SBT Bancorp, Inc.
EXHIBIT 10.6
<DOCUMENT>
<TYPE>EX-10.6
<SEQUENCE>5
<FILENAME>a5929900ex10-6.txt
<DESCRIPTION>EXHIBIT 10.6
<TEXT>
                                                                    Exhibit 10.6

                                    AMENDMENT
                                     TO THE
                           CHANGE OF CONTROL AGREEMENT
                                     BETWEEN
                            ANTHONY F. BISCEGLIO AND
                       SIMSBURY BANK & TRUST COMPANY, INC.

     WHEREAS, Anthony F. Bisceglio (the "Executive") and Simsbury Bank & Trust
Company, Inc. (the "Bank") previously entered into a Change of Control Agreement
dated as of July 30, 1999 (the "Change of Control Agreement"); and

     WHEREAS, the Executive and the Bank wish to amend the Change of Control
Agreement as of December 31, 2008 in order to cause that agreement to fully
comply with the requirements of Section 409A of the Internal Revenue Code of
1986, as amended;

     NOW, THEREFORE, it is agreed that the Change of Control Agreement is
amended as of December 31, 2008 as follows, and that all other terms and
conditions of the Change of Control Agreement remain unchanged:

          1. Section 1(a)(iii) of the Change of Control Agreement is amended by
          deleting the last two sentences thereof and replacing them with the
          following:

               "The amount shall be paid in a lump sum cash payment upon
               termination; and"

          2. Section 1(e) of the Change of Control Agreement is amended by
          adding the following to the end thereof:

               "The Indemnification Amount shall be paid to the Executive on or
               before the due date for the Executive's federal income tax return
               (determined without extensions) on which the excess parachute
               payment must be reported."


<PAGE>

          3. The Change of Control Agreement is amended by adding the following
          new Section 6A, following the end of Section 6 thereof:

               "6A. Section 409A Delay. Notwithstanding anything else herein to
               the contrary, any payments due hereunder as a result of the
               termination of the Executive's employment may be delayed until a
               date no later than six months following such termination of
               employment, if such delay is determined by the Bank to be
               necessary in order to comply with the requirements of Section
               409A of the Internal Revenue Code. In the event that any payments
               are so delayed, the Bank shall credit simple interest of 5% on
               such delayed payments."


Simsbury Bank and Trust Company                         Anthony F. Bisceglio

_/S/____________________________                        __/S/___________________
By:  Martin J. Geitz

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</DOCUMENT>
