WASHINGTON MUTUAL INC
EX-10.13-5
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<DESCRIPTION>EX-10.13-5
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<P ALIGN="RIGHT"><FONT SIZE=2><B>EXHIBIT 10.13.5  </B></FONT></P>

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<BR></FONT><FONT SIZE=2><B>AMENDMENT TO THE<BR>  WASHINGTON MUTUAL,&nbsp;INC.<BR>  CASH BALANCE PENSION PLAN    <BR>  </B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT SIZE=2><B>THIS AMENDMENT</B></FONT><FONT SIZE=2> is made to the Washington Mutual,&nbsp;Inc. Cash Balance Pension Plan (the "Plan") by Washington
Mutual,&nbsp;Inc. (the "Company") on this 19th day of February&nbsp;2002. </FONT></P>

<P ALIGN="CENTER"><FONT SIZE=2><B><I>RECITALS:  </I></B></FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT SIZE=2><B>WHEREAS,</B></FONT><FONT SIZE=2> the Company maintains the Plan for the benefit of its eligible employees; and </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT
SIZE=2><B>WHEREAS</B></FONT><FONT SIZE=2>, the Company has agreed to acquire certain assets from HomeSide Lending,&nbsp;Inc. ("HomeSide"); and </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT
SIZE=2><B>WHEREAS</B></FONT><FONT SIZE=2>, the Company has agreed to provide the former employees of HomeSide who continue employment with the Company upon the termination
of the lease period with certain credits for eligibility, vesting and benefit service; and </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT
SIZE=2><B>WHEREAS</B></FONT><FONT SIZE=2>, the Company desires to amend the Plan to provide for such credits; and </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT
SIZE=2><B>WHEREAS</B></FONT><FONT SIZE=2>, the Company may amend the Plan at any time pursuant to Section&nbsp;12.1; </FONT></P>

<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT
SIZE=2><B>NOW</B></FONT><FONT SIZE=2>, </FONT><FONT SIZE=2><B>THEREFORE</B></FONT><FONT SIZE=2>, effective March&nbsp;1, 2002, the Plan is hereby amended as follows: </FONT></P>


<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.37(a)
is amended by the addition of a new paragraph&nbsp;(28), to read as set forth below: </FONT></P>

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<P><FONT SIZE=2>(28)&nbsp;&nbsp;&nbsp;&nbsp;Effective
July&nbsp;1, 2002, Employees who were employed by HomeSide Lending,&nbsp;Inc. as of June&nbsp;30, 2002 and who are employed by the Company on July&nbsp;1, 2002
shall, after June&nbsp;30, 2002, be credited with Service for service performed with HomeSide Lending,&nbsp;Inc. or its affiliates and subsidiaries, provided that such Employees shall only be
credited with such service to the extent that it does not exceed the lesser of their actual service with HomeSide Lending,&nbsp;Inc. and four months. </FONT></P>

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<P><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.37
is amended by the addition of a new subsection (c)(iii)&nbsp;to read as set forth below: </FONT></P>

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<P><FONT SIZE=2>(iii)&nbsp;&nbsp;&nbsp;&nbsp;After
June&nbsp;30, 2002, Employees who are credited with Service pursuant to Section&nbsp;2.37(a)(28) shall have their service with HomeSide Lending,&nbsp;Inc. and its
affiliates credited as Years of Benefit Service for purposes of this Plan, provided that such Employees shall only be credited with such service to the extent that it does not exceed the lesser of
their actual service with HomeSide Lending,&nbsp;Inc. and four months. </FONT></P>

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