEREOF, the

undersigned has caused this Assignment to be duly executed this

&nbsp;&nbsp;&nbsp;&nbsp; day of May, 2003.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="44%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:44.46%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">HARLEY-DAVIDSON

  CREDIT CORP.</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.24%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:41.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.24%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:41.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.24%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="33%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:33.14%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="8%" valign="top" style="padding:0in 0in 0in 0in;width:8.08%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.24%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:41.22%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Printed Name:&#160;

  Perry A. Glassgow</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.24%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:41.22%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title: Treasurer</font></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">A-2</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><a name="ExhibitB"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Exhibit B</font></a></p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Transfer and Sale</font></p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Agreement</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">FORM

OF OFFICER&#146;S CERTIFICATE</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(See Exhibit C to the Sale and Servicing Agreement)</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">B-1</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><a name="ExhibitC"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Exhibit C</font></a></p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Transfer and Sale</font></p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Agreement</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-weight:bold;margin:0in 0in .0001pt;page-break-after:auto;text-align:center;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;">FORM OF SUBSEQUENT PURCHASE AGREEMENT</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">SUBSEQUENT PURCHASE

AGREEMENT (the &#147;<i><font style="font-style:italic;">Agreement</font></i>&#148;), dated as of

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, by and among

Harley-Davidson Customer Funding Corp., a Nevada corporation (the &#147;<i><font style="font-style:italic;">Trust

Depositor</font></i>&#148;), and Harley-Davidson Credit Corp., a&#160; Nevada corporation (the &#147;<i><font style="font-style:italic;">Seller</font></i>&#148;),

pursuant to the Transfer and Sale Agreement referred to below.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">WITNESSETH:</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">WHEREAS, the Trust

Depositor and the Seller are parties to the Transfer and Sale Agreement, dated

as of May 1, 2003 (the &#147;<i><font style="font-style:italic;">Transfer and Sale Agreement</font></i>&#148;);</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">WHEREAS, pursuant to the

Transfer and Sale Agreement, the Seller wishes to sell the Subsequent Contracts

to the Trust Depositor, and the Trust Depositor wishes to purchase the same,

for the purchase price set forth in <i><font style="font-style:italic;">Section&nbsp;3</font></i> below; and</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">WHEREAS, the Seller has

timely delivered an Addition Notice related to such conveyance as required in

the Sale and Servicing Agreement dated as of May 1, 2003 among the Seller (in

the capacity of Servicer thereunder), the Issuer as defined therein, the Trust

Depositor and the Indenture Trustee as defined therein (the <i><font style="font-style:italic;">&#147;Sale and

Servicing Agreement&#148;</font></i>).</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">NOW, THEREFORE, the Trust

Depositor and the Seller hereby agree as follows:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section 1.&#160; </font></i>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Capitalized

terms used herein shall have the meanings ascribed to them in the Sale and

Servicing Agreement unless otherwise defined herein.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">&#147;Subsequent

Cutoff Date&#148; </font></i>shall mean, with respect to the Subsequent

Contracts transferred hereby,

[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;].</p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">&#147;Subsequent

Contracts&#148;</font></i> shall mean, for purposes of this Agreement, the

Subsequent Contracts listed in the Subsequent List of Contracts attached hereto

as Exhibit A.</p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">&#147;Subsequent

Transfer Date&#148;</font></i> shall mean, with respect to the Subsequent

Contracts transferred hereby,

[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;].</p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section 2. &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Subsequent List of Contracts.&#160; </font></i>The Subsequent List of Contracts attached

hereto as Exhibit A is a supplement to the initial List of Contracts attached

as <i><font style="font-style:italic;">Exhibit

H</font></i> to the Sale and Servicing Agreement.&#160; The Contracts listed in the Subsequent List of Contracts</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">C-1</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">constitute the Subsequent

Contracts to be transferred pursuant to this Agreement on the subsequent

Transfer Date.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section 3.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Transfer of Subsequent Contracts.</font></i>&#160; Subject to and upon the terms and conditions

set forth in Section 2.04(b) of the Transfer and Sale Agreement and this

Agreement, Seller hereby sells, transfers, assigns, sets over and otherwise

conveys to Trust Depositor, in consideration of Trust Depositor&#146;s payment of

$[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;] as

the purchase price therefor, (i) all the right, title and interest of Seller in

and to the Subsequent Contracts listed on the related Subsequent List of

Contracts (including, without limitation, all security interests and all rights

to receive payments which are collected pursuant thereto on or after the

applicable Subsequent Cutoff Date, including any liquidation proceeds

therefrom, but excluding any rights to receive payments which were collected

pursuant thereto prior to such Subsequent Cutoff Date), (ii) all rights of

Seller under any physical damage or other individual insurance policy

(including a<i><font style="font-style:italic;">

&#147;forced placed&#148;</font></i> policy, if any) or any debt cancellation agreement

relating to any such Subsequent Contract, an Obligor or a Motorcycle securing

such Subsequent Contract, (iii) all security interests in each such Motorcycle,

(iv) all documents contained in the related Subsequent Contract Files, (v) all

rights of Seller in the Lockbox, Lockbox Account and related Lockbox Agreement

to the extent they relate to the Subsequent Contracts, (vi) all rights (but not

the obligations) of the Seller under any motorcycle dealer agreements between

the dealers (<i><font style="font-style:italic;">i.e.</font></i> originators of such Subsequent Contracts) and the

Seller, (vii) all rights of Seller to certain rebates of premiums and other

amounts relating to insurance policies, debt cancellation agreements, extended

service contracts or other repair agreements and other items financed under

such Subsequent Contracts and (viii) all proceeds and products of the

foregoing.&#160; It is the intention of the

Seller and the Trust Depositor that the transfer contemplated by this Agreement

shall constitute a sale of the Subsequent Contracts from the Seller to the Trust

Depositor, conveying good title thereto free and clear of any Liens, and that

the Subsequent Contracts shall not be part of the Seller&#146;s estate in the event

of the filing of a bankruptcy petition by or against Seller under any

bankruptcy or similar law.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section 4.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Representations and Warranties of the Seller.</font></i>&#160; (a) Seller hereby represents and warrants to

the Trust Depositor that the representations and warranties of Seller in

Section 3.01 of the Transfer and Sale Agreement are true and correct as of the Subsequent

Transfer Date.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Seller hereby repeats and remakes

with respect to the Subsequent Contracts as of the Subsequent Transfer Date (i)

the representations and warranties of Seller in Sections 3.02, 3.03 and 3.04 of

the Transfer and Sale Agreement, except that, with respect to subsection (b) of

Section 3.03, (A) approximately

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;% of the Principal

Balance of the Contracts as of the Subsequent Cutoff Date is attributable to

loans for purchases of new Motorcycles and approximately

&nbsp;&nbsp;&nbsp;&nbsp;% is attributable to loans for purchases of used

Motorcycles, and (B) no Contract was originated after the Subsequent Cutoff

Date, as well as (ii) covenants to provide the certificate required by Section

2.02(h) (solely with respect to the Subsequent Contracts).</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Seller hereby represents and warrants

that (a) the aggregate Principal Balance of the Subsequent Contracts listed on

the Subsequent List of Contracts and conveyed to the Trust</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">C-2</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
<!-- SEQ.=1,FOLIO='C-2',FILE='C:\C2\creyer\1452_1\t_1579089\j1452_ex10d22.htm',USER='tchan',CD='May 21 05:47 2003' -->
<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Depositor pursuant to this

Agreement is

$[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;]

as of the Subsequent Cutoff Date, and (b) the conditions set forth in Section

2.04(b) of the Transfer and Sale Agreement have been satisfied as of the

Subsequent Transfer Date.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section 5.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Ratification of Agreement.</font></i>&#160; As supplemented by this Agreement, the

Transfer and Sale Agreement is in all respects ratified and confirmed and, as

so supplemented by this Agreement, shall be read, taken and construed as one

and the same instrument.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section 6.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Counterparts.</font></i>&#160; This Agreement may be executed in two or

more counterparts (and by different parties in separate counterparts), each of

which shall be an original but all of which together shall constitute one and

the same instrument.</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:.5in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Section 7.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Governing Law.</font></i>&#160; This Agreement shall be construed in

accordance with the laws of the State of Illinois, without reference to its

conflict of law provisions, and the obligations, rights and remedies of the

parties hereunder shall be determined in accordance with such laws.</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">C-3</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
<!-- SEQ.=1,FOLIO='C-3',FILE='C:\C2\creyer\1452_1\t_1579089\j1452_ex10d22.htm',USER='tchan',CD='May 21 05:47 2003' -->
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">IN

WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed

by their respective officers thereunto duly authorized as of the date first

written above.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="44%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:44.46%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">HARLEY-DAVIDSON

  CUSTOMER FUNDING CORP.</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:4.8%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="39%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:39.66%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:41.12%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="33%" colspan="2" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:33.84%;"><a name="cells"></a>

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="padding:0in 0in 0in 0in;width:7.28%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:41.12%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Printed Name:&#160;

  Perry A. Glassgow</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:41.12%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title: Treasurer</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:41.12%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:41.12%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="44%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:44.46%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">HARLEY-DAVIDSON

  CREDIT CORP.</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:41.12%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:41.12%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="33%" colspan="2" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:33.84%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="padding:0in 0in 0in 0in;width:7.28%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:41.12%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Printed Name:&#160;

  Perry A. Glassgow</font></p>

  </td>

 </tr>

 <tr>

  <td width="55%" valign="top" style="padding:0in 0in 0in 0in;width:55.54%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:41.12%;">

  <p style="margin:0in 0in .0001pt 30.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title: Treasurer</font></p>

  </td>

 </tr>

 <tr height="0">

  <td width="400" style="border:none;"></td>

  <td width="24" style="border:none;"></td>

  <td width="11" style="border:none;"></td>

  <td width="233" style="border:none;"></td>

  <td width="53" style="border:none;"></td>

 </tr>

</table>



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