ANDERSONS INC
EX-10.30
<DOCUMENT>
<TYPE>EX-10.30
<SEQUENCE>2
<FILENAME>exhibit1.htm
<DESCRIPTION>EX-10.30
<TEXT>
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<TITLE> EX-10.30 </TITLE>
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<P align="center" style="font-size: 10pt"><FONT style="font-size: 12pt"><U><B>FIRST AMENDMENT </B></U><BR>
<U><B>TO AMENDED AND RESTATED LOAN AGREEMENT</B></U></FONT>



<P align="left" style="font-size: 12pt; text-indent: 4%">This First Amendment to Amended and Restated Loan Agreement (&#147;<B>Amendment</B>&#148;) is made as of April
16, 2008, by and among THE ANDERSONS, INC., an Ohio corporation (the &#147;<B>Borrower</B>&#148;), the financial
institutions signatory hereto and U.S. BANK NATIONAL ASSOCIATION, a national banking association
(&#147;<B>U.S. Bank</B>&#148;), in its capacity as Agent for the Lenders (in such capacity, the &#147;<B>Agent</B>&#148;) and as one
of the Lenders.


<P align="center" style="font-size: 12pt"><B>RECITAL</B>



<P align="left" style="font-size: 12pt; text-indent: 4%">This Amendment is made with respect to the Amended and Restated Loan Agreement made as of
February&nbsp;21, 2008, (as amended, modified, supplemented, renewed or restated from time to time, the
&#147;<B>Agreement</B>&#147;). Capitalized terms that are not defined in this Amendment shall have the meanings
assigned to them in the Agreement. The Borrower and the Lenders desire (a)&nbsp;to increase the total
amount of the Line of Credit A Loan Commitments to $655,000,000 (with the same maturity date as
presently provided therefore), (b)&nbsp;to increase the total amount of the Line of Credit B Loan
Commitments to $247,190,229 (with a shortened maturity date 180&nbsp;days after the date of this
Amendment), and (c)&nbsp;to amend certain other terms of the Agreement.


<P align="left" style="font-size: 12pt; text-indent: 4%">NOW, THEREFORE, in consideration of the foregoing and of the terms and conditions contained in
this Amendment, and of any loans or extensions of credit or other financial accommodations
heretofore, now or hereafter made to or for the benefit of Borrower, the parties agree as follows:


<P align="left" style="font-size: 12pt; text-indent: 4%">1.&nbsp;<U>Section&nbsp;1.1</U> of the Agreement, <U><B>General Definitions</B></U>, is hereby amended by
amending and adding the following definitions as follows:


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>"</B><U><B>Agent&#146;s Letter</B></U><B>&#148; </B>shall mean, collectively, the letter agreement between
Borrower and the Agent dated February&nbsp;21, 2008 and the letter agreement between
Borrower and the Agent dated April&nbsp;16, 2008.



<P align="left" style="margin-left:4%; font-size: 12pt; text-indent: 4%"><B>"</B><U><B>Applicable Margin</B></U><B>&#148; </B>shall mean


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">(a)&nbsp;until the Reset Date referred to in the following Subsection (b), with
respect to Swing Line Advances, Line of Credit A Advances or Line of Credit B
Advances which are Daily Reset LIBOR Rate Loans, Base Rate Loans or LIBOR Rate
Loans, Commitment Fees for the Line of Credit A Loan Commitments and the Commitment
Fees for the Line of Credit B Loan Commitments (&#147;Non-Use Fees&#148;), Standby LC Fees and
Commercial LC Fees, the rates per annum as set forth in the tables and paragraph
below:


<P align="center" style="font-size: 10pt; display: none; text-indent: 4%">1
<!-- PAGEBREAK -->

<P align="left" style="font-size: 12pt; text-indent: 4%"><FONT style="font-size: 11pt">Swing Line Advances, Line of Credit A Advances,
</FONT>


<P align="left" style="margin-left:4%; font-size: 11pt">Commitment Fees Line A and Commitment Fees Line B:

<DIV align="center">
<TABLE style="font-size: 11pt" cellspacing="0" border="0" cellpadding="0" width="95%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="16%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="7%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="8%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="13%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="13%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="13%">&nbsp;</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Financial</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Non-Use Fees</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">Daily Reset LIBOR Rate &#038;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">&nbsp;</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Performance Level</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Base Rate</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">LIBOR Rate</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Line A and Line B</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">N/A</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.0</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">1.000</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.150</TD>
    <TD nowrap>%</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="left" style="font-size: 11pt; text-indent: 4%">Line of Credit B Advances:

<DIV align="center">
<TABLE style="font-size: 11pt" cellspacing="0" border="0" cellpadding="0" width="95%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="23%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="12%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="13%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="20%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="20%">&nbsp;</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Financial</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">&nbsp;</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Performance Level</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Base Rate</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">LIBOR Rate</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">N/A</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.0</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">1.500</TD>
    <TD nowrap>%</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="left" style="font-size: 11pt; text-indent: 4%">Letter of Credit Fees:

<DIV align="center">
<TABLE style="font-size: 11pt" cellspacing="0" border="0" cellpadding="0" width="95%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="20%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="17%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="17%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="17%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="17%">&nbsp;</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Financial</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">&nbsp;</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Performance Level</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Standby LC Fees</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Commercial LC Fees</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">N/A</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">1.000</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.450</TD>
    <TD nowrap>%</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 11pt; text-indent: 4%"><FONT style="font-size: 12pt">(b)&nbsp;beginning with the Reset Date referred to below, with respect to Swing
Line Advances or Line of Credit A Advances which are Daily Reset LIBOR Rate Loans,
Base Rate Loans or LIBOR Rate Loans, Commitment Fees for the Line of Credit A Loan
Commitments (&#147;Non-Use Fees&#148;), Standby LC Fees and Commercial LC Fees, the rates per
annum as set forth in the tables and paragraph below, for the then applicable
Financial Performance Level:
</FONT>


<P align="left" style="margin-left:4%; font-size: 12pt">Swing Line Advances, Line of Credit A Advances, Commitment Fees Line A:

<DIV align="center">
<TABLE style="font-size: 12pt" cellspacing="0" border="0" cellpadding="0" width="95%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="28%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="6%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="6%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="10%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="11%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="10%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="11%">&nbsp;</TD>
</TR>
<TR style="font-size: 12pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Financial</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Non-Use Fees</TD>
</TR>
<TR style="font-size: 12pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">Daily Reset LIBOR Rate &#038; LIBOR</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">&nbsp;</TD>
</TR>
<TR style="font-size: 12pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Performance Level</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Base Rate</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Rate</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Line A</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="font-size: 12pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Level 1</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.0</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">1.000</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.225</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="bottom" style="font-size: 12pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Level 2</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.0</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.850</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.200</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="bottom" style="font-size: 12pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Level 3</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.0</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.700</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.175</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="bottom" style="font-size: 12pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Level 4</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.0</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.550</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.150</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="bottom" style="font-size: 12pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Level 5</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.0</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.500</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.125</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="bottom" style="font-size: 12pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Level 6</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.0</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.500</TD>
    <TD nowrap>%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">0.100</TD>
    <TD nowrap>%</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="center" style="font-size: 10pt; display: none">2
<!-- PAGEBREAK -->


<P align="left" style="font-size: 12pt; text-indent: 4%"><FONT style="font-size: 11pt">Letter of Credit Fees:
</FONT>
<DIV align="center">
<TABLE style="font-size: 11pt" cellspacing="0" border="0" cellpadding="0" width="95%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="34%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="13%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="14%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="13%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="14%">&nbsp;</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Financial</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3">&nbsp;</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Performance Level</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Standby LC Fees</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000">Commercial LC Fees</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Level 1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">1.000</TD>
    <TD nowrap valign="top">%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.450</TD>
    <TD nowrap valign="top">%</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Level 2
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.850</TD>
    <TD nowrap valign="top">%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.395</TD>
    <TD nowrap valign="top">%</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Level 3
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.700</TD>
    <TD nowrap valign="top">%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.340</TD>
    <TD nowrap valign="top">%</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Level 4
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.550</TD>
    <TD nowrap valign="top">%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.285</TD>
    <TD nowrap valign="top">%</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Level 5
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.500</TD>
    <TD nowrap valign="top">%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.230</TD>
    <TD nowrap valign="top">%</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Level 6
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.500</TD>
    <TD nowrap valign="top">%</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">0.175</TD>
    <TD nowrap valign="top">%</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 11pt"><FONT style="font-size: 12pt">The Agent will review Borrower&#146;s financial performance as of each fiscal
quarter end, beginning with fiscal quarter end June&nbsp;30, 2008, after its receipt of
Borrower&#146;s financial statements and Compliance Certificate as of the end of such
fiscal quarter, and will confirm Borrower&#146;s determination as to whether Borrower&#146;s
Financial Performance Level based on such fiscal quarter end is Level 1, Level 2,
Level 3, Level 4, Level 5 or Level 6. As so confirmed by the Agent, Borrower&#146;s
Financial Performance Level will determine the Applicable Margin effective for Swing
Line Advances, Line of Credit A Advances, the Commitment Fees for the Line of Credit
A Loan Commitments, Standby LC Fees and Commercial LC Fees for the three month
period beginning on the first Business Day of the third month following the end of
such fiscal quarter if the Agent receives such quarter end financial statements
prior to the last five (5)&nbsp;Business Days of the second month following the end of
such fiscal quarter. If the Agent receives such quarter end financial statements
during or after the last five (5)&nbsp;Business Days of the second month following the
end of such fiscal quarter (but prior to the end of the third month following the
end of such fiscal quarter), any reduction in the Applicable Margin will be delayed
until the tenth day of the month following the month in which the Agent receives
such quarter end financial statements, but any increase in the Applicable Margin
will be effective as of the first Business Day of the third month following the end
of such fiscal quarter. If the Agent does not receive such quarter end statements
prior to the end of the third month following the end of such fiscal quarter,
Borrower&#146;s Financial Performance Level shall be deemed to be Level 1 beginning with
the tenth day of the fourth month following the end of such fiscal quarter and shall
remain at Level 1 until the 15<sup>th</sup> Business Day after such financial
statements are received by the Agent and a determination by the Agent that a
different Financial Level shall apply during the remainder of the three month
period. Notwithstanding the forgoing, the first date that the Applicable Margin
shall be determined in accordance with this Subsection (b), shall be the later of
the (a)&nbsp;the date determined in accordance with the foregoing, and (b)&nbsp;October&nbsp;14,
2008 (the &#147;<B>Reset Date</B>&#148;).
</FONT>

<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>"</B><U><B>Asset Coverage Ratio</B></U><B>&#148; </B>shall mean, for any date of determination, the
ratio of (a)&nbsp;the sum of (i)&nbsp;the aggregate principal amount of the Line of Credit A
Loan Liabilities, (ii)&nbsp;the aggregate amount of the LC Obligations, (iii)&nbsp;the
aggregate principal amount of the Line of Credit B Loan Liabilities, and (iv)&nbsp;the
aggregate principal amount of all other Indebtedness of Borrower, on a consolidated
basis, other than permitted Priority Debt, Subordinated Debt and the indebtedness
evidenced by the Debenture Bonds; divided by (b)&nbsp;the sum of the amounts of
Borrower&#146;s (i)&nbsp;accounts receivable, (ii)&nbsp;deposits and investments permitted under
<U>Section&nbsp;8.8(a), (b)&nbsp;or (c)</U> (net of any checks or other debits outstanding),
(iii)&nbsp;net margin accounts and (iv)&nbsp;inventory, modified, in the case of inventory, to
include all current and non-current commodity derivative assets and liabilities
recorded on the Company&#146;s balance sheet in accordance with GAAP, in each case, as
they would normally appear on Borrower&#146;s balance sheet according to GAAP.


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>"</B><U><B>Debenture Bonds</B></U><B>&#148; </B>means those certain Debentures described outstanding
on the date hereof which Debentures were issued pursuant to that certain Indenture
dated as of October&nbsp;1, 1985, as supplemented from time to time.


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>"</B><U><B>Hedged Inventory</B></U><B>&#148; </B>shall mean Inventory consisting of commodities that
are hedged against price fluctuation using traditionally recognized methods of
hedging, including, but not limited to, futures contracts, placed through a
recognized commodities broker adjusted to include all current and non-current
commodity derivative assets and liabilities recorded on the Company&#146;s balance sheet
in accordance with GAAP.


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>"</B><U><B>Indebtedness</B></U><B>&#148; </B>with respect to any Person means, at any time, without
duplication,


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">(a) (i)&nbsp;its liabilities for borrowed money and (ii)&nbsp;its redemption obligations
in respect of preferred stock which is or upon the occurrence of certain events may
be mandatorily redeemable by the holders thereof at any time prior to the payment in
full of the Liabilities;


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">(b)&nbsp;its liabilities for the deferred purchase price of property acquired by
such Person (excluding accounts payable arising in the ordinary course of business
but including all liabilities created or arising under any conditional sale or other
title retention agreement with respect to any such property);


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">(c) (i)&nbsp;all liabilities appearing on its balance sheet in accordance with GAAP
in respect of capital leases and (ii)&nbsp;all liabilities which would appear on its
balance sheet in accordance with GAAP in respect of synthetic leases assuming such
synthetic leases were accounted for as capital leases;


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">(d)&nbsp;all liabilities for borrowed money secured by any lien or security interest
with respect to any property owned by such Person (whether or not it has assumed or
otherwise become liable for such liabilities);


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">(e)&nbsp;all its liabilities in respect of letters of credit or instruments serving
a similar function issued or accepted for its account by banks and other financial
institutions (whether or not representing obligations for borrowed money); and


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">(f)&nbsp;any guaranty of such Person with respect to liabilities of a type described
in any of clauses (a)&nbsp;through (e)&nbsp;hereof.


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">Indebtedness of any Person shall include all obligations of such Person of the
character described in clauses (a)&nbsp;through (f)&nbsp;to the extent such Person remains
legally liable in respect thereof notwithstanding that any such obligation is deemed
to be extinguished under GAAP.


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">"<U><B>Line of Credit A Loan Commitment</B></U>&#148; shall mean as to any Lender, such
Lender&#146;s Pro Rata Percentage of $655,000,000, as set forth opposite such Lender&#146;s
name under the heading &#147;Line of Credit A Loan Commitments&#148; on <U>Schedule&nbsp;A-2</U>,
subject to Assignment and Acceptance in accordance with <U>Section&nbsp;10.23</U>, and
as such amount may be reduced or terminated from time to time pursuant to
<U>Sections&nbsp;2.3(c), 2.8 or 9.1</U>; and <B>"</B><U><B>Line of Credit A Loan Commitments</B></U><B>&#148;</B>
shall mean collectively, the Line of Credit A Loan Commitments for all the Lenders.


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">"<U><B>Line of Credit B Loan Commitment</B></U>&#148; shall mean as to any Lender, such
Lender&#146;s Pro Rata Percentage of $247,190,229, as set forth opposite such Lender&#146;s
name under the heading &#147; Line of Credit B Loan Commitments&#148; on <U>Schedule&nbsp;A-2</U>,
subject to Assignment and Acceptance in accordance with <U>Section&nbsp;10.23</U>, and
as such amount may be reduced or terminated from time to time pursuant to
<U>Sections&nbsp;2.3(c), 2.8 or 9.1</U> and as such amount may be increased from time to
time pursuant to <U>Section&nbsp;10.31(b)</U>; and <B>"</B><U><B>Line of Credit B Loan
Commitments</B></U><B>&#148; </B>shall mean collectively, the Line of Credit B Loan Commitments for
all the Lenders.


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>"</B><U><B>Margin Accounts</B></U><B>&#148; </B>shall mean, collectively, all Commodity Accounts and
all Commodity Contracts and (to the extent not included in Commodity Accounts or
Commodity Contracts) all Swap Contracts and cash forward contracts maintained by
Borrower and its consolidated subsidiaries with respect to Hedged Inventory.


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>"</B><U><B>Maturity Date</B></U><B>&#148; </B>shall mean, as applicable, the earlier of: (a)&nbsp;as to
the Swing Line or the Line of Credit A and LC Obligations, September&nbsp;30, 2009; (b)
as to the Line of Credit B, October&nbsp;14, 2008; and (c)&nbsp;in all cases, the earlier date
of termination in whole of the Commitments pursuant to <U>Sections&nbsp;2.3(c), 2.8 or
9.1</U>.


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>"</B><U><B>Subordinated Debt</B></U><B>&#148; </B>shall mean the consolidated, subordinated,
unsecured debt of Borrower that is subordinated to the Liabilities in accordance
with a subordination agreement or subordination agreements, in form and substance
acceptable to the Required Lenders.


<P align="left" style="font-size: 12pt; text-indent: 4%">2.&nbsp;Notwithstanding the terms of <U>Section&nbsp;2.1.2</U> of the Agreement, <U><B>Line of Credit
A</B></U>, <U>Section&nbsp;2.1.3</U> of the Agreement, <U><B>Line of Credit B</B></U>, <U>Section&nbsp;2.3</U> of the
Agreement, <U><B>Prepayments; Termination of the Commitments</B></U>, and other terms of the Agreement,
until the Maturity Date with respect to the Line of Credit B, Advances shall be made and repayments
shall be applied so that the aggregate amounts outstanding under the Line of Credit A and the Line
of Credit B are substantially in proportion to one another (for example, if an Advance is
requested, 655,000,000/902,190,229 multiplied by the amount of the Advance shall be made under the
Line of Credit A and $247,190,229/902,190,229 multiplied by the amount of the Advance shall be
made under the Line of Credit B). For the convenience of the Agent exact proportions need not be
maintained at all times, but whenever an imbalance is needed for the convenience of the Agent, the
Agent shall elect, when feasible, to leave a proportionately higher amount outstanding under the
Line of Credit B.


<P align="left" style="font-size: 12pt; text-indent: 4%">3.&nbsp;Notwithstanding the terms of Subsection (b)&nbsp;of <U>Section&nbsp;7.1</U> of the Agreement,
<U><B>Financial and Other Information</B></U>, Borrower shall cause to be furnished to the Agent (with
copies to the other Lenders), from time to time and in a form acceptable to the Agent, as soon as
practicable and in any event within forty five (45)&nbsp;days after and as of the end of each monthly
accounting period through August of 2008, a report of Borrower&#146;s Asset Coverage Ratio, using a
truncated form of Compliance Certificate in substantially the form attached to this Amendment as
<U>Exhibit&nbsp;7A-2</U>.


<P align="left" style="font-size: 12pt; text-indent: 4%">4.&nbsp;The Compliance Certificate referred to in Subsection (b)&nbsp;of <U>Section&nbsp;7.1</U> of the
Agreement, <U><B>Financial and Other Information</B></U>, shall be in substantially the form attached to
this Amendment as <U>Exhibit&nbsp;7A-2</U>.


<P align="left" style="font-size: 12pt; text-indent: 4%">5.&nbsp;<U>Section&nbsp;8.2</U> of the Agreement, <U><B>Consolidations, Mergers or Acquisitions</B></U>,
shall be amended to read as follows:


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>8.2 </B><U><B>Consolidations, Mergers or Acquisitions</B></U><B>. </B>Borrower and its
consolidated subsidiaries shall not enter into or execute any agreement to
recapitalize or consolidate with, merge with, or otherwise acquire the assets or
properties of any other Person except: (a)&nbsp;Borrower may acquire the assets of its
consolidated subsidiaries or merge with its consolidated subsidiaries, provided that
Borrower is the survivor of any such merger; (b)&nbsp;Borrower may acquire Inventory in
the ordinary course of business, and (c)&nbsp;Borrower may make other acquisitions or
enter into other mergers, not to exceed $100,000,000 in the aggregate of exchange or
transfer value in fiscal year 2008 of Borrower, and not to exceed $75,000,000 in the
aggregate of exchange or transfer value in any fiscal year of Borrower thereafter,
provided, in each case that Borrower is the survivor of any such merger.


<P align="center" style="font-size: 10pt; display: none; text-indent: 4%">3
<!-- PAGEBREAK -->

<P align="left" style="font-size: 12pt; text-indent: 4%">6.&nbsp;<U>Section&nbsp;8.5</U> of the Agreement, <U><B>Disposition of Property</B></U>, shall be amended to
read as follows:


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>8.5 </B><U><B>Disposition of Property</B></U><B>. </B>Borrower and its consolidated
subsidiaries shall not sell, lease, transfer or otherwise dispose of any of their
properties, assets or rights in excess of the aggregate amount of $10,000,000 in
book value in any fiscal year of Borrower, except: (a)&nbsp;Inventory may be sold by
Borrower and its consolidated subsidiaries in the ordinary course of Borrower&#146;s
business; and (b)&nbsp;Borrower and its consolidated subsidiaries may dispose of obsolete
or worn out property in the ordinary course of business (which in any event shall be
deemed to include the sale or other disposition of unneeded railcars in the ordinary
course of the business of Borrower and its consolidated subsidiaries).


<P align="left" style="font-size: 12pt; text-indent: 4%">7.&nbsp;<U>Section&nbsp;8.8</U> of the Agreement, <U><B>Deposits, Investments, Advances or Loans</B></U>,
shall be amended to read as follows:


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%"><B>8.8 </B><U><B>Deposits, Investments, Advances or Loans</B></U><B>. </B>Borrower and its
consolidated subsidiaries shall not make or permit to exist deposits, investments,
advances or loans (other than deposits, investments, advances or loans existing on
the date of the execution of this Agreement and disclosed to the Agent in writing on
or prior to such date) in or to Affiliates or any other Person, except: (a)
investments in short term direct obligations of the United States Government (b)
investment grade corporate and state and local government securities (Rated BBB- or
better by Standard &#038; Poor&#146;s Ratings Services, a division of The McGraw Hill
Companies, Inc. or rated BAA3 or better by Moody&#146;s Investors Service, Inc.); (c)
certificates of deposit or demand deposit accounts issued by or maintained with a
bank satisfactory to the Agent in the Agent&#146;s reasonable determination; (d)&nbsp;advances
or loans to officers, directors, employees, or Affiliates as and when permitted by
<U>Section&nbsp;8.7</U>; (e)&nbsp;secured loans made by the Borrower to other Persons in the
ordinary course of business not to exceed $75,000,000 in the aggregate in any fiscal
year of Borrower; and (f)&nbsp;other unsecured loans to and/or investments in other
Persons by the Borrower not to exceed $75,000,000 in the aggregate in any fiscal
year of Borrower.


<P align="left" style="font-size: 12pt; text-indent: 4%">8.&nbsp;Subsection (b)&nbsp;of <U>Section&nbsp;10.31</U> of the Agreement, <U><B>Amendments and Waivers</B></U>,
shall be amended to read as follows:


<P align="left" style="margin-left:4%; margin-right:4%; font-size: 12pt; text-indent: 4%">(b)&nbsp;Prior to the Maturity Date with respect to the Line of Credit B and
provided that a Default or a Matured Default has not occurred and is continuing,
this Agreement may be amended from time to time to increase the total amount of the
Line of Credit B Loan Commitments to an amount not exceeding $300,000,000 in the
aggregate, by one or more written amendments executed by Borrower, the Agent and
one or more Lenders (together with new Notes and other Financing Agreements as may
be reasonably required by the Agent). Subject to the following <U>Section
10.31(c)</U>, any such increase shall be allocated to new or existing Lenders at the
discretion of the Agent and Borrower.


<P align="left" style="font-size: 12pt; text-indent: 4%">9.&nbsp;AgStar Financial Services, PCA, as a new Lender: (a)&nbsp;confirms that it has received copies
of the Financing Agreements, together with copies of the most recent financial statements referred
to in <U>Section&nbsp;7.1</U> of the Agreement and such other documents and information as it has
deemed appropriate to make its own credit analysis and decision to enter into this Amendment; (b)
agrees that it will, independently and without reliance upon the Agent, or any other Lender and
based on such documents and information as it shall deem appropriate at the time, continue to make
its own credit decisions in taking or not taking action under the Agreement; (c)&nbsp;appoints and
authorizes the Agent to take such action on it&#146;s behalf and to exercise such powers under the
Financing Agreements as are delegated to the Agent by the terms thereof, together with such powers
as are reasonably incidental thereto; (d)&nbsp;agrees that it will perform in accordance with their
terms all of the obligations which by the terms of the Agreement and the other Financing Agreements
are required to be performed by it as a Lender; and (e)&nbsp;specifies as its address for notices the
office set forth in the information it has provided to the Agent.


<P align="left" style="font-size: 12pt; text-indent: 4%">10.&nbsp;The Borrower represents and warrants that as of the date of this Amendment no Default or
Matured Default has occurred and is continuing. The officer signing on behalf of the Borrower
represents and warrants the Resolutions of the Board of Directors of the Borrower dated December
14, 2007, as certified to U.S. Bank on or about January&nbsp;2, 2008, are still in full force and
effect, and that the execution and delivery of this Amendment has thereby been duly authorized by
all necessary corporate action.


<P align="left" style="font-size: 12pt; text-indent: 4%">11.&nbsp;This Amendment shall be effective as of its date, and Equalization Transfers shall be made
in accordance with Section&nbsp;2.1.5 of the Agreement so that each Lender holds its pro rata share of
the outstanding principal balance of all Loans, conditioned upon the execution and delivery to the
Agent, in form and substance reasonably acceptable to the Agent, of the following: (a)&nbsp;this
Amendment, executed by the Borrower, the Agent and the Lenders; (b)&nbsp;the Supplement to the Amended
and Restated Agents Letter; and (c)&nbsp;Line of Credit A Notes and Line of Credit B Notes reflecting
the revised Commitment Amounts of the Lenders.


<P align="left" style="font-size: 12pt; text-indent: 4%">12.&nbsp;This Amendment shall be an integral part of the Agreement, and all of the terms set forth
therein are hereby incorporated in this Amendment by reference, and all terms of this Amendment are
hereby incorporated into said Agreement as if made an original part thereof. All of the terms and
conditions of the Agreement, which are not modified in this Amendment, shall remain in full force
and effect. To the extent the terms of this Amendment conflict with the terms of the Agreement,
the terms of this Amendment shall control.


<P align="left" style="font-size: 12pt"><B>{Signature Pages Follow}</B>


<P align="center" style="font-size: 10pt; display: none">4
<!-- PAGEBREAK -->

<P align="left" style="font-size: 12pt">IN WITNESS WHEREOF, the parties hereto have executed this Amendment as of the day and year first
herein above written.


<P align="left" style="font-size: 12pt"><B>THE ANDERSONS, INC.</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Gary Smith</B></U>
<BR>
<B>Gary Smith</B>
<BR>
<B>V.P. Finance &#038; Tresurer</B>


<P align="left" style="font-size: 12pt"><B>U.S. BANK NATIONAL ASSOCIATION</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Elizabeth Hund</B></U><BR>
<B>Elizabeth Hund</B><BR><B>
Senior Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>COBANK, ACB</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ S. Richard Dill</B></U><BR>
<B>S. Richard Dill</B><BR><B>
Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>HARRIS N.A. (as successor by merger with Harris Trust and Savings Bank)</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Robert H. Wolohan</B></U><BR>
<B>Robert H. Wolohan</B><BR><B>
Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>FIFTH THIRD BANK</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ David Gerken</B></U><BR>
<B>David Gerken</B><BR><B>
Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>{Signature Page to First Amendment to Amended and Restated Loan Agreement &#151; The Andersons, Inc.}</B>


<P align="left" style="font-size: 12pt"><B>COOPERATIEVE CENTRALE RAIFFEISEN-BOERENLEENBANK B.A., &#147;RABOBANK NEDERLAND&#148;, NEW YORK BRANCH</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Brad Peterson</B></U><BR>
<B>Brad Peterson</B><BR><B>
Executive Director</B><BR>


<P align="left" style="font-size: 12pt"><U><B>By: Andrew Sherman</B></U><BR>
<B>Andrew Sherman</B><BR><B>
Executive Director</B><BR>


<P align="left" style="font-size: 12pt"><B>ABN AMRO BANK N.V.</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Linda Taliani</B></U><BR>
<B>Linda Taliani</B><BR><B>
Senior Vice President</B><BR>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Robert E. OConnell</B></U><BR>
<B>Robert E. OConnell</B><BR><B>
Managing Director</B><BR>


<P align="left" style="font-size: 12pt"><B>BRANCH BANKING AND TRUST</B>


<P align="left" style="font-size: 12pt"><BR>
<B>COMPANY</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Robert Searson</B></U><BR>
<B>Robert Searson</B><BR><B>
Senior Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>WELLS FARGO BANK, NATIONAL</B>


<P align="left" style="font-size: 12pt"><BR>
<B>ASSOCIATION</B>
<BR>
<U><B>By: /s/ Edward L. Cooper III</B></U>
<BR>
<B>Edward Cooper III</B><BR><B>
Senior Vice President</B>


<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 12pt; color: #000000; background: transparent">
    <TD width="1%" nowrap align="right">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><B>{Signature Page to First Amendment to Amended and Restated Loan Agreement &#151; The Andersons, Inc.}</B></TD>
</TR>

</TABLE>


<P align="left" style="font-size: 12pt"><B>BANK OF AMERICA, NA</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Daniel Petrik</B></U><BR>
<B>By Daniel Petrik</B><BR><B>
Senior Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>BANK OF THE WEST</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Theodore Cybularz</B></U><BR>
<B>By Theodore Cybularz</B><BR><B>
Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>THE HUNTINGTON NATIONAL</B>
<BR>
<B>BANK</B>


<P align="left" style="font-size: 12pt"><BR>
<U><B>By: /s/ Jeffrey Canfield</B></U>
<BR>
<B>Jeffrey Canfield</B><BR><B>
Senior Vice President</B>


<P align="left" style="font-size: 12pt"><B>GREENSTONE FARM CREDIT</B>
<BR>
<B>SERVICES, ACA / FLCA</B>
<BR>
<U><B>By: /s/ Curt Flammini</B></U>
<BR>
<B>Curt Flammini</B><BR><B>
Vice President</B>


<P align="left" style="font-size: 12pt"><B>PNC BANK, NATIONAL</B>
<BR>
<B>ASSOCIATION</B>
<BR>
<U><B>By: /s/ Joseph G. Moran</B></U>
<BR>
<B>Joseph G. Moran</B><BR><B>
Senior Vice President</B>


<P align="left" style="font-size: 12pt"><B>AGFIRST FARM CREDIT BANK</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Bruce Fortner</B></U><BR>
<B>Bruce Fortner</B><BR><B>
Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>{Signature Page to First Amendment to Amended and Restated Loan Agreement &#151; The Andersons, Inc.}</B>


<P align="left" style="font-size: 12pt"><B>FARM CREDIT BANK OF TEXAS</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Luis M. H. Requejo</B></U><BR>
<B>Luis M. H. Requejo</B><BR><B>
Managing Director Capital Markets</B><BR>


<P align="left" style="font-size: 12pt"><B>FCS FINANCIAL, PCA</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Laura M. Roessler</B></U><BR>
<B>Laura M. Roessler</B><BR><B>
Senior Lending Officer</B><BR>


<P align="left" style="font-size: 12pt"><B>NATIONAL CITY BANK</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Christian S. Brown</B></U><BR>
<B>Christian S. Brown</B><BR><B>
Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>THE BANK OF TOKYO-MITSUBISHI</B>


<P align="left" style="font-size: 12pt"><BR>
<B>UFJ, LTD.</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Akihiko Hamamura</B></U><BR>
<B>Akihiko Hamamura</B><BR><B>
Senior Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>COMERICA BANK</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Blake Arnett</B></U><BR>
<B>Blake Arnett</B><BR><B>
Vice President</B><BR>


<P align="left" style="font-size: 12pt"><B>FORTIS CAPITAL CORP.</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Stephen R. Staples</B></U><BR>
<B>Stephen R. Staples</B><BR><B>
Director</B><BR>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Irene C. Rummel</B></U><BR>
<B>Irene Rummel</B><BR><B>
Director</B><BR>


<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 12pt; color: #000000; background: transparent">
    <TD width="1%" nowrap align="right">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><B>{Signature Page to First Amendment to Amended and Restated Loan Agreement &#151; The Andersons, Inc.}</B></TD>
</TR>

</TABLE>


<P align="left" style="font-size: 12pt"><B>AGSTAR FINANCIAL SERVICES, PCA</B>


<P align="left" style="font-size: 12pt"><U><B>By: /s/ Troy Mostaert</B></U><BR>
<B>Troy Mostaert</B><BR><B>
Vice President</B><BR>


<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 12pt; color: #000000; background: transparent">
    <TD width="1%" nowrap align="right">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD><B>{Signature Page to First Amendment to Amended and Restated Loan Agreement &#151; The Andersons, Inc.}</B></TD>
</TR>



</TABLE>

<P align="center" style="font-size: 10pt; display: none">5
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<P><TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 12pt">



</TABLE>


<P align="center" style="font-size: 12pt"><B>Schedule&nbsp;A-2 to Loan Agreement</B><BR>
<U><B>Lenders&#146; Commitments</B></U>


<DIV align="center">
<TABLE style="font-size: 11pt" cellspacing="0" border="0" cellpadding="0" width="95%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="49%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="10%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="11%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="9%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="9%">&nbsp;</TD>
</TR>
<TR style="font-size: 11pt" valign="bottom">
    <TD nowrap align="left" colspan="5" style="border-bottom: 1px solid #000000"><B>Line of Credit A Loan Commitments</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Name of Lender</DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="left">Pro Rata Percentage</TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="left">Maximum $Amount</TD>
</TR>
<TR style="font-size: 1px">
    <TD style="border-top: 1px solid #000000"><DIV style="margin-left:10px; text-indent:-10px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">U.S. Bank National Association</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">12.213740458011</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">80,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">CoBank, ACB</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">8.396946564886</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">55,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Harris N.A.</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">7.251908396947</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">47,500,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Fifth Third Bank</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">6.870229007634</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">45,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Rabobank International</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">5.725190839695</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">37,500,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">ABN AMRO Bank N.V.</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">3.816793893130</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">25,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Branch Banking and Trust Company</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">6.106870229008</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">40,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Wells Fargo Bank, National Assn.</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">11.450381679389</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">75,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Bank of America, NA</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">3.053435114504</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">20,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Bank of the West</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">3.053435114504</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">20,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">The Huntington National Bank</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">6.106870229008</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">40,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">PNC Bank, National Association</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">2.290076335878</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">15,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">GreenStone FCS</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">1.526717557252</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">10,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">AgFirst Farm Credit Bank</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">2.290076335878</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">15,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Farm Credit Bank of Texas</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">2.290076335878</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">15,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">FCS Financial, PCA</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">1.526717557252</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">10,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">National City Bank</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">4.580152671756</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">30,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Bank of Tokyo-Mitsubishi UFJ, Ltd.</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">3.816793893130</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">25,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Comerica Bank</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">3.816793893130</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">25,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Fortis Capital Corp.</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">3.816793893130</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">25,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR style="font-size: 1px">
    <TD><DIV style="margin-left:10px; text-indent:-10px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">TOTAL:</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">100</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">655,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 11pt"><B>Line of Credit B Loan Commitments</B></FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD style="border-top: 1px solid #000000"><DIV style="margin-left:10px; text-indent:-10px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Name of Lender</DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="left">Pro Rata Percentage</TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="left">Maximum $Amount</TD>
</TR>
<TR style="font-size: 1px">
    <TD style="border-top: 1px solid #000000"><DIV style="margin-left:10px; text-indent:-10px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">U.S. Bank National Association</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">20.227336736680</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">50,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">CoBank, ACB</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">8.090934694672</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">20,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Fifth Third Bank</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">8.495481429406</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">21,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Branch Banking and Trust Company</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">10.113668368340</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">25,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Bank of America, NA</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">4.045467347336</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">10,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Bank of the West</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">4.045467347336</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">10,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">The Huntington National Bank</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">7.411296180319</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">18,320,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">PNC Bank, National Association</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">2.779328708822</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">6,870,229.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">AgFirst Farm Credit Bank</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">9.709121633606</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">24,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Farm Credit Bank of Texas</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">2.831827143135</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">7,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">FCS Financial, PCA</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">4.045467347336</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">10,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">Bank of Tokyo-Mitsubishi UFJ, Ltd.</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">10.113668368340</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">25,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">AgStar Financial Services, PCA</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">8.090934694672</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">20,000,000.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
<TR style="font-size: 1px">
    <TD><DIV style="margin-left:10px; text-indent:-10px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt">TOTAL:</FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right"><FONT style="font-size: 10pt"></FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">100</FONT></TD>
    <TD nowrap><FONT style="font-size: 10pt">%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="right"><FONT style="font-size: 10pt">$</FONT></TD>
    <TD align="right"><FONT style="font-size: 10pt">247,190,229.00</FONT></TD>
    <TD><FONT style="font-size: 10pt"></FONT></TD>
</TR>
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<P align="center" style="font-size: 10pt; display: none">6
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<P align="center" style="font-size: 10pt"><FONT style="font-size: 12pt"><B>Exhibit&nbsp;7A-2 to<BR>
Loan and Security Agreement</B></FONT>



<P align="center" style="font-size: 12pt"><U><B>Compliance Certificate</B></U>



<P align="center" style="font-size: 12pt">Attached




<P align="center" style="font-size: 10pt; display: none">7


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