ARVINMERITOR INC
AMENDMENT NO. 2 TO CREDIT AGREEMENT
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<TYPE>EX-10
<SEQUENCE>2
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<DESCRIPTION>AMENDMENT NO. 2 TO CREDIT AGREEMENT
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:right;'><FONT SIZE="2"><B>Exhibit 10</B> </FONT></p>
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:right;'><b><font SIZE=2>EXECUTION COPY</font></b></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:right;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font SIZE=2>AMENDMENT NO. 2</font></b></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><b><font SIZE=2>TO</font></b></p>

<p style=' margin-bottom:12pt; margin-top:0pt;text-align:center;'><b><font SIZE=2>CREDIT AGREEMENT</font></b></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>This AMENDMENT NO. 2 TO CREDIT AGREEMENT (this &#147;</font><b><font size=2>Amendment</font></b><font size=2>&#148;) dated as of October 2, 2007 is among ArvinMeritor, Inc., an Indiana corporation (the &#147;</font><b><font size=2>Company</font></b><font size=2>&#148;), ArvinMeritor Finance Ireland, a company organized under the laws of Ireland, (the &#147;</font><b><font size=2>Subsidiary Borrower</font></b><font size=2>&#148; and, collectively with the Company, the &#147;</font><b><font size=2>Borrowers</font></b><font size=2>&#148;), the financial institutions listed on the signature pages hereto and JPMorgan Chase Bank, National Association, in its capacity as administrative agent for itself and the other Lenders (in such capacity, the &#147;</font><b><font size=2>Administrative Agent</font></b><font size=2>&#148;).  Defined terms used herein and not otherwise defined herein shall have
the meanings given to them in the Credit Agreement.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>WHEREAS, the signatories hereto are parties to that certain Credit Agreement, dated as of June 23, 2006 (as amended, restated, supplemented or otherwise modified from time to time, the &#147;</font><b><font size=2>Credit Agreement</font></b><font size=2>&#148;), among the Borrowers, the financial institutions from time to time parties thereto (the &#147;</font><b><font size=2>Lenders</font></b><font size=2>&#148;) and the Administrative Agent; and</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>WHEREAS, the Borrowers wish to amend the Credit Agreement in certain respects, and the Lenders party hereto and the Administrative Agent are willing to amend the Credit Agreement on the terms and conditions set forth herein.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>NOW, THEREFORE, in consideration of the premises set forth above, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Borrowers, the Lenders party hereto and the Administrative Agent agree as follows:</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>Amendments</font></u><font size=2>.  Effective as of the date first above written and subject to the satisfaction of the conditions precedent set forth in </font><u><font size=2>Section 2</font></u><font size=2> below, the Credit Agreement shall be and hereby is amended as follows:</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>Section 7.4(A)</font></u><font size=2> of the Credit Agreement is hereby amended to delete therefrom the phrase &#147;(i) 5.00 to 1.00 on the last day of any fiscal quarter from the Closing Date through and including the fiscal quarter ending on or about June 30, 2008&#148; and to insert therefor the following phrase:</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; margin-left:1in;text-align:justify;'><i><font size=2>&#147;(i)(A) 5.00 to 1.00 on the last day of any fiscal quarter from the Closing Date through and including the fiscal quarter ending December 31, 2007, (B) 5.25 to 1.00 on the last day of the fiscal quarter ending March 31, 2008 and (C) 5.00 to 1.00 on the last day of the fiscal quarter ending June 30, 2008&#148;</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>Section 7.4(B)</font></u><font size=2> of the Credit Agreement is hereby amended and restated in its entirety to read as follows:</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; margin-left:1in;text-align:justify;'><i><font size=2>&#147;(B) </font></i><u><i><font size=2>Fixed Charge Coverage Ratio</font></i></u><i><font size=2>.  The Company shall not permit its Fixed Charge Coverage Ratio, calculated on a consolidated basis for the Company and its Subsidiaries, to be less than (i) 1.25 to 1.00 on the last day of any fiscal quarter from the Closing Date through and including the fiscal quarter ending June 30, 2007, (ii) 1.00 to 1.00 on the last day of the fiscal quarter ending September 30, 2007, (iii) 0.70 to 1.00 on the last day of the fiscal quarter ending December 31, 2007 or the fiscal quarter ending March 31, 2008, (iv) 1.00 to 1.00 on the last day of the fiscal quarter ending June 30, 2008, (v) 1.25 to 1.00 on the last day of any fiscal quarter from and including the fiscal quarter ending September 30, 2008 through and including the fiscal quarter ending June 30, 2009 and (vi) 1.50 to 1.00 on the last day
of any fiscal quarter thereafter.&#148;</font></i></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The rows of the Pricing Schedule attached to the Credit Agreement pertaining to the &#147;Applicable Commitment Fee Percentage,&#148; the &#147;Applicable Floating Rate Margin (Revolving Loans)&#148; and the &#147;Applicable Eurocurrency Margin (Revolving Loans) and Applicable L/C Fee Percentage&#148; are hereby amended and restated in their entirety to read as follows:</font></p>

<table width="600" border="0" cellspacing=0 cellpadding=0 style='border-collapse:collapse'>
  <tr >
    <td width="128" style='border:double black 2.25pt;border-color:black;border-right: none;background:#E5E5E5; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:center;margin-top:0pt;margin-bottom:0pt'><strong><font size=1><small>RATING</small></font></strong></p></td>
    <td width="72" style='border-top:double black 2.25pt; border-left:solid black 1.0pt;border-bottom:double black 2.25pt; border-right:none; background:#E5E5E5; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:4.5pt;margin-bottom:2.7pt'><strong><font size=2><font size=2>&#8805;
        Baa3 </font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>and </font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>&#8805; BBB-</font></font></strong></p></td>
    <td width="80" valign=top style='border-top:double black 2.25pt; border-left:solid black 1.0pt;border-bottom:double black 2.25pt; border-right:none; background:#E5E5E5; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><strong><font size=2><font size=2>Ba1</font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>and</font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>BB+</font></font></strong></p></td>
    <td width="70" style='border-top:double 2.25pt;border-left:solid 1.0pt; border-bottom:double 2.25pt;border-right:solid 1.0pt; background:#E5E5E5; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:4.5pt;margin-bottom:2.7pt'><strong><font size=2><font size=2>Ba2
        </font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>and </font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>BB</font></font></strong></p></td>
    <td width="72" valign=top style='border-top:double black 2.25pt; border-left:none;border-bottom:double black 2.25pt;border-right:solid black 1.0pt;   background: #E5E5E5;padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:4.5pt;margin-bottom:2.7pt'><strong><font size=2><font size=2>Ba3</font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>and</font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>BB-</font></font></strong></p></td>
    <td width="88" style='border:double black 2.25pt;border-color:black;border-left: none;background:#E5E5E5; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:4.5pt;margin-bottom:2.7pt'><strong><font size=2><font size=2>&#60;Ba3
        </font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>or </font></font><font size=1 color=black><br>
        </font><font size=2><font size=2>&#60;BB-</font></font></strong></p></td>
  </tr>
  <tr >
    <td width="128" valign=top style='border-left:double black 2.25pt; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>Applicable
        Commitment Fee Percentage</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="72" style='border-left:solid black 1.0pt;  padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>0.25%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="80" style='border-left:solid black 1.0pt;  padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>0.30%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="70" style='border-top:none;border-left:solid black 1.0pt; border-bottom:none;border-right:solid black 1.0pt; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>0.40%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="72" style='border-right:solid black 1.0pt;   padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>0.45%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="88" style='border-right:double black 2.25pt;  padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>0.50%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
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    <td width="128" valign=top style='border-top:solid black 1.0pt; border-left:double black 2.25pt;border-bottom:none;border-right:none;  padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>Applicable
        Floating Rate Margin (Revolving Loans)</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="72" style='border-top:solid black 1.0pt;border-left: solid black 1.0pt;border-bottom:none;border-right:none;padding: 0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>0.25%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="80" style='border-top:solid black 1.0pt; border-left:solid black 1.0pt;border-bottom:none;border-right:none;  padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>0.75%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="70" style='border:solid black 1.0pt;border-color:black;border-bottom: none; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>1.00%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="72" style='border-top:solid black 1.0pt;border-left: none;border-bottom:none;border-right:solid black 1.0pt; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>1.25%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="88" style='border-top:solid black 1.0pt; border-left:none;border-bottom:none;border-right:double black 2.25pt;   padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>1.50%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
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    <td width="128" valign=top style='border-top:solid black 1.0pt; border-left:double black 2.25pt;border-bottom:solid black 1.0pt; border-right:none; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>Applicable
        Eurocurrency Margin (Revolving Loans) and Applicable L/C Fee Percentage</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="72" style='border:solid black 1.0pt;border-color:black;border-right: none; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>1.25%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="80" style='border:solid black 1.0pt;border-color:black;border-right: none; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>1.75%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="70" style='border:solid black 1.0pt;border-color:black;padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>2.00%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="72" style='border:solid black 1.0pt;border-color:black;border-left: none; padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>2.25%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
    <td width="88" style='border-top:solid black 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:double black 2.25pt;  padding:0in 6.0pt 0in 6.0pt'>
      <p style='margin-left:0in;text-indent:0pt;text-align:center;margin-top:6.0pt;margin-bottom:6.0pt'><font size=1 face="Times New Roman"><i></i></font><i><font size=2><font size=2></font><font size=2>2.50%</font></font><font size=1></font></i><i><font size=2></font></i></p></td>
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>Conditions Precedent</font></u><font size=2>.  This Amendment shall become effective as of the date first above written if, and only if, (a) the Administrative Agent has received (i) duly executed copies of this Amendment from the Borrowers and the Required Lenders, (ii) duly executed copies of the Reaffirmation in the form of </font><u><font size=2>Attachment A</font></u><font size=2> attached hereto from each Subsidiary Guarantor and (iii) for the ratable account of each Revolving Lender which executes and delivers its signature page hereto as and when required by the Administrative Agent, an amendment fee equal to 0.225% of such Revolving Lender&#146;s Revolving Loan Commitment on the date hereof and (b) the Company shall have paid all fees and expenses (including, to the </font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>


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            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>2</font></font></p> </td> </tr></table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:justify;'><font size=2>&nbsp;</font></p>
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<p style=' margin-bottom:12pt; margin-top:0pt;text-align:justify;'><font size=2>extent invoiced, reimbursement of fees and expenses of the Administrative Agent&#146;s counsels) in connection with this Amendment and the other Loan Documents.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>Representations and Warranties of the Borrowers</font></u><font size=2>.  The Borrowers hereby represent and warrant as follows:</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each Borrower has the corporate or other power and authority and legal right to execute and deliver this Amendment and to perform its obligations hereunder and under the Credit Agreement, as amended hereby.  The execution and delivery by each Borrower of this Amendment, and the performance of its obligations under this Amendment and the Credit Agreement, as amended hereby, have been duly authorized by proper corporate, partnership or limited liability company proceedings (or analogous acts in the case of the Subsidiary Borrower).</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This Amendment and the Credit Agreement, as amended hereby, constitute the legal, valid and binding obligations of each Borrower enforceable against such Borrower in accordance with their terms, except as such enforceability may be limited by bankruptcy, insolvency, or similar laws affecting the enforcement of creditors&#146; rights generally.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Neither the execution and delivery by the Borrowers of this Amendment, nor the consummation of the transactions contemplated herein and in the Credit Agreement, as amended hereby, nor compliance with the provisions hereof or thereof will violate any law, rule, regulation, order, writ, judgment, injunction, decree or award binding on the Company or any of its Subsidiaries or the Company&#146;s or any Subsidiary&#146;s articles of incorporation or by-laws or comparable constitutive documents or the provisions of any indenture, instrument or agreement to which the Company or any of its Subsidiaries is a party or is subject, or by which it, or its Property, is bound, or conflict with or constitute a default thereunder, or result in the creation or imposition of any Lien (other than any Lien permitted by </font><u><font size=2>Section
7.3(F)</font></u><font size=2> of the Credit Agreement) in, of or on the Property of the Company or a Subsidiary pursuant to the terms of any such indenture, instrument or agreement, except any such violation, conflict or default as would not reasonably be expected to have a Material Adverse Effect. No order, consent, approval, license, authorization, or validation of, or filing, recording or registration with, or exemption by, any Governmental Authority, or any other third party, is required to authorize, or is required in connection with the execution or delivery of this Amendment or the performance of, or the legality, validity, binding effect or enforceability of, this Amendment or the Credit Agreement, as amended hereby.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each representation and warranty by the Borrowers in </font><u><font size=2>Article VI</font></u><font size=2> of the Credit Agreement, as amended hereby, is true and correct as of the date hereof in all material respects, except to the extent that such representation or warranty expressly relates to an earlier date (in which case such representation and warranty shall be true and correct as of such earlier date).</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Upon the effectiveness of this Amendment, no Default or Unmatured Default exists under the terms of the Credit Agreement. </font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:3.25in;border-collapse:collapse; '>
    <tr >
        <td width="28" valign=top >
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>3</font></font></p> </td> </tr></table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
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<pAGE>

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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:1.0in;border-collapse:collapse; '>
    <tr >
        <td width="48" valign=top style='padding:0in 0in 12.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>4.</font></font></p> </td>
        <td width="337" valign=top style='padding:0in 0in 12.0pt 0in'>
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"></font><font size=2><u>Reference to and Effect on the Credit Agreement</u></font><font size=1></font><font size=2>.</font></p> </td> </tr></table>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Upon the effectiveness of </font><u><font size=2>Section 1</font></u><font size=2> hereof, on and after the date hereof, each reference in the Credit Agreement to &#147;this Credit Agreement,&#148; &#147;hereunder,&#148; &#147;hereof,&#148; &#147;herein&#148; or words of like import shall mean and be a reference to the Credit Agreement, as amended hereby.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as specifically amended above, the Credit Agreement, as amended hereby, and all other documents, instruments and agreements executed and/or delivered in connection therewith, shall remain in full force and effect, and are hereby ratified and confirmed.  Without limiting the foregoing, each Borrower hereby reaffirms all Liens on the Collateral which have been granted by it in favor of the Administrative Agent (for itself and the other Holders of Secured Obligations) pursuant to any of the Loan Documents.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as expressly provided herein, the execution, delivery and effectiveness of this Amendment shall not operate as a waiver of any right, power or remedy of the Administrative Agent or the Lenders, nor constitute a waiver of any provision of the Credit Agreement or any other documents, instruments and agreements executed and/or delivered in connection therewith.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font SIZE=2>GOVERNING LAW</font></u><font size=2>.  THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>Headings</font></u><font size=2>.  Section headings in this Amendment are included herein for convenience of reference only and shall not constitute a part of this Amendment for any other purpose.</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font><u><font size=2>Counterparts</font></u><font size=2>.  This Amendment may be executed by one or more of the parties hereto on any number of separate counterparts and all of said counterparts taken together shall be deemed to constitute one and the same instrument.  Delivery of an executed counterpart of a signature page of this Amendment by facsimile or e-mail transmission shall be effective as delivery of a manually executed counterpart of this Amendment.</font></p>

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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:3.25in;border-collapse:collapse; '>
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        <td width="28" valign=top >
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>4</font></font></p> </td> </tr></table>

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<br>
<HR noshade align="center" width="100%" size="2">
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<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>IN WITNESS WHEREOF, this Amendment has been duly executed and delivered on the date first above written.</font></p>


<table width="400" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR,
        INC</font><font size=1></font></b><font size=2>., as a Borrower</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        </font></font><font size=3 face="Times New Roman"><font size=2><u>/s/
        Mary A. Lehmann&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Mary A. Lehmann</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Senior Vice President, Strategic <br>
        Initiatives, and Treasurer</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        FINANCE IRELAND</font><font size=1></font></b><font size=2>,</font><font size=1 color=black><br>
        </font><font size=2>as a Borrower</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Scott Stevens&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Scott Stevens</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Director</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="35" ></td>
    <td width="302" ></td>
    <td width="33" ></td>
    <td width="30" ></td>
  </tr>
</table>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<!-- MARKER FORMAT-SHEET="Head Minor Center-TNR" FSL="Project" -->
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
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<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="400" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>JPMORGAN
        CHASE BANK, NATIONAL</font><font size=1></font></b><b></b></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ASSOCIATION</font><font size=1></font></b><font size=2>,
        as Administrative Agent <BR>and as a Lender</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:<u>
        /s/ Robert P. Kellas&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Robert P. Kellas</font></font></p></td>
    <td  width="8"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Executive Director</font></font></p></td>
    <td  width="8"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="273" ></td>
    <td width="12" ></td>
    <td width="8" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<!-- MARKER FORMAT-SHEET="Head Minor Center-TNR" FSL="Project" -->
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>



<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
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<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="400" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>CITICORP
        NORTH AMERICA, INC.</font><font size=1></font></b><font size=2>,</font><b></b></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>as
        a Lender</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Edward D. Herko&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Edward D. Herko</font></font></p></td>
    <td  width="8"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Vice President</font></font></p></td>
    <td  width="8"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="273" ></td>
    <td width="12" ></td>
    <td width="8" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>UBS
        LOAN FINANCE LLC</font><font size=1></font></b><font size=2>,</font><font size=1><b></b></font><b><font size=2>
        </font><font size=1></font></b><font size=2>as a Lender</font><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Irja R. Otsa&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Irja R. Otsa</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Associate Director, Banking Products Services, US</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        /s/ Richard L. Tavrow</font><u></u></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Richard L. Tavrow</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Director, Banking Products Services, US</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="264" ></td>
    <td width="30" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ABN
        AMRO BANK N.V</font><font size=1></font></b><font size=2>., as a Lender</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:<u>
        /s/ David Carrington&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        David Carrington</font></font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Director</font></font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:<u>&nbsp;/s/
        Marc Brondyke&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Marc Brondyke</font></font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Associate</font></font></p></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>BNP
        PARIBAS</font><font size=1></font></b><font size=2>, as a Lender</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Andrew Strait&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Andrew Strait</font></font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Managing Director</font></font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:<u>
        /s/ Nader Tannous&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Nader Tannous</font></font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Director</font></font></p></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>LEHMAN
        COMMERCIAL PAPER INC</font><font size=1></font></b><font size=2>.,</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>as
        a Lender</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Randall Braunfeld&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Randall Braunfeld</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Authorized Signatory</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="240" ></td>
    <td width="53" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>NATIONAL
        CITY BANK, </font><font size=1></font></b><font size=2>as a Lender</font><font size=1><b></b></font><b><font size=2>
        </font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:<u>
        /s/ Kenneth M. Blackwell&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:-.9pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Kenneth M. Blackwell</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:-.9pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Vice President</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="240" ></td>
    <td width="53" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>BANK
        OF AMERICA, N.A</font><font size=1></font></b><font size=2>., as a Lender</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Chas McDonell&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Chas McDonell</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Senior Vice President</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="240" ></td>
    <td width="53" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>SUNTRUST
        BANK</font><font size=1></font></b><font size=2>,</font><font size=1><b></b></font><b><font size=2>
        </font><font size=1></font></b><font size=2>as a Lender</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Michael Lapresi&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Michael Lapresi</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Managing Director</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="240" ></td>
    <td width="53" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>BANK
        OF TOKYO-MITSUBISHI UFJ</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>TRUST
        COMPANY</font><font size=1></font></b><font size=2>, as a Lender</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Lillian Kim&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Lillian Kim</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Vice President</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="240" ></td>
    <td width="53" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>COMERICA
        BANK</font><font size=1></font></b><font size=2>,</font><font size=1><b></b></font><b><font size=2>
        </font><font size=1></font></b><font size=2>as a Lender</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Thomas VanderMeulen&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Thomas VanderMeulen</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Account Officer</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="240" ></td>
    <td width="53" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>THE
        BANK OF NEW YORK</font><font size=1></font></b><font size=2>, as a Lender</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Mark F. Johnston&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Mark F. Johnston</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Vice President</font></font></p></td>
    <td  width="53"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="240" ></td>
    <td width="53" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>BAYERISCHE
        LANDESBANK</font><font size=1></font></b><font size=2>,</font><b></b></p></td>
    <td  width="36"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>as
        a Lender</font></font></p></td>
    <td  width="36"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  width="36"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  width="36"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td height="17" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Michael Hintz&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
    <td  width="36"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Michael Hintz</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Vice President</font></font></p></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  width="36"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  width="36"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Nikolai von Mengden&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
    <td  width="36"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Nikolai von Mengden</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Senior Vice President</font></font></p></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>THE
        BANK OF NOVA SCOTIA</font><font size=1></font></b><font size=2>,</font><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>as
        a Lender</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ J. F. Todd&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        J. F. Todd</font></font></p></td>
    <td  width="68"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Managing Director</font></font></p></td>
    <td  width="68"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="224" ></td>
    <td width="68" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>FIFTH
        THIRD BANK</font><font size=1></font></b><font size=2>,</font><font size=1><b></b></font><b><font size=2>
        </font><font size=1></font></b><font size=2>as a Lender</font><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Brian Jelinski&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Brian Jelinski</font></font></p></td>
    <td  width="68"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Portfolio Manager</font></font></p></td>
    <td  width="68"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="224" ></td>
    <td width="68" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:221.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>THE
        ROYAL BANK OF SCOTLAND PLC</font><font size=1></font></b><font size=2>,</font><font size=1><b></b></font><b><font size=2>
        </font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>as
        a Lender</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ James P. Welch&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        James P. Welch</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Senior Vice President</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="266" ></td>
    <td width="30" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:216.9pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>BANK
        AUSTRIA CREDITANSTALT AG</font><font size=1></font></b><font size=2>,</font><font size=1><b></b></font><b><font size=2>
        </font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>as
        a Lender</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:<u>
        /s/ A. Anzenhofer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        A. Anzenhofer</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr height=6 style='height:4.35pt'>
    <td  colspan="2" height=6 valign=top style='padding: 0in 5.4pt 0in 5.4pt;height:4.35pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Deputy Managing Director</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr height=6 style='height:4.35pt'>
    <td  colspan="2" height=6 valign=top style='padding: 0in 5.4pt 0in 5.4pt;height:4.35pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr height=6 style='height:4.35pt'>
    <td  colspan="2" height=6 valign=top style='padding: 0in 5.4pt 0in 5.4pt;height:4.35pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        /s/ G. P&#246;lzl</font><u></u></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr height=6 style='height:4.35pt'>
    <td  colspan="2" height=6 valign=top style='padding: 0in 5.4pt 0in 5.4pt;height:4.35pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        G. P&#246;lzl</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr height=6 style='height:4.35pt; '>
    <td  colspan="2" height=6 valign=top style='padding: 0in 5.4pt 0in 5.4pt;height:4.35pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Senior Relationship Manager</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="266" ></td>
    <td width="30" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


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  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>LANDESBANK
        BADEN-WUERTTEMBERG</font><font size=1></font></b><font size=2>,</font><font size=1><b></b></font><b><font size=2>
        <br>
        NEW YORK AND/OR CAYMAN ISLAND BRANCH, </font><font size=1></font></b><font size=2><br>
        as a Lender</font><b></b></p></td>
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    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
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    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Donald Wolf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Donald Wolf</font></font></p></td>
    <td  width="26"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Vice President</font></font></p></td>
    <td  width="26"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
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    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  width="26"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        /s/ Rainer Bucher </font><u></u></font></p></td>
    <td  width="26"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
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    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Rainer Bucher</font></font></p></td>
    <td  width="26"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Senior Credit Analyst</font></font></p></td>
    <td  width="26"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="278" ></td>
    <td width="26" ></td>
  </tr>
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</p>

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<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


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<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:216.9pt;border-collapse:collapse; '>
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    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><b><font size=1 face="Times New Roman"></font><b><font size=2></font></b><font size=2><b>FOOTHILL
        GROUP, INC.</b>, <b></b></font><b><font size=1></font></b></b><font size=2>as
        a Lender</font><b></b></p></td>
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    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
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    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Scott P. Quigley&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
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    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Scott P. Quigley</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr height=6 style='height:4.35pt; '>
    <td  colspan="2" height=6 valign=top style='padding: 0in 5.4pt 0in 5.4pt;height:4.35pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Vice President</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
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    <td width="38" ></td>
    <td width="266" ></td>
    <td width="30" ></td>
  </tr>
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<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><I>Signature Page to<BR>
Amendment No. 2 to Credit Agreement</I> </FONT> </P>


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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

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    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><b><font size=1 face="Times New Roman"><b></b></font><b><font size=2></font></b><font size=2><b>GENERAL
        ELECTRIC CAPITAL CORP.</b></font><b><font size=1></font></b></b><font size=2>,</font><font size=1 color=black><br>
        </font><font size=2>as a Lender</font><b></b></p></td>
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    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
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    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Rebecca L. Milligan&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p>
      </td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Rebecca L. Milligan</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr height=6 style='height:4.35pt; '>
    <td  colspan="2" height=6 valign=top style='padding: 0in 5.4pt 0in 5.4pt;height:4.35pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Duly Authorized Signatory</font></font></p></td>
    <td  width="30"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
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    <td width="38" ></td>
    <td width="266" ></td>
    <td width="30" ></td>
  </tr>
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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><font SIZE=2>ATTACHMENT A</font></p>

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<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><u><font size=2>Reaffirmation</font></u></p>

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<p style=' margin-bottom:12pt; margin-top:0pt;text-align:center;'><font size=2>dated as of October 2, 2007</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>Each of the undersigned hereby acknowledges receipt of a copy of the foregoing Amendment No. 2 to that certain Credit Agreement, dated as of June 23, 2006 (as amended, restated, supplemented or otherwise modified from time to time, the &#147;</font><b><font size=2>Credit Agreement</font></b><font size=2>&#148;), among ArvinMeritor, Inc., an Indiana corporation (the &#147;</font><b><font size=2>Company</font></b><font size=2>&#148;), ArvinMeritor Finance Ireland, the financial institutions from time to time parties thereto (the &#147;</font><b><font size=2>Lenders</font></b><font size=2>&#148;) and JPMorgan Chase Bank, National Association, as Administrative Agent (in such capacity, the &#147;</font><b><font size=2>Administrative Agent</font></b><font size=2>&#148;), which Amendment No. 2 is dated as of October 2, 2007 (the &#147;</font><b><font size=2>Amendment</font></b><font
size=2>&#148;).  Capitalized terms used herein without definition shall have the meanings assigned to such terms in the Credit Agreement.  Without in any way establishing a course of dealing by the Administrative Agent or any Lender, each of the undersigned reaffirms the terms and conditions of that certain Subsidiary Guaranty, dated as of June 23, 2006 (as amended, restated, supplemented or otherwise modified from time to time, including to add additional Subsidiary Guarantors, the &#147;</font><b><font size=2>Subsidiary Guaranty</font></b><font size=2>&#148;), by and among each of the undersigned in favor of the Administrative Agent, for the ratable benefit of the Holders of Secured Obligations, and acknowledges and agrees that the Subsidiary Guaranty and each other Loan Document executed by the undersigned in connection with the Credit Agreement remains in full force and effect and is hereby reaffirmed, ratified and confirmed.  Without limiting the foregoing, each of the
undersigned hereby reaffirms all Liens on the Collateral which have been granted by it in favor of the Administrative Agent (for itself and the other Holders of Secured Obligations) pursuant to any of the Loan Documents.  All references to the Credit Agreement contained in the above referenced documents shall be a reference to the Credit Agreement as so modified by the Amendment and as the same may from time to time hereafter be amended, modified or restated.</font></p>

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        <td width="45" valign=top >
            <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font SIZE=2>A-1</font></font></p> </td> </tr></table>

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<br>
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<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:1in;text-align:justify;'><font size=2>IN WITNESS WHEREOF, this Reaffirmation has been duly executed and delivered on the date first above written.</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:2.0in;border-collapse:collapse; '>
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    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINYL
        WEST, INC</font><font size=1></font></b><b></b></p></td>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVIN
        INTERNATIONAL HOLDINGS, LLC</font><font size=1></font></b><b></b></p></td>
  </tr>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        ASSEMBLY, LLC</font><font size=1></font></b><b></b></p></td>
  </tr>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        BRAKE HOLDINGS, INC.</font><font size=1></font></b><b></b></p></td>
  </tr>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        HOLDINGS MEXICO, LLC (successor to <br>
        ArvinMeritor Holdings Mexico, Inc.)</font><font size=1></font></b><font size=1 color=black></font></p>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        INVESTMENTS, LLC (successor to each <br>
        of Meritor I Acquisition Corporation and Meritor Finance <br>
        Cayman Islands, Ltd.)</font><font size=1></font></b><b></b></p></td>
  </tr>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        OE, LLC</font><font size=1></font></b><b></b></p></td>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        TECHNOLOGY, LLC</font><font size=1></font></b><b></b></p></td>
  </tr>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVIN
        REPLACEMENT PRODUCTS FINANCE, LLC</font><font size=1></font></b><b></b></p></td>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>EUCLID
        INDUSTRIES, LLC</font><font size=1></font></b><b></b></p></td>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>GABRIEL
        EUROPE, INC.</font><font size=1></font></b><b></b></p></td>
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    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>GABRIEL
        RIDE CONTROL PRODUCTS, INC.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MAREMONT
        CORPORATION</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MAREMONT
        EXHAUST PRODUCTS, INC.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p ><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        HEAVY VEHICLE BRAKING SYSTEMS (U.S.A.), INC.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        HEAVY VEHICLE SYSTEMS, LLC</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p ><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        HEAVY VEHICLE SYSTEMS (MEXICO), </font><font size=1></font></b><font size=1 color=black>
        </font><font size=1><b></b></font><b><font size=2>INC.</font><font size=1></font></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p ><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        HEAVY VEHICLE SYSTEMS (SINGAPORE) PTE., LTD.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p ><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        HEAVY VEHICLE SYSTEMS (VENEZUELA), INC.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        LIGHT VEHICLE SYSTEMS (SPAIN) INC.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        MANAGEMENT CORP.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        TECHNOLOGY, INC.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        TRANSMISSION CORPORATION</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        FILTERS OPERATING CO., LLC</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        FILTERS HOLDING CO., LLC</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVIN
        TECHNOLOGIES, INC.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR,
        INC., </font><font size=1></font></b><font size=2>a Nevada corporation</font><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVIN
        INDUSTRIES FOREIGN SALES CORPORATION</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        HOLDINGS, LLC</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>AVM,
        INC.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><b><font size=3 face="Times New Roman">&nbsp;</font></b></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><b><font size=3 face="Times New Roman">&nbsp;</font></b></p></td>
  </tr>
  <tr >
    <td colspan="4" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        </font><font size=2> <u>/s/ Mary A. Lehmann&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
        </u></font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Mary A. Lehmann</font></font></p></td>
    <td  width="31" nowrap>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top nowrap style='padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Vice President and Treasurer</font></font></p></td>
    <td  width="31" nowrap>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="252" ></td>
    <td width="126" ></td>
    <td width="31" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>Signature Page to</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>Reaffirmation</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>(Amendment No. 2 to Credit Agreement)</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='margin-left:149.4pt;border-collapse:collapse; '>
  <tr >
    <td  colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        B.V.</font><font size=1></font></b><b></b></p></td>
  </tr>
  <tr >
    <td  colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        /<u>s/ H. C. Nuijt&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        H. C. Nuijt</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Director</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        HOLDINGS NETHERLANDS B.V.</font><font size=1></font></b><b></b></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ H. C. Nuijt&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        H. C. Nuijt</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Director</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        LIMITED</font><font size=1></font></b><b></b></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Daniel Hopgood&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Daniel Hopgood</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Director</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVIN
        EUROPEAN HOLDINGS (UK) LIMITED</font><font size=1></font></b><b></b></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Daniel Hopgood&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Daniel Hopgood</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Director</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>ARVINMERITOR
        SWEDEN AB</font><font size=1></font></b><b></b></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ Dan Johansson&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p></td>
    <td  width="21"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        Dan Johansson</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Board of Directors</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>MERITOR
        LUXEMBOURG S.A.R.L.</font><font size=1></font></b><b></b></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>By:
        <u>/s/ John A. Crable&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:
        John A. Crable</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:
        Sole Manager</font></font></p></td>
    <td   colspan="2"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
  </tr>
  <tr>
    <td width="38" ></td>
    <td width="244" ></td>
    <td width="126" ></td>
    <td width="8" ></td>
    <td width="21" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>Signature Page to</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>Reaffirmation</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>(Amendment No. 2 to Credit Agreement)</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><b><font SIZE=2>IN WITNESS</font></b><font size=2> whereof the undersigned has executed this Reaffirmation as a deed the day and year first above written.</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='border-collapse:collapse'>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><b><font size=3 face="Times New Roman">&nbsp;</font></b></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><b><font size=3 face="Times New Roman">&nbsp;</font></b></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" rowspan=2 valign=top style='padding: 0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>EXECUTED
        AS A DEED by ARVIN CAYMAN ISLANDS, LTD.</font><font size=1></font></b><b></b></p></td>
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="2" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>/s/
        Mary A. Lehmann</font></font></p></td>
  </tr>
  <tr >
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Duly
        Authorised Signatory</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:</font></font></p></td>
    <td width="217" valign=top style='border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Mary
        A. Lehmann</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:</font></font></p></td>
    <td width="217" valign=top style='border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Vice
        President and Treasurer</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>in
        the presence of:</font></font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  width="8"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
    <td  colspan="3" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>/s/
        Bonnie Wilkinson</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Signature
        of Witness</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:</font></font></p></td>
    <td  colspan="2" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Bonnie
        Wilkinson</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Address:</font></font></p></td>
    <td  colspan="2" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>2135
        West Maple Road<br>
        </font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:78.0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"></font></p></td>
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'><font size=3 face="Times New Roman"><font size=2>Troy,
      MI 48084</font></font></td>
    <td valign=top style='padding:0in 5.4pt 0in 5.4pt'>&nbsp;</td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Occupation:</font></font></p></td>
    <td  colspan="2" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Attorney</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="36" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>(Note:
        These details are to be completed <br>
        in the witness&#146;s own hand writing.)</font></font><font size=3 face="Times New Roman">&nbsp;</font></p>
      </td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr>
    <td width="8" ></td>
    <td width="96" ></td>
    <td width="188" ></td>
    <td width="36" ></td>
    <td width="5" ></td>
    <td width="50" ></td>
    <td width="217" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'>
</p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>Signature Page to</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>Reaffirmation</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>(Amendment No. 2 to Credit Agreement)</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>
<br>
<HR noshade align="center" width="100%" size="2">
<p style='page-break-before:always'></p>
<pAGE>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:12pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><b><font SIZE=2>IN WITNESS</font></b><font size=2> whereof the undersigned has executed this Reaffirmation as a deed the day and year first above written.</font></p>


<table width="600" border="0" cellspacing=0 cellpadding=0 style='border-collapse:collapse'>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><b><font size=3 face="Times New Roman">&nbsp;</font></b></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><b><font size=3 face="Times New Roman">&nbsp;</font></b></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" rowspan=2 valign=top style='padding: 0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1 face="Times New Roman"><b></b></font><b><font size=2>EXECUTED
        AS A DEED by MERITOR CAYMAN ISLANDS, LTD.</font><font size=1></font></b><b></b></p></td>
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="2" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>/s/
        Mary A. Lehmann</font></font></p></td>
  </tr>
  <tr >
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Duly
        Authorised Signatory</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:</font></font></p></td>
    <td width="215" valign=top style='border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Mary
        A. Lehmann</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Title:</font></font></p></td>
    <td width="215" valign=top style='border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Treasurer</font></font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>)</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
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    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>in
        the presence of:</font></font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
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    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
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    <td  colspan="4" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td width="31" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  width="8"> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=1>&nbsp;</font></td>
    <td  colspan="4" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Signature
        of Witness</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Name:</font></font></p></td>
    <td  colspan="3" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Bonnie
        Wilkinson</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Address:</font></font></p></td>
    <td  colspan="3" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>2135
        West Maple Road</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:75.0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'><font size=3 face="Times New Roman"><font size=2>Troy,
      MI 48084</font></font></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Occupation:</font></font></p></td>
    <td  colspan="3" valign=top style=' border-bottom:solid black 1.0pt; padding:0in 5.4pt 0in 5.4pt'>
      <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>Attorney</font></font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:1.0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="2" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr >
    <td  colspan="5" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman"><font size=2>(Note:
        These details are to be completed <br>
        in the witness&#146;s own hand writing.)</font></font><font size=3 face="Times New Roman">&nbsp;</font></p></td>
    <td  colspan="3" valign=top style='padding:0in 5.4pt 0in 5.4pt'> <p style='margin-left:0pt;text-indent:0pt;text-align:left;margin-top:0pt;margin-bottom:0pt'><font size=3 face="Times New Roman">&nbsp;</font></p></td>
  </tr>
  <tr>
    <td width="8" ></td>
    <td width="91" ></td>
    <td width="195" ></td>
    <td width="6" ></td>
    <td width="31" ></td>
    <td width="5" ></td>
    <td width="49" ></td>
    <td width="215" ></td>
  </tr>
</table>

<p style=' margin-bottom:0pt; margin-top:0pt; text-indent:0.5in;text-align:justify;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>Signature Page to</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>Reaffirmation</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:center;'><i><font size=2>(Amendment No. 2 to Credit Agreement)</font></i></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>

<p style=' margin-bottom:0pt; margin-top:0pt;text-align:left;'><font size=2>&nbsp;</font></p>


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