Securus Technologies, Inc.
FIRST AMENDMENT TO CREDIT AGREEMENT
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<FILENAME>g97663exv10w1.htm
<DESCRIPTION>FIRST AMENDMENT TO CREDIT AGREEMENT
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<TITLE>FIRST AMENDMENT TO CREDIT AGREEMENT</TITLE>
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<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>EXHIBIT 10.1</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><U><B>FIRST AMENDMENT TO CREDIT AGREEMENT</B></U>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>THIS FIRST AMENDMENT TO CREDIT AGREEMENT </B>(this &#147;<U>Amendment</U>&#148;) is made and entered into
as of October 12, 2005 by and among SECURUS TECHNOLOGIES, INC., a Delaware corporation (the
&#147;<U>Borrower</U>&#148;), the Lenders (as defined below) signatory hereto, ING CAPITAL LLC, in its
capacity as Syndicated Issuing Lender (the &#147;<U>Syndicated Issuing Lender</U>&#148;), ING CAPITAL LLC,
in its capacity as Alternative Issuing Lender (the &#147;<U>Alternative Issuing Lender</U>&#148;), and ING
CAPITAL LLC, in its capacity as Administrative Agent (the &#147;<U>Administrative Agent</U>&#148;).
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><U><B>W</B></U> <U><B>I</B></U> <U><B>T</B></U> <U><B>N</B></U> <U><B>E</B></U> <U><B>S</B></U> <U><B>S</B></U> <U><B>E</B></U> <U><B>T</B></U> <U><B>H</B></U><B>:</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, the Borrower, the financial institutions party thereto as lenders (the
&#147;<U>Lenders</U>&#148;), the Syndicated Issuing Lender and the Administrative Agent are parties to a
certain Credit Agreement, dated as of September&nbsp;9, 2004 (as amended, restated, supplemented or
otherwise modified from time to time, the &#147;<U>Credit Agreement</U>&#148;; capitalized terms used herein
and not otherwise defined shall have the meanings assigned to such terms in the Credit Agreement),
pursuant to which the Lenders have made certain financial accommodations available to the Borrower;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, the Borrower has requested that the Lenders, the Syndicated Issuing Lender, the
Alternative Issuing Lender and the Administrative Agent amend certain provisions of the Credit
Agreement, including, without limitation, the addition of an alternative $10,000,000 letter of
credit facility, and subject to the terms and conditions hereof, the Lenders, the Syndicated
Issuing Lender, the Alternative Issuing Lender and the Administrative Agent are willing to do so;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NOW, THEREFORE, for good and valuable consideration, the sufficiency and receipt of all of
which are hereby acknowledged, the Borrower, the Lenders, the Syndicated Issuing Lender, the
Alternative Issuing Lender and the Administrative Agent agree as follows:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.&nbsp;<U><B>Amendments</B></U>.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;<U>Amendment to Section&nbsp;1.1</U>. Section&nbsp;1.1 of the Credit Agreement is hereby amended
and modified by replacing the definitions of &#147;Commitment Ratio&#148;, &#147;Commitments&#148;, Date of Issue&#148;,
&#147;Interest Rate Margin&#148;, &#147;Issuing Lender&#148;, &#147;Lender Group&#148;, &#147;Letter of Credit&#148;, &#147;Letter of Credit
Commitment&#148;, &#147;Letter of Credit Obligations&#148; and &#147;Reimbursement Obligations&#148; in their entirety with
the following definitions:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Commitment Ratio</U>&#148; shall mean, with respect to any Lender, the ratio,
expressed as a percentage, of (a)&nbsp;the Commitment of such Lender, divided by (b)&nbsp;the
Commitment of all Lenders, which, as of the Agreement Date, are set forth (together
with Dollar amounts thereof) on Schedule&nbsp;1(a).
</DIV>

<P align="center" style="font-size: 10pt">&nbsp;
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<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Commitments</U>&#148; shall mean (i)&nbsp;the several obligations of the Lenders to
advance the aggregate amount of up to $30,000,000 to the Borrower on or after the
Agreement Date, in accordance with their respective Commitment Ratios, pursuant to
the terms of this Agreement and (ii)&nbsp;the several obligations of the Lenders, in
accordance with their respective Commitment Ratios, to participate in Letters of
Credit issued by the Alternative Issuing Lender in an aggregate amount of up to
$10,000,000, pursuant to the terms of this Agreement, in each case as such amounts
may be reduced from time to time pursuant to the terms of this Agreement.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Date of Issue</U>&#148; shall mean the date on which the Syndicated Issuing
Lender or the Alternative Issuing Lender, as the case may be, issues a Letter of
Credit pursuant to Section&nbsp;2.15 or Section&nbsp;2.17, respectively.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Interest Rate Margin</U>&#148; shall mean 2.00% per annum.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Issuing Lender</U>&#148; shall mean, individually or collectively, as the
context may require, the Syndicated Issuing Lender and/or the Alternative Issuing
Lender.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Lender Group</U>&#148; shall mean, collectively, the Administrative Agent, the
Syndicated Issuing Lender, the Alternative Issuing Lender and the Lenders. In
addition, if ING Capital LLC ceases to be the Administrative Agent, then for any
Hedge Agreement entered into by any Borrower Party with ING Capital LLC while it was
the Administrative Agent, ING Capital LLC or its Affiliate party to any Hedge
Agreements shall be deemed to be a member of the Lender Group for purposes of
determining the secured parties under any Security Documents.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Letter of Credit</U>&#148; shall mean, individually or collectively, as the
context may require, an Alternative Letter of Credit and/or a Syndicated Letter of
Credit.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Letter of Credit Commitment</U>&#148; shall mean, individually or collectively,
as the context may require, the Syndicated Letter of Credit Commitment and/or the
Alternative Letter of Credit Commitment.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Letter of Credit Obligations</U>&#148; shall mean, individually or
collectively, as the context may require, the Syndicated Letter of Credit
Obligations and/or the Alternative Letter of Credit Obligations.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Reimbursement Obligations</U>&#148; shall mean the payment obligations of the
Borrower under <U>Section&nbsp;2.15(d)</U> and <U>Section&nbsp;2.17(d)</U>.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;<U>Amendment to Section&nbsp;1.1</U>. Section&nbsp;1.1 of the Credit Agreement is hereby further
amended and modified by inserting the following definitions in appropriate alphabetical order
therein.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Alternative Issuing Lender</U>&#148; shall mean ING Capital LLC, or any other
Person who hereafter may be designated as the Alternative Issuing Lender pursuant to
an Assignment and Acceptance or otherwise.
</DIV>

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<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Alternative Letters of Credit</U>&#148; shall mean either Standby Letters of
Credit or Commercial Letters of Credit issued by the Alternative Issuing Lender on
behalf of the Borrower from time to time in accordance with Section&nbsp;2.17.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Alternative Letter of Credit Commitment</U>&#148; shall mean the obligation of
the Alternative Issuing Lender to issue Alternative Letters of Credit in an
aggregate face amount from time to time not to exceed $10,000,000 pursuant to the
terms of this Agreement.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Alternative Letter of Credit Obligations</U>&#148; shall mean, at any time,
without duplication, the sum of (a)&nbsp;an amount equal to one hundred percent (100%) of
the aggregate undrawn and unexpired stated amount (including the amount to which any
such Alternative Letter of Credit can be reinstated pursuant to its terms) of the
then outstanding Alternative Letters of Credit, plus (b)&nbsp;an amount equal to one
hundred percent (100%) of the aggregate drawn, but unreimbursed drawings of any
Alternative Letters of Credit.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Syndicated Issuing Lender</U>&#148; shall mean ING Capital LLC, or any other
Person who hereafter may be designated as the Syndicated Issuing Lender pursuant to
an Assignment and Acceptance or otherwise.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Syndicated Letters of Credit</U>&#148; shall mean either Standby Letters of
Credit or Commercial Letters of Credit issued by the Syndicated Issuing Lender on
behalf of the Borrower from time to time in accordance with <U>Section&nbsp;2.15</U>.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Syndicated Letter of Credit Commitment</U>&#148; shall mean the obligation of
the Syndicated Issuing Lender to issue Syndicated Letters of Credit in an aggregate
face amount from time to time not to exceed $12,500,000 pursuant to the terms of
this Agreement.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Syndicated Letter of Credit Obligations</U>&#148; shall mean, at any time,
without duplication, the sum of (a)&nbsp;an amount equal to one hundred percent (100%) of
the aggregate undrawn and unexpired stated amount (including the amount to which any
such Syndicated Letter of Credit can be reinstated pursuant to its terms) of the
then outstanding Syndicated Letters of Credit, plus (b)&nbsp;an amount equal to one
hundred percent (100%) of the aggregate drawn, but unreimbursed drawings of any
Syndicated Letters of Credit.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;<U>Amendment to Section&nbsp;2.1</U>. Section&nbsp;2.1 of the Credit Agreement, <U>Extensions of
Credit</U>, is hereby amended and modified by deleting subsection 2.1(b) in its entirety and by
substituting the following in lieu thereof:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) <U>The Letters of Credit</U>. Subject to the terms and conditions of this
Agreement, (i)&nbsp;the Syndicated Issuing Lender agrees to issue Syndicated Letters of
Credit for the account of the Borrower, from time to time on any Business Day prior
to the date thirty (30)&nbsp;days prior to the Maturity Date, pursuant to Section&nbsp;2.15
and (ii)&nbsp;the Alternative Issuing Lender agrees to issue Alternative Letters of
Credit for the account of the Borrower, from time to time on any Business Day
</DIV>

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<DIV align="left" style="margin-left: 3%; text-indent: 0%; margin-right: 0%; font-size: 10pt; margin-top: 6pt">prior to the date thirty (30)&nbsp;days prior to the Maturity Date, pursuant to Section
2.17, in each case in an outstanding face amount not to exceed, with respect to the
issuance of any individual Letter of Credit as of any Business Day, the Available
Letter of Credit Amount as of such Business Day.</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;<U>Amendment to Section&nbsp;2.4</U>. Section&nbsp;2.4 of the Credit Agreement, <U>Fees</U>, is
hereby amended and modified by deleting subsections 2.4(b) and (c)&nbsp;in their entirety and by
substituting the following in lieu thereof:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) <U>Unused Line Fee</U>. The Borrower agrees to pay to the Administrative
Agent, for the account of the Lenders in accordance with their respective Commitment
Ratios, an unused line fee on the aggregate amount by which the Commitments
(excluding the reimbursement obligations with respect to the Alternative Letter of
Credit Commitment) exceeded the sum of the average daily amount of Aggregate
Revolving Credit Obligations (other than with respect to any Agent Advances or
Alternative Letter of Credit Obligations) for each day from the Agreement Date
through the Maturity Date (or the date of any earlier prepayment in full of the
Obligations), at a rate of three-eights of one percent (.375%) per annum. In
addition, the Borrower agrees to pay to the Administrative Agent, for the account of
the Lenders in accordance with their respective Commitment Ratios, an unused line
fee on the aggregate amount by which the Alternative Letter of Credit Commitment
exceeded the sum of the average daily amount of Alternative Letter of Credit
Obligations for each day from the date of this First Amendment through the Maturity
Date (or the date of any earlier prepayment in full of the Obligations), at a rate
of three-eights of one percent (.375%) per annum. Such unused line fees shall be
computed on the annual basis of a hypothetical year of three hundred sixty (360)
days for the actual number of days elapsed, shall be payable quarterly in arrears on
the fifth day of each calendar quarter thereafter for the immediately preceding
calendar quarter, and if then unpaid, on the Maturity Date (or the date of any
earlier prepayment in full of the Obligations), and shall be fully earned when due
and non-refundable when paid.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) <U>Letter of Credit Fees</U>.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) The Borrower shall pay to the Administrative Agent for the account of the
Lenders, in accordance with their respective Commitment Ratios, a fee on the stated
amount of any outstanding Syndicated Letters of Credit for each day from the Date of
Issue through the Maturity Date (or the date of any earlier prepayment in full of
the Obligations) at a rate per annum on the amount of the Syndicated Letter of
Credit Obligations equal to two percent (2.00%). In addition, the Borrower shall
pay to the Alternative Issuing Lender a fee on the stated amount of any outstanding
Alternative Letter of Credit for each day from the Date of Issue through the
Maturity Date (or the date of any earlier prepayment in full of the Obligations) at
a rate per annum on the amount of the Alternative Letter of Credit Obligations equal
to two (2.00%). Such Letter of Credit fees shall be computed on the basis of a
hypothetical year of three hundred sixty (360)
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<DIV align="left" style="margin-left: 6%; text-indent: 0%; margin-right: 0%; font-size: 10pt; margin-top: 6pt">days for the actual number of days elapsed, shall be payable quarterly in arrears
for each calendar quarter on the fifth day of the immediately succeeding calendar
quarter, commencing on October&nbsp;5, 2004, and if then unpaid, on the Maturity Date (or
the date of any earlier prepayment in full of the Obligations), and shall be fully
earned when due and non-refundable when paid.</DIV>



<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) The Borrower shall also pay to the Administrative Agent, for the account
of the applicable Issuing Lender, (A)&nbsp;a fee on the stated amount of each Letter of
Credit for each day from the Date of Issue through the expiration date of each such
Letter of Credit (or any earlier prepayment in full of the Obligations) at a rate of
one-eighth of one-percent (0.125%) per annum which fee shall be computed on the
basis of a hypothetical year of three hundred sixty (360)&nbsp;days for the actual number
of days elapsed, shall be payable quarterly in arrears on the fifth day of each
calendar quarter for the immediately preceding calendar quarter, commencing on
October&nbsp;5, 2004, and, if unpaid on the Maturity Date (or any earlier prepayment in
full of the Obligations) and (B)&nbsp;any reasonable and customary fees charged by such
Issuing Lender for issuance and administration of such Letters of Credit. The
foregoing fees shall be fully earned when due, and non-refundable when paid.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;<U>Amendment to Section&nbsp;2.11</U>. Section&nbsp;2.11 of the Credit Agreement, <U>Application
of Payments</U>, is hereby amended and modified by deleting subsection 2.11(b) in its entirety and
by substituting the following in lieu thereof:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) <U>Payments Subsequent to Event of Default</U>. Notwithstanding anything
in this Agreement or any other Loan Documents which may be construed to the
contrary, subsequent to the occurrence and during the continuance of an Event of
Default, payments and prepayments with respect to the Obligations made to the Lender
Group, or any of them, or otherwise received by any member of the Lender Group (from
realization on Collateral or otherwise) shall be distributed in the following order
of priority (subject, as applicable, to Section&nbsp;2.10): FIRST, to the costs and
expenses (including attorneys&#146; fees and expenses), if any, incurred by any member of
the Lender Group in the collection of such amounts under this Agreement or of the
Loan Documents, including, without limitation, any costs incurred in connection with
the sale or disposition of any Collateral; SECOND, to any fees then due and payable
to the Administrative Agent under this Agreement or any other Loan Document; THIRD,
pro rata, to any fees then due and payable to the Lenders and the Issuing Lender
under this Agreement or any other Loan Document; FOURTH, pro rata, to the payment of
interest then due and payable on the Agent Advances and the Revolving Loans; FIFTH,
pro rata, to (i)&nbsp;the payment of the principal of the Agent Advances then
outstanding, (ii)&nbsp;the payment of principal on the Revolving Loans then outstanding,
(iii)&nbsp;the Letter of Credit Reserve Account to the extent of one hundred five percent
(105%) of any Syndicated Letter of Credit Obligations then outstanding for the sole
purpose of Reimbursement Obligations for Syndicated Letters of Credit, (iv)&nbsp;the
Letter of Credit Reserve Account to the extent of one hundred five percent (105%) of
any Alternative Letter of Credit Obligations then outstanding for the sole purpose
of
</DIV>

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<DIV align="left" style="margin-left: 3%; text-indent: 0%; margin-right: 0%; font-size: 10pt; margin-top: 6pt">Reimbursement Obligations for Alternative Letters of Credit, and (v)&nbsp;the payment of
any Obligation arising in respect of the Hedge Agreements; SIXTH, to any other
Obligations not otherwise referred to in this Section&nbsp;2.11(b); SEVENTH, to damages
incurred by the Administrative Agent or any Lender by reason of any breach hereof or
of any other Loan Document; and EIGHTH, upon satisfaction in full of all
Obligations, to the Borrower or as otherwise required by law.</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;<U>Amendment to Section&nbsp;2.15</U>. Section&nbsp;2.15 of the Credit Agreement, <U>Letters of
Credit</U>, is hereby amended and modified by deleting the heading thereof in its entirety and
replacing it with &#147;<U>Syndicated Letters of Credit</U>, and by inserting the word &#147;Syndicated&#148;
before each occurrence of the words &#147;Issuing Lender&#148;, &#147;Letters of Credit&#148;, and &#147;Letter of Credit
Commitment&#148;.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;<U>Amendment to Article&nbsp;2</U>. Article&nbsp;2, THE LOANS AND LETTERS OF CREDIT, is hereby
amended and modified by inserting the following Section&nbsp;2.17, Alternative Letters of Credit,
immediately following Section&nbsp;2.16:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.17. <U>Alternative Letters of Credit</U>.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Subject to the terms and conditions of this Agreement, the Alternative
Issuing Lender hereby agrees to issue one or more Alternative Letters of Credit up
to an aggregate face amount equal to the Alternative Letter of Credit Commitment;
<U>provided</U>, <U>however</U>, that, except as described in the last sentence of
Section&nbsp;4.3, the Alternative Issuing Lender shall not issue any Alternative Letter
of Credit unless the conditions precedent to the issuance thereof set forth in
Section&nbsp;4.3 have been satisfied. Each Alternative Letter of Credit shall (1)&nbsp;be
denominated in Dollars, and (2)&nbsp;expire no later than the earlier to occur of (A)&nbsp;the
date thirty (30)&nbsp;days prior to the Maturity Date, and (B)&nbsp;three hundred sixty (360)
days after its date of issuance (but may contain provisions for automatic renewal
provided that no Default exists on the renewal date or would be caused by such
renewal and provided no such renewal shall extend beyond the date thirty (30)&nbsp;days
prior to the Maturity Date). Each Alternative Letter of Credit shall be subject to
the Uniform Customs and, to the extent not inconsistent therewith, the laws of the
State of New York. The Alternative Issuing Lender shall not at any time be
obligated to issue, or cause to be issued, any Alternative Letter of Credit if such
issuance would conflict with, or cause the Alternative Issuing Lender to exceed any
limits imposed by, any Applicable Law.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) The Borrower may from time to time request that the Alternative Issuing
Lender issue an Alternative Letter of Credit. The Borrower shall execute and
deliver to the Administrative Agent and the Alternative Issuing Lender a Request for
Issuance of Letter of Credit for each Alternative Letter of Credit to be issued by
the Alternative Issuing Lender, not later than 1:00 p.m. (Atlanta, Georgia time) on
the third (3rd) Business Day preceding the date on which the requested Alternative
Letter of Credit is to be issued, or such shorter notice as may be acceptable to the
Alternative Issuing Lender and the Administrative Agent. Upon receipt of any such
Request for Issuance of Letter of Credit, subject
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<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">to satisfaction of all conditions precedent thereto as set forth in Section&nbsp;4.3 or
waiver of such conditions pursuant to the last sentence of Section&nbsp;4.3, the
Alternative Issuing Lender shall process such Request for Issuance of Letter of
Credit and the certificates, documents and other papers and information delivered to
it in connection therewith in accordance with its customary procedures and shall
promptly issue the Alternative Letter of Credit requested thereby. The Alternative
Issuing Lender shall furnish a copy of such Alternative Letter of Credit to the
Borrower and the Administrative Agent following the issuance thereof. In addition
to the fees payable pursuant to Section&nbsp;2.4(c)(ii), the Borrower shall pay or
reimburse the Alternative Issuing Lender for normal and customary costs and expenses
incurred by the Alternative Issuing Lender in issuing, effecting payment under,
amending or otherwise administering the Alternative Letters of Credit.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) Immediately upon the issuance by the Alternative Issuing Lender of an
Alternative Letter of Credit and in accordance with the terms and conditions of this
Agreement, the Alternative Issuing Lender shall be deemed to have sold and
transferred to each Lender, and each Lender shall be deemed irrevocably and
unconditionally to have purchased and received from the Alternative Issuing Lender,
without recourse or warranty, an undivided interest and participation, to the extent
of such Lender&#146;s Commitment Ratio, in such Alternative Letter of Credit and the
obligations of the Borrower with respect thereto (including, without limitation, all
Alternative Letter of Credit Obligations with respect thereto). The Alternative
Issuing Lender shall promptly notify the Administrative Agent of any draw under an
Alternative Letter of Credit. At such time as the Administrative Agent shall be
notified by the Alternative Issuing Lender that the beneficiary under any
Alternative Letter of Credit has drawn on the same, the Administrative Agent shall
promptly notify the Borrower, by telephone or telecopy, of the amount of the draw.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) The Borrower hereby agrees to immediately reimburse the Alternative Issuing
Lender for amounts paid by the Alternative Issuing Lender in respect of draws under
each Alternative Letter of Credit and, if such reimbursement is not immediate, in
any event not later than the tenth (10th) Business Day following payment under such
Alternative Letter of Credit. In order to facilitate such repayment, the Borrower
hereby irrevocably requests the Lenders, and the Lenders hereby severally agree, on
the terms and conditions of this Agreement (other than as provided in Article&nbsp;2 with
respect to the amounts of, the timing of requests for, and the repayment of Advances
hereunder), with respect to any drawing under an Alternative Letter of Credit, to
make a Prime Rate Advance on each day on which a draw is made under any Alternative
Letter of Credit and in the amount of such draw, and to pay the proceeds of such
Advance directly to the Alternative Issuing Lender to reimburse the Alternative
Issuing Lender for the amount paid by it upon such draw, not later than the tenth
(10th) Business Day thereafter. Each Lender shall pay its share of such Prime Rate
Advance by paying its portion of such Advance to the Administrative Agent in
accordance with Section&nbsp;2.2(e) and its Commitment Ratio, without reduction
</DIV>

<P align="center" style="font-size: 10pt">7
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">for any set-off or counterclaim of any nature whatsoever. The disbursement of funds
in connection with a draw under an Alternative Letter of Credit pursuant to this
Section hereunder shall be subject to the terms and conditions of Section&nbsp;2.2(e).
The obligation of each Lender to make payments to the Administrative Agent, for the
account of the Alternative Issuing Lender, in accordance with this Section&nbsp;2.17
shall be absolute and unconditional and no Lender shall be relieved of its
obligations to make such payments by reason of noncompliance by any other Person
with the terms of the Alternative Letter of Credit or for any other reason (other
than the gross negligence or willful misconduct of the Alternative Issuing Lender in
paying such Alternative Letter of Credit, as determined by a final non-appealable
judgment of a court of competent jurisdiction). The Administrative Agent shall
promptly remit to the Alternative Issuing Lender the amounts so received from the
other Lenders. Any overdue amounts payable by the Lenders to the Alternative
Issuing Lender in respect of a draw under any Alternative Letter of Credit shall
bear interest, payable on demand, (x)&nbsp;for the first two (2)&nbsp;Business Days, at the
Federal Funds Rate, and (y)&nbsp;thereafter, at the Prime Rate.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) The Borrower agrees that each Advance by the Lenders to reimburse the
Alternative Issuing Lender for draws under any Alternative Letter of Credit, shall,
for all purposes hereunder, unless and until converted into a Eurodollar Advance
pursuant to Section&nbsp;2.2(b)(ii), be deemed to be a Prime Rate Advance under the
Commitment and shall be payable and bear interest in accordance with all other Prime
Rate Advances of Revolving Loans.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) The Borrower agrees that any action taken or omitted to be taken by the
Alternative Issuing Lender in connection with any Alternative Letter of Credit,
except for such actions or omissions as shall constitute gross negligence or willful
misconduct on the part of such Alternative Issuing Lender as determined by a final
non-appealable judgment of a court of competent jurisdiction, shall be binding on
the Borrower as between the Borrower and the Alternative Issuing Lender, and shall
not result in any liability of the Alternative Issuing Lender to the Borrower. The
obligation of the Borrower to reimburse the Alternative Issuing Lender for a drawing
under any Alternative Letter of Credit or the Lenders for Advances made by them to
the Alternative Issuing Lender on account of draws made under the Alternative
Letters of Credit shall be absolute, unconditional and irrevocable, and shall be
paid strictly in accordance with the terms of this Agreement under all circumstances
whatsoever, including, without limitation, the following circumstances:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) Any lack of validity or enforceability of any Loan Document;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) Any amendment or waiver of or consent to any departure from any or all of
the Loan Documents;
</DIV>

<P align="center" style="font-size: 10pt">8
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) Any improper use which may be made of any Alternative Letter of Credit or
any improper acts or omissions of any beneficiary or transferee of any Alternative
Letter of Credit in connection therewith;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) The existence of any claim, set-off, defense or any right which the
Borrower may have at any time against any beneficiary or any transferee of any
Alternative Letter of Credit (or Persons for whom any such beneficiary or any such
transferee may be acting), any Lender or any other Person, whether in connection
with any Alternative Letter of Credit, any transaction contemplated by any
Alternative Letter of Credit, this Agreement, or any other Loan Document, or any
unrelated transaction;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(v) Any statement or any other documents presented under any Alternative Letter
of Credit proving to be insufficient, forged, fraudulent or invalid in any respect
or any statement therein being untrue or inaccurate in any respect whatsoever;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vi) The insolvency of any Person issuing any documents in connection with any
Alternative Letter of Credit;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vii) Any breach of any agreement between the Borrower and any beneficiary or
transferee of any Alternative Letter of Credit;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(viii) Any irregularity in the transaction with respect to which any
Alternative Letter of Credit is issued, including any fraud by the beneficiary or
any transferee of such Alternative Letter of Credit;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ix) Any errors, omissions, interruptions or delays in transmission or delivery
of any messages, by mail, cable, telegraph, wireless or otherwise, whether or not
they are in code;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(x) Any act, error, neglect or default, omission, insolvency or failure of
business of any of the correspondents of the Alternative Issuing Lender;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(xi) Any other circumstances arising from causes beyond the control of the
Alternative Issuing Lender;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(xii) Payment by the Alternative Issuing Lender under any Alternative Letter of
Credit against presentation of a sight draft or a certificate which does not comply
with the terms of such Alternative Letter of Credit, provided that such payment
shall not have constituted gross negligence or willful misconduct of the Alternative
Issuing Lender as determined by a final non-appealable judgment of a court of
competent jurisdiction; and
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(xiii) Any other circumstance or happening whatsoever, whether or not similar
to any of the foregoing.
</DIV>

<P align="center" style="font-size: 10pt">9
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g) The Borrower will indemnify and hold harmless each Indemnified Person from
and against any and all claims, liabilities, obligations, losses, damages,
penalties, actions, judgments, suits, costs, expenses or disbursements of any kind
or nature whatsoever (including reasonable attorneys&#146; fees) which may be imposed on,
incurred by or asserted against such Indemnified Person in any way relating to or
arising out of the issuance of a Alternative Letter of Credit, except that the
Borrower shall not be liable to an Indemnified Person for any portion of such
claims, liabilities, obligations, losses, damages, penalties, actions, judgments,
suits, costs, expenses or disbursements resulting from the gross negligence or
willful misconduct of such Indemnified Person as determined by a final
non-appealable judgment of a court of competent jurisdiction. This Section&nbsp;2.17(g)
shall survive termination of this Agreement.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h) The Administrative Agent shall notify the Alternative Issuing Lender upon
Administrative Agent&#146;s receipt of any Request for Issuance of Letter of Credit.
Subject to the terms and conditions hereof, the Alternative Issuing Lender may, in
its sole discretion, determine whether to issue such requested Letter of Credit
pursuant to this Section&nbsp;2.17 or require that such requested Letter of Credit be
issued pursuant to Section&nbsp;2.15; <U>provided</U>, <U>however</U>, if the Letter of
Credit Availability is sufficient to issue the requested Letter of Credit but
insufficient to issue either a Syndicated Letter of Credit or an Alternative Letter
of Credit, then (x)&nbsp;the Syndicated Issuing Lender and the Alternative Issuing Lender
shall immediately transfer or assign Letters of Credit between the Alternative
Letter of Credit Commitment and the Syndicated Letter of Credit Commitment so that
availability for the requested Letter of Credit exists within a single facility, and
(y)&nbsp;such requested Letter of Credit shall be issued by the Issuing Lender with such
then sufficient Letter of Credit Availability, subject to the satisfaction of the
conditions contained in Section&nbsp;4.3. Notwithstanding anything to the contrary
contained herein, and subject to satisfaction of the conditions contained in
paragraphs (c)&nbsp;and (d)&nbsp;of Section&nbsp;4.3, the Syndicated Issuing Lender and the
Alternative Issuing Lender may from time to time, in their sole discretion, transfer
or assign Letters of Credit between the Alternative Letter of Credit Commitment and
the Syndicated Letter of Credit Commitment, as the case may be, without the consent
of the Borrower or the Lenders.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) So long as the conditions precedent in Section&nbsp;4.2 have been satisfied with
respect to a requested Advance, the Syndicated Issuing Lender and the Alternative
Issuing Lender shall be required to transfer or assign Letters of Credit from the
Syndicated Letter of Credit Commitment to the Alternative Letter of Credit
Commitment at the time any such Advance is requested if such transfer and/or
assignment is needed to provide sufficient Availability for such Advance.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j) Each Lender shall be responsible (to the extent the Alternative Issuing
Lender is not reimbursed by the Borrower) for its pro rata share (based on such
Lender&#146;s Commitment Ratio) of any and all reasonable out-of-pocket costs, expenses
(including reasonable legal fees) and disbursements which may be incurred or made by
the Alternative Issuing Lender in connection with the
</DIV>

<P align="center" style="font-size: 10pt">10
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">collection of any amounts due under, the administration of, or the presentation or
enforcement of any rights conferred by any Alternative Letter of Credit, the
Borrower&#146;s or any guarantor&#146;s obligations to reimburse draws thereunder or
otherwise. In the event the Borrower shall fail to pay such expenses of the
Alternative Issuing Lender within fifteen (15)&nbsp;days of demand for payment by the
Alternative Issuing Lender, each Lender shall thereupon pay to the Alternative
Issuing Lender its pro rata share (based on such Lender&#146;s Commitment Ratio) of such
expenses within ten (10)&nbsp;days from the date of the Alternative Issuing Lender&#146;s
notice to the Lenders of the Borrower&#146;s failure to pay; <U>provided</U>,
<U>however</U>, that if the Borrower shall thereafter pay such expenses, the
Alternative Issuing Lender will repay to each Lender the amounts received from such
Lender hereunder.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;Amendment to Section&nbsp;7.2. Section&nbsp;7.2 of the Credit Agreement, Annual Financial
Statements and Information; Certificate of No Default, is hereby amended and modified by deleting
Section&nbsp;7.2 in its entirety and by substituting the following in lieu thereof:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">Section&nbsp;7.2 <U>Annual Financial Statements and Information; Certificate of No
Default</U>. Within ninety (90)&nbsp;days after the end of each fiscal year of the
Borrower, the audited balance sheet of the Borrower as at the end of such year and
the related audited statements of income and retained earnings and related audited
statements of cash flows for such year, all of which shall be on a consolidated
basis with the other Borrower Parties, which financial statements shall set forth in
comparative form such figures as at the end of and for the previous year, and shall
be accompanied by an opinion of independent certified public accountants of
recognized standing satisfactory to the Administrative Agent, stating that such
financial statements are unqualified and prepared in all material respects in
accordance with GAAP, without any explanatory paragraphs, together with a statement
of such accountants of the Borrower certifying that no Default, including, without
limitation, any Default under the Financial Covenants, was detected during the
examination of the Borrower Parties. With respect to the statement of the
accountants and their certification that no Default was detected during the
examination of the Borrower Parties, this requirement will begin with the Company&#146;s
financial statements for the year ended December&nbsp;31, 2005.
</DIV>

<P align="center" style="font-size: 10pt">11
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)&nbsp;<U>Amendment to Section&nbsp;8.9</U>. Section&nbsp;8.9 of the Credit Agreement, <U>Capital
Expenditures</U>, is hereby amended and modified by deleting Section&nbsp;8.9 in its entirety and by
substituting the following in lieu thereof:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">Section&nbsp;8.9 <U>Capital Expenditures</U>. The Borrower Parties and their
Subsidiaries shall not make or incur in the aggregate any Capital Expenditures in
excess of the amounts set forth in the table below for the applicable periods set
forth in such table:
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="75%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="1%">&nbsp;</TD>
    <TD width="44%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD><!-- VRule -->
    <TD width="2%">&nbsp;</TD>
    <TD width="22%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="22%">&nbsp;</TD>

    <TD width="1%">&nbsp;</TD>
</TR>
<!-- End Table Head -->

<!-- Begin Table Body -->
<TR valign="bottom">
    <TD width="1%" style="border-left: 3px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
              <TD valign="top" style="border-top: 2px solid #000000"><DIV align="center">Period
</DIV></TD>
    <TD style="border-right: 2px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD nowrap colspan="3" align="center" valign="top" style="border-top: 2px solid #000000">Capital Expenditures shall not exceed:
</TD>
    <TD width="1%" style="border-right: 3px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD width="1%" style="border-left: 3px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD valign="top" style="border-top: 2px solid #000000"><DIV style="margin-left:0px; text-indent:-0px">Agreement Date through December&nbsp;31, 2004:
</DIV></TD>
    <TD style="border-right: 2px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD nowrap align="right" valign="top" style="border-top: 2px solid #000000">$</TD>
    <TD align="right" valign="top" style="border-top: 2px solid #000000">9,000,000</TD>
    <TD nowrap valign="top" style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD width="1%" style="border-right: 3px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD width="1%" style="border-left: 3px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD valign="top" style="border-top: 2px solid #000000"><DIV style="margin-left:0px; text-indent:-0px">Calendar years 2005 and 2006
</DIV></TD>
    <TD style="border-right: 2px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD nowrap colspan="3" align="center" valign="top" style="border-top: 2px solid #000000">$30,000,000 plus the Capital<br>
Expenditure Carry Forward Amount
</TD>
    <TD width="1%" style="border-right: 3px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD width="1%" style="border-left: 3px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD valign="top" style="border-top: 2px solid #000000"><DIV style="margin-left:0px; text-indent:-0px">Calendar year 2007 and each calendar
year thereafter:
</DIV></TD>
    <TD style="border-right: 2px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD nowrap colspan="3" align="center" valign="top" style="border-top: 2px solid #000000">$22,000,000 plus the Capital<br>
Expenditure Carry Forward Amount
</TD>
    <TD width="1%" style="border-right: 3px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
</TR>
<TR style="font-size: 1px" valign="bottom">
    <TD nowrap align="left" colspan="8" style="border-top: 3px solid #000000">&nbsp;</TD>
</TR>

<!-- End Table Body -->
</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;<U>Amendment to Schedules to Credit Agreement</U>. The Credit Agreement is hereby
amended by deleting Schedule&nbsp;1(a), <U>Commitment Ratios</U>, in its entirety and replacing it with
Schedule 1(a) attached hereto.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;<U><B>Conditions to Effectiveness of this Amendment</B></U><B>. </B>Notwithstanding any other provision
of this Amendment and without affecting in any manner the rights of the Lenders hereunder, it is
understood and agreed that this Amendment shall not become effective, and the Borrower shall have
no rights under this Amendment, until the Administrative Agent shall have received (i)&nbsp;a commitment
fee in the amount of $75,000 for the sole benefit of the Alternative Issuing Lender, (ii)&nbsp;such
other fees as the Borrower has previously agreed to pay the Administrative Agent or any of its
affiliates in connection with this Amendment, (iii)&nbsp;reimbursement or payment of its costs and
expenses incurred in connection with this Amendment (including reasonable fees, charges and
disbursements of Paul, Hastings, Janofsky &#038; Walker LLP, counsel to the Administrative Agent), and
(iv)&nbsp;each of the following documents:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;executed counterparts to this Amendment from the Borrower, each of the Guarantors, the
Lenders and the Issuing Lenders;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;The legal opinion of White &#038; Case LLP, counsel to the Borrower Parties, addressed to the
Administrative Agent;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;The Administrative Agent shall have received evidence satisfactory to it that all
Necessary Authorizations are in full force and effect and are not subject to any pending or
threatened reversal or cancellation, and that no Default exists, and the Administrative Bank shall
have received a certificate of an Authorized Signatory of the Company so stating;
</DIV>

<P align="center" style="font-size: 10pt">12
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;The Administrative Agent shall have received evidence satisfactory to it that no change
in the business, assets, management, operations, financial condition or prospects of the Borrower
Parties shall have occurred since June&nbsp;30, 2005, which change has had or is reasonably likely to
have a Materially Adverse Effect, and the Administrative Agent shall have received a certificate of
an Authorized Signatory of the Borrower so stating; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;All such other documents as the Administrative Agent may reasonably request, certified by
an appropriate governmental official or an Authorized Signatory if so requested.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.&nbsp;<U><B>Representations and Warranties</B></U><B>. </B>To induce the Lenders, the Issuing Lenders and the
Administrative Agent to enter into this Amendment, each Borrower Party hereby represents and
warrants to the Lender Group that:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;The execution, delivery and performance by such Borrower Party of this Amendment (i)&nbsp;are
within such Borrower Party&#146;s power and authority; (ii)&nbsp;have been duly authorized by all necessary
corporate and shareholder action; (iii)&nbsp;are not in contravention of any provision of such Borrower
Party&#146;s certificate of incorporation or bylaws or other organizational documents; (iv)&nbsp;do not
violate any law or regulation, or any order or decree of any Governmental Authority; (v)&nbsp;do not
conflict with or result in the breach or termination of, constitute a default under or accelerate
any performance required by, any indenture, mortgage, deed of trust, lease, agreement or other
instrument to which such Borrower Party or any of its Subsidiaries is a party or by which such
Borrower Party or any such Subsidiary or any of their respective property is bound; (vi)&nbsp;do not
result in the creation or imposition of any Lien upon any of the property of such Borrower Party or
any of its Subsidiaries; and (vii)&nbsp;do not require the consent or approval of any Governmental
Authority or any other Person;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;This Amendment has been duly executed and delivered for the benefit of or on behalf of
each Borrower Party and constitutes a legal, valid and binding obligation of each Borrower Party,
enforceable in accordance with its terms, except to the extent that the enforceability thereof may
be limited by applicable bankruptcy, insolvency, reorganization or similar laws affecting the
enforcement of creditor&#146;s rights generally or by general principles of equity (regardless of
whether such enforcement is considered in a proceeding in equity or at law); and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;After giving effect to this Amendment, the representations and warranties contained in the
Credit Agreement and the other Loan Documents are true and correct in all material respects, and no
Default or Event of Default has occurred and is continuing as of the date hereof.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt">4. <U><B>Reaffirmations and Acknowledgments</B></U><B>.</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;<U>Reaffirmation of Guaranty</U>. Each Guarantor consents to the execution and delivery
by the Borrower of this Amendment and jointly and severally ratify and confirm the terms of the
Credit Agreement (including, without limitation, Article&nbsp;3 thereof) with respect to the
indebtedness now or hereafter outstanding under the Credit Agreement as amended hereby
</DIV>

<P align="center" style="font-size: 10pt">13
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="margin-left: 0%; text-indent: 0%; margin-right: 0%; font-size: 10pt; margin-top: 6pt">and all promissory notes issued thereunder. Each Guarantor acknowledges that, notwithstanding
anything to the contrary contained herein or in any other document evidencing any indebtedness of
the Borrower to the Lender Group or any other obligation of the Borrower, or any actions now or
hereafter taken by the members of the Lender Group with respect to any obligation of the Borrower,
Article&nbsp;3 of the Credit Agreement (i)&nbsp;is and shall continue to be a primary obligation of the
Guarantors, (ii)&nbsp;is and shall continue to be an absolute, unconditional, joint and several,
continuing and irrevocable guaranty of payment, and (iii)&nbsp;is and shall continue to be in full force
and effect in accordance with its terms. Nothing contained herein to the contrary shall release,
discharge, modify, change or affect the original liability of the Guarantors under the Guaranty
Agreement.</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;<U>Acknowledgment of Perfection of Security Interest</U>. Each Borrower Party hereby
acknowledges that, as of the date hereof, the security interests and liens granted to the
Administrative Agent and the other members of the Lender Group under the Credit Agreement and the
other Loan Documents are in full force and effect, are properly perfected and are enforceable in
accordance with the terms of the Credit Agreement and the other Loan Documents.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.&nbsp;<U><B>Effect of Amendment</B></U>. Except as set forth expressly herein, all terms of the Credit
Agreement, as amended hereby, and the other Loan Documents shall be and remain in full force and
effect and shall constitute the legal, valid, binding and enforceable obligations of the Borrower
to the Administrative Agent and the other members of the Lender Group. The execution, delivery and
effectiveness of this Amendment shall not, except as expressly provided herein, operate as a waiver
of any right, power or remedy of the members of the Lender Group under the Credit Agreement, nor
constitute a waiver of any provision of the Credit Agreement. This Amendment shall constitute a
Loan Document for all purposes of the Credit Agreement. Reference to the Credit Agreement herein
or in any other Loan Document shall be deemed to refer to the Credit Agreement as amended hereby.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.&nbsp;<U><B>Governing Law</B></U><B>. </B>This Amendment shall be governed by, and construed in accordance
with, the internal laws of the State of New York and all applicable federal laws of the United
States of America.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.&nbsp;<U><B>No Novation</B></U><B>. </B>This Amendment is not intended by the parties to be, and shall not be
construed to be, a novation of the Credit Agreement or an accord and satisfaction in regard
thereto.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.&nbsp;<U><B>Costs and Expenses</B></U>. The Borrower agrees to pay on demand all costs and expenses of
the Administrative Agent in connection with the preparation, execution and delivery of this
Amendment, including, without limitation, the reasonable fees and out-of-pocket expenses of outside
counsel for the Administrative Agent with respect thereto.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.&nbsp;<U><B>Counterparts</B></U><B>. </B>This Amendment may be executed by one or more of the parties hereto
in any number of separate counterparts, each of which shall be deemed an original and all of which,
taken together, shall be deemed to constitute one and the same instrument. Delivery of
</DIV>

<P align="center" style="font-size: 10pt">14
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="margin-left: 0%; text-indent: 0%; margin-right: 0%; font-size: 10pt; margin-top: 6pt">an executed counterpart of this Amendment by facsimile transmission or by electronic mail in
pdf form shall be as effective as delivery of a manually executed counterpart hereof.</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.&nbsp;<U><B>Binding Nature</B></U><B>. </B>This Amendment shall be binding upon and inure to the benefit of
the parties hereto, their respective successors, successors-in-titles, and assigns.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.&nbsp;<U><B>Entire Understanding</B></U><B>. </B>This Amendment sets forth the entire understanding of the
parties with respect to the matters set forth herein, and shall supersede any prior negotiations or
agreements, whether written or oral, with respect thereto.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">&#091;<I>Signature Pages To Follow</I>&#093;
</DIV>


<P align="center" style="font-size: 10pt">15
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">




<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed, under
seal in the case of the Borrower and the Guarantors, by their respective authorized officers as of
the day and year first above written.
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">BORROWER:                               &nbsp;</TD>
    <TD colspan="3" align="left"><B>SECURUS TECHNOLOGIES, INC.,</B> a Delaware corporation, as the Company<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">CFO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD align="left">Attest:</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Richard Falcone</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD colspan="2" align="left">Richard Falcone&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD colspan="2" align="left">Chairman and CEO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">GUARANTORS:                                 &nbsp;</TD>
    <TD colspan="3" align="left"><B>T-NETIX, INC.,</B> a Delaware corporation, as a Guarantor<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">CFO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>TELEQUIP LABS, INC.</B>, a Nevada corporation, as a Guarantor<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">CFO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>T-NETIX TELECOMMUNICATIONS SERVICES, INC.</B>, a Texas corporation, as a Guarantor<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">CFO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

</TABLE>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>SPEAKEZ, INC.</B>, a Colorado corporation, as a Guarantor<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">CFO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>T-NETIX MONITORING CORPORATION</B>, a Colorado corporation, as a Guarantor<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">CFO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>EVERCOM HOLDINGS, INC.</B>, a Delaware <B>c</B>orporation, as a Guarantor<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">CFO</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>EVERCOM, INC.</B>, a Delaware corporation, as a Guarantor<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">CFO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">
</DIV>

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<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

</TABLE>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>EVERCOM SYSTEMS, INC.</B>, a Delaware corporation, as a Guarantor<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Keith Kelson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">CFO&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">SYNDICATED ISSUING LENDER:                         &nbsp;</TD>
    <TD colspan="3" align="left"><B>ING CAPITAL LLC,</B> as the Syndicated Issuing Lender<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ John N. Lanier&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">John N. Lanier&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">Director</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">ALTERNATIVE ISSUING LENDER:                        &nbsp;</TD>
    <TD colspan="3" align="left"><B>ING CAPITAL LLC,</B> as the Alternative Issuing Lender<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ John N. Lanier&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">John N. Lanier&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">Director</TD>
    <TD>&nbsp;</TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

</TABLE>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">LENDERS:                                             &nbsp;</TD>
    <TD colspan="3" align="left"><B>ING CAPITAL LLC,</B> as a Lender<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ John N. Lanier&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">John N. Lanier&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">Director</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>NORTH FORK BUSINESS CAPITAL CORPORATION</B>, as a Lender<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
/s/ Robert R. Wallace&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Robert R. Wallace&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">Vice President</TD>
    <TD>&nbsp;</TD>
</TR>

</TABLE>

<P align="center" style="font-size: 10pt">
</DIV>

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<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

</TABLE>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><U>Schedule&nbsp;1(a)</U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><U>Commitment Ratios</U>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="70%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="76%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Lender</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000">Commitment</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000">Commitment Ratio</TD>
    <TD>&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">ING Capital LLC</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:45px; text-indent:-15px">Revolving Credit Commitment
Alternative Letter of</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">22,500,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:45px; text-indent:-15px">Credit Commitment</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">7,500,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:45px; text-indent:-15px"><B>Total</B></DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left"><B>$</B></TD>
    <TD align="right"><B>30,000,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">75.00</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">North Fork Business Capital Corporation</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:45px; text-indent:-15px">Revolving Credit Commitment
Alternative Letter of</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">7,500,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:45px; text-indent:-15px">Credit Commitment</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">2,500,000</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:45px; text-indent:-15px"><B>Total</B></DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left"><B>$</B></TD>
    <TD align="right"><B>10,000,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right">25.00</TD>
    <TD nowrap>%</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><B>Total</B></DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left"><B>$</B></TD>
    <TD align="right"><B>40,000,000</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left">&nbsp;</TD>
    <TD align="right"><B>100</B></TD>
    <TD nowrap><B>%</B></TD>
</TR>
<TR style="font-size: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
        <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
        <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body -->
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