FMC CORP
SAVINGS AND INVESTMENT PLAN
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<TYPE>EX-10.5.A
<SEQUENCE>2
<FILENAME>0002.htm
<DESCRIPTION>SAVINGS AND INVESTMENT PLAN
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 <TITLE>SAVINGS AND INVESTMENT PLAN</TITLE>
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<P ALIGN="right">Exhibit 10.5.a</P>
<P ALIGN="center"><B><FONT FACE="Times New Roman">FMC Corporation</FONT></B></P>
<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">Savings and Investment Plan</FONT></B></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">For Bargaining Unit Employees</FONT></B></P>

<P ALIGN="CENTER"><FONT FACE="Times New Roman">Winston &amp; Strawn</FONT></P>

<P ALIGN="CENTER"><FONT FACE="Times New Roman">Chicago</FONT></P>

<P ALIGN="CENTER"><U><FONT FACE="Times New Roman">TABLE OF CONTENTS</FONT></U></P>

<TABLE WIDTH="75%" BORDER="0">
<TR>
<TD>&nbsp;</TD>
<TD>
<P ALIGN="RIGHT"><FONT FACE="Times New Roman">PAGE</FONT> <HR NOSHADE WIDTH="50%" SIZE="1" ALIGN="right"> </TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">ARTICLE I </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">1</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">Definitions </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">1</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Account</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 1</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Account Balance </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">1</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Administrator </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">1</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Affiliate </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">1</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;After-Tax Contribution </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;After-Tax Contribution Account</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;After-Tax Contribution Election </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Annuity Contract</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Annuity Starting Date </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Beneficiary </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Board </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Break in Service</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Code</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Committee</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Company </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Compensation</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 2</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Direct Rollover</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 3</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Disability</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 3</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Distributee </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">4</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Effective Date </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">4</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Eligible Employee</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 4</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Eligible Retirement Plan </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">4</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Eligible Rollover Distribution </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">4</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Employee</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 4</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Employment Commencement Date</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 5</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;ERISA </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">5</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Funding Agent </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">5</FONT></DIV>
</TD>
</TR>
<TR>
<TD HEIGHT="19">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Highly Compensated Employee</FONT></P>
</TD>
<TD HEIGHT="19"> <DIV ALIGN="right"><FONT FACE="Times New Roman">5</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Hour of Service </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">5</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Investment Fund </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">7</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Nonhighly Compensated Employee</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 7</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Normal Retirement Age </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">7</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Normal Retirement Date </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">7</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Participant</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 7</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Participating Employer</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 7</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Period of Separation</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 7</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Plan </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">8</FONT></DIV>
</TD>
</TR>
</TABLE>
<FONT FACE="Times New Roman"> </FONT>
<P><FONT FACE="Times New Roman"></FONT></P>

<TABLE WIDTH="75%" BORDER="0">
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Plan Year</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 8</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Pre-Tax Contribution</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 8</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Pre-Tax Contribution Account </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">8</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Pre-Tax Contribution Election </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">8</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Required Beginning Date</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 8</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Rollover Contribution</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 8</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Rollover Contribution Account</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 8</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Stock </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">8</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Stock Fund </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">8</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Surviving Spouse </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">9</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Trust </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">9</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Trust Fund </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">9</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Trustee</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 9</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Valuation Date </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">9</FONT></DIV>
</TD>
</TR>
<TR>
<TD>&nbsp;</TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">ARTICLE II</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 10</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">Participation </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">10</FONT></DIV>
</TD>
</TR>
<TR>
<TD> <HR NOSHADE WIDTH="20%" SIZE="1" ALIGN="left"> </TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 Admission as A Participant </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">10</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.2 Provision of Information </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">10</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.3 Termination of Participation </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">11</FONT></DIV>
</TD>
</TR>
<TR>
<TD HEIGHT="18">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.4 Special Rules Relating to Veterans' Reemployment Rights </FONT></P>
</TD>
<TD HEIGHT="18"> <DIV ALIGN="right"><FONT FACE="Times New Roman">11</FONT></DIV>
</TD>
</TR>
<TR>
<TD>&nbsp;</TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">ARTICLE III </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">13</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">Contributions and Account Allocations </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">13</FONT></DIV>
</TD>
</TR>
<TR>
<TD> <HR NOSHADE WIDTH="40%" SIZE="1" ALIGN="left"> </TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.1 Pre-Tax Contributions </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">13</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2 After-Tax Contributions </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">13</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3 Rules Applicable to Both Pre-Tax and After-Tax Contributions</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 13</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.4 Rollover Contributions </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">14</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.5 Establishment of Accounts </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">14</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.6 Limitation on Annual Additions to Accounts </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">14</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.7 Reduction of Annual Additions </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">15</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.8 Combined Plan Fraction </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">15</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.9 Limitations on Pre-Tax Contributions - Definitions </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">15</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;3.10 Maximum Amount of Pre-Tax Contributions</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 16</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;3.11 Correction of Excess Pre-Tax Contributions </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">16</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;3.12 Actual Deferral Percentage Test </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">17</FONT></DIV>
</TD>
</TR>
<TR>
<TD>&nbsp;</TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">ARTICLE IV</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 19</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">Vesting </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">19</FONT></DIV>
</TD>
</TR>
<TR>
<TD> <HR NOSHADE WIDTH="20%" SIZE="1" ALIGN="left"> </TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>&nbsp;</TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">ARTICLE V </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">20</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">Timing of Distributions to Participants</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 20</FONT></DIV>
</TD>
</TR>
<TR>
<TD> <HR NOSHADE WIDTH="40%" SIZE="1" ALIGN="left"> </TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;5.1 Separation from Service</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 20</FONT></DIV>
</TD>
</TR>
<TR>
<TD>&nbsp;</TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman"></FONT></P>
<P>&nbsp;</P>
<TABLE BORDER="0" WIDTH="75%">
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;5.2 Start of Benefit Payments</FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 20</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;5.3 Additional Distribution Events</FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 22</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;5.4 Transfers from the Plan for Changes in a Participant's Employment Status </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">22</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">&nbsp;</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">ARTICLE VI</FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 23</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">Forms of Benefit, In-Service Withdrawals and Loans </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">23</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%"> <HR NOSHADE WIDTH="60%" SIZE="1" ALIGN="left"> </TD>
<TD WIDTH="8%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;6.1 Cashout of Small Amounts </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">23</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;6.2 Medium of Distribution </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">23</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;6.3 Forms of Benefit for Participants </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">23</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;6.4 Change in Form, Timing or Medium of Benefit Payment </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">25</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;6.5 Waiver of Normal Form of Benefit</FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 25</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;6.6 Direct Rollover of Eligible Rollover Distributions </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">26</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;6.7 In-service and Hardship Withdrawals </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">27</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;6.8 Loans</FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 29</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">&nbsp;</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">ARTICLE VII </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">32</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">Death Benefits </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">32</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%"> <HR NOSHADE WIDTH="40%" SIZE="1" ALIGN="left"> </TD>
<TD WIDTH="8%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;7.1 Payment of Account Balance</FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 32</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;7.2 Failure to Name a Beneficiary</FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 33</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;7.3 Waiver of Preretirement Survivor Annuity </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">33</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">&nbsp;</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">ARTICLE VIII </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">35</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">Fiduciaries </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">35</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%"> <HR NOSHADE WIDTH="40%" SIZE="1" ALIGN="left"> </TD>
<TD WIDTH="8%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;8.1 Named Fiduciaries </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">35</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;8.2 Employment of Advisers </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">35</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;8.3 Multiple Fiduciary Capacities </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">35</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;8.4 Payment of Expenses </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">35</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;8.5 Indemnification </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">36</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">&nbsp;</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%" HEIGHT="18">
<P><FONT FACE="Times New Roman">ARTICLE IX</FONT></P>
</TD>
<TD WIDTH="8%" HEIGHT="18"> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 37</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">Plan Administration </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">37</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%"> <HR NOSHADE WIDTH="40%" SIZE="1" ALIGN="left"> </TD>
<TD WIDTH="8%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;9.1 Powers, Duties and Responsibilities of the Administrator and the Committee </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">37</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;9.2 Investment Powers, Duties and Responsibilities of the Administrator and the Committee </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">37</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;9.3 Investment of Accounts </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">38</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;9.4 Valuation of Accounts</FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 38</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;9.5 The Insurance Company </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">38</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;9.6 Compensation </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">39</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;9.7 Delegation of Responsibility </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">39</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;9.8 Committee Members </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">39</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">&nbsp;</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">ARTICLE X </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">40</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%">
<P><FONT FACE="Times New Roman">Appointment of Trustee </FONT></P>
</TD>
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">40</FONT></DIV>
</TD>
</TR>
<TR>
<TD WIDTH="92%"> <HR NOSHADE WIDTH="40%" SIZE="1" ALIGN="left"> </TD>
<TD WIDTH="8%">&nbsp;</TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman"></FONT></P>

<TABLE WIDTH="75%" BORDER="0">
<TR>
<TD>
<P><FONT FACE="Times New Roman">ARTICLE XI </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">41</FONT></DIV>
</TD>
</TR>
<TR>
<TD HEIGHT="14">
<P><FONT FACE="Times New Roman"><U>Plan Amendment or Termination </U></FONT></P>
</TD>
<TD HEIGHT="14"> <DIV ALIGN="right"><FONT FACE="Times New Roman">41</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;11.1 &nbsp;&nbsp;Plan Amendment or Termination</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 41</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;11.2 &nbsp;&nbsp;Limitations on Plan Amendment </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">41</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;11.3 &nbsp;&nbsp;Right to Terminate Plan or Discontinue Contributions </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">41</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;11.4 &nbsp;&nbsp;Bankruptcy</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 41</FONT></DIV>
</TD>
</TR>
<TR>
<TD>&nbsp;</TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">ARTICLE XII </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">42</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman"><U>Miscellaneous Provisions </U></FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">42</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.1 &nbsp;&nbsp;Subsequent Changes</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 42</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.2 &nbsp;&nbsp;Merger or Transfer of Assets </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">42</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.3 &nbsp;&nbsp;Benefits Not Assignable</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 42</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.4 &nbsp;&nbsp;Exclusive Benefit of Participants </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">43</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.5 &nbsp;&nbsp;Benefits Payable to Minors, Incompetents and Others </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">44</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.6 &nbsp;&nbsp;Plan Not A Contract of Employment </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">44</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.7 &nbsp;&nbsp;Source of Benefits </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">44</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.8 &nbsp;&nbsp;Proof of Age and Marriage </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">44</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.9 &nbsp;&nbsp;Controlling Law </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">44</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.10 &nbsp;Income Tax Withholding </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">45</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.11 &nbsp;Claims Procedure </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">45</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.12 &nbsp;Participation in the Plan by An Affiliate </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">46</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.13 &nbsp;Action by Participating Employers</FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman"> 46</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;12.14 &nbsp;Dividends </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">47</FONT></DIV>
</TD>
</TR>
<TR>
<TD>&nbsp;</TD>
<TD> <DIV ALIGN="right"></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman">APPENDIX A </FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">49</FONT></DIV>
</TD>
</TR>
<TR>
<TD>
<P><FONT FACE="Times New Roman"><U>Bargaining Units Covered </U></FONT></P>
</TD>
<TD> <DIV ALIGN="right"><FONT FACE="Times New Roman">49</FONT></DIV>
</TD>
</TR>
</TABLE>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">BACKGROUND</FONT></U></B></P>

<P><FONT FACE="Times New Roman">The Company established the FMC Corporation 401(k) Plan for Employees Covered by a Collective Bargaining Agreement (the &quot;Plan&quot;) as of April 1, 1987. The Plan was subsequently amended from time to time. The Plan
was last amended and restated effective January 1, 1989. This document is an amendment and restatement of the Plan effective, except as and to the extent otherwise provided in this document, as of January 1, 1999, and changes the name of the Plan to the
FMC Corporation Savings and Investment Plan for Bargaining Unit Employees, effective January 1, 2000.</FONT></P>

<P><FONT FACE="Times New Roman">The Company or its delegate may amend the Plan to meet applicable rules and regulations of the Internal Revenue Service and the United States Department of Labor, or, subject to the terms of any applicable collective
bargaining agreements, for other reasons the Company or its delegate deems necessary or desirable. </FONT></P>

<P><FONT FACE="Times New Roman">The Plan is intended to be qualified under Code Section 401(a) and its associated trust is intended to be tax exempt under Code Section 501(a). The Plan is intended also to meet the requirements of ERISA, and will be
interpreted, wherever possible, to comply with the terms of the Code and ERISA.</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE I</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Definitions</FONT></U></B></P>

<P><FONT FACE="Times New Roman">For purposes of this Plan and any amendments to it, the following terms have the meanings ascribed to them below.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Account</U></B> means the Pre-Tax Contribution Account, After-Tax Contribution Account and Rollover Contribution Account, if any, established on behalf of a Participant.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Account Balance</U></B> means the value of an Account determined as of any Valuation Date.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Administrator</U></B> means the Company. The Plan is administered by the Company through the Committee. The Administrator and the Committee have the responsibilities specified in Article IX.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Affiliate</U></B> means any corporation, partnership, or other entity that is:</FONT></P>

<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(a) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">a member of a controlled group of corporations of which the Company is a member (as described in Code Section 414(b));</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(b) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">a member of any trade or business under common control with the Company (as described in Code Section 414(c))</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(c) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">a member of an affiliated service group that includes the Company (as described in Code Section 414(m));</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(d) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">an entity required to be aggregated with the Company pursuant to regulations promulgated under Code Section 414(o); or</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(e) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">a leasing organization that provides Leased Employees to the Company or an Affiliate (as determined under paragraphs (a) through (d) above), unless: (i) the Leased Employees make up no more than 20% of the
nonhighly compensated workforce of the Company and Affiliates (as determined under paragraphs (a) through (d) above); and (ii) the Leased Employees are covered by a plan described in Code Section 414(n)(5). </FONT></TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman">&quot;Leasing organization&quot; has the meaning ascribed to it in the definition of &quot;Leased Employee&quot; below.</FONT></P>

<P><FONT FACE="Times New Roman">For purposes of Section 3.6, the 80% thresholds of Code Sections 414(b) and (c) are deemed to be &quot;more than 50%,&quot; rather than &quot;at least 80%.&quot;</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>After-Tax Contribution</U></B> means the amount a Participant contributes in accordance with Section 3.2.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>After-Tax Contribution Account</U></B> means the Account established for a Participant pursuant to Section 3.5.2.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>After-Tax Contribution Election</U></B> means a Participant's election to make After-Tax Contributions in accordance with Section 3.3.1.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Annuity Contract</U></B> means an individual or group annuity contract issued by an insurance company and providing periodic benefits, whether fixed, variable or both, to a Participant or Beneficiary. An Annuity
Contract must provide that a Participant or Beneficiary cannot transfer, sell, assign, discount, or pledge (as collateral for a loan or for any other purpose) all or any part of the contract benefits or value to any person other than the issuer. The terms
of an Annuity Contract must comply with the requirements of this Plan.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Annuity Starting Date</U></B> means the first day of the first period for which an amount is paid in an annuity or other form of benefit. In the case of a lump sum distribution, the Annuity Starting Date is the date
payment is actually made.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Beneficiary</U></B> means any person designated or deemed designated by a Participant to receive any payment of Plan benefits due after the Participant's death. A married Participant may name a primary Beneficiary
other than his or her Surviving Spouse only if the Surviving Spouse consents to the election in the time frame and manner required by Section 7.3.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Board</U></B> means the board of directors of the Company.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Break in Service</U></B> means a Period of Separation that lasts for at least 12 consecutive months.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Code</U></B> means the Internal Revenue Code of 1986, as amended from time to time. Reference to a specific provision of the Code includes that provision, any successor to it and any valid regulation promulgated under
the provision or successor provision.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Committee</U></B> means the FMC Corporation Employee Welfare Benefits Plan Committee as described in Section 9.8, its authorized delegatee and any successor to the FMC Corporation Employee Welfare Benefits Plan
Committee.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Company</U></B> means FMC Corporation and any successor to it.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Compensation</U></B> means the total compensation paid by the Company or a Participating Employer to an Employee for each Plan Year that is currently includible in gross income for federal income tax purposes:</FONT></P>


<P><FONT FACE="Times New Roman"></FONT></P>
<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(a)</FONT></TD>
<TD WIDTH="88%"><FONT FACE="Times New Roman"><U> including</U>: overtime, administrative and discretionary bonuses (including completion bonuses, gainsharing bonuses and performance related bonuses); sales incentive bonuses; field premiums; back pay and
sick pay; plus the Employee's Pre-Tax Contributions and amounts contributed to a plan described in Code Section 125 or 132;</FONT></TD>
</TR>
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="88%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(b)</FONT></TD>
<TD WIDTH="88%"><FONT FACE="Times New Roman"><U> but excluding</U>: hiring bonuses; referral bonuses; stay bonuses; retention bonuses; awards (including safety awards, &quot;Gutbuster&quot; awards and other similar awards); amounts received as deferred
compensation; disability payments from insurance or the Long-Term Disability Plan for Employees of FMC Corporation; workers' compensation benefits; state disability benefits; flexible credits (<I>i.e.</I>, wellness awards and payments for opting out of benefit coverage); expatriate premiums; grievance or settlement pay; pay in lieu of notice; severance pay; accrued (but not earned) vacation; other special payments such as reimbursements,
relocation or moving expense allowances; stock options or other stock-based compensation (except as provided above); effective January 1, 2000, any gross-up on any amounts paid by a Participating Employer that is Compensation (as defined herein); other
distributions that receive special tax benefits; any amounts paid by a Participating Employer to cover an Employee's FICA tax obligation as to amounts deferred or accrued under any nonqualified retirement plan of a Participating Employer; and any gross-up
on any amount paid by a Participating Employer that is not Compensation (as defined herein).</FONT></TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman">Notwithstanding anything herein to the contrary, no amounts paid to a Participant more than 30 days after his or her termination of employment with the Company or a Participating Employer will be considered Compensation.
</FONT></P>

<P><FONT FACE="Times New Roman">The annual amount of Compensation taken into account for a Participant must not exceed $160,000 (as adjusted by Internal Revenue Service for cost-of-living increases in accordance with Code Section 401(a)(17)(B)). Effective
January 1, 1997, the Compensation limit will be applied to each Participant without taking into account the Compensation of any of his or her family members.</FONT></P>

<P><FONT FACE="Times New Roman">A Participant's Compensation will be conclusively determined according to the Company's records.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Direct Rollover</U></B> means a payment by the Plan to the Eligible Retirement Plan specified by a Distributee.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Disability</U></B> means a medically determinable physical or mental impairment that makes the Participant unable to engage in any substantial gainful activity, can be expected to result in death or be of long and
indefinite duration, or has lasted or can be expected to last for a continuous period of at least 12 months. A Participant will be considered to have a Disability at any time only if he or she is then eligible to receive Social Security disability benefits.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Distributee</U></B> means an Employee or former Employee. In addition, the Employee's or former Employee's Surviving Spouse and the Employee's or former Employee's spouse or former spouse who is the alternate payee
under a qualified domestic relations order, as defined under Code Section 414(p), are Distributees as to their Plan interests.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Effective Date</U></B> means January 1, 1999.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Eligible Employee</U></B> means an Employee of a Participating Employer who belongs to a bargaining unit covered by a collective bargaining agreement that provides for participation in the Plan. The bargaining units
whose members are covered by the Plan, and the effective dates of that coverage, are listed in Appendix A. <U>Eligible Employee</U> does not include a nonresident alien of the United States, a Leased Employee or an individual working for a Participating Employer under a contract that designates him or her as an independent contractor.</FONT></P>

<P><FONT FACE="Times New Roman">An individual's status as an Eligible Employee or not will be conclusively determined by the Administrator, subject to the claims review procedure described in Section 12.11.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Eligible Retirement Plan</U></B> means an individual retirement account described in Code Section 408(a), an individual retirement annuity described in Code Section 408(b), an annuity plan described in Code Section
403(a), or a plan described in Code Section 401(a) that accepts the Distributee's Eligible Rollover Distribution. In the case of an Eligible Rollover Distribution paid to a Surviving Spouse, an Eligible Retirement Plan is either an individual retirement
account or individual retirement annuity, and does not include an annuity plan or a Code Section 401(a) plan.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Eligible Rollover Distribution</U></B> means any distribution of all or any portion of the balance to the credit of the Distributee, other than (a) a distribution that is one of a series of substantially equal
periodic payments made (no less frequently than annually) for the life (or life expectancy) of the Distributee and the Distributee's Beneficiary, or for a specified period of ten years or more; (b) the portion of a distribution that is required to be made
under Code Section 401(a)(9); (c) the portion of a distribution that is not includible in gross income (determined without regard to the exclusion for net unrealized appreciation for employer securities); or (d) effective January 1, 1999, a withdrawal
under Section 6.7.2 on account of an immediate and heavy financial need.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Employee</U></B> means (a) a common law employee of the Company or an Affiliate who is paid as an employee from the payroll of the Company or an Affiliate and treated as an employee, or (b) a Leased Employee.</FONT></P>


<P><FONT FACE="Times New Roman"><B><U>Employment Commencement Date</U></B> means the date on which the Employee first performs an Hour of Service.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>ERISA</U></B> means the Employee Retirement Income Security Act of 1974, as amended from time to time. Reference to a specific provision of ERISA includes the provision, any successor provision and any valid
regulation promulgated under the provision or successor provision.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Funding Agent</U></B> means any legal reserve life insurance company or Trustee selected by the Administrator or the Committee to receive Plan contributions and pay Plan benefits.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Highly Compensated Employee</U></B> means, effective January 1, 1997, an Employee who:</FONT></P>
<TABLE WIDTH="96%" BORDER="0" CELLSPACING="8">
<TR>
<TD VALIGN="top" WIDTH="9%">
<P ALIGN="right"><FONT FACE="Times New Roman">(a) </FONT></P>
</TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman">at any time during the Plan Year or the preceding Plan Year owns (or is considered under Code Section 318 to own) more than five percent of the Company or an Affiliate; or</FONT></TD>
</TR>
<TR>
<TD VALIGN="top" WIDTH="9%">
<P ALIGN="right"><FONT FACE="Times New Roman">(b)</FONT></P>
</TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman"> had more than $80,000, as adjusted, in Compensation from the Company and the Affiliates during the preceding Plan Year.</FONT></TD>
</TR>
</TABLE>
<UL></UL>
<P><FONT FACE="Times New Roman">A former Employee of the Company or an Affiliate is a Highly Compensated Employee for a given Plan Year if he or she separated from service (or was deemed to have separated) before the Plan Year, performs no service for a
Participating Employer during the Plan Year, and was a Highly Compensated Employee for the Plan Year during which he or she separated from service (or was deemed to have separated) or for any Plan Year ending on or after his or her 55th birthday.</FONT></P>

<P><FONT FACE="Times New Roman">The Secretary of the Treasury or its delegate will adjust the $80,000 limit from time to time, to reflect increases in the cost of living. Employees who are nonresident aliens and receive no earned income (within the
meaning of Code Section 911(d)(2)) from the Company and its Affiliates that constitutes income from sources within the United States (within the meaning of Code Section 861(a)(3)) are not treated as Employees for purposes of this definition.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Hour of Service</U></B> means:</FONT></P>
<TABLE WIDTH="97%" BORDER="0" CELLSPACING="8">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">
<P><FONT FACE="Times New Roman">(a) </FONT></P>
</TD>
<TD VALIGN="top" COLSPAN="2"><FONT FACE="Times New Roman">each hour for which:</FONT></TD>
</TR>
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top"><FONT FACE="Times New Roman">(1) </FONT></TD>
<TD WIDTH="90%" VALIGN="top"><FONT FACE="Times New Roman">the Employee is paid, or entitled to payment, for the performance of duties for the Company or an Affiliate;</FONT></TD>
</TR>
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top">
<P><FONT FACE="Times New Roman">(2)</FONT></P>
</TD>
<TD WIDTH="90%" VALIGN="top"><FONT FACE="Times New Roman"> the Employee is paid, or entitled to payment, by the Company or an Affiliate on account of a period of time during which he or she performs no duties due to vacation, holiday, illness, incapacity
(including disability), layoff, jury duty, qualified military service, or leave of absence; and</FONT></TD>
</TR>
</TABLE>
<P>&nbsp;</P>

<P><FONT FACE="Times New Roman"></FONT></P>
<TABLE WIDTH="100%" BORDER="0">
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%"><FONT FACE="Times New Roman">(3) </FONT></TD>
<TD WIDTH="84%"><FONT FACE="Times New Roman">(back pay, irrespective of mitigation of damages, is either awarded or agreed to by the Company or an Affiliate.</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD COLSPAN="2">&nbsp;</TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%"><FONT FACE="Times New Roman">(b) </FONT></TD>
<TD COLSPAN="2"><FONT FACE="Times New Roman">Notwithstanding paragraphs (a)(2) and (a)(3) above:</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="84%">&nbsp;</TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" ALIGN="left"> <DIV ALIGN="left"><FONT FACE="Times New Roman">(1) </FONT> </DIV>
</TD>
<TD WIDTH="84%"><FONT FACE="Times New Roman">no more than 501 Hours of Service will be credited for any single continuous period described in paragraph (a)(2) above (whether or not such period occurs in a single Plan Year) and no more than 501 Hours of
Service will be credited for payments of back pay described in paragraph (a)(3) above, to the extent the back pay is agreed to or awarded for a period of time during which an Employee did not or would not have performed duties;</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp; </TD>
<TD WIDTH="84%">&nbsp;</TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" ALIGN="left"> <DIV ALIGN="left"><FONT FACE="Times New Roman">(2) </FONT></DIV>
</TD>
<TD WIDTH="84%"><FONT FACE="Times New Roman">no Hours of Service will be credited for payments made or due under a plan maintained solely to comply with applicable workmen's compensation, unemployment compensation or disability insurance laws;</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="84%">&nbsp;</TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" ALIGN="left"><FONT FACE="Times New Roman">(3)</FONT></TD>
<TD WIDTH="84%"><FONT FACE="Times New Roman">no Hours of Service will be credited for payments made solely to reimburse an Employee for medical or medically related expenses incurred by him or her; and</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="84%">&nbsp;</TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%"><FONT FACE="Times New Roman">(4)</FONT></TD>
<TD WIDTH="84%"><FONT FACE="Times New Roman"> an Hour of Service to be credited under paragraph (a) of this definition will not be credited more than once.</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="84%">&nbsp;</TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%" HEIGHT="22">&nbsp;</TD>
<TD WIDTH="5%" HEIGHT="22" ALIGN="left"><FONT FACE="Times New Roman">(c)</FONT></TD>
<TD WIDTH="89%" HEIGHT="22" COLSPAN="2"><FONT FACE="Times New Roman">When the Employee is paid or entitled to payment for reasons other than the performance of services the number of Hours of Service to be credited to the Employee and the Plan or Plan
Years within which those Hours of Service are to be credited will be determined in accordance with Department of Labor Regulations &#167;&#167; 2530.200b-2(b) and (c).</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="84%">&nbsp;</TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%" ALIGN="left"><FONT FACE="Times New Roman">(d)</FONT></TD>
<TD WIDTH="89%" COLSPAN="2">
<P><FONT FACE="Times New Roman"> If the Company or an Affiliate is unable to determine the actual number of Hours of Service, the Employee will be credited with 45 Hours of Service for each week for which the Employee would be required to be credited with
at least one Hour of Service.</FONT></P>
</TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman">Solely to determine whether a Break in Service has occurred for purposes of participation and vesting, a Participant who is absent from work for maternity or paternity reasons or on a leave under the Family and Medical
Leave Act of 1993 will receive credit for the Hours of Service which would have been credited to him or her but for the absence or, in any case in which those hours cannot be determined, eight Hours of Service per day of the absence. For purposes of this
paragraph, an absence from work for maternity or paternity reasons means an absence (i) because of the individual's pregnancy; (ii) because of the birth of a child to the individual; (iii) because of the placement of a child with the individual for
adoption; or (iv) to care for the individual's child for a period beginning immediately following its birth or placement. Hours of Service credited under this paragraph will be credited (i) in the Plan Year in which the absence or leave begins, if
necessary to prevent a Break in Service in that Plan Year; or (ii) in all other cases, in the following Plan Year.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Investment Fund</U></B> means an investment fund, if any, established or selected by the Administrator pursuant to Section 9.3.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Leased Employee</U></B> means, effective January 1, 1997, an individual who performs services for the Company or an Affiliate on a substantially full-time basis, for a period of at least one year, under the primary
direction or control of the Company or Affiliate, and under an agreement between the Company or Affiliate and a leasing organization. The leasing organization can be a third party or the Leased Employee himself or herself.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Nonhighly Compensated Employee</U></B> means an Employee who is not a Highly Compensated Employee.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Normal Retirement Age</U></B> means the date a Participant reaches age 65.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Normal Retirement Date</U></B> means the day a Participant reaches Normal Retirement Age.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Participant</U></B> means an Eligible Employee who has begun but not ended his or her participation in the Plan pursuant to the provisions of Article II.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Participating Employer</U></B> means the Company and each other Affiliate that adopts the Plan with the consent of the Board, as provided in Section 12.12.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Period of Separation</U></B> means a continuous period of time when the Employee is not employed by the Company or an Affiliate. A Period of Separation begins on the date an Employee retires, dies, separates from
service due to Disability, quits or is discharged, or, if earlier, on the 12-month anniversary of the date the Employee was otherwise first absent from service. Notwithstanding the foregoing, a Period of Separation does not begin if the Employee is:</FONT></P>

<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(a) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">on a leave of absence authorized by the Company or an Affiliate in accordance with standard personnel policies applied in a nondiscriminatory manner to all similarly situated Employees, and returns to active
employment with the Company or Affiliates as soon as the leave expires;</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(b)</FONT></TD>
<TD WIDTH="90%">
<P><FONT FACE="Times New Roman"> on a military leave while the Employee's reemployment rights are protected by law, and returns to active employment with the Company or Affiliate within 90 days after his or her discharge or release (or such longer period
as may be prescribed by law); or</FONT></P>
</TD>
</TR>
</TABLE>
<P>&nbsp;</P>

<P>&nbsp;</P>

<P><FONT FACE="Times New Roman"></FONT></P>
<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(c) </FONT></TD>
<TD WIDTH="88%"><FONT FACE="Times New Roman">on a layoff, and returns to work with the Company or an Affiliate within the period of time and in the manner necessary to maintain seniority according to the rules of the Company or Affiliate in effect at the
time of the return.</FONT></TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman"><B><U>Plan</U></B> means, effective January 1, 2000, the FMC Corporation Savings and Investment Plan for Bargaining Unit Employees. For periods beginning before January 1, 2000, the Plan was known as the FMC Corporation
401(k) Plan for Employees Covered by a Collective Bargaining Agreement. The Plan is a single employer plan.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Plan Year</U></B> means each 12-month period beginning on January 1 and ending on the next December 31.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Pre-Tax Contribution</U></B> means the amount that otherwise would have been paid as Compensation that is converted to a Participating Employer contribution in accordance with Section 3.1.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Pre-Tax Contribution Account</U></B> means the Account established for a Participant pursuant to Section 3.5.1.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Pre-Tax Contribution Election</U></B> means the Participant's election to make Pre-Tax Contributions in accordance with Section 3.3.1.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Required Beginning Date</U></B> is defined in Section 5.2.3.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Rollover Contribution</U></B> means an amount received from a deferred compensation plan that is qualified under Code Section 401 or 403(a), and which is rolled over to the Plan pursuant to Code Section 402(c). A
Rollover Contribution can be either a Direct Rollover or an amount distributed to a Participant and then rolled over. In addition, if an Employee had deposited an Eligible Rollover Distribution into an individual retirement account as defined in Code
Section 408, he or she may transfer the amount of the distribution plus earnings from the individual retirement account to the Plan, if the rollover amount is deposited with the Trustee within 60 days after receipt from the individual retirement account,
and the rollover meets the other requirements of Code Section 408(d)(3)(A)(ii).</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Rollover Contribution Account</U></B> means the Account established for a Participant pursuant to Section 3.5.3.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Stock</U></B> means the common stock of the Company.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Stock Fund</U></B> means an Investment Fund established and maintained by the Trustee as part of the Trust Fund to invest in Stock. All Plan contributions placed in or directed to the Stock Fund and all dividends,
other earnings and appreciation on those contributions must be invested only in Stock, except as and to the extent it is deemed necessary or advisable to maintain cash and cash equivalents to meet the Stock Fund's liquidity needs.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Surviving Spouse</U></B> means the person legally married to a Participant on the date of his or her death or on his or her Annuity Starting Date, whichever is earlier.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Trust</U></B> means the trust established under the Plan, to which Plan contributions are made and in which Plan assets are held.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Trust Fund</U></B> means the assets of the Trust held by or in the name of the Trustee.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Trustee</U></B> means the institution appointed as Trustee pursuant to Article X of the Plan, and any successor Trustee.</FONT></P>

<P><FONT FACE="Times New Roman"><B><U>Valuation Date</U></B> means each business day of the Plan Year.</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE II</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Participation</FONT></U></B></P>

<P><FONT FACE="Times New Roman">2.1<B><U> Admission as A Participant</U></B></FONT></P>

<P><FONT FACE="Times New Roman">2.1.1 An Employee becomes a Participant as of the date he or she satisfies all of the following requirements:</FONT></P>
<UL> <UL>
<TABLE WIDTH="75%" BORDER="0" CELLSPACING="6" CELLPADDING="0" ALIGN="left">
<TR VALIGN="top">
<TD WIDTH="6%">
<P ALIGN="left"><FONT FACE="Times New Roman"></FONT><FONT FACE="Times New Roman">(a) </FONT></P>
</TD>
<TD VALIGN="top" WIDTH="94%">the Employee is an Eligible Employee;</TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%"> <DIV ALIGN="left"><FONT FACE="Times New Roman">(b)</FONT></DIV>
</TD>
<TD VALIGN="top" WIDTH="94%"><FONT FACE="Times New Roman"> the Employee either (i) is a permanent full-time Employee, (ii) is a permanent, part-time employee eligible for benefits, or (iii) has completed at least 1,000 Hours of Service in a 12-month
period beginning on his or her Employment Commencement Date or an anniversary of his or her Employment Commencement Date; </FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%"><FONT FACE="Times New Roman">(c)</FONT></TD>
<TD VALIGN="top" WIDTH="94%">
<P><FONT FACE="Times New Roman">the Employee has filed with the Administrator a form on which he or she makes a Pre-Tax Contribution Election or After-Tax Contribution Election; and</FONT></P>
</TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="6%"><FONT FACE="Times New Roman">(d)</FONT></TD>
<TD VALIGN="top" WIDTH="94%">
<P><FONT FACE="Times New Roman">the Employee's election has become effective according to uniform and nondiscriminatory rules established by the Administrator.</FONT></P>
</TD>
</TR>
</TABLE>

<P>&nbsp;</P>
</UL>
</UL>
<BR CLEAR=all>
<P>&nbsp;</P>
<P><FONT FACE="Times New Roman">In place of the form, the Administrator may substitute a telephonic or electronic means of enrollment.</FONT></P>

<P><FONT FACE="Times New Roman">2.1.2 A Participant or Eligible Employee who is rehired as an Eligible Employee after a Period of Separation becomes an active Participant by filing with the Administrator a form on which he or she makes his or her Pre-Tax
Contribution Election or After-Tax Contribution Election. When the form becomes effective, the Participant or Eligible Employee will again become an active Participant. In place of the form, the Administrator may substitute a telephonic or electronic
means of reenrollment.</FONT></P>

<P><FONT FACE="Times New Roman">2.2<B><U> Provision of Information</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Each Participant must execute the forms or follow the telephonic or electronic procedures required by the Administrator and make available to the Administrator any information it reasonably requests. As a condition of
participating in the Plan, an Employee agrees, on his or her own behalf and on behalf of all persons who may have or claim any right by reason of the Employee's participation in the Plan, to be bound by all provisions of the Plan and by any agreement
entered into pursuant to it.</FONT></P>

<P><FONT FACE="Times New Roman">2.3<B><U> Termination of Participation</U></B></FONT></P>

<P><FONT FACE="Times New Roman">A Participant ceases to be a Participant when he or she dies or, if earlier, when his or her entire Account Balance has been paid to him or her.</FONT></P>

<P><FONT FACE="Times New Roman">2.4<B><U> Special Rules Relating to Veterans' Reemployment Rights</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Effective December 12, 1994, the following special provisions will apply to an Eligible Employee or Participant who is reemployed in accordance with the reemployment provisions of the Uniformed Services Employment and
Reemployment Rights Act (&quot;USERRA&quot;) following a period of qualifying military service (as determined under USERRA).</FONT></P>

<P><FONT FACE="Times New Roman">2.4.1 Each period of qualifying military service served by an Eligible Employee or Participant will, upon his or her reemployment as an Eligible Employee, be deemed to constitute service with the Participating Employer for
all Plan purposes.</FONT></P>

<P><FONT FACE="Times New Roman">2.4.2 The Participant will be permitted to make up Pre-Tax and/or After-Tax Contributions missed during the period of qualifying military service, so long as he or she does so during the period of time beginning on the date
of the Participant's reemployment with the Participating Employer following his or her period of qualifying military service and extending over the lesser of (a) three times the length of the Participant's period of qualifying military service, and (b)
five years.</FONT></P>

<P><FONT FACE="Times New Roman">2.4.3 The Participating Employer will not credit earnings to a Participant's Account with respect to any Pre-Tax or After-Tax Contribution before the contribution is actually made.</FONT></P>

<P><FONT FACE="Times New Roman">2.4.4 A reemployed Participant will be entitled to accrued benefits attributable to Pre-Tax or After-Tax Contributions only if they are actually made.</FONT></P>

<P><FONT FACE="Times New Roman">2.4.5 For all Plan purposes, including the Participating Employer's liability for making contributions on behalf of a reemployed Participant as described above, the Participant will be treated as having received
Compensation from the Participating Employer based on the rate of Compensation the Participant would have received during the period of qualifying military service, or if that rate is not reasonably certain, on the basis of the Participant's average rate
of Compensation during the 12-month period immediately preceding the period of qualifying military service.</FONT></P>

<P><FONT FACE="Times New Roman">2.4.6 If a Participant makes a Pre-Tax or After-Tax Contribution in accordance with the foregoing provisions of this Section 2.4:</FONT></P>
<TABLE WIDTH="75%" BORDER="0" CELLSPACING="8">
<TR VALIGN="top">
<TD WIDTH="10%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(a)</FONT></DIV>
</TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman"> those contributions will not be subject to any otherwise applicable limitation under Code Section 402(g), 404(a) or 415, and will not be taken into account in applying those limitations to other contributions
under the Plan or any other plan, for the year in which the contributions are made; the contributions will be subject to the above-referenced limitations only for the year to which the contributions relate and only in accordance with regulations
prescribed by the Internal Revenue Service; and</FONT></TD>
</TR>
</TABLE>
<P>&nbsp;</P>

<TABLE WIDTH="75%" BORDER="0" CELLSPACING="8">
<TR VALIGN="top">
<TD><FONT FACE="Times New Roman">(b) </FONT></TD>
<TD><FONT FACE="Times New Roman">the Plan will not be treated as failing to meet the requirements of Code Section 401(a)(4), 401(a)(26), 401(k)(3), 410(b) or 416 by reason of the contributions.</FONT></TD>
</TR>
</TABLE>
<P><FONT FACE="Times New Roman"></FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE III</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Contributions and Account Allocations</FONT></U></B></P>

<P><FONT FACE="Times New Roman">3.1<B><U> Pre-Tax Contributions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The Company will transmit to the Funding Agent the Pre-Tax Contributions for the Participants. To determine the amount it must transmit for each Participant, the Company will multiply the percentage elected by the
Participant in his or her Pre-Tax Contribution Election by the Participant's Compensation.</FONT></P>

<P><FONT FACE="Times New Roman">3.2<B><U> After-Tax Contributions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Effective on and after June 1, 1997, the Company will transmit to the Funding Agent the After-Tax Contributions for the Participants. To determine the amount it must transmit for each Participant, the Company will multiply
the percentage elected by the Participant in his or her After-Tax Contribution Election by the Participant's Compensation.</FONT></P>

<P><FONT FACE="Times New Roman">3.3<B><U> Rules Applicable to Both Pre-Tax and After-Tax Contributions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">3.3.1 In making his or her Salary Deferral Election and After-Tax Contribution Election, a Participant must choose to defer or contribute between 1% and 20% (15% before October 1, 1999) of his or her Compensation, in 1%
increments. For periods beginning on or after October 1, 1999, the Participant's Pre-Tax Contribution Election and After-Tax Contribution Election cannot together total more than 20% of his or her Compensation. For periods beginning before October 1,
1999, the Participant's Pre-Tax Contribution Election and After-Tax Contribution Election cannot together total more than 15% of his or her Compensation. The Administrator may reduce the amount of any Pre-Tax Contribution Election, or make such other
modifications it deems necessary, so that the Plan complies with the provisions of Code Section 401(k). Pre-Tax and After-Tax Contributions will be made on a payroll deduction basis and in accordance with uniform and nondiscriminatory rules and procedures
established by the Administrator. A Participant's Salary Deferral Election will apply only to Compensation paid to the Participant while he or she is an Eligible Employee.</FONT></P>

<P><FONT FACE="Times New Roman">3.3.2 A Participant may change his or her Pre-Tax or After-Tax Contribution Election percentage or discontinue making Pre-Tax Contributions or After-Tax Contributions, as frequently as permitted by the Administrator, by
completing the form or following any other election change procedure prescribed by the Administrator. An election change will become effective according to the uniform and nondiscriminatory rules established by the Administrator.</FONT></P>

<P><FONT FACE="Times New Roman">3.3.3 Pre-Tax and After-Tax Contributions will be delivered to the Funding Agent as of the earliest date they are known and can reasonably be segregated from the general assets of the Participating Employer. In no event
will that date be later than the 15th business day of the month following the month they would have been paid to the Participant if he or she had not chosen to defer their payment or contribute them to the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">3.3.4 Notwithstanding any other provision of the Plan, the amount contributed by the Participating Employers as Pre-Tax Contributions and by Participants as After-Tax Contributions must not exceed, in the aggregate, 15% of
the total Compensation for the Plan Year for those Participants employed by the Participating Employers eligible for an allocation for that Plan Year. In addition, the amount contributed by the Participating Employers to this Plan or any other qualified
plan maintained by the Participating Employers pursuant to a Participant's Pre-Tax Contribution Election must not exceed the Code Section 402(g) limit applicable for that calendar year.</FONT></P>

<P><FONT FACE="Times New Roman">3.4<B><U> Rollover Contributions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">With the approval of the Administrator, a Participant or Eligible Employee may make a Rollover Contribution to the Plan. A Participant's Rollover Contribution will be allocated to his or her Rollover Contribution Account no
later than the first day of the month following the month in which the contribution is made. A Rollover Contribution must be made in cash. If an Employee makes a contribution that was intended to be a Rollover Contribution and the Funding Agent later
discovers it was not a Rollover Contribution, the Funding Agent will distribute the balance of the Participant's Rollover Contribution Account to him or her as soon as practicable.</FONT></P>

<P><FONT FACE="Times New Roman">3.5<B><U> Establishment of Accounts </U></B></FONT></P>

<P><FONT FACE="Times New Roman">3.5.1 Each Participant to whom Pre-Tax Contributions are allocated will have a Pre-Tax Contribution Account. The Pre-Tax Contribution Account will be credited with the Pre-Tax Contributions allocable to the Participant and
the income on those contributions, and will be debited with expenses, losses, withdrawals and distributions chargeable to those contributions.</FONT></P>

<P><FONT FACE="Times New Roman">3.5.2 Each Participant who makes After-Tax Contributions will have an After-Tax Contribution Account. The After-Tax Contribution Account will be credited with the After-Tax Contributions the Participant makes and the income
on those contributions, and will be debited with expenses, losses, withdrawals and distributions chargeable to those contributions.</FONT></P>

<P><FONT FACE="Times New Roman">3.5.3 Each Participant who makes a Rollover Contribution to the Plan pursuant to Section 3.4 will have a Rollover Contribution Account. The Rollover Contribution Account will be credited with all Rollover Contributions made
by the Participant and the income on those contributions, and will be debited with expenses, losses, withdrawals and distributions chargeable to those contributions.</FONT></P>

<P><FONT FACE="Times New Roman">3.6<B><U> Limitation on Annual Additions to Accounts</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Notwithstanding any provision of the Plan to the contrary, the total annual additions allocated for any Plan Year to the Account of a Participant and to his or her accounts under any other defined contribution plan
maintained by the Company or an Affiliate must not exceed $30,000 or 25% of the Participant's Compensation. For purposes of this Section 3.6, &quot;annual additions&quot; include all Pre-Tax Contributions and After-Tax Contributions allocated to the
Participant's Account for the Plan Year, except for Excess Pre-Tax Contributions (as described in Section 3.9.5) distributed to the Participant by April 15 following the year for which they were contributed to the Plan. &quot;Annual additions&quot; also
include any employer and employee contributions and forfeitures allocated for the Plan Year under other defined contribution plans of the Company and the Affiliates. For Plan Years beginning before January 1, 1998, for purposes of this Section 3.6, a
Participant's Compensation was adjusted by subtracting from it any Pre-Tax Contributions made for the Participant for the Plan Year, any Code Section 401(k) contributions made for the Participant to another plan for the Plan Year, and any contributions
made on the Participant's behalf under a Code Section 125 cafeteria plan.</FONT></P>

<P><FONT FACE="Times New Roman">3.7<B><U> Reduction of Annual Additions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">If the annual additions allocated to a Participant's Account for the Plan Year exceed the limitation described in Section 3.6, annual additions, with their earnings, will be returned to the Participant in the minimum amount
necessary to meet the limitation on annual additions. After-Tax Contributions will be returned first, and if there are not enough to satisfy the limitation on annual additions, Pre-Tax Contributions will be returned.</FONT></P>

<P><FONT FACE="Times New Roman">3.8<B><U> Combined Plan Fraction</U></B></FONT></P>

<P><FONT FACE="Times New Roman">For Plan Years beginning before January 1, 2000, if a Participant was (or had been) a participant in any defined benefit plan (whether or not terminated) maintained by the Company or an Affiliate, the sum of the
Participant's defined benefit plan fraction and defined contribution plan fraction could not exceed 1. If the sum exceeded 1, the Participant's defined contribution plan fraction was reduced until the sum equaled 1. The defined benefit plan fraction and
defined contribution plan fraction were defined in Code Section 415(e).</FONT></P>

<P><FONT FACE="Times New Roman">3.9<B><U> Limitations on Pre-Tax Contributions - Definitions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">For purposes of Sections 3.9 through 3.12, the terms defined below have the meanings ascribed to them in this Section 3.9.</FONT></P>

<P><FONT FACE="Times New Roman">3.9.1<B> Actual Deferral Percentage</B> means the amount of Pre-Tax Contributions allocated to the Eligible Participant for the Plan Year, divided by his or her Plan Year Compensation, stated as a percentage. In calculating
the Actual Deferral Percentage, Pre-Tax Contributions include Excess Pre-Tax Contributions for Highly Compensated Employees (whether they were made under plans of unrelated employers or plans of the same or related employers) but do not include Excess
Pre-Tax Contributions for Nonhighly Compensated Employees. All salary reduction contributions made on behalf of a Highly Compensated Employee under all plans of the Company and its Affiliates will be aggregated to determine the Highly Compensated
Employee's Actual Deferral Percentage. The Actual Deferral Percentage of an Eligible Participant who does not make a Pre-Tax Contribution Election is 0.0%. Effective January 1, 1997, the Actual Deferral Percentage of an Eligible Participant will be
determined without taking into account any amounts allocated to the accounts of his or her family members.</FONT></P>

<P><FONT FACE="Times New Roman">3.9.2<B> Average Actual Deferral Percentage</B> means the average of the Actual Deferral Percentages of the Eligible Participants in a group.</FONT></P>

<P><FONT FACE="Times New Roman">3.9.3<B> Eligible Participant</B> means any Employee who is eligible to make a Pre-Tax Contribution Election anytime during the Plan Year.</FONT></P>

<P><FONT FACE="Times New Roman">3.9.4<B> Excess Contribution </B>means for any Plan Year, the portion of any Eligible Participant's Pre-Tax Contribution which must be reduced pursuant to this Section. If for any Plan Year the Average Actual Deferral
Percentage for Eligible Participants who are Highly Compensated Employees does not satisfy one of the tests in Section 3.12, the Administrator will reduce the Pre-Tax Contributions of some or all of the Eligible Participants who are Highly Compensated
Employees until one of the tests is satisfied. The reduction will be made by reducing the Pre-Tax Contributions for the Highly Compensated Employee with the highest dollar amount of Pre-Tax Contributions by the lesser of: (a) the amount necessary for the
dollar amount of that Highly Compensated Employee's Pre-Tax Contributions to equal the dollar amount of the Pre-Tax Contributions for the Highly Compensated Employee with the next highest dollar amount of Pre-Tax Contributions, and (b) the amount
necessary for the Plan to satisfy the Actual Deferral Percentage Test. The Administrator will repeat this procedure until the Plan satisfies the Actual Deferral Percentage Test set forth in Section 3.12.</FONT></P>

<P><FONT FACE="Times New Roman">3.9.5<B> Excess Pre-Tax Contribution</B> means the amount of Pre-Tax Contributions for a calendar year that are includible in a Participant's gross income under Code Section 402(g) because the Participant's elective
deferrals exceed the dollar limitation under Code Section 402(g) as determined under Sections 3.10 and 3.11.</FONT></P>

<P><FONT FACE="Times New Roman">3.10<B><U> Maximum Amount of Pre-Tax Contributions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The total amount of Pre-Tax Contributions, 401(k) contributions under another qualified plan, and deferrals under a Code Section 403(b) annuity, a simplified employee pension and/or a simple retirement account allocated to
a Participant in any calendar year cannot exceed the dollar limitation in effect under Code Section 402(g) for that year.</FONT></P>

<P><FONT FACE="Times New Roman">3.11<B><U> Correction of Excess Pre-Tax Contributions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">3.11.1 Excess Pre-Tax Contributions, as adjusted per Section 3.11.2, will be distributed to each Participant on whose behalf they were made no later than the first April 15 following the close of the taxable year of the
Participant for which they were allocated. In no event may the amount distributed under this Section 3.11 exceed the Participant's total Pre-Tax Contributions (as adjusted under Section 3.11.2 for income and losses allocable to them) for the taxable year
for which he or she had Excess Pre-Tax Contributions.</FONT></P>

<P><FONT FACE="Times New Roman">3.11.2 The Excess Pre-Tax Contributions to be distributed to a Participant will be adjusted for income or losses through the close of the Plan Year for which they were made. Income and losses allocable to a Participant's
Excess Pre-Tax Contributions will be determined in a nondiscriminatory manner (within the meaning of Code Sections 401(a)(4)) consistent with the valuation of Participant Account under Section 9.4.</FONT></P>

<P><FONT FACE="Times New Roman">3.11.3 If a Participant has Excess Pre-Tax Contributions, but only when taking into account his or her pre-tax contributions under another plan, in order to receive a distribution of Excess Pre-Tax Contributions, a
Participant must make a written claim to the Administrator no later than the March 15 following the taxable year of the Participant for which the contributions were made. The claim must specify the amount of the Participant's Excess Pre-Tax Contributions
for the preceding taxable year and be accompanied by the Participant's written statement that if those amounts are not distributed, the Participant's Pre-Tax Contributions, when added to amounts deferred under other plans or arrangements described in Code
Section 401(k), 402(h)(1)(B) (a simplified employee pension), 403(b) (an annuity plan) or 408(p)(2)(A)(i) (a simple retirement plan) will exceed the limit imposed on the Participant by Code Section 402(g) for the year in which the deferral occurred.</FONT></P>

<P><FONT FACE="Times New Roman">3.11.4 Excess Pre-Tax Contributions distributed prior to the first April 15 following the close of the Participant's taxable year will not be treated as Annual Additions under Section 3.6 for the preceding Limitation Year.
</FONT></P>

<P><FONT FACE="Times New Roman">3.11.5 Any Pre-Tax Contributions that are properly distributed under Section 3.7 as excess Annual Additions are disregarded in determining if there are any Excess Pre-Tax Contributions.</FONT></P>

<P><FONT FACE="Times New Roman">3.12<B><U> Actual Deferral Percentage Test</U></B></FONT></P>

<P><FONT FACE="Times New Roman">3.12.1 The Average Actual Deferral Percentage for Eligible Participants who are Highly Compensated Employees for the Plan Year may not exceed the greater of:</FONT></P>
<UL>
<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(a) </FONT></TD>
<TD COLSPAN="2"><FONT FACE="Times New Roman">the Average Actual Deferral Percentage for Eligible Participants who are Nonhighly Compensated Employees for the Plan Year multiplied by 1.25; and</FONT></TD>
</TR>
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="88%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%"><FONT FACE="Times New Roman">(b)</FONT></TD>
<TD COLSPAN="2"><FONT FACE="Times New Roman"> the lesser of:</FONT></TD>
</TR>
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="88%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" ALIGN="left" VALIGN="top">
<P><FONT FACE="Times New Roman">(i)</FONT></P>
</TD>
<TD WIDTH="88%"><FONT FACE="Times New Roman"> the Average Actual Deferral Percentage for Eligible Participants who are Nonhighly Compensated Employees for the Plan Year multiplied by two and</FONT></TD>
</TR>
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="88%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top">
<P><FONT FACE="Times New Roman">(ii) </FONT></P>
</TD>
<TD WIDTH="88%"><FONT FACE="Times New Roman">the Average Actual Deferral Percentage for Eligible Participants who are Nonhighly Compensated Employees for the Plan Year plus two percentage points.</FONT></TD>
</TR>
</TABLE>
</UL>
<P><FONT FACE="Times New Roman">3.12.2 The provisions of Code Section 401(k)(3) are incorporated by reference.</FONT></P>

<P><FONT FACE="Times New Roman">3.12.3 If this Plan satisfies the requirements of Code Sections 401(a)(4), 401(k), and 410(b) only if aggregated with one or more other plans, or if one or more other plans satisfy the requirements of those Code sections
only if aggregated with this Plan, then this Section 3.12 is applied by determining the Actual Deferral Percentages of Eligible Participants as if all the plans were a single plan.</FONT></P>

<P><FONT FACE="Times New Roman">3.12.4 The Administrator also may treat one or more plans as a single plan with the Plan whether or not the aggregated plans must be aggregated to satisfy Code Sections 401(a)(4) and 410(b). However, those plans must then
be treated as one plan under Code Sections 401(a)(4), 401(k), and 410(b). Plans may be aggregated under this Section 3.12.4 only if they have the same plan year.</FONT></P>

<P><FONT FACE="Times New Roman">3.12.5 Pre-Tax Contributions may be considered made for a Plan Year if made no later than the end of the 12-month period beginning on the day after the close of the Plan Year.</FONT></P>

<P><FONT FACE="Times New Roman">3.12.6 The determination and treatment of the Pre-Tax Contributions and Actual Deferral Percentage of any Participant must satisfy such other requirements as the Secretary of the Treasury may prescribe including, without
limitation, record retention requirements.</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE IV</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Vesting</FONT></U></B></P>

<P><FONT FACE="Times New Roman">A Participant is always 100% vested in the balance of his or her Pre-Tax Contribution Account, After-Tax Contribution Account and Rollover Contribution Account.</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE V</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Timing of Distributions to Participants</FONT></U></B></P>

<P><FONT FACE="Times New Roman">5.1<B><U> Separation from Service</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Upon his or her separation from service with the Company and all Affiliates for any reason, a Participant will be entitled to receive his or her full Account Balance, determined in accordance with the valuation rules
established for each Investment Fund. The date as of which the Participant's Account Balance is determined will be the Valuation Date preceding the date of distribution.</FONT></P>

<P><FONT FACE="Times New Roman">5.2<B><U> Start of Benefit Payments</U></B></FONT></P>

<P><FONT FACE="Times New Roman">5.2.1 Except as provided in Sections 5.2.2 and 5.2.3, unless a Participant otherwise elects, payment of benefits will begin no later than the 60th day after the close of the Plan Year in which the latest of the following
events occurs:</FONT></P>

<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%"><FONT FACE="Times New Roman">(a) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">the Participant's Normal Retirement Date;</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%"><FONT FACE="Times New Roman">(b)</FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman"> the 10th anniversary of the year in which the Participant commenced participation; and</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%"><FONT FACE="Times New Roman">(c) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">the Participant's separation from service.</FONT></TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman">If the amount of benefits payable to or in respect of a Participant cannot be determined by the benefit commencement date described in the preceding sentence, or if the Administrator cannot locate the Participant (or, if
the Participant has died, his or her Beneficiary) after making a reasonable effort to do so, benefit payments will begin no later than 60 days after the amount of the Participant's benefits can first be determined or the Participant (or his or her
Beneficiary) is located, in the amount necessary to bring the payments up to date, as if they had begun on the benefit commencement date described in the preceding sentence.</FONT></P>

<P><FONT FACE="Times New Roman">5.2.2 The Participant's Account Balance will be distributed as soon as practicable after the Participant elected to receive a distribution following the Participant's separation from service. Notwithstanding the foregoing,
if (at the time of his or her separation from service) the Participant's total Account Balance exceeds $5,000 (or, for Plan Years beginning before 1998, $3,500), the Participant may elect to defer distribution of his or her Account Balance until a date no
later than his or her Required Beginning Date, and the Participant's Account Balance may be distributed before the Participant's Required Beginning Date only if the notice and consent rules of this Sections 5.2.2 are met. At least 30, but no more than 90,
days before the Annuity Starting Date, the Administrator will furnish the Participant with a notice containing information regarding his or her right to defer distribution of his or her Account Balance. The Administrator will give the Participant an
election period of at least 30 days to decide whether to take distribution. Notwithstanding the foregoing, the election period may end immediately after the Participant makes an affirmative election to take distribution of his or her Account Balance.
Notices and elections under this Section 5.2.2 may be made electronically or telephonically.</FONT></P>

<P><FONT FACE="Times New Roman">5.2.3 Notwithstanding any other provision of this Plan, a Participant must begin to receive his or her benefit no later than his or her Required Beginning Date. The amount to be distributed each year will be the minimum
amount required to satisfy Code Section 401(a)(9) and the regulations promulgated thereunder, determined with no recalculation of life expectancy. The Required Beginning Date of a Participant who reaches age 70-&#189; on or after January 1, 2000 is April
1 of the calendar year following the calendar year in which the Participant reaches age 70-&#189; or, if later, retires. The Required Beginning Date of a Participant who reaches age 70-&#189; before January 1, 2000 is April 1 of the calendar year
following the calendar year in which the Participant reaches age 70-&#189;. Notwithstanding any other provision of this Section 5.2.3, if a Participant is a 5% owner (as defined in Code Section 416) for the Plan Year ending in the calendar year in which
he or she reaches age 70-&#189; his or her Required Beginning Date is April 1 of the following calendar year, and he or she cannot defer distribution until after he or she retires.</FONT></P>

<P><FONT FACE="Times New Roman">5.2.4 Notwithstanding any other provision of this Plan, all Plan distributions will comply with Code Section 401(a)(9), including Department of Treasury Regulation Section 1.401(a)(9)-2. In addition, the benefit payments
distributed to any Participant will satisfy the incidental death benefit provisions under Code Section 401(a)(9)(G) and the regulations promulgated under it.</FONT></P>

<P><FONT FACE="Times New Roman">5.2.5 If the Participant dies after beginning distribution of his or her Account Balance, the remainder of the Account Balance will be payable in accordance with Section 7.1. Notwithstanding the foregoing, the Participant's
Account Balance must continue to be distributed at least as rapidly as under the method of distribution in effect before the Participant died.</FONT></P>

<P><FONT FACE="Times New Roman">5.2.6 If the Participant dies before beginning distribution of his or her Account Balance, the Participant's Account Balance will be distributed as provided under Section 7.1, but distribution must be completed within five
years after the Participant dies. Notwithstanding the foregoing, the Participant's Beneficiary may receive the Account Balance over his or her life or over a period not extending beyond his or her life expectancy, so long as distribution begins within one
year after the participant dies, or, if the Beneficiary is the Participant's Surviving Spouse, by the date the Participant would have reached age 70-&#189;. Furthermore, if the Participant's Surviving Spouse is the Beneficiary and dies before distribution
begins, the next Beneficiary to take may receive benefits over his or her life or a period not exceeding his or her life expectancy, so long as distribution begins by the date the Surviving Spouse would have reached age 70-&#189;.</FONT></P>

<P><FONT FACE="Times New Roman">5.3<B><U> Additional Distribution Events</U></B></FONT></P>

<P><FONT FACE="Times New Roman">A Participant is eligible to receive a lump sum distribution of his or her Account Balance under any of the sets of circumstances described below.</FONT></P>

<P><FONT FACE="Times New Roman">(a) The Plan is terminated and another defined contributions plan is not established in its place. Neither an employee stock ownership plan (as described in Code Section 4975(e) or 409) nor a simplified employee pension
plan (as defined in Code Section 408(k)) counts as another defined contribution plan for this purpose.</FONT></P>

<P><FONT FACE="Times New Roman">(b) A Participating Employer that is a corporation disposes of substantially all of the assets used in a trade or business to an unrelated corporation, and the Participating Employer continues to maintain this Plan after
the disposition. In such a case, only Employees who continue employment with the corporation acquiring the assets may receive a lump sum distribution.</FONT></P>

<P><FONT FACE="Times New Roman">(c) A Participating Employer that is a corporation disposes of its interest in a subsidiary to an unrelated entity, and the Participating Employer continues to maintain this Plan. In such a case, only Employees who continue
employment with the subsidiary may receive a lump sum distribution.</FONT></P>

<P><FONT FACE="Times New Roman">For purposes of this Section 5.3, a lump sum distribution has the meaning given by Code Section 402(d)(4), without regard to Subsections (i), (ii), (iii) and (iv) of Subsections (A), (B), or (F) thereof.</FONT></P>

<P><FONT FACE="Times New Roman">5.4<B><U> Transfers from the Plan for Changes in a Participant's Employment Status</U></B></FONT></P>

<P><FONT FACE="Times New Roman">If, as a result of a change in employment status, a Participant ceases to be a Participant in this Plan but becomes a participant in the FMC Corporation Savings and Investment Plan pursuant to the terms of that plan, his or
her Account will be transferred to that plan as soon as reasonably feasible after the date he or she becomes a participant in that plan.</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE VI</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Forms of Benefit, In-Service Withdrawals and Loans</FONT></U></B></P>

<P><FONT FACE="Times New Roman">6.1<B><U> Cashout of Small Amounts</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Notwithstanding any other Plan provision, if a Participant's Account Balance is not larger than $5,000 (or, for Plan Years beginning before 1998, $3,500) the Account Balance will be paid in one lump sum as soon as
practicable after the Participant's separation from service, without his or her consent or the consent of his or her spouse.</FONT></P>

<P><FONT FACE="Times New Roman">6.2<B><U> Medium of Distribution</U></B></FONT></P>

<P><FONT FACE="Times New Roman">A Participant's Account Balance will be distributed by check to the Participant or Beneficiary entitled to it (or to his or her designated agent). Alternatively, as to any amount invested in the Stock Fund at the time of
distribution, the Participant or, where applicable, his or her Beneficiary, may request a certificate representing the whole shares of Stock held for him or her, and a check representing any fractional share. The Administrator will establish uniform and
nondiscriminatory rules governing the timing, content and manner of elections under this Section 6.2.</FONT></P>

<P><FONT FACE="Times New Roman">6.3<B><U> Forms of Benefit for Participants</U></B></FONT></P>

<P><FONT FACE="Times New Roman">6.3.1 The normal form of benefit is the 50% Joint and Survivor-Ten Year Certain Annuity with the Participant's spouse as the Beneficiary, if the Participant is married on the Annuity Starting Date. If Participant is not
married on the Annuity Starting Date, the normal form of benefit is the Life and Ten Year Certain Annuity. If the Participant fails to make an election under Section 6.5, his or her Account Balance will be paid in the normal form of benefit. A Participant
who is married on the Annuity Starting Date may elect a benefit other than the normal form of benefit only if his or her spouse consents to the election within the time frame and in the manner required by Section 6.5.</FONT></P>

<P><FONT FACE="Times New Roman">6.3.2 Subject to Sections 6.3.1 and 6.5, and except as otherwise provided herein, a Participant may elect to have his or her benefit under this Plan paid in the form of a lump sum distribution or a fixed dollar annuity
purchased on the Participant's behalf. A Plan annuity is a fixed dollar annuity if it provides a stream of monthly payments that do not vary in amount.</FONT></P>

<P><FONT FACE="Times New Roman">6.3.3 If a Participant elects to have a fixed dollar annuity purchased on his or her behalf, he or she may select any of forms of annuity described in this Section 6.3.3.</FONT></P>

<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(a)<B> </B></FONT></TD>
<TD WIDTH="90%">
<P><FONT FACE="Times New Roman"><B>Life and Ten Year Certain Annuity:</B> This form of annuity pays the Participant a fixed amount each month beginning with the month in which the Annuity Starting Date occurs and ending when the Participant dies. If the
Participant dies before 120 monthly payments have been made, payments will continue to the Participant's Beneficiary until 120 monthly payments have been made to the Participant and Beneficiary under the annuity.</FONT></P>
</TD>
</TR>
</TABLE>
<P><FONT FACE="Times New Roman"></FONT></P>

<TABLE WIDTH="84%" BORDER="0" CELLSPACING="8">
<TR VALIGN="top">
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(b)</FONT></DIV>
</TD>
<TD WIDTH="92%"><FONT FACE="Times New Roman"><B> Joint and Survivor-Ten Year Certain Annuity:</B> This form of annuity pays the Participant a fixed amount each month beginning with the month in which the Annuity Starting Date occurs and ending when the
Participant dies. If the Participant's Beneficiary survives the Participant, payments will continue to the Participant's primary Beneficiary until the Beneficiary dies. If the Participant and Beneficiary both die before 120 monthly payments have been made
to the Participant and Beneficiary under the annuity, payments will continue to the Participant's contingent Beneficiary until 120 monthly payments in all have been made under the annuity. The monthly payment payable to the primary or contingent
Beneficiary before 120 payments have been made under the annuity equals the monthly payment made during the Participant's lifetime. The monthly payment payable to the primary Beneficiary after 120 payments have been made under the annuity equals 100% or
50% of the monthly payment made during the Participant's lifetime, as specified in the Participant's election. Both the primary and contingent Beneficiaries must be named at the time this annuity is elected.</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(c)</FONT></DIV>
</TD>
<TD WIDTH="92%"><FONT FACE="Times New Roman"><B> Period Certain Annuity:</B> This form of annuity pays the Participant a fixed amount each month beginning with the month in which the Annuity Starting Date occurs and ending when the specified number of
monthly payments have been made to the Participant and, if he or she dies before receiving the specified number of payments, to the Participant's Beneficiary. The Participant may specify 60, 120 or 180 monthly payments. The Participant specifies the
number of monthly payments and names his or her Beneficiary at the time he or she elects the annuity.</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(d)</FONT></DIV>
</TD>
<TD WIDTH="92%"><FONT FACE="Times New Roman"><B> Other:</B> This form of payment includes any other alternative form of distribution, including installment distributions, provided for by the Funding Agent. Notwithstanding the foregoing, a Participant may
not elect any form of distribution providing only for the payment of interest or income earned on his or her Account.</FONT></TD>
</TR>
</TABLE>
<P>&nbsp; </P>

<P><FONT FACE="Times New Roman">6.3.4 An annuity under this Plan must provide that payments will be made over a period no longer than the life of the Participant, the lives of the Participant and his or her Beneficiary, the Participant's life expectancy
or the life expectancy of the Participant and his or her Beneficiary. A Participant may not elect any form of annuity providing monthly payments to a Beneficiary who is other than his or her spouse, unless the amount distributed each year equals or
exceeds the quotient obtained by dividing the Participant's Account Balance by the divisor determined under Department of Treasury Regulation Section 1.401(a)(9)-2. Further, the amount of the monthly payment made to a Beneficiary cannot under any
circumstances be larger than the amount of the monthly payment made to the Participant.</FONT></P>

<P><FONT FACE="Times New Roman">6.4<B><U> Change in Form, Timing or Medium of Benefit Payment</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Any former Employee who has chosen to defer payment of his or her Account Balance may request a change in the form, timing or medium in which his or her Account Balance will be paid, so long as the revised election conforms
to Sections 6.3 through 6.5. Once benefit payments have begun, no Participant may change the form, timing or medium of payment of his or her Account Balance.</FONT></P>

<P><FONT FACE="Times New Roman">6.5<B><U> Waiver of Normal Form of Benefit</U></B></FONT></P>

<P><FONT FACE="Times New Roman">6.5.1 The Participant's Account Balance will be distributed in the normal form of benefit, regardless of what form of benefit the Participant chooses, unless the Participant makes an effective waiver under this Section 6.5
and, if the Participant is married on the Annuity Starting Date, unless the Participant's spouse consents to the Participant's choice of another form of benefit in the manner described in this Section 6.5. No sooner than 30, and no more than 90, days
before the Annuity Starting Date, the Administrator will provide the Participant with a written explanation of:</FONT></P>
<TABLE WIDTH="91%" BORDER="0" CELLSPACING="8">
<TR VALIGN="top">
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(a) </FONT></DIV>
</TD>
<TD WIDTH="92%"><FONT FACE="Times New Roman">the terms and conditions of the normal form of benefit;</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(b)</FONT></DIV>
</TD>
<TD WIDTH="92%"><FONT FACE="Times New Roman"> the Participant's right to waive the normal form of benefit and the effect of waiving the normal form of benefit;</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(c)</FONT></DIV>
</TD>
<TD WIDTH="92%"><FONT FACE="Times New Roman"> the right of the Participant's spouse to consent or withhold his or her consent to the Participant's choice of another form of benefit; and</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="8%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(d)</FONT></DIV>
</TD>
<TD WIDTH="92%"><FONT FACE="Times New Roman"> the Participant's right to revoke a waiver of the normal form of benefit, and the effect of revoking the waiver.</FONT></TD>
</TR>
</TABLE>
<UL></UL>
<P><FONT FACE="Times New Roman">A Participant may revoke his or waiver of the normal form of benefit at any time before the payment begins, without his or her spouse's consent. For purposes of the previous sentence, if the Participant's Account Balance is
to be paid in the form of an annuity, payment will be deemed to begin when the annuity has been purchased.</FONT></P>

<P><FONT FACE="Times New Roman">6.5.2 A Participant's waiver of the normal form of benefit will be effective only if:</FONT></P>
<TABLE WIDTH="93%" BORDER="0" CELLSPACING="8">
<TR VALIGN="top">
<TD WIDTH="7%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(a)</FONT></DIV>
</TD>
<TD WIDTH="93%"><FONT FACE="Times New Roman"> the Participant's spouse consents in writing to the waiver;</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="7%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(b) </FONT></DIV>
</TD>
<TD WIDTH="93%"><FONT FACE="Times New Roman">the waiver includes an election of a form of benefit that cannot be changed without the spouse's consent, or the spouse's consent specifically permits the Participant to make other elections of forms of benefit;
</FONT></TD>
</TR>
</TABLE>
<UL> <UL>
<P>&nbsp;</P>

<P>&nbsp;</P>
</UL>
</UL>

<P><FONT FACE="Times New Roman"></FONT></P>
<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%"><FONT FACE="Times New Roman">(c) </FONT></TD>
<TD WIDTH="87%"><FONT FACE="Times New Roman">the spouse's consent acknowledges the effect of the waiver; and</FONT></TD>
</TR>
<TR>
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="87%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%">
<P><FONT FACE="Times New Roman">(d)</FONT></P>
</TD>
<TD WIDTH="87%"><FONT FACE="Times New Roman"> the spouse's consent is witnessed by a notary public or the Administrator.</FONT></TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman">Spousal consent to the Participant's waiver of the normal form of benefit is not necessary if the Participant establishes to the satisfaction of a Plan representative that the Participant does not have a spouse, or that the
Participant's spouse cannot be located. Spousal consent is also unnecessary if the Participant produces a court order to the effect that the Participant is legally separated from his or her spouse or has been abandoned by the spouse, within the meaning of
the law of the Participant's state of residence, unless a qualified domestic relations order requires otherwise. If the Participant's spouse is legally incompetent to give consent, the spouse's legal guardian may give the spouse's consent, even if the
legal guardian is the Participant. A spouse's consent will be valid only as to that spouse, and an election deemed effective without the spouse's consent will be valid only as to the spouse designated as to that election.</FONT></P>

<P><FONT FACE="Times New Roman">6.5.3 Notwithstanding the foregoing, the first payment of the Participant's Account Balance may be made as early as seven days after the Participant makes an affirmative election to receive his or her Account Balance in a
particular form of payment, even if that means the Participant has fewer than 30 days to decide on a form of payment, if the Annuity Starting Date is after the date of the Participant's affirmative election and, if the Participant is married on the
Annuity Starting Date, the Participant's spouse consents to the form of payment in the manner required by Section 6.5.2.</FONT></P>

<P><FONT FACE="Times New Roman">6.5.4 If the Administrator believes that any spouse might, under the law of any jurisdiction, have any interest in any benefit that might become payable to a Participant, the Administrator may, as a condition precedent to
the Participant's making any distribution or withdrawal election, require a written release or releases, or other documents that it believes are necessary, desirable, or appropriate to prevent or avoid any conflict or multiplicity of claims regarding
payment of any Plan benefits.</FONT></P>

<P><FONT FACE="Times New Roman">6.6<B><U> Direct Rollover of Eligible Rollover Distributions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">6.6.1 Notwithstanding any provision of the Plan, effective for distributions on or after January 1, 1993, a Distributee may elect, at the time and in the manner prescribed below, to have any portion of an Eligible Rollover
Distribution paid in a Direct Rollover to an Eligible Retirement Plan specified by the Distributee.</FONT></P>

<P><FONT FACE="Times New Roman">6.6.2 At least 30, but no more than 90, days before the Annuity Starting Date, the Administrator will furnish the Participant with a notice containing information regarding his or her right to take distribution directly or
to elect a Direct Rollover, and some of the federal tax consequences of the alternative types of distribution. The notice must meet the requirements of Code Section 402(f). The Administrator will give the Participant an election period of at least 30 days
to decide whether to elect a Direct Rollover. Notwithstanding the foregoing, the election period may end immediately after the Participant makes an affirmative election as to whether to receive the distribution directly or in the form of a Direct
Rollover, so long as the Participant is properly informed of his or her right to a full 30-day election period, and waives the remainder of the election period</FONT></P>

<P><FONT FACE="Times New Roman">6.7<B><U> In-service and Hardship Withdrawals</U></B></FONT></P>

<P><FONT FACE="Times New Roman">6.7.1 An active Participant who has reached age 59-&#189; may elect to withdraw all or any part of his or her Account. For periods beginning before January 1, 2000, a Participant was permitted to make only one in-service
withdrawal during his or her lifetime. The Administrator will establish uniform and nondiscriminatory procedures for requesting, granting and processing in-service withdrawals under this Section 6.7.1, which may include telephonic or electronic
procedures, as and to the extent permitted by applicable law or regulation.</FONT></P>

<P><FONT FACE="Times New Roman">6.7.2 An active Participant may make a hardship withdrawal from his or her Pre-Tax Contribution Account if he or she demonstrates to the Administrator that the withdrawal is necessary to satisfy the Participant's immediate
and heavy financial need. A hardship withdrawal cannot exceed the total Pre-Tax Contributions made to the Plan on behalf of the Participant by the date of the withdrawal, reduced by the amounts of any previous hardship or other in-service withdrawals. In
addition, the minimum hardship withdrawal permitted is $500, or, if less, the total amount of Pre-Tax Contributions, made for the Participant, minus any previous hardship or in-service withdrawals.</FONT></P>

<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">
<P><FONT FACE="Times New Roman">(a) </FONT></P>
</TD>
<TD COLSPAN="2"><FONT FACE="Times New Roman">A distribution is on account of an immediate and heavy financial need if it is for:</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(1) </FONT></TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">medical expenses as described in Code Section 213(d) incurred by the Participant, his spouse or dependents;</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(2) </FONT></TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">costs directly related to the purchase of a principal residence for the Participant (excluding mortgage payments);</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(3) </FONT></TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">tuition payments, or related education expenses, for the next 12 months of post-secondary education for the Participant or the Participant's spouse or dependents;</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(4)</FONT></TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman"> payments necessary to prevent the Participant's eviction from his or her principal residence, or foreclosure on the mortgage on the Participant's residence; or</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(5) </FONT></TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">expenses incurred for the funeral of a member of the Participant's immediate family;</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top"><FONT FACE="Times New Roman">(6) </FONT></TD>
<TD WIDTH="85%">
<P><FONT FACE="Times New Roman">legal expenses incurred by the Participant in obtaining a divorce;</FONT></P>
</TD>
</TR>
</TABLE>

<P>&nbsp;</P>

<P>&nbsp;</P>

<P><FONT FACE="Times New Roman"></FONT></P>
<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">
<P><FONT FACE="Times New Roman">(7)</FONT></P>
</TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman"> expenses incurred by the Participant in remedying an uninsured property loss;</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(8) </FONT></TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">expenses incurred by the Participant in adopting or attempting to adopt a child;</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(9) </FONT></TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">emergency expenses of the Participant in personal bankruptcy; or</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(10) </FONT></TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">other expenses deemed by the Administrator to constitute hardships justifying a hardship withdrawal, and formally adopted under rules of the Administrator as eligible for hardship withdrawal.</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(b)</FONT></TD>
<TD COLSPAN="2" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman"> A withdrawal will be permitted only if the Participant certifies in writing to the Administrator that the &quot;immediate and heavy financial need&quot; cannot be met from other
resources reasonably available to the Participant and the Participant further represents to the Administrator, in such manner and form as the Administrator may require, that the Participant's immediate and heavy financial need cannot be relieved:</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">
<P><FONT FACE="Times New Roman">(1) </FONT></P>
</TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">through reimbursement or compensation by insurance or otherwise;</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">
<P><FONT FACE="Times New Roman">(2) </FONT></P>
</TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">by reasonable liquidation of the Participant's assets, to the extent liquidation would not itself cause an immediate and heavy financial need;</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">
<P><FONT FACE="Times New Roman">(3) </FONT></P>
</TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">by the Participant's ceasing to have Pre-Tax Contributions made for him or her under the Plan; or</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">
<P><FONT FACE="Times New Roman">(4) </FONT></P>
</TD>
<TD WIDTH="85%"><FONT FACE="Times New Roman">by other distributions from plans maintained by a Participating Employer or any other employer, or by borrowing from commercial sources on reasonable commercial terms.</FONT></TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD COLSPAN="2" ALIGN="left" VALIGN="top">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD COLSPAN="2" ALIGN="left" VALIGN="top">
<P><FONT FACE="Times New Roman">If the Participating Employer or the Administrator knows that the representation required by the preceding sentence would not be true, the hardship withdrawal request will not be granted.</FONT></P>
</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="85%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(c) </FONT></TD>
<TD ALIGN="left" VALIGN="top" COLSPAN="2"><FONT FACE="Times New Roman">A hardship withdrawal under this Section 6.7.2 cannot exceed the amount required to relieve the financial need, including any amounts necessary to pay any federal, state, or local
income taxes or penalties reasonably anticipated to result from the distribution.</FONT></TD>
</TR>
</TABLE>
<P><FONT FACE="Times New Roman">6.7.3 The Administrator will establish uniform and nondiscriminatory procedures for requesting, granting and processing hardship withdrawals.</FONT></P>

<P><FONT FACE="Times New Roman">6.8<B><U> Loans</U></B></FONT></P>

<P><FONT FACE="Times New Roman">6.8.1 Subject to any restrictions imposed by the terms of any group annuity contract held under the Plan, an active Participant may submit an application to the Administrator to borrow from his or her Account (on such on
such uniform and nondiscriminatory terms and conditions as the Administrator shall prescribe) an amount, when added to the amount of any then outstanding loan, does not exceed the lesser of:</FONT></P>

<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(a)</FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman"> $50,000, reduced by the excess (if any) of the Participant's highest outstanding Plan loan balance during the one-year period ending on the day before the loan is made over the Participant's outstanding Plan
loan balance on the day the loan is made; and</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(b)</FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman"> 50% of the Participant's Account as of the Valuation Date coincident with or immediately preceding the date the Administrator receives the application.</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD COLSPAN="3"><FONT FACE="Times New Roman">In calculating the Participant's loan limit, all loans from qualified plans of the Company and all Affiliates will be aggregated. The Participant's spouse must consent as described in Section 7.3 to any loan
from the Participant's Account.</FONT> </TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD COLSPAN="3"><FONT FACE="Times New Roman">6.8.2 Each loan granted under the Plan will meet the following requirements:</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(a) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">it must be evidenced by a negotiable promissory note;</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(b)</FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman"> the rate of interest payable on the unpaid balance of the loan will be reasonable;</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(c) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">the amount of the loan must be at least $1,000;</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(d) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">the loan, by its terms, must require repayment within five years;</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(e) </FONT></TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">the loan will be secured by the Participant's interest in the Account Balance of his or her Account, but not to exceed 50% of such Account; and</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="90%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="4%" ALIGN="left" VALIGN="top">
<P><FONT FACE="Times New Roman">(f) </FONT></P>
</TD>
<TD WIDTH="90%"><FONT FACE="Times New Roman">the loan must be repaid through payroll deduction, or, if the loan has been outstanding for at least three months, the Participant may make one payment by check or money order of the full amount of principal
and interest then outstanding.</FONT></TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman">6.8.3 If a Participant is granted a loan, a &quot;Loan Account&quot; will be established for the Participant. All Loan Accounts will be held by the Funding Agent, as part of the Trust Fund. The loan amount will be
transferred from a Participant's other Accounts according to uniform and nondiscriminatory ordering rules adopted by the Administrator, and will be disbursed from the Loan Account. The promissory note executed by the Participant will be deposited in his
or her Loan Account.</FONT></P>

<P><FONT FACE="Times New Roman">6.8.4 Principal and interest payments of a loan will be credited initially to the Loan Account of the Participant, and will be transferred as soon as reasonably practicable thereafter to the other Accounts of the
Participant. Any loss caused by nonpayment or other default on a loan obligations will be borne solely by the Loan Account of the Participant. Although a default will constitute a taxable event to the Participant, necessitating certain reporting
obligations on the Administrator's part, notwithstanding any other provision of the Plan, if the Participant defaults on his or her loan, the note will not be executed upon until the Participant experiences a distributable event. A Participant's loan
repayments will, at his or her request, be suspended during the time he or she is absent as a result of qualifying military service (as determined under USERRA), as permitted under Code Section 414(u)(4).</FONT></P>

<P><FONT FACE="Times New Roman">6.8.5 A Participant may not have more than two loans outstanding at any given time. For periods beginning before January 1, 2000, a Participant could not receive more than one Plan loan in any 12-month period, and could not
have more than two loans outstanding at any given time.</FONT></P>

<P><FONT FACE="Times New Roman">6.8.6 Upon termination of Employment, a Participant who has an outstanding loan under the Plan must repay his or her loan in a lump sum or the loan will be in default. Notwithstanding the above, the Committee (or its
delegatee) may, in its sole discretion, allow terminated Participants to continue to repay loans under such uniform and nondiscriminatory rules as the Committee (or its delegate) determines, where the Participant has been terminated due to a transaction
or a permanent reduction in force.</FONT></P>

<P><FONT FACE="Times New Roman">6.8.7 All fees and expenses incurred in connection with a loan obligation of a Participant will be borne solely by the Participant's Loan Account.</FONT></P>

<P><FONT FACE="Times New Roman">6.8.8 The Administrator will establish uniform and nondiscriminatory procedures for requesting, granting and processing Plan loans.</FONT></P>

<P><FONT FACE="Times New Roman">6.8.9 Pursuant to that certain U.S. Asset Purchase and Framework Agreement (the &quot;Agreement&quot;) dated May 4, 1999 by and between the Company and Great Lakes Chemical Corporation (&quot;Great Lakes&quot;), the Company
sold and assigned certain assets and liabilities to Great Lakes. As part of that transaction, certain individuals will be offered employment by Great Lakes and will become Transferred Employees, as defined in the Agreement. Each such individual is a &quot;
Great Lakes Transferred Employee&quot; for purposes of this Section 6.8.9. Any Plan loan that is outstanding on the Closing Date to a Great Lakes Transferred Employee will remain outstanding under this Plan, notwithstanding the Great Lakes Transferred
Employee's termination of employment with the Company and all Affiliates, as if the Great Lakes Transferred Employee were still employed by the Company, until the earliest of:</FONT></P>
<FONT FACE="Times New Roman"> </FONT>
<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%"><FONT FACE="Times New Roman">(a) </FONT></TD>
<TD WIDTH="90%">
<P><FONT FACE="Times New Roman">the date the Great Lakes Transferred Employee fully repays the loan;</FONT></P>
</TD>
</TR>
</TABLE>
<P>&nbsp;</P>

<P><FONT FACE="Times New Roman"></FONT></P>
<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top"><FONT FACE="Times New Roman">(b)</FONT></TD>
<TD WIDTH="89%"><FONT FACE="Times New Roman"> the date the Great Lakes Transferred Employee defaults on the loan;</FONT></TD>
</TR>
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="89%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top"><FONT FACE="Times New Roman">(c) </FONT></TD>
<TD WIDTH="89%"><FONT FACE="Times New Roman">the date the Great Lakes Transferred Employee fails to repay the loan in full after separating from service with Great Lakes and its affiliates under Code Sections 414(b), (c), (m) and (o) and being given the
opportunity to repay the loan;</FONT></TD>
</TR>
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="89%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top"><FONT FACE="Times New Roman">(d) </FONT></TD>
<TD WIDTH="89%"><FONT FACE="Times New Roman">the date that is no later than ninety days after the date Great Lakes ceases to facilitate loan repayments for Great Lakes Transferred Employees by payroll deduction; and</FONT></TD>
</TR>
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top">&nbsp;</TD>
<TD WIDTH="89%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top"><FONT FACE="Times New Roman">(e) </FONT></TD>
<TD WIDTH="89%"><FONT FACE="Times New Roman">the date the loan is transferred with the rest of the Great Lakes Transferred Employee's Account to a defined contribution plan of Great Lakes or a Great Lakes affiliate under Code Section 414(b), (c), (m) or (o)
 .</FONT></TD>
</TR>
</TABLE>
<P>&nbsp;</P>

<P>&nbsp;</P>

<P>&nbsp;</P>

<P>&nbsp;</P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE VII</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Death Benefits</FONT></U></B></P>

<P><FONT FACE="Times New Roman">7.1<B><U> Payment of Account Balance</U></B></FONT></P>

<P><FONT FACE="Times New Roman">7.1.1 If a Participant dies before payment of his or her Account Balance has begun, his or her Account Balance will be paid to the Participant's Beneficiary in one lump sum within 90 days after the Administrator receives
notice of the Participant's death. The Beneficiary of a Participant who is married on the date of his or her death will be the Participant's Surviving Spouse, unless the Participant has designated another Beneficiary and the Surviving Spouse consented to
the designation, both as provided in Section 7.3.</FONT></P>

<P><FONT FACE="Times New Roman">7.1.2 If a Participant dies before payment of his or her Account Balance has begun, 50% of the Participant's Account Balance will be paid to his or her Surviving Spouse in the form of a life annuity, and the remainder will
be paid to any Beneficiary chosen by the Participant (including the Participant's Surviving Spouse).</FONT></P>

<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman">(a)</FONT></TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman"> The Participant may choose a form of benefit other than the life annuity for the 50% of his or her Account Balance that will be paid to the Surviving Spouse, so long as the Participant's election meets the
requirements of Section 7.3 and his or her Spouse consents in the time and manner required by Section 7.3. The Participant may also designate a Beneficiary other than his or her Surviving Spouse as the primary Beneficiary to receive some or all of his or
her Account Balance, so long as the Surviving Spouse consents to the designation in the time and manner required by Section 7.3.</FONT></TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" ALIGN="left" VALIGN="top">&nbsp;</TD>
<TD WIDTH="91%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" ALIGN="left" VALIGN="top">
<P><FONT FACE="Times New Roman">(b)</FONT></P>
</TD>
<TD WIDTH="91%">
<P><FONT FACE="Times New Roman"> Unless the Participant has chosen a form of benefit for his or her Beneficiary or Surviving Spouse, the Beneficiary or Surviving Spouse may choose to have any amounts payable to him or her paid in any of the forms of
benefit described under Section 6.3 other than the Joint and Survivor-Ten Year Certain Annuity. Payments to a Surviving Spouse must begin no later than the April 1 following the year in which the Participant would have reached age 70-&#189;, and payments
to a Beneficiary who is not the Surviving Spouse must begin no later than one year after the Participant's death. Amounts payable to a Beneficiary or Surviving Spouse must be made within five years after the Participant's death, or over a period not
exceeding the life or life expectancy of the Surviving Spouse. A Participant's Surviving Spouse who chooses to waive his or her right to receive 50% of the Participant's Account Balance in the form of a life annuity must waive the right in the time and
manner described in Section 7.3.</FONT></P>
</TD>
</TR>
</TABLE>
<P>&nbsp;</P>

<TABLE WIDTH="97%" BORDER="0" CELLSPACING="8">
<TR>
<TD VALIGN="top" WIDTH="7%">
<P ALIGN="right"><FONT FACE="Times New Roman">(c)</FONT></P>
</TD>
<TD WIDTH="93%"><FONT FACE="Times New Roman"> Notwithstanding Subsection (b) above, if at the time the Participant dies his or her Account Balance does not exceed $5,000 (or, for Plan Years beginning before January 1, 1998, $3,500) the Account will be
distributed in the form of a single sum payment. In addition, if more than one Beneficiary is concurrently entitled to receive annuity payments, or if the monthly annuity payment to any Beneficiary would be less than $50 (or another amount established
from time to time by the Administrator), the Administrator may choose to pay the value of the annuity in a single sum, so long as the single sum would not exceed the dollar limit of the previous sentence.</FONT></TD>
</TR>
</TABLE>
<P><FONT FACE="Times New Roman">7.2<B><U> Failure to Name a Beneficiary</U></B></FONT></P>

<P><FONT FACE="Times New Roman">If a Participant fails to name a Beneficiary and dies before payment of his or her Account Balance begins, or if no designated Beneficiary survives the Participant, the Administrator will pay any amounts due after the
Participant's death to the Participant's Surviving Spouse or, if there is no Surviving Spouse, to the Participant's surviving children in equal shares. If the Participant leaves behind no Surviving Spouse or surviving children, the Administrator will pay
any amounts then due to the Participant's estate.</FONT></P>

<P><FONT FACE="Times New Roman">7.3<B><U> Waiver of Preretirement Survivor Annuity</U></B></FONT></P>

<P><FONT FACE="Times New Roman">7.3.1 A Participant may designate someone other than his or her Surviving Spouse as a primary Beneficiary to receive any portion of his or her Account Balance payable after his or her death, or the Participant or his or her
Surviving Spouse may choose a form of benefit other than the life annuity for the 50% of the Account Balance that will automatically be paid to the Surviving Spouse as a life annuity only if the designation or election meets the requirements of this
Section 7.3 outlined below.</FONT></P>

<P><FONT FACE="Times New Roman">7.3.2 The Administrator will provide each Participant with a written explanation of:</FONT></P>
<FONT FACE="Times New Roman"> </FONT>
<TABLE WIDTH="87%" BORDER="0" CELLSPACING="8">
<TR>
<TD VALIGN="top" WIDTH="9%">
<P ALIGN="right"><FONT FACE="Times New Roman">(a)</FONT></P>
</TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman">the 50% preretirement life annuity payable to the Participant's Surviving Spouse;</FONT> </TD>
</TR>
<TR>
<TD VALIGN="top" WIDTH="9%">
<P ALIGN="right"><FONT FACE="Times New Roman">(b)</FONT></P>
</TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman"> the Participant's right to waive that annuity and the effect of such a waiver;</FONT></TD>
</TR>
<TR>
<TD VALIGN="top" WIDTH="9%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(c)</FONT></DIV>
</TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman"> the right of the Participant's spouse to the 50% preretirement life annuity and the effect of waiving that right; and</FONT></TD>
</TR>
<TR>
<TD VALIGN="top" WIDTH="9%"> <DIV ALIGN="right"><FONT FACE="Times New Roman">(d) </FONT></DIV>
</TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman">the Participant's right to revoke a previous waiver and the effect of such a revocation.</FONT></TD>
</TR>
</TABLE>

<P>&nbsp;</P>

<P>&nbsp;</P>

<P><FONT FACE="Times New Roman">The Administrator will provide the above explanation to the Participant during the period that begins on the first day of the Plan Year in which the Participant reaches age 32 and ends on the last day of the Plan Year in
which the Participant reaches age 34. If a Participant first becomes a Participant after the start of that period, the Administrator will provide the explanation no later than the end of the second Plan Year after the Participant first becomes a Participant
 .</FONT></P>

<P><FONT FACE="Times New Roman">7.3.3 The election of a form of benefit other than the 50% preretirement life annuity will be effective only if it is made in writing and consented to by the Participant's spouse, with the spouse's consent witnessed by a
notary public or the Administrator. Moreover, the election must be made during the period that begins on the first day of the Plan Year in which the Participant reaches age 35 (or, if earlier, the date the Participant separates from service) and ends on
the date of the Participant's death. Any subsequent change of Beneficiary to an individual who is not the Participant's Surviving Spouse must also be in writing and consented to by the Participant's spouse, with the spouse's consent witnessed by a notary
public or the Administrator. Spousal consent is not necessary if the Participant establishes to the satisfaction of a Plan representative that the Participant does not have a spouse, or that the Participant's spouse cannot be located. Spousal consent is
also unnecessary if the Participant produces a court order to the effect that the Participant is legally separated from his or her spouse or has been abandoned by the spouse, within the meaning of the law of the Participant's state of residence, unless a
qualified domestic relations order requires otherwise. If the Participant's spouse is legally incompetent to give consent, the spouse's legal guardian may give the spouse's consent, even if the legal guardian is the Participant. A spouse's consent will be
valid only as to that spouse, and an election deemed effective without the spouse's consent will be valid only as to the spouse designated as to that election. A Participant may revoke a prior waiver of the 50% preretirement life annuity or a prior
designation of someone other than the Surviving Spouse as a primary Beneficiary without the consent of his or her spouse, and may revoke such a waiver or designation an unlimited number of times.</FONT></P>

<P><FONT FACE="Times New Roman">7.3.4 A Participant's former spouse will be treated as the spouse or Surviving Spouse only to the extent provided under a qualified domestic relations order as described in Code Section 414(p).</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE VIII</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Fiduciaries</FONT></U></B></P>

<P><FONT FACE="Times New Roman">8.1<B><U> Named Fiduciaries</U></B></FONT></P>

<P><FONT FACE="Times New Roman">8.1.1 The Company is the Plan sponsor and a &quot;named fiduciary,&quot; as that term is defined in ERISA Section on 402(a)(2), with respect to control over and management of the Plan's assets only to the extent that it (a)
appoints the members of the Committee which administers the Plan at the Administrator's direction; (b) delegates its authorities and duties as &quot;plan administrator&quot; (as defined under ERISA) to the Committee; and (c) continually monitors the
performance of the Committee.</FONT></P>

<P><FONT FACE="Times New Roman">8.1.2 The Company, as Administrator, and the Committee, which administers the Plan at the Administrator's direction, are &quot;named fiduciaries&quot; of the Plan, as that term is defined in ERISA Section 402(a)(2), with
authority to control and manage the operation and administration of the Plan. The Administrator is also the &quot;administrator&quot; and &quot;plan administrator&quot; of the Plan, as those terms are defined in ERISA Section 3(16)(A) and Code Section
414(g), respectively.</FONT></P>

<P><FONT FACE="Times New Roman">8.1.3 The Trustee is a &quot;named fiduciary&quot; of the Plan, as that term is defined in ERISA Section 402(a)(2), with authority to manage and control all Trust assets, except to the extent that authority is allocated
under the Plan and Trust to the Administrator or is delegated to an Investment Manager, an insurance company, or the Plan Participants at the direction of the Administrator or the Committee</FONT></P>

<P><FONT FACE="Times New Roman">8.1.4 The Company, Committee, Administrator and Trustee are the only named fiduciaries of the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">8.2<B><U> Employment of Advisers</U></B></FONT></P>

<P><FONT FACE="Times New Roman">A named fiduciary, and any fiduciary appointed by a named fiduciary, may employ one or more persons to render advice regarding any of the named fiduciary's or fiduciary's responsibilities under the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">8.3<B><U> Multiple Fiduciary Capacities</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Any named fiduciary and any other fiduciary may serve in more than one fiduciary capacity with respect to the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">8.4<B><U> Payment of Expenses</U></B></FONT></P>

<P><FONT FACE="Times New Roman">All Plan expenses, including expenses of the Administrator, the Committee, the Trustee, any Investment Manager and any insurance company, will be paid by the Trust Fund, unless a Participating Employer elects to pay some or
all of those expenses. All or a portion of the recordkeeping costs or charges imposed or incurred (if any) in maintaining the Plan will be charged on a per capita basis to the Account of each Participant. In addition, all charges imposed or incurred (if
any) for an Investment Fund or a transfer between Investment Funds will be charged to the Account of the Participant directing that investment. In addition, all charges imposed or incurred for a Participant loan will be charged to the Account of the
Participant requesting the loan.</FONT></P>

<P><FONT FACE="Times New Roman">8.5<B><U> Indemnification</U></B></FONT></P>

<P><FONT FACE="Times New Roman">To the extent not prohibited by state or federal law, each Participating Employer agrees to, and will indemnify and save harmless the Administrator, any past, present, additional or replacement member of the Committee, and
any other Employee, officer or director of that Participating Employer, from all claims for liability, loss, damage (including payment of expenses to defend against any such claim) fees, fines, taxes, interest, penalties and expenses which result from any
exercise or failure to exercise any responsibilities with respect to the Plan, other than willful misconduct or willful failure to act.</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE IX</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Plan Administration</FONT></U></B></P>

<P><FONT FACE="Times New Roman">9.1<B><U> Powers, Duties and Responsibilities of the Administrator and the Committee</U></B></FONT></P>

<P><FONT FACE="Times New Roman">9.1.1 The Administrator and the Committee have full discretion and power to construe the Plan and to determine all questions of fact or interpretation that may arise under it. An interpretation of the Plan or determination
of questions of fact regarding the Plan by the Administrator or Committee will be conclusively binding on all persons interested in the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">9.1.2 The Administrator and the Committee have the power to promulgate such rules and procedures, to maintain or cause to be maintained such records and to issue such forms as they deem necessary or proper to administer the
Plan.</FONT></P>

<P><FONT FACE="Times New Roman">9.1.3 Subject to the terms of the Plan, the Administrator and/or Committee will determine the time and manner in which all elections authorized by the Plan must be made or revoked.</FONT></P>

<P><FONT FACE="Times New Roman">9.1.4 The Administrator and the Committee have all the rights, powers, duties and obligations granted or imposed upon them elsewhere in the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">9.1.5 The Administrator and the Committee have the power to do all other acts in the judgment of the Administrator or Committee necessary or desirable for the proper and advantageous administration of the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">9.1.6 The Administrator and the Committee will exercise all of their responsibilities in a uniform and nondiscriminatory manner.</FONT></P>

<P><FONT FACE="Times New Roman">9.2<B><U> Investment Powers, Duties and Responsibilities of the Administrator and the Committee</U></B></FONT></P>

<P><FONT FACE="Times New Roman">9.2.1 The Administrator and the Committee have the power to make and deal with any investment of the Trust in any manner it deems advisable and which is consistent with the Plan. Notwithstanding the foregoing, the power to
make and deal with Trust investments does not extend to any assets subject to the direction and control of Plan Participants as described in Section 9.3.2.</FONT></P>

<P><FONT FACE="Times New Roman">9.2.2 The Administrator and/or the Committee will establish and carry out a funding policy and method consistent with the objectives of the Plan and the requirements of ERISA.</FONT></P>

<P><FONT FACE="Times New Roman">9.2.3 The Administrator and the Committee have the power to direct that assets of the Trust be held in a master trust consisting of assets of plans maintained by a Participating Employer which are qualified under Code
Section 401(a).</FONT></P>

<P><FONT FACE="Times New Roman">9.2.4 The Administrator and the Committee the power to select Annuity Contracts.</FONT></P>

<P><FONT FACE="Times New Roman">9.3<B><U> Investment of Accounts</U></B></FONT></P>

<P><FONT FACE="Times New Roman">9.3.1 The Administrator or, as delegated by the Administrator, the Committee may establish such different Investment Funds as it from time to time determines to be necessary or advisable for the investment of Participants'
Account, including Investment Funds pursuant to which Accounts can be invested in &quot;qualifying employer securities&quot;, as defined in Part 4 of Title I of ERISA. Each Investment Fund will have the investment objective or objectives established by
the Administrator or Committee. Except to the extent investment responsibility is expressly reserved in another person, the Administrator or the Committee, in its sole discretion, will determine what percentage of the Plan assets is to be invested in
qualifying employer securities. The percentage designated by the Administrator can exceed ten percent of the Plan's assets, up to a maximum of 100% of the Plan's assets.</FONT></P>

<P><FONT FACE="Times New Roman">9.3.2 The Administrator or, as delegated by the Administrator, the Committee, may in its sole discretion permit Participants to determine the portion of their Accounts that will be invested in each Investment Fund. The
frequency with which a Participant may change his or her investment election concerning future Pre-Tax Contributions or his or her existing Account shall be governed by uniform and nondiscriminatory rules established by the Administrator or Committee. The
Plan is intended to comply with and be governed by Section 404(c) of ERISA.</FONT></P>

<P><FONT FACE="Times New Roman">9.4<B><U> Valuation of Accounts</U></B></FONT></P>

<P><FONT FACE="Times New Roman">A Participant's Account will be revalued at fair market value on each Valuation Date. On each Valuation Date, the earnings and losses of the Trust will be allocated to each Participant's Account in the ratio that his or her
total Account Balance bears to all Account Balances. Notwithstanding the foregoing, if the Administrator or Committee established Investment Funds pursuant to Section 9.3, the earnings and losses of the particular Investment Funds will be allocated in the
ratio that the portion of each Participant's Account Balance invested in a particular Investment Fund bears to the total amount invested in that fund. If and to the extent the rules of any Investment Fund require a different method of valuation, those
rules will be followed.</FONT></P>

<P><FONT FACE="Times New Roman">9.5<B><U> The Insurance Company</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The Administrator or the Committee may appoint one or more insurance companies as Funding Agents, and may purchase insurance contracts, Annuity Contracts or policies from one or more insurance companies with Plan assets.
Neither the Administrator nor the Committee, nor any other Plan fiduciary, will be liable for any act or omission of an insurance company with respect to any duties delegated to any insurance company.</FONT></P>

<P><FONT FACE="Times New Roman">9.6<B><U> Compensation</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Each person providing services to the Plan will be paid such reasonable compensation as is from time to time agreed upon between the Company and that service provider, and will have his, her or its expenses reimbursed.
Notwithstanding the foregoing, no person who is an Employee will be paid any compensation for his or her services to the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">9.7<B><U> Delegation of Responsibility</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The Administrator and the Committee may designate by written instrument one or more actuaries, accountants or consultants as fiduciaries to carry out, where appropriate, their administrative responsibilities, including
their fiduciary duties. The Committee may from time to time allocate or delegate to any subcommittee, member of the Committee and others, not necessarily employees of the Company, any of its duties relative to compliance with ERISA, administration of the
Plan and other related matters, including those involving the exercise of discretion. The Company's duties and responsibilities under the Plan will be carried out by its directors, officers and employees, acting on behalf of and in the name of the Company
in their capacities as directors, officers and employees, and not as individual fiduciaries. No director, officer or employee of the Company will be a fiduciary with respect to the Plan unless he or she is specifically so designated and expressly accepts
such designation.</FONT></P>

<P><FONT FACE="Times New Roman">9.8<B><U> Committee Members</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The Committee will consist of at least three people, who need not be directors, and will be appointed by the Chief Executive Officer of the Company. Any Committee member may resign and the Chief Executive Officer may remove
any Committee member, with or without cause, at any time. A majority of the members of the Committee will constitute a quorum for the transaction of business, and the act of a majority of the Committee members present at a meeting at which a quorum is
present will be an act of the Committee. The Committee can act by written consent signed by all of its members. Any member of the Committee who is an Employee cannot receive compensation for his or her services for the Committee. No Committee member will
be entitled to act on or decide any matter relating solely to his or her status as a Participant.</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE X</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Appointment of Trustee</FONT></U></B></P>

<P><FONT FACE="Times New Roman">The Committee or its authorized delegatee will appoint the Trustee and either may remove it. The Trustee accepts its appointment by executing the trust agreement. A Trustee will be subject to direction by the Committee or
its authorized delegatee or, to the extent specified by the Company, by an Investment Manager or other Funding Agent, and will have the degree of discretion to manage and control Plan assets specified in the trust agreement. Neither the Administrator nor
the Committee, nor any other Plan fiduciary will be liable for any act or omission to act of a Trustee, as to duties delegated to the Trustee. Any Trustee appointed under this Article X will be an institution.</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE XI</FONT></B></P>

<P ALIGN="CENTER"><B><U><FONT FACE="Times New Roman">Plan Amendment or Termination</FONT></U></B></P>

<P><FONT FACE="Times New Roman">11.1<B><U> Plan Amendment or Termination</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The Company may amend, modify or terminate this Plan at any time by resolution of its Board or by resolution of or other action recorded in the minutes of the Administrator or the Committee. Execution and delivery by the
Chairman of the Board, the President, any Vice President of the Company or the Committee of an amendment to the Plan is conclusive evidence of the amendment, modification or termination.</FONT></P>

<P><FONT FACE="Times New Roman">11.2<B><U> Limitations on Plan Amendment</U></B></FONT></P>
<TABLE WIDTH="96%" BORDER="0" CELLSPACING="6">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="2">
<P><FONT FACE="Times New Roman">No Plan amendment can:</FONT></P>
</TD>
</TR>
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD VALIGN="top" WIDTH="7%">
<P><FONT FACE="Times New Roman">(a)</FONT></P>
</TD>
<TD WIDTH="88%"><FONT FACE="Times New Roman"> authorize any part of the Trust Fund to be used for, or diverted to, purposes other than the exclusive benefit of Participants or their Beneficiaries;</FONT></TD>
</TR>
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD VALIGN="top" WIDTH="7%">
<P><FONT FACE="Times New Roman">(b) </FONT></P>
</TD>
<TD WIDTH="88%"><FONT FACE="Times New Roman">decrease the accrued benefits of any Participant or his or her Beneficiary under the Plan; or</FONT></TD>
</TR>
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD VALIGN="top" WIDTH="7%">
<P><FONT FACE="Times New Roman">(c) </FONT></P>
</TD>
<TD WIDTH="88%"><FONT FACE="Times New Roman">except to the extent permitted by law, eliminate or reduce an early retirement benefit or retirement-type subsidy (as defined in Code Section 411) or an optional form of benefit with respect to service prior to
the date the amendment is adopted or effective, whichever is later.</FONT></TD>
</TR>
</TABLE>
<UL></UL>
<P><FONT FACE="Times New Roman">11.3<B><U> Right to Terminate Plan or Discontinue Contributions</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The Participating Employers intend and expect to continue this Plan in effect and to make the contributions provided for in this Plan. However, the Company reserves the right to terminate the Plan at any time in the manner
set forth in Section 11.1. In addition, each Participating Employer reserves the right to completely discontinue contributions to the Plan for its Employees at any time. Upon termination of the Plan, the Trust will continue until the Trust Fund has been
distributed.</FONT></P>

<P><FONT FACE="Times New Roman">11.4<B><U> Bankruptcy</U></B></FONT></P>

<P><FONT FACE="Times New Roman">If the Company is ever judicially declared bankrupt or insolvent, and no provisions to continue the Plan are made in the bankruptcy or insolvency proceeding, the Plan will to the extent permissible under federal bankruptcy
law, be completely terminated.</FONT></P>

<P ALIGN="CENTER"><B><FONT FACE="Times New Roman">ARTICLE XII</FONT></B></P>

<P ALIGN="CENTER"><U><FONT FACE="Times New Roman"> Miscellaneous Provisions</FONT></U></P>

<P><FONT FACE="Times New Roman">12.1<B><U> Subsequent Changes</U></B></FONT></P>

<P><FONT FACE="Times New Roman">All benefits to which any Participant, Surviving Spouse or Beneficiary may be entitled hereunder will be determined under the Plan as in effect when the Participant ceases to be an Eligible Employee, and will not be
affected by any subsequent changes in the provisions of the Plan, unless the Participant again becomes an Eligible Employee or the subsequent change expressly applies to the Participant.</FONT></P>
<P><FONT FACE="Times New Roman">12.2<B><U> Merger or Transfer of Assets</U></B></FONT></P>

<P><FONT FACE="Times New Roman">12.2.1 Neither the merger or consolidation of a Participating Employer with any other person, nor the transfer of the assets of a Participating Employer to any other person, nor the merger of the Plan with any other plan
will constitute a termination of the Plan.</FONT></P>
<P><FONT FACE="Times New Roman">12.2.2 The Plan may not merge or consolidate with, or transfer any assets or liabilities to, any other plan, unless each Participant would (if the Plan then terminated) receive a benefit immediately after the merger,
consolidation or transfer which is equal to or greater than the benefit he or she would have been entitled to receive immediately before the merger, consolidation or transfer (if the Plan had then terminated).</FONT></P>
<P><FONT FACE="Times New Roman">12.3<B><U> Benefits Not Assignable</U></B></FONT></P>

<P><FONT FACE="Times New Roman">12.3.1 A Participant's Account Balance may not be assigned or alienated either voluntarily or involuntarily.</FONT></P>
<P><FONT FACE="Times New Roman">12.3.2 Notwithstanding the foregoing, a Participant may pledge his or her Pre-Tax Account as security for a loan under Section 6.8. In addition, the Administrator or Committee will comply with the terms of any qualified
domestic relations order, as defined in Code Section 414(p). Notwithstanding any other provision of the Plan, the Funding Agent has all powers that would otherwise be assigned to the Administrator, regarding the interpretation of and compliance with
qualified domestic relations orders, including the power make and enforce rules regarding segregations of or holds on a Participant's Account to comply with a qualified domestic relations order, or when a domestic relations order is reasonably expected,
or is under examination of its status.</FONT></P>
<P><FONT FACE="Times New Roman">12.3.3 In addition, effective August 5, 1997, the prohibition of Section 12.3.1 will not apply to any offset of a Participant's Account Balance against an amount the Participant is ordered or required to pay to the Plan
under a judgment, order, decree or settlement agreement that meets the requirements of this Section 12.3.3. The requirement to pay must arise under a judgment of conviction for a crime involving the Plan, under a civil judgment (including a consent order
or decree) entered by a court in an action brought in connection with a violation (or alleged violation) of part 4 of subtitle B of title I of ERISA, or pursuant to a settlement agreement between the Secretary of Labor and the Participant in connection
with a violation (or alleged violation) of that part 4. In addition, the judgment, order, decree or settlement agreement must expressly provide for the offset of all or part of the amount that must be paid to the Plan against the Participant's Account
Balance. Moreover as to a Participant who has a spouse at the time the offset is to be made, the Participant's spouse must consent in writing to the offset, and his or her consent must be witnessed by a notary public or Plan representative. If the spouse
has properly waived either the Joint and Survivor Ten-Year Certain Annuity or the 50% preretirement life annuity, or circumstances that would negate the need for spousal consent under Section 6.5 or 7.3 exist, the spouse's consent will not be necessary.
Similarly, spousal consent is not necessary if the judgment, order, decree or settlement agreement orders the spouse to pay an amount to the Plan in connection with a violation of part 4 of subtitle B of title I of ERISA, or if the judgment, order, decree
or settlement does not impinge on the spouse's right to the Joint and Survivor Ten-Year Certain Annuity or the 50% preretirement life annuity.</FONT></P>

<P><FONT FACE="Times New Roman">12.4<B><U> Exclusive Benefit of Participants</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Notwithstanding any other provision of the Plan, no part of the Trust Fund must ever be used for, or diverted to, any purpose other than the exclusive providing benefits to Participants and their Beneficiaries and defraying
the reasonable expenses of the Plan, except that, upon the direction of the Administrator:</FONT></P>
<TABLE WIDTH="96%" BORDER="0" CELLSPACING="8">
<TR VALIGN="top">
<TD WIDTH="9%">
<P ALIGN="right"><FONT FACE="Times New Roman">(a) </FONT></P>
</TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman">any contribution made by a Participating Employer by a mistake of fact will be returned within one year after payment of the contribution;</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="9%">
<P ALIGN="right"><FONT FACE="Times New Roman">(b) </FONT></P>
</TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman">any contribution made by a Participating Employer that was conditioned upon its deductibility shall be returned to the extent disallowed as a deduction under Code Section 404 within one year after the deduction
is disallowed; and</FONT></TD>
</TR>
<TR VALIGN="top">
<TD WIDTH="9%">
<P ALIGN="right"><FONT FACE="Times New Roman">(c)</FONT></P>
</TD>
<TD WIDTH="91%"><FONT FACE="Times New Roman"> any contribution that was initially conditioned on the Plan's satisfying the requirements of Code Section 401(a) will be returned to the Participating Employer who made it, if the Plan is initially determined
not to satisfy the requirements of Code Section 401(a).</FONT></TD>
</TR>
</TABLE>
<UL></UL>
<P><FONT FACE="Times New Roman">Any amount a Participating Employer seeks to recover under paragraph (a) or (b) will be reduced by the amount of any losses attributable to it, but will not be increased by the amount of any earnings attributable to it.</FONT>
</P>

<P><FONT FACE="Times New Roman">12.5<B><U> Benefits Payable to Minors, Incompetents and Others</U></B></FONT></P>

<P><FONT FACE="Times New Roman">If any benefit is payable to a minor, an incompetent, or a person otherwise under a legal disability, or to a person the Administrator reasonably believes to be physically or mentally incapable of handling and disposing of
his or her property, whether because of his or her advanced age, illness, or other physical or mental impairment, the Administrator has the power to apply all or any part of the benefit directly to the care, comfort, maintenance, support, education, or
use of the person, or to pay all or any part of the benefit to the person's parent, guardian, committee, conservator, or other legal representative, wherever appointed, to the individual with whom the person is living or to any other individual or entity
having the care and control of the person. The Plan, the Administrator and any other Plan fiduciary will have fully discharged their responsibilities to the Participant, Surviving Spouse or Beneficiary entitled to a payment by making payment under the
preceding sentence.</FONT></P>

<P><FONT FACE="Times New Roman">12.6<B><U> Plan Not A Contract of Employment</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The Plan is not a contract of Employment, and the terms of Employment of any Employee will not be affected in any way by the Plan or any related instruments, except as specifically provided in the Plan or related instruments.
</FONT></P>

<P><FONT FACE="Times New Roman">12.7<B><U> Source of Benefits</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Plan benefits will be paid or provided for solely from the Trust or applicable insurance or Annuity Contracts, and the Participating Employers assume no liability for Plan benefits.</FONT></P>

<P><FONT FACE="Times New Roman">12.8<B><U> Proof of Age and Marriage</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Participants, Surviving Spouses and Beneficiaries must furnish proof of age and marital status satisfactory to the Administrator or Committee when and if the Administrator or Committee reasonably requests it. The
Administrator or Committee may delay the payment of any benefits under the Plan until all pertinent information regarding age and marital status has been presented to it, and then, if appropriate, make payment retroactively.</FONT></P>

<P><FONT FACE="Times New Roman">12.9<B><U> Controlling Law</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The Plan is intended to qualify under Code Section 401(a) and to comply with ERISA, and its terms will be interpreted accordingly. If any Plan provision is subject to more than one construction, the ambiguity will be
resolved in favor of the interpretation or construction consistent with that intent. Similarly, if there is a conflict between any Plan provisions, or between any Plan provision and any Plan administrative form submitted to the Administrator, the Plan
provisions necessary to retain qualified status under Code Section 401(a) will govern. Otherwise, to the extent not preempted by ERISA or as expressly provided herein, the laws of the State of Illinois (other than its conflict of laws provisions) will
control the interpretation and performance of the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">12.10<B><U> Income Tax Withholding</U></B></FONT></P>

<P><FONT FACE="Times New Roman">The Administrator or Committee may direct that any amounts necessary to comply with applicable employment tax law be withheld from any payment due under this Plan.</FONT></P>

<P><FONT FACE="Times New Roman">12.11 <B><U>Claims Procedure</U></B></FONT></P>

<P ALIGN="left"><FONT FACE="Times New Roman">12.11.1 Any application for benefits under the Plan and all inquiries concerning the Plan shall be submitted to the Company at such address as may be announced to Participants from time to time. Applications
for benefits shall be in writing on the form prescribed by the Company and shall be signed by the Participant or, in the case of a benefit payable after the death of the Participant, by the Participant's surviving spouse or Beneficiary, as the case may be.</FONT></P>

<P><FONT FACE="Times New Roman">12.11.2 The Company shall give written notice of its decision on any application to the applicant within 90 days. If special circumstances require a longer period of time the Company shall so notify the applicant within 90
days, and give written notice of its decision to the applicant within 180 days after receiving the application. In the event any application for benefits is denied in whole or in part, the Company shall notify the applicant in writing of the right to a
review of the denial. Such written notice shall set forth, in a manner calculated to be understood by the applicant, specific reasons for the denial, specific references to the Plan provisions on which the denial is based, a description of any information
or material necessary to perfect the application, an explanation of why such material is necessary and an explanation of the Plan's review procedure.</FONT></P>

<P><FONT FACE="Times New Roman">12.11.3 The Company shall appoint a &quot;Review Panel,&quot; which shall consist of three or more individuals who may (but need not) be employees of the Company. The Review Panel shall be the named fiduciary which has the
authority to act with respect to any appeal from a denial of benefits under the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">12.11.4 Any person (or his authorized representative) whose application for benefits is denied in whole or in part may appeal the denial by submitting to the Review Panel a request for a review of the application within 60
days after receiving written notice of the denial. The Company shall give the applicant or such representative an opportunity to review, by written request, pertinent materials (other than legally privileged documents) in preparing such request for
review. The request for review shall be in writing and addressed as follows: &quot;Review Panel of the Employee Welfare Benefits Plan Committee, 200 East Randolph Drive, Chicago, Illinois 60601.&quot; The request for review shall set forth all of the
grounds on which it is based, all facts in support of the request and any other matters which the applicant deems pertinent. The Review Panel may require the applicant to submit such additional facts, documents or other material as it may deem necessary
or appropriate in making its review.</FONT></P>

<P><FONT FACE="Times New Roman">12.11.5 The Review Panel shall act upon each request for review within 60 days after receipt thereof. If special circumstances require a longer period of time the Review Panel shall so notify the applicant within 60 days,
and give written notice of its decision to the applicant within 120 days after receiving the request for review. The Review Panel shall give notice of its decision to the Company and to the applicant in writing. In the event the Review Panel confirms the
denial of the application for benefits in whole or in part, such notice shall set forth in a manner calculated to be understood by the applicant, the specific reasons for such denial and specific references to the Plan provisions on which the decision is
based.</FONT></P>

<P><FONT FACE="Times New Roman">12.11.6 The Review Panel shall establish such rules and procedures, consistent with ERISA and the Plan, as it may deem necessary or appropriate in carrying out its responsibilities under this Section 12.11.</FONT></P>

<P><FONT FACE="Times New Roman">12.11.7 No legal or equitable action for benefits under the Plan shall be brought unless and until the claimant (a) has submitted a written application for benefits in accordance with Section 12.10.1, (b) has been notified
by the Company that the application is denied, (c) has filed a written request for a review of the application in accordance with Section 12.10.4 and (d) has been notified in writing that the Review Panel has affirmed the denial of the application;
provided that legal action may be brought after the Review Panel has failed to take any action on the claim within the time prescribed in Section 12.11.5. A claimant may not bring an action for benefits in accordance with this Section 12.11.7 later than
90 days after the Review Panel denies the claimant's application for benefits.</FONT></P>

<P><FONT FACE="Times New Roman">12.12<B><U> Participation in the Plan by An Affiliate</U></B></FONT></P>

<P><FONT FACE="Times New Roman">12.12.1 With the consent of the Board, any Affiliate, by appropriate action of its board of directors, a general partner or the sole proprietor, as the case may be, may adopt the Plan. Each Affiliate will determine the
classes of its bargaining unit that will be Eligible Employees and the amount of its contribution to the Plan on behalf of its Eligible Employees.</FONT></P>

<P><FONT FACE="Times New Roman">12.12.2 With the consent of the Board, a Participating Employer, by appropriate action, may terminate its participation in the Plan.</FONT></P>

<P><FONT FACE="Times New Roman">12.12.3 With the consent of the Board, a Participating Employer, by appropriate action, may withdraw from the Plan and the Trust. A Participating Employer's withdrawal will be deemed to be an adoption by that Participating
Employer of a plan and trust identical to the Plan and the Trust, except that all references to the Company will be deemed to refer to that Participating Employer. At such time and in such manner as the Administrator directs, the assets of the Trust
allocable to Employees of the Participating Employer will be transferred to the trust deemed adopted by the Participating Employer.</FONT></P>

<P><FONT FACE="Times New Roman">12.12.4 A Participating Employer will have no power with respect to the Plan except as specifically provided herein.</FONT></P>

<P><FONT FACE="Times New Roman">12.13<B><U> Action by Participating Employers</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Any action required to be taken by the Company pursuant to any Plan provisions will be evidenced in the manner set forth in Section 11.1. Any action required to be taken by a Participating Employer will be evidenced by a
resolution of the Participating Employer's board of directors (or an authorized committee of that board). Participating Employer action may also be evidenced by a written instrument executed by any person or persons authorized to take the action by the
Participating Employer's board of directors, any authorized committee of that board, or the stockholders. A copy of any written instrument evidencing the action by the Company or Participating Employer must be delivered to the secretary or assistant
secretary of the Company or Participating Employer.</FONT></P>

<P><FONT FACE="Times New Roman">12.14<B><U> Dividends</U></B></FONT></P>

<P><FONT FACE="Times New Roman">Any dividends credited to a group Annuity Contract between the Participating Employer and the Funding Agent will be used to provide additional benefits under the Plan.</FONT></P>

<P><FONT FACE="Times New Roman"> To record the amendment and restatement of the Plan to read as set forth herein, the Company has caused its authorized member of the Committee to execute the same this 22nd day of December, 1999, but to be effective as of
January 1, 1999, except as otherwise expressly provided herein.</FONT></P>
<TABLE WIDTH="96%" BORDER="0">
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="46%"><FONT FACE="Times New Roman">FMC CORPORATION
<BR>
&nbsp; </FONT></TD>
<TD WIDTH="3%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="46%">
<P><FONT FACE="Times New Roman">By_<U>/s/ J. Paul McGrath_______</U>__________</FONT></P>
</TD>
<TD WIDTH="3%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="46%">
<P><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Member, Employee Welfare Benefits
<BR>
</FONT><FONT FACE="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Plan Committee</FONT></P>
</TD>
<TD WIDTH="3%">&nbsp;</TD>
</TR>
</TABLE>
<P>&nbsp;</P>
<UL> <UL> <UL> <UL> </UL>
</UL>
</UL>
</UL>

<P ALIGN="CENTER"><FONT FACE="Times New Roman">
<A NAME="P641_109337"></A>
Appendix A</FONT></P>

<P ALIGN="CENTER"><U><FONT FACE="Times New Roman">
<A NAME="P642_109347"></A>
Bargaining Units Covered</FONT></U></P>

<P><FONT FACE="Times New Roman">Until otherwise negotiated, the bargaining units whose members are or were covered by the Plan are listed below. As to each bargaining unit, this Appendix lists its current status under the Plan. Effective from June 1,
1997, all bargaining units were covered under the Plan are covered under the same terms, as reflected in the foregoing pages.</FONT></P>

<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="49%"><FONT SIZE="3"><U><FONT FACE="Times New Roman">Name of Bargaining Unit </FONT></U></FONT></TD>
<TD WIDTH="4%"><FONT SIZE="3"></FONT></TD>
<TD WIDTH="47%"><FONT SIZE="3"><U><FONT FACE="Times New Roman">Current Status under Plan</FONT></U></FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%"><FONT FACE="Times New Roman">Alkali Chemical Division, Green River, Wyoming, </FONT></TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">Covered under this Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%"><FONT FACE="Times New Roman">United Steel Workers, Local 33-13214</FONT></TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">effective August 1, 1988.</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%"><FONT FACE="Times New Roman">Phosphorus Chemicals Division, Newark,</FONT></TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%"><FONT FACE="Times New Roman">California, International Chemical Workers</FONT></TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">Covered under this Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%"><FONT FACE="Times New Roman">Union, Local 62</FONT></TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">effective August 1, 1988.</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%"><FONT FACE="Times New Roman">Phosphorus Chemicals Division, Nitro, West</FONT></TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">Covered under this Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%"><FONT FACE="Times New Roman">Virginia, United Steel Workers, Local 23-12757</FONT></TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">effective September 1, 1988;</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">
<P><FONT FACE="Times New Roman">sold July 31, 1999; account</FONT></P>
</TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">
<P><FONT FACE="Times New Roman">balances maintained under Plan,</FONT></P>
</TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">same as account balances of</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">any terminated employees.</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">Peroxygen Chemicals Division Steam Plant,</FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">South Charleston, West Virginia, United Steel </FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">Covered under this Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%"><FONT FACE="Times New Roman">Workers, Local 23-12625</FONT></TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">effective July 1, 1989.</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">Pharmaceutical Division, Newark, Delaware, </FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">Covered under this Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">United Steel Workers, Local 7-13028 </FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">effective August 1, 1989.</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">Packaging Systems Division, Green Bay, </FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">Covered under this Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">Wisconsin, United Steel Workers, Local 32-6050</FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman"> effective October 1, 1989;</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">
<P><FONT FACE="Times New Roman">sold July 17, 1998; account</FONT></P>
</TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">
<P><FONT FACE="Times New Roman">balances maintained under Plan,</FONT></P>
</TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">
<P><FONT FACE="Times New Roman">same as account balances of</FONT></P>
</TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">
<P><FONT FACE="Times New Roman">any terminated employees.</FONT></P>
</TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">Agricultural Chemical Group, Baltimore, </FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">Covered under this Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">Maryland, United Steel Workers, Local 8-12517 </FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">effective January 1, 1990.</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">&nbsp;</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">Jetway Systems, Ogden, Utah, United Steel </FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%"><FONT FACE="Times New Roman">Covered under this Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="49%">
<P><FONT FACE="Times New Roman">Workers, Local 6162 </FONT></P>
</TD>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="47%">
<P><FONT FACE="Times New Roman">effective January 1, 1995.</FONT></P>
</TD>
</TR>
</TABLE>

<P><FONT FACE="Times New Roman"></FONT></P>
<TABLE WIDTH="100%" BORDER="0">
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Peroxygen Chemicals Division, Buffalo, New</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">York, International Chemical Workers Union,</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman"> Transferred to Salaried Thrift Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Local 706C </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">July 1, 1997.</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Phosphorus Chemicals Division, Pocatello, Idaho,</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">International Association of Machinists and</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Aerospace Workers, AFL-CIO, Gate City </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">Transferred to Salaried Thrift Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Mechanics, Local 1933 </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">July 1, 1998.</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Kemmerer Coke Plant, Kemmerer, Wyoming,</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">District No. 22, United Mine Workers of America, </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">Transferred to Salaried Thrift Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">in behalf of Local Union No. 1316, UMWA </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">August 1, 1998.</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Agricultural Chemicals Division, Lawrence,</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%"><FONT FACE="Times New Roman">Kansas, International Chemical Workers </FONT></TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">Transferred to Salaried Thrift Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%"><FONT FACE="Times New Roman">Union, Local 605</FONT></TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">September 15, 1998.</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Phosphorus Chemicals Division, Carteret,</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">New Jersey, International Chemical Workers </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">Transferred to Salaried Thrift Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Union, Local 144 </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">October 15, 1998.</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Agricultural Chemicals Division, Middleport,</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">New York, International Association of Machinists, </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">Transferred to Salaried Thrift Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Local 1180 </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">January 1, 1999.</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Bargaining Employees at</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">UDLP, Armament Systems Division, </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">Transferred to UDLP Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Louisville, Kentucky </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">October 6, 1997.</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">&nbsp;</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Bargaining Employees at</FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">UDLP, Armament Systems Division, </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%"><FONT FACE="Times New Roman">Transferred to UDLP Plan,</FONT></TD>
</TR>
<TR>
<TD WIDTH="51%">
<P><FONT FACE="Times New Roman">Minneapolis, Minnesota </FONT></P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">
<P><FONT FACE="Times New Roman">October 6, 1997.</FONT></P>
</TD>
</TR>
<TR>
<TD WIDTH="51%">
<P>&nbsp;</P>
</TD>
<TD WIDTH="1%">&nbsp;</TD>
<TD WIDTH="48%">&nbsp;</TD>
</TR>
</TABLE>
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