WELLS FARGO & CO/MN
EXHIBIT 10.D
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<DESCRIPTION>EXHIBIT 10.D
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<P ALIGN="RIGHT"><FONT SIZE=2><B>Exhibit&nbsp;10(d)  </B></FONT></P>

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<P><FONT SIZE=2>333
South Grand Avenue<BR>
Los Angeles, CA 90071 </FONT></P>

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<TD WIDTH="13%"><FONT SIZE=2><B>DATE:</B></FONT></TD>
<TD WIDTH="3%"><FONT SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH="84%"><FONT SIZE=2>May&nbsp;22, 2002</FONT></TD>
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<TD WIDTH="13%"><FONT SIZE=2><B>TO:</B></FONT></TD>
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<TD WIDTH="84%"><FONT SIZE=2>Dennis Mooradian</FONT></TD>
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<TD WIDTH="13%"><FONT SIZE=2><B>FROM:</B></FONT></TD>
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<TD WIDTH="84%"><FONT SIZE=2>Les Biller</FONT></TD>
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<TD WIDTH="13%"><FONT SIZE=2><B>SUBJECT:</B></FONT></TD>
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<TD WIDTH="84%"><FONT SIZE=2>Amendment to letter of April&nbsp;2001</FONT></TD>
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<P><FONT SIZE=2>The
following is a modification to my letter of April&nbsp;20, 2001. </FONT></P>

<P><FONT SIZE=2>Should
you decide to leave Wells Fargo for reasons other than cause before May&nbsp;30, 2004, you will be eligible for the benefit described in my letter as if your departure were initiated by Wells
Fargo. </FONT></P>

<P><FONT SIZE=2>Dennis,
I hope this addresses your concerns and allows us to move forward in a manner you are comfortable with. I very much believe you have what is required to build our investment business into a
major part of our company. </FONT></P>

<P><FONT SIZE=2>Sincerely,
</FONT></P>

<P><FONT SIZE=2>Les
Biller </FONT></P>

<P><FONT SIZE=2>/s/
Les Biller </FONT></P>

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/s/&nbsp;&nbsp;</FONT><FONT SIZE=2>DENNIS MOORADIAN</FONT><FONT SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
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<TD WIDTH="47%"><HR NOSHADE><FONT SIZE=2> Agreed: Dennis Mooradian<BR></FONT>
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